Dewan Housing Finance Corporation Ltd.

NSE: DHFL BSE: 511072 SECTOR: Finance - Housing

16.7
-1.85 (-9.97%)
NSE: 11 Jun 03:59 PM

Price Summary

Today's High

₹ 16.7

Today's Low

₹ 16.7

52 Week High

₹ 850

52 Week Low

₹ 12.05

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.

Company Essentials

Market Cap

524.08 Cr.

Advances

66202.68 Cr.

No. of Shares

31.38 Cr.

P/E

0

P/B

0

Face Value

₹ 10

Div. Yield

0%

Book Value (TTM)

₹  -656.88

Operating Revenue

9322.23 Cr.

Net Profit

-13612.32 Cr.

Promoter Holding

39.21%

EPS (TTM)

₹  -479.61

Sales Growth

-27.64 %

ROE

-1090.99 %

ROCE

-13.22 %

Profit Growth

-1213.87 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Ratios

Income Growth

1 Year-27.64%
3 Year1.74%
5 Year9.29%

Profit Growth

1 Year-1213.87%
3 Year-267.5%
5 Year-285.41%

ROE%

1 Year-1090.99%
3 Year-362.86%
5 Year-205.64%

ROCE %

1 Year-13.22%
3 Year1.57%
5 Year5.77%

ROA%

-14.5728048221447

PEG Ratio

0

PAT Margin (%)

-146.019997361146

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2021 39.21 100
Dec 2020 39.21 100
Sep 2020 39.21 100
Jun 2020 39.21 100
Mar 2020 39.21 100
* Figures given above are % of equity capital

 Strengths

 Looks like the company does not have any notable strengths.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of -362.857072059253%.
  • The company a poor ROCE track record of 1.56546046225214% since last 3 years.
  • PAT margin has shrunk by 137.978553324101%.
  • The company has delivered poor profit growth of 1.74115248617173% over past 3 years
  • The company has delivered poor Operating Income growth of 1.74115248617173% over past 3 years.
  • Provision and contingencies have increased by 450.092727734442%.
  • Promoter pledging is high as 100%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021
Operating Revenue 2387.58 2324.73 2204.81 2206.58 2034.53
Other Income 4.59 4.13 1.09 0.88 26.04
Interest Expended 133.09 57.52 56.66 53.13 51.18
Operating Expenses 12516.05 2158.07 4895.28 19812.17 1755
Total Provisions 0 0 0 0 0
Depreciation 39.94 20.46 20.32 19.63 20.42
Profit Before Tax -10296.91 92.81 -2766.36 -17677.47 233.97
Tax -2662.02 22.71 -643.72 -4582.11 137.19
Net Profit -7634.89 70.1 -2122.64 -13095.36 96.78

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Operating Income 7295.1 8851.76 10850.4 12883.88 9322.23
Other Income 26.35 268.95 174.2 230.9 225.26
Interest 5490.03 6828.94 7721.95 9392.85 5725.18
Operating Expenses 520.77 567.27 777.93 1040.18 626.57
Total Provisions 208.48 322.11 823.7 3846.73 21443.73
Exceptional Items 0 1969.43 0 0 0
Profit Before Tax 1102.17 3371.82 1701.02 -1164.98 -18247.99
Tax 372.97 475.37 461.03 -128.93 -4635.67
Profit After Tax 729.2 2896.45 1239.99 -1036.05 -13612.32
Adjusted EPS (Rs.) 24.99 92.49 39.53 -33.01 -433.76

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Equity and Liabilities
Share Capital 291.8 313.15 313.66 313.82 313.82
Total Reserves 4725.2 7682.65 8918.87 7788.24 -5851.76
Borrowings 45119.47 66753.91 82784.56 91753.37 84696.41
Other N/C liabilities 674.51 1023.63 -95.63 -442.81 -5050.29
Current liabilities 17042.15 16524.64 14294.56 6619.82 6677.5
Total Liabilities 67853.13 92297.98 106216.02 106032.44 80785.68
Assets
Loans 58426.29 67601.7 93114.62 97978.12 66202.68
Net Block 201.71 208.9 849.79 864.68 920.3
Capital WIP 546.15 546.15 0 0 0
Intangible WIP 32.66 87.62 129.05 104.01 105.17
Investments 719.74 947.57 1401.17 1457.76 3166.13
Other Loans 266.52 1036.11 184.86 377.4 330.42
Other N/C Assets 213.77 190.42 88.79 261.05 138.48
Current Assets 7446.29 21679.51 10447.74 4989.42 9922.5
Total Assets 67853.13 92297.98 106216.02 106032.44 80785.68
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021
Promoters 39.21 39.21 39.21 39.21 39.21
Aruna Rajeshkumar Wadhawa... 0.76 0.76 0.76 0.76 0.76
Dheeraj Rajeshkumar Wadha... 0.57 0.57 0.57 0.57 0.57
Kapilkumar Wadhawan 0.57 0.57 0.57 0.57 0.57
WADHAWAN Global Capital L... 37.3 37.3 37.3 37.3 37.3
Wadhawan Global Capital L... 37.3 37.3 37.3 37.3 37.3
PARTICULARS Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021
Public 54.18 54.45 54.87 54.87 55.42
IEPF 0.06 0.06 0.06 0.06 0.06
PARTICULARS Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021
FII/DII 6.61 6.34 5.92 5.92 5.37
Life Insurance Corporatio... 3.44 3.44 3.44 3.44 3.44
Life Insurance Corporatio... 3.44 3.44 3.44 3.44 3.44
Dovetail India Fund Class... 1.46 1.46 1.46 1.46 0

Ratings & Research Reports

Company Presentations

Dewan Hsg Fin. Corp. Stock Price Analysis and Quick Research Report. Is Dewan Hsg Fin. Corp. an attractive stock to invest in?

 

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Dewan Hsg Fin. Corp. better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs -13612.32 Cr and the compounded growth of profit in the past 3 years is -267.501923196538 %. The PAT margin of Dewan Hsg Fin. Corp. is -146.019997361146 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Dewan Hsg Fin. Corp. , the EPS declined by -1213.86892267243 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a poor ROE track record. The ROE of Dewan Hsg Fin. Corp. is at -1090.99302716999 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Dewan Hsg Fin. Corp. is worth at the current levels at Rs 16.7. The stock is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 4.94343548379166.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Dewan Hsg Fin. Corp. is trading at a P/B of -0.0254 . The average historical P/B for the last 5 years was 0.977581326493413. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about Dewan Hsg Fin. Corp.

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