IDFC Ltd.

NSE: IDFC BSE: 532659 SECTOR: Finance - NBFC

54.5
-1.95 (-3.45%)
NSE: 20 Sep 04:13 PM

Price Summary

Today's High

₹ 57.2

Today's Low

₹ 53.8

52 Week High

₹ 62.9

52 Week Low

₹ 28.2

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.

Company Essentials

Market Cap

8700.58 Cr.

Advances

0 Cr.

No. of Shares

159.64 Cr.

P/E

570.08

P/B

0.94

Face Value

₹ 10

Div. Yield

0%

Book Value (TTM)

₹  57.89

Operating Revenue

7.72 Cr.

Net Profit

8.98 Cr.

Promoter Holding

0%

EPS (TTM)

₹  0.1

Sales Growth

-94.94 %

ROE

0.1 %

ROCE

0.09 %

Profit Growth

-86.01 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Ratios

Income Growth

1 Year-94.94%
3 Year-67.12%
5 Year-72.09%

Profit Growth

1 Year-86.01%
3 Year-63.46%
5 Year14.96%

ROE%

1 Year0.1%
3 Year0.69%
5 Year0.91%

ROCE %

1 Year0.09%
3 Year0.67%
5 Year0.99%

ROA%

0.0958521017014282

PEG Ratio

NA

PAT Margin (%)

116.321243523316

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2021 0 0
Mar 2021 0 0
Dec 2020 0 0
Sep 2020 0 0
Jun 2020 0 0
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 74.2553065763408%.
  • The company is trading at 0.81671405640908 times the book value

 Limitations

  • Promoters shareholding is low at 0%.
  • Company has a poor Return on Equity (ROE) track record of 0.694808318986375%.
  • The company a poor ROCE track record of 0.670966739069384% since last 3 years.
  • The company has delivered poor profit growth of -67.1180685699247% over past 3 years
  • The company has delivered poor Operating Income growth of -67.1180685699247% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
Operating Revenue 0.04 -0.63 0.05 8.26 0.95
Other Income 10.95 1.62 0 22.63 0
Interest Expended 0.81 0.72 0.49 0.57 0.84
Operating Expenses 4.94 21.52 4.62 2.16 3.89
Total Provisions 0 0 0 0 0
Depreciation 18.02 -16.56 0.03 0.02 0.03
Profit Before Tax -12.78 -4.69 -5.09 28.14 -3.81
Tax -2.49 -2.73 -0.47 2.29 0.2
Net Profit -10.29 -1.96 -4.62 25.85 -4.01

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Operating Income 159.22 217.15 191.75 152.57 7.72
Other Income 0 26.08 12.69 11.53 35.2
Interest 2.73 0.3 0 0.85 2.59
Operating Expenses 25.84 29.49 38.95 40.58 17.44
Total Provisions 51.72 6.61 57.25 45.79 17.31
Exceptional Items 0 0 0 0 0
Profit Before Tax 78.93 206.83 108.24 76.88 5.58
Tax 23.18 22.83 -19.65 12.7 -3.4
Profit After Tax 55.75 184 127.89 64.18 8.98
Adjusted EPS (Rs.) 0.35 1.15 0.8 0.4 0.06

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Equity and Liabilities
Share Capital 1595.94 1596.35 1596.36 1596.36 1596.36
Total Reserves 8054.35 8164.24 8182.38 7659.2 7664.74
Borrowings 0 0 0 0 0
Other N/C liabilities 11.24 19.54 8.83 7.14 0.57
Current liabilities 555.17 393.98 90.32 140.51 72.32
Total Liabilities 10216.7 10174.11 9877.89 9403.21 9333.99
Assets
Loans 0 0 0 0 0
Net Block 61.85 56.77 51.93 38.15 0.23
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 9133.44 9249.67 9304.15 9285.96 9295.27
Other Loans 1.7 1.7 1.73 0.37 0.29
Other N/C Assets 0.03 0.01 0 0 0
Current Assets 1019.68 865.96 520.08 78.73 38.2
Total Assets 10216.7 10174.11 9877.89 9403.21 9333.99
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
Promoters 0 0 0 0 0
PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
Public 43.04 45.67 46.09 50.87 52.17
PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
FII/DII 40.58 37.95 37.54 32.75 31.46

Ratings & Research Reports

Company Presentations

IDFC Stock Price Analysis and Quick Research Report. Is IDFC an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the IDFC better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 8.98 Cr and the compounded growth of profit in the past 3 years is -63.4553441520112 %. The PAT margin of IDFC is 116.321243523316 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In IDFC , the EPS #if( -85.9950248756219 > 0) then "grew" else "declined";# by -85.9950248756219 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a #if( 0.0971768922440287 >= 20) then "healthy" elseif( 0.0971768922440287 < 20 and 0.0971768922440287 >=10) then "average" else "poor";# ROE track record. The ROE of IDFC is at 0.0971768922440287 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of IDFC is worth at the current levels at Rs $$PRICE_Y_1$$. The stock is trading at a current P/E ratio of 840.142095914742 and the average historical P/E for the last 5 years was 226.647094981668.

  • P/B ratio can be one of the best metrics to value such companies. Currently, IDFC is trading at a P/B of 0.9415 . The average historical P/B for the last 5 years was 0.706159298119674. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about IDFC

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