NBI Industrial Finance Company Ltd.

SECTOR: Finance - NBFC

1640
₹ 30.1 (1.87%)
Today's High: 1640 Today's Low : 1555.05
52 Week High: 1859.95 52 Week Low : 1067.00
 FinStar
FinStar Indicates the overall health and quality of a stock based on Finology Research.
Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.

 Company Essentials

Market Cap

402.916184 Cr.

P/E

75.74

P/B

3.34

Face Value

₹5

Div. Yield

0%

Book Value (TTM)

490.7984

Advances

0 Cr.

Operating Revenue

5.849 Cr.

Net Profit

0 Cr.

Promoter Holding

60%

EPS (TTM)

21.6541

Sales Growth

40.52 %

ROE

5.36 %

ROCE

5.48 %

Profit Growth

59.18 %

No. of Shares

0.2456806 Cr.

Add your own Ratio
* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

 Price Chart 1w1m3m6m1Yr3Yr5Yr

* Prices are based on daily market changes.

 Valuation Chart 1w1m3m6m1Yr3Yr5Yr

* The chart is based on the standalone earnings of the company.

 Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Income Growth

1 Year40.53%
3 Year28.6%
5 Year22.97%

 Profit Growth

1 Year59.17%
3 Year21.38%
5 Year20.05%

 ROE

1 Year5.36%
3 Year43.26%
5 Year32.35%

 ROCE

1 Year5.48%
3 Year52.84%
5 Year38.44%

 PEG Ratio

1.28

 Price to Cash Flow

-250.13

  PAT Margin (%)

74.94

 EPS Growth(%)

59.18

 Share Holding Pattern

 Promoter Pledging %

Date Promoter % Pledge %
Dec 2019 60 0
Sep 2019 60 0
Jun 2019 60 0
Mar 2019 60 0
Dec 2018 60 0
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 8.78%.
  • Company has maintained a good ROA of 43.03% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 28.5969805681112%.
  • Promoters shareholding is 60%.

 Limitations

  • The company has poor Dividend payout ratio of 0.101626016260163%.

 Quarterly Result (All Figures are in Crores.)

Particulars Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019
Operating Revenue 0.22 2.32 0.25 3.74 0.25
Other Income 0 0 0 0 0
Interest Expended 0 0 0 0 0
Operating Expenses 0.21 0.81 0.2 0.3 0.14
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 0.01 1.51 0.06 3.44 0.11
Tax -0.15 -0.18 0 -0.02 -0.02
Net Profit 0.16 1.68 0.06 3.46 0.13

 Profit & Loss (All Figures are in Crores except Adjusted EPS in Rs.)

Particulars Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
Operating Income 4.94 3.83 100.89 5.8 8.15
Other Income 0 0 0 0 0
Interest 0 0 0 0 0
Adjusted EPS 16 14 328 16 25
Total Provisions 0.17 0.01 0.26 0.7 0.61
PBT & Exceptionals 4.3 3.32 99.79 3.84 6.24
Exceptional Items 0 0 0 0 0
Profit Before Tax 4.3 3.32 99.79 3.84 6.24
Operating Expenses 0.46 0.5 0.84 1.26 1.29
Profit After Tax 3.85 3.41 80.68 3.84 6.1

 Balance Sheet (All Figures are in Crores.)

Particulars Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
Equity and Liabilities
Share Capital 1.23 1.23 1.23 1.23 1.23
Total Reserves 21.83 25.25 105.77 109.61 115.71
Borrowings 0 0 0 0 0
Other N/C liabilities 0.15 0.18 0.22 0.28 0.31
Current liabilities 0.07 0.04 0.29 0.06 0.06
Total Liabilities 23.28 26.69 107.51 111.18 117.3
Assets
Loans 0 0 0 0 0
Net Block 0.01 0.01 0.01 0.01 0.01
Capital WIP 0 0 0 0 0
Investments 19.23 19.65 58.97 108.02 107.53
Other Loans 0 0 0 0 0
Other N/C Assets 0 0 1.6 0 0
Current Assets 4.04 7.03 46.93 3.14 9.77
Total Assets 23.28 26.69 107.51 111.18 117.3
* Other Non-current Liabilities include Net deferred Liabilities

 Corporate Actions

 Annual Reports

No annual report found.

 Ratings & Research Reports

 Company Presentations

 NBI Indl. Finance Stock Price Analysis and Quick Research Report

Is NBI Indl. Finance an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the NBI Indl. Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 74.94 Cr and the compounded growth of profit in the past 3 years is 13.2708585247884 %. The PAT margin of NBI Indl. Finance is 74.944735466568 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In NBI Indl. Finance , the EPS grew by 59.18 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a poor ROE track record. The ROE of NBI Indl. Finance is at 5.35989518689121 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of NBI Indl. Finance is worth at the current levels at Rs 1490. The stock is trading at a current P/E ratio of 41.86 and the average historical P/E for the last 5 years was 26.998.

  • P/B ratio can be one of the best metrics to value such companies. Currently, NBI Indl. Finance is trading at a P/B of 2.18533768276574 . The average historical P/B for the last 5 years was 1.892. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

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