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Baid Finserv share price

Baid Finserv Ltd.

NSE: BAIDFIN BSE: 511724 SECTOR: Finance - NBFC  13k   8   0

22.00
-0.20 (-0.90%)
NSE: Today, 02:54 PM

Price Summary

Today's High

₹ 22.6

Today's Low

₹ 21.8

52 Week High

₹ 48.75

52 Week Low

₹ 18.5

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

264.15 Cr.

Advances

0 Cr.

No. of Shares

12.01 Cr.

P/E

18.29

P/B

1.6

Face Value

₹ 2

Div. Yield

0.45 %

Book Value (TTM)

₹  13.79

Operating Revenue

54.85 Cr.

Net Profit

10.38 Cr.

Promoter Holding

34.8 %

EPS (TTM)

₹  1.2

Sales Growth

9.83

ROE

6.9 %

ROCE

10.03%

Profit Growth

18.11 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year9.83%
3 Year-4.3%
5 Year6.07%

Profit Growth

1 Year18.11%
3 Year10.91%
5 Year12.84%

ROE%

1 Year6.9%
3 Year6.23%
5 Year9.77%

ROCE %

1 Year10.03%
3 Year10.52%
5 Year11.85%

ROA%

3.15060852196363

PEG Ratio

NA

PAT Margin (%)

18.9212987439156

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 34.8 0
Dec 2023 34.8 0
Sep 2023 34.8 0
Jun 2023 34.8 0
Mar 2023 34.8 0
Investors List
* Figures given above are % of equity capital

 Strengths

 Looks like the company does not have any notable strengths.

 Limitations

  • The company has delivered poor profit growth of -4.30086629995174% over past 3 years
  • The company has delivered poor Operating Income growth of -4.30086629995174% over past 3 years.
  • Provision and contingencies have increased by 21.6032812936199%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 13.46 15.18 18.24 15.01 17.51
Other Income 0.01 -0.06 0.07 0.26 0.07
Interest Expended 4.55 4.03 5.29 5.51 5.72
Operating Expenses 4.82 7.44 5.4 6.2 6.7
Total Provisions 0 0 0 0 0
Depreciation 0.09 0.06 0.12 0.13 0.11
Profit Before Tax 4.02 3.59 7.5 3.42 5.06
Tax 1.21 0.92 1.89 0.86 1.45
Net Profit 2.8 2.67 5.61 2.56 3.61
Adjusted EPS (RS) 0.23 0.22 0.47 0.21 0.3

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 57.98 62.59 53.46 49.94 54.85
Other Income 0.41 0.2 0.65 0.11 0.88
Interest 27.87 31.05 24.06 19.6 17.68
Operating Expenses 15.94 17.32 16.04 13.64 18.41
Total Provisions 1.87 4.06 3.73 4.66 5.66
Exceptional Items 0 0 0 0 0
Profit Before Tax 12.71 10.36 10.29 12.15 13.99
Tax 3 2.75 2.81 3.37 3.61
Profit After Tax 9.71 7.61 7.48 8.79 10.38
Adjusted EPS (Rs.) 0.96 0.63 0.62 0.73 0.86

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 10.1 12.01 12.01 12.01 24.01
Total Reserves 38.99 118.02 125.57 133.82 131
Borrowings 226.72 149.27 119.93 135.26 163.82
Other N/C liabilities -0.03 -0.03 0 -0.06 -0.04
Current liabilities 57.6 61.26 58.98 36.74 22.28
Total Liabilities 333.37 340.52 316.49 317.78 341.07
Assets
Loans 0 0 0 0 0
Net Block 1.69 1.41 1.36 1.37 1.4
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 11.08 3.45 3.23 8.58 6.28
Other Loans 201.08 202.31 183.04 181.18 219.22
Other N/C Assets 0 0 0 0 0
Current Assets 119.53 133.35 128.86 126.66 114.18
Total Assets 333.37 340.52 316.49 317.78 341.07
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 34.80 34.80 34.80 34.80 34.80
aditya baid 2.31 2.31 2.31 2.31 2.31
alpana baid 2.19 2.19 2.19 2.19 2.19
aman baid - - - 3.55 3.55
carewell builders private... 3.64 3.64 3.64 3.64 3.64
dream prime developers pr... 1.50 1.50 1.50 1.50 1.50
dream realmart private li... 2.57 2.57 2.57 2.57 2.57
ganpati holdings private ... - - - 2.24 2.24
mahendra kumar baid 2.13 2.13 2.13 2.13 2.13
meena baid 0.95 0.95 0.95 0.95 0.95
niranjana properties priv... 2.41 2.41 2.41 2.41 2.41
panna lal baid 4.19 4.19 4.19 4.19 4.19
panna lal baid & sons huf... - - - 0.56 0.56
rakesh baid 1.26 1.26 1.26 1.26 1.26
tradeswift broking privat... 2.17 2.17 2.17 2.17 2.17
tradeswift commodities pr... 0.68 0.68 0.68 0.68 0.68
tradeswift developers pri... 2.46 2.46 2.46 2.46 2.46
aman baid 3.55 3.55 3.55 - -
ganpati holdings private ... 2.24 2.24 2.24 - -
panna lal baid& sons huf ... 0.56 0.56 0.56 - -
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 65.20 65.20 65.20 65.20 65.20
anuvibha construction pri... - - 4.16 4.16 4.16
arcilla developers limite... 4.16 4.16 3.17 2.81 2.64
elect agencies private li... 4.36 4.36 4.34 4.34 4.34
everstar land developers ... 4.29 4.29 4.01 3.60 3.35
futuristic prime develope... 4.83 4.83 4.83 4.83 4.83
golden infratech private ... 4.16 4.16 3.46 3.06 3.06
investor education and pr... - - - - 2.95
jdl properties limited 3.75 3.75 3.45 3.04 2.71
mahapragya land developer... 4.22 4.22 - 4.22 4.22
nandan kanan barter pvt l... - - - 4.52 3.94
niranjana prime developer... - - - 7.64 7.64
pragati dreamland develop... 1.57 1.57 1.57 1.57 1.57
sanwaria distributors pri... 1.88 1.88 1.88 1.88 1.88
tuberose distributors pri... 4.36 4.36 4.34 4.34 3.41
investor education and pr... - - - 2.95 -
mahapragya land developes... - - 4.22 - -
nandan kanan barter priva... - - 4.52 - -
niranjana prime developer... 7.64 7.64 7.64 - -
anuvibha constructions pr... 4.16 4.16 - - -
nandankanan barter privat... 4.52 4.52 - - -

Annual Reports

Ratings & Research Reports

Company Presentations

  • PresentationQ4FY23 22 Jun 2023
  • PresentationQ2FY24 21 Nov 2023
  • Presentation9MFY24 11 Apr 2024

Company News

Baid Finserv informs about notice of postal ballot8 Mar 2024, 11:18AM Baid Finserv informs about outcome of board meeting 5 Mar 2024, 5:21PM Baid Finserv - Quaterly Results9 Feb 2024, 6:35PM Baid Finserv - Quaterly Results9 Feb 2024, 6:35PM Baid Finserv informs about opening of new branches 18 Dec 2023, 5:11PM Baid Finserv - Quaterly Results7 Nov 2023, 8:05PM Baid Finserv informs about board meeting26 Oct 2023, 5:09PM Baid Finserv gets nod to raise up to Rs 250 crore via NCDs9 Sep 2023, 3:24PM Baid Finserv informs about outcome of AGM7 Sep 2023, 5:15PM Baid Finserv - Quaterly Results4 Aug 2023, 3:29AM Baid Finserv - Quaterly Results4 Aug 2023, 3:29AM Baid Finserv - Quaterly Results4 Aug 2023, 3:29AM Baid Finserv informs about investor presentation21 Jun 2023, 12:37PM Baid Finserv gets nod to strengthen presence in Gujarat, Maharashtra16 Jun 2023, 12:59PM Baid Finserv - Quaterly Results19 May 2023, 5:48PM Baid Finserv - Quaterly Results19 May 2023, 5:48PM Baid Finserv opens five new branches in Madhya Pradesh17 Apr 2023, 3:41PM Baid Finserv informs about newspaper advertisement14 Feb 2023, 5:27PM Baid Finserv - Quaterly Results13 Feb 2023, 4:37PM Baid Finserv - Quaterly Results13 Feb 2023, 4:37PM Baid Finserv informs about withdrawal of credit rating2 Jan 2023, 4:11PM Baid Finserv informs about disclosure of related party transactions24 Nov 2022, 4:21PM Baid Finserv - Quaterly Results14 Nov 2022, 5:12PM Baid Finserv informs about resignation of CS cum CO 17 Sep 2022, 3:45PM Baid Finserv gets nod to raise Rs 250 crore via NCDs27 Jul 2022, 9:40AM Baid Finserv - Quaterly Results26 Jul 2022, 5:40PM Baid Finserv - Quaterly Results26 Jul 2022, 5:40PM Baid Finserv - Quaterly Results26 Jul 2022, 5:40PM Baid Leasing And Finance Co informs about annual secretarial compliance report5 May 2022, 4:40PM Baid Leasing & Fin. - Quaterly Results4 May 2022, 8:05PM Baid Leasing & Fin. - Quaterly Results4 May 2022, 8:05PM Baid Leasing And Finance Co. informs about press release27 Jan 2022, 1:34PM Baid Leasing and Finance Co. informs about issuance of duplicate share certificate13 Dec 2021, 4:57PM Baid Leasing and Finance Company informs about confirmation certificate4 Oct 2021, 4:47PM Baid Leasing and Finance Co. informs about disclosure of related party transactions16 Jul 2021, 12:31PM Baid Leasing and Finance gets nod to raise Rs 250 crore through NCDs23 Jun 2021, 10:33AM Baid Leasing & Fin. - Quaterly Results29 Aug 2020, 4:41PM Baid Leasing And Finance Co informs about audited financial results22 Jul 2020, 12:14PM Baid Leasing and Finance gets nod to raise Rs 250 crore through NCDs22 Jul 2020, 11:54AM Baid Leasing & Finance Company informs about issuance of duplicate share certificate16 Jul 2020, 1:00PM Baid Leasing & Finance Company informs about company updates21 Apr 2020, 11:18AM

Baid Finserv Stock Price Analysis and Quick Research Report. Is Baid Finserv an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Baid Finserv better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Baid Finserv is Rs 10.3789 Cr and the compounded growth of profit in the past 3 years is 10.9107829425969 %. The PAT margin of Baid Finserv is 18.9212987439156 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Baid Finserv , the EPS grew by 18.1035660609373 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Baid Finserv has a poor ROE track record. The ROE of Baid Finserv is at 6.90002021029342 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Baid Finserv is worth at the current levels at Rs 21.85. The stock is trading at a current P/E ratio of 39.8658028690421 and the average historical P/E for the last 5 years was 17.2583935221959.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Baid Finserv is trading at a P/B of 1.6124 . The average historical P/B of Baid Finserv for the last 5 years was 1.29031462533446. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Baid Finserv is Rs 21.85. One can use valuation calculators of ticker to know if Baid Finserv share price is undervalued or overvalued.

Last Updated on:
Brief about Baid Finserv
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