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Ujjivan Financial share price

Ujjivan Financial Services Ltd.

NSE: UJJIVAN BSE: 539874 SECTOR: Finance Term Lending  61k   183   43

475.65
-5.00 (-1.04%)
BSE: 28 Mar 04:01 PM

Price Summary

Today's High

₹ 492.9

Today's Low

₹ 471.2

52 Week High

₹ 614.7

52 Week Low

₹ 241.05

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

5792.69 Cr.

Advances

0 Cr.

No. of Shares

12.18 Cr.

P/E

31.24

P/B

3.06

Face Value

₹ 10

Div. Yield

1.05 %

Book Value (TTM)

₹  155.38

Operating Revenue

119 Cr.

Net Profit

108.16 Cr.

Promoter Holding

0 %

EPS (TTM)

₹  15.23

Sales Growth

0

ROE

5.97 %

ROCE

6.78%

Profit Growth

4884.33 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year∞%
3 Year121.16%
5 Year∞%

Profit Growth

1 Year4884.33%
3 Year130.6%
5 Year154.95%

ROE%

1 Year5.97%
3 Year2.09%
5 Year1.6%

ROCE %

1 Year6.78%
3 Year2.39%
5 Year1.82%

ROA%

5.90836462956641

PEG Ratio

0.01

PAT Margin (%)

90.890756302521

EPS Growth(%)

4885.36174985979

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 0 0
Sep 2023 0 0
Jun 2023 0 0
Mar 2023 0 0
Dec 2022 0 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 90.890756302521%.
  • The company is trading at 1.69233946224126 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 121.164106359044%.
  • The company has delivered substantial profit growth of 130.59747223855% over past 3 years.

 Limitations

  • Promoters shareholding is low at 0%.
  • Company has a poor Return on Equity (ROE) track record of 2.08529203325044%.
  • The company a poor ROCE track record of 2.38885775834455% since last 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 0 119 11 72 0
Other Income 2.18 2.47 3.36 4 4.17
Interest Expended 0 0 0 0 0
Operating Expenses 0.87 0.84 0.74 0.7 0.6
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 1.31 120.63 13.62 75.3 3.57
Tax 0.39 15.02 1.9 9.89 0.87
Net Profit 0.92 105.61 11.72 65.41 2.7
Adjusted EPS (RS) 0.08 8.68 0.96 5.37 0.22

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 22 11 0 0 119
Other Income 8.62 10.24 8.44 6.75 8.25
Interest 0 0 0 0 0
Operating Expenses 3.19 4.75 4.48 3.17 2.99
Total Provisions 3.54 6.31 0.07 0.57 0.14
Exceptional Items 0 0 0 0 0
Profit Before Tax 23.89 10.18 3.89 3.01 124.12
Tax 2.31 1.36 0.95 0.84 15.96
Profit After Tax 21.58 8.82 2.93 2.17 108.16
Adjusted EPS (Rs.) 1.78 0.73 0.24 0.18 8.89

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 121.17 121.6 121.66 121.68 121.68
Total Reserves 1666.6 1684.3 1681.45 1684.15 1731.5
Borrowings 0 0 0 0 0
Other N/C liabilities 24.35 245.1 -0.03 -0.01 -0.01
Current liabilities 45.51 45.51 1.39 1.09 1.17
Total Liabilities 1857.63 2096.5 1804.47 1806.91 1854.34
Assets
Loans 0 0 0 0 0
Net Block 0.05 0.03 0.02 0.01 0.03
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 1666.18 1676.31 1679.65 1679.83 1679.83
Other Loans 24.84 245.86 0.65 0.7 0.72
Other N/C Assets 0 0 0 0 0
Current Assets 166.55 174.3 124.15 126.37 173.76
Total Assets 1857.63 2096.5 1804.47 1806.91 1854.34
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

 No Promoters Data available for this company.
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PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 100.00 100.00 100.00 100.00 100.00
1729 capital 3.37 3.63 3.52 2.29 2.12
aditya birla sun life tru... - - - 1.54 1.67
ardisia limited 9.92 9.92 9.92 9.91 9.91
desai brothers limited 1.34 1.34 1.34 1.34 1.34
dolly khanna - - - - 1.13
duro one investments limi... 5.22 5.26 5.26 4.56 4.08
international finance cor... 4.40 4.40 4.40 4.40 4.40
newquest asia investments... 5.17 5.17 5.17 2.70 2.70
sundaram mutual fund a/c ... - - - - 2.52
al mehwar commercial inve... 1.08 1.08 1.08 1.08 -
tt emerging markets uncon... 1.15 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Ujjivan Financial - Quaterly Results2 Feb 2024, 3:53PM Ujjivan Financial - Quaterly Results2 Feb 2024, 3:53PM Ujjivan Financial - Quaterly Results2 Feb 2024, 3:53PM Ujjivan Financial Services informs about trading window closure28 Dec 2023, 5:19PM Ujjivan Financial Services informs about outcome of board meeting 6 Nov 2023, 4:46PM Ujjivan Financial - Quaterly Results6 Nov 2023, 4:02PM Ujjivan Financial - Quaterly Results6 Nov 2023, 4:02PM Ujjivan Financial Services informs about proceedings of EGM4 Nov 2023, 11:41AM Ujjivan Financial Services informs about board meeting 19 Oct 2023, 2:29PM Ujjivan Financial Services informs about compliances-certificate 10 Oct 2023, 4:20PM Ujjivan Financial Services informs about newspaper publication23 Sep 2023, 2:48PM Ujjivan Financial Service informs about outcome of board meeting 7 Aug 2023, 5:16PM Ujjivan Financial - Quaterly Results7 Aug 2023, 3:37PM Ujjivan Financial - Quaterly Results7 Aug 2023, 3:37PM Ujjivan Financial - Quaterly Results7 Aug 2023, 3:37PM Ujjivan Financial Services informs about certificate11 Jul 2023, 1:11PM Ujjivan Financial Services informs about 19th AGM notice3 Jul 2023, 4:31PM Ujjivan Financial - Quaterly Results18 May 2023, 3:38PM Ujjivan Financial - Quaterly Results18 May 2023, 3:38PM Ujjivan Financial - Quaterly Results18 May 2023, 3:38PM Ujjivan Financial Services informs about newspaper publication10 Feb 2023, 4:57PM Ujjivan Financial - Quaterly Results9 Feb 2023, 4:11PM Ujjivan Financial - Quaterly Results9 Feb 2023, 4:11PM Ujjivan Financial - Quaterly Results9 Feb 2023, 4:11PM Ujjivan Financial - Quaterly Results11 Nov 2022, 3:31PM Ujjivan Financial - Quaterly Results11 Nov 2022, 3:31PM Ujjivan Financial Services informs about board meeting29 Oct 2022, 4:08PM Ujjivan Financial Services informs about AGM11 Aug 2022, 12:21PM Ujjivan Financial Services informs about newspaper publication5 Aug 2022, 4:13PM Ujjivan Financial - Quaterly Results4 Aug 2022, 4:33PM Ujjivan Financial - Quaterly Results4 Aug 2022, 4:33PM Ujjivan Financial - Quaterly Results4 Aug 2022, 4:33PM Ujjivan Financial - Quaterly Results19 May 2022, 5:49PM Ujjivan Financial - Quaterly Results19 May 2022, 5:49PM Ujjivan Financial - Quaterly Results19 May 2022, 5:49PM Ujjivan Financial - Quaterly Results11 Feb 2022, 4:02PM Ujjivan Financial - Quaterly Results11 Feb 2022, 4:02PM Ujjivan Financial - Quaterly Results11 Feb 2022, 4:02PM Ujjivan Financial Services informs about appointment of MD & CEO13 Jan 2022, 5:07PM Ujjivan Financial - Quaterly Results13 Nov 2021, 12:48PM Ujjivan Financial Services informs about certificate12 Oct 2021, 10:06AM Ujjivan Financial Services informs about closure of trading window25 Jun 2021, 4:13PM Ujjivan Financial Services informs about annual secretarial compliance report29 May 2021, 12:05PM Ujjivan Financial Services informs about change in directorate20 Jan 2021, 4:50PM Ujjivan Financial Services informs about certificate16 Jan 2021, 10:27AM

Ujjivan Financial Stock Price Analysis and Quick Research Report. Is Ujjivan Financial an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Ujjivan Financial better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 108.16 Cr and the compounded growth of profit in the past 3 years is 130.595545596739 %. The PAT margin of Ujjivan Financial is 90.890756302521 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Ujjivan Financial , the EPS grew by 4885.36174985979 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a poor ROE track record. The ROE of Ujjivan Financial is at 5.9676787517311 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Ujjivan Financial is worth at the current levels at Rs 476.4. The stock is trading at a current P/E ratio of 28.82246397192 and the average historical P/E for the last 5 years was 374.492443206441.

  • Share Price: - The current share price of Ujjivan Financial is Rs 476.4. One can use valuation calculators of ticker to know if Ujjivan Financial share price is undervalued or overvalued.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Ujjivan Financial is trading at a P/B of 3.0534 . The average historical P/B for the last 5 years was 1.45192869969677. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Last Updated on:
Brief about Ujjivan Financial

Ujjivan Financial Services Ltd. Financials: Check Share Price, Balance Sheet, Annual Report, Quarterly Results, Shareholding, Company Profile and News for Company Analysis

Ujjivan Financial Services Ltd. is a leading financial institution operating in the microfinance sector in India. With a strong focus on financial inclusion, Ujjivan provides a range of financial products and services to the underprivileged sections of society. The company was established in 2005 and has since grown to become a recognized name in the microfinance industry.

Ujjivan Financial Services Ltd. Share Price

The share price of Ujjivan Financial Services Ltd. reflects the market value of the company's stock. As a long-term stock investor, it is important to analyze the trends and patterns in the share price in order to make informed investment decisions. Our pre-built screening tools can help you track the historical performance of Ujjivan's stock and identify potential opportunities.

Ujjivan Financial Services Ltd. Balance Sheet

By analyzing the balance sheet of Ujjivan Financial Services Ltd., investors can gain insights into the company's financial health and stability. Our premium tools, such as DuPont analysis and BVPS analysis, allow investors to assess the quality of Ujjivan's assets, liabilities, and equity. These tools provide a comprehensive evaluation of the company's financial performance, enabling investors to make well-informed decisions.

Ujjivan Financial Services Ltd. Annual Report

The annual report of Ujjivan Financial Services Ltd. is a comprehensive document that provides a detailed overview of the company's operations, financial performance, and future outlook. This report is essential for long-term stock investors as it offers valuable insights into Ujjivan's strategic initiatives, industry trends, and risk factors. Our website provides downloadable copies of Ujjivan's annual reports, allowing investors to access this important information conveniently.

Ujjivan Financial Services Ltd. Dividend

Dividends are an important consideration for long-term stock investors seeking a regular income stream from their investments. Ujjivan Financial Services Ltd. has a track record of paying dividends to its shareholders. By analyzing the company's dividend history and dividend payout ratio, investors can assess the company's financial stability and management's commitment to rewarding shareholders.

Ujjivan Financial Services Ltd. Quarterly Result

Monitoring the quarterly results of Ujjivan Financial Services Ltd. is crucial for investors looking for regular updates on the company's financial performance. Our platform provides easy access to Ujjivan's quarterly results, allowing investors to analyze revenue growth, profit margins, and other key financial indicators. This information can help in evaluating Ujjivan's progress and identifying potential investment opportunities.

Ujjivan Financial Services Ltd. Stock Price and Price Chart

Tracking the stock price of Ujjivan Financial Services Ltd. is essential for investors seeking to make well-timed investment decisions. Our website provides real-time stock price updates for Ujjivan, along with interactive price charts. These charts can help investors identify trends, patterns, and support and resistance levels, aiding in technical analysis and decision-making.

Ujjivan Financial Services Ltd. News

Staying updated with the latest news and developments related to Ujjivan Financial Services Ltd. is crucial for investors looking for stock analysis. Our platform aggregates news articles and press releases related to Ujjivan, allowing investors to stay informed about important events that may impact the company's stock performance. Timely access to news can help investors anticipate market movements and make informed decisions.

Ujjivan Financial Services Ltd. Concall Transcripts

Concall transcripts provide valuable insights into the discussions and disclosures made during the company's conference calls with analysts and investors. Our website provides downloadable concall transcripts of Ujjivan Financial Services Ltd., allowing investors to review the management's views, strategies, and future projections. This information can be valuable for investors seeking a deeper understanding of Ujjivan's business operations.

Ujjivan Financial Services Ltd. Investor Presentations

Investor presentations offer a comprehensive overview of Ujjivan Financial Services Ltd.'s business model, market positioning, and growth prospects. Our website provides downloadable copies of Ujjivan's investor presentations, allowing investors to access these valuable resources. Analyzing these presentations can help investors evaluate Ujjivan's competitive advantage, market potential, and long-term growth prospects.

Ujjivan Financial Services Ltd. Promoters and Shareholders

Understanding the promoters and major shareholders of Ujjivan Financial Services Ltd. is important for investors seeking insights into the company's ownership structure and corporate governance practices. Our platform provides information on Ujjivan's promoters and major shareholders, allowing investors to evaluate the credibility and reputation of key stakeholders. This information can help investors assess the alignment of interests between management and shareholders.

By utilizing our pre-built screening tools, accessing downloadable reports, and leveraging our premium features for fair value calculations, long-term stock investors can make informed investment decisions regarding Ujjivan Financial Services Ltd. Our platform aims to provide comprehensive stock analysis tools and resources to assist investors in maximizing their investment potential.

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