Banas Finance Ltd.

BSE: 509053 SECTOR: Finance - NBFC  11k   51   6

19.30
+0.90 (4.89%)
BSE: Today, 01:10 PM

Price Summary

Today's High

₹ 19.3

Today's Low

₹ 18.7

52 Week High

₹ 124.84

52 Week Low

₹ 0

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

97.02 Cr.

Advances

0 Cr.

No. of Shares

5.03 Cr.

P/E

10.89

P/B

0.63

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  30.59

Operating Revenue

5.33 Cr.

Net Profit

11.22 Cr.

Promoter Holding

13.26 %

EPS (TTM)

₹  1.77

Sales Growth

-14.09

ROE

14.08 %

ROCE

10.03%

Profit Growth

532.92 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year-14.09%
3 Year8.25%
5 Year-8%

Profit Growth

1 Year532.92%
3 Year355.38%
5 Year40.12%

ROE%

1 Year14.08%
3 Year1.75%
5 Year-2.05%

ROCE %

1 Year10.03%
3 Year0.64%
5 Year-0.97%

ROA%

11.6090705510979

PEG Ratio

0.06

PAT Margin (%)

210.537008982331

EPS Growth(%)

180.718506550271

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2022 13.26 0
Mar 2022 13.26 0
Dec 2021 13.26 0
Sep 2021 13.26 0
Jun 2021 13.26 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 181.960872894713%.
  • The company is trading at 0.172343378139929 times the book value

 Limitations

  • Promoters shareholding is low at 13.26%.
  • Company has a poor Return on Equity (ROE) track record of 1.74763485552348%.
  • The company a poor ROCE track record of 0.643246584123333% since last 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022
Operating Revenue 2.93 33.63 58.45 2.78 -50.47
Other Income 0 2.97 0.05 0 0
Interest Expended 0 0.04 0.02 0.05 0.03
Operating Expenses -0.28 1.38 5.44 2.53 6.75
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 3.21 35.18 53.05 0.2 -57.25
Tax 0 0 0 22.27 0
Net Profit 3.21 35.18 53.05 -22.08 -57.25

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Operating Income 9.54 4.2 13.45 6.2 5.33
Other Income 0.02 0.08 0.41 2.75 9.14
Interest 1.84 0.01 0.42 0.51 0.25
Operating Expenses 11.78 2.21 9.2 2.51 1.34
Total Provisions 1.08 1.92 11.49 3.79 3.33
Exceptional Items 0 0 0 0 0
Profit Before Tax -5.14 0.14 -7.25 2.14 9.55
Tax 0 0.02 -1.77 0.37 -1.67
Profit After Tax -5.14 0.12 -5.47 1.77 11.22
Adjusted EPS (Rs.) -3.86 0.09 -4.11 1.33 3.73

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Equity and Liabilities
Share Capital 11.38 11.38 11.38 11.38 25.65
Total Reserves 18.34 18.46 68.11 69.83 66.77
Borrowings 0 0 0 0 0
Other N/C liabilities -0.01 -0.01 -0.68 -0.33 -2.08
Current liabilities 10.75 8.79 10.11 10.76 11.29
Total Liabilities 40.45 38.61 88.91 91.63 101.63
Assets
Loans 0 0 0 0 0
Net Block 0.02 0.02 0.03 0.03 0.03
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 0 0 0 0 0
Other Loans 0 0.86 1.76 2.05 1.95
Other N/C Assets 0 0 0 0 0
Current Assets 40.43 37.74 87.13 89.55 99.65
Total Assets 40.45 38.61 88.91 91.63 101.63
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2021% Sep 2021% Dec 2021% Mar 2022% Jun 2022%
Promoters 13.26 13.26 13.26 13.26 13.26
handful investrade... 11.55 11.55 11.55 8.51 8.51
kayaguru health so... 1.49 - - 1.50 1.50
agarwal bullion li... - 1.49 1.49 - -
girraj kishor agra... 0.20 0.20 0.20 0.20 0.20
tanu giriraj agarw... 0.02 0.02 0.02 0.02 0.02
PARTICULARS Jun 2021% Sep 2021% Dec 2021% Mar 2022% Jun 2022%
Investors 86.74 86.74 86.74 86.74 86.74
sunil . 3.09 - - 2.20 3.28
purav bharatbhai p... - - - - 1.95
purav patel 2.48 - - 2.46 -
dharmeshbhai j vag... 4.01 - - 4.01 4.01
hemangini vinitkum... 3.94 3.94 3.94 3.94 3.94
sonu argal 3.46 - - 2.45 3.70
shankarlal kumhar 2.37 - - 2.46 2.46
sejal puravkumar p... - - - - 1.36
mangesh madhukar d... 2.78 2.78 2.78 2.92 2.93
girish r goel - - - 2.24 -
prashant shashikan... 1.19 - - 1.67 1.67
dealmoney securiti... - - - 1.08 -
wakil rajbhar 1.00 - - 1.08 1.08
hansaben bharatkum... 1.71 - - 2.14 2.14
rafiyudeen narudee... - - - 2.00 2.00
dineshsinh . 1.97 - - - -
praveen kumar - - - 1.96 1.92
jr seamless privat... - - 1.95 - -
kashiram pundalik ... 1.94 1.94 1.94 1.94 1.94
rafiyudeen saiyad . - - - - -
sejal patel 1.57 - - 1.87 -
shweta shyam pedam... 1.50 1.50 1.50 1.50 1.50
nidhi pradeep dhan... - 1.75 1.71 - -
hardik natavarbhai... 1.41 1.41 1.41 1.41 1.41
himmat vinodchandr... 1.73 1.73 1.73 1.73 1.73
dharmendrasinh lak... 1.64 - - 1.64 1.64
unisys softwares a... 1.50 1.50 1.50 1.50 -
atulkumar vimalkum... - - - - -
nasir ahmed khan - - - 1.03 1.03
ambalal jhaverbhai... 1.27 1.27 1.27 1.27 1.27
mistry nilay jiten... 1.07 - - 1.07 1.07
artman dealcom pri... - - - - -
llp 0.02 0.02 0.02 0.01 -

Annual Reports

Ratings & Research Reports

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Company Presentations

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Banas Finance Stock Price Analysis and Quick Research Report. Is Banas Finance an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Banas Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 11.2175849 Cr and the compounded growth of profit in the past 3 years is 355.373033105307 %. The PAT margin of Banas Finance is 210.537008982331 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Banas Finance , the EPS grew by 180.712451861361 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a average ROE track record. The ROE of Banas Finance is at 14.0793221651732 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Banas Finance is worth at the current levels at Rs 18.4. The stock is trading at a current P/E ratio of 1.41990111703991 and the average historical P/E for the last 5 years was 10.6563585096565.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Banas Finance is trading at a P/B of 0.6015 . The average historical P/B for the last 5 years was 0.129112568477629. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about Banas Finance

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