Emerald Finance
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Emerald Finance share price

Emerald Finance Ltd.

BSE: 538882 SECTOR: Finance - NBFC  17.72 K   37   3

73.02
0 0
BSE: 29 Aug 04:01 PM

Price Summary

Today's High

₹ 75.5

Today's Low

₹ 72.11

52 Week High

₹ 167.65

52 Week Low

₹ 58

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 252.21 Cr.

Advances

₹ 0 Cr.

No. of Shares

3.45 Cr.

P/E

31.62

P/B

3.25

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  22.48

Operating Revenue

₹ 7.39 Cr.

Net Profit

₹ 3.01 Cr.

Promoter Holding

59.5 %

EPS (TTM)

₹  2.31

Sales Growth

37.4

ROE

7.93 %

ROCE

11.02%

Profit Growth

44.46 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year37.4%
3 Year41.46%
5 Year46.02%

Profit Growth

1 Year44.46%
3 Year44%
5 Year53.99%

ROE%

1 Year7.93%
3 Year7.19%
5 Year7.41%

ROCE %

1 Year11.02%
3 Year10.11%
5 Year10.25%

ROA%

6.2528

PEG Ratio

0.71

PAT Margin (%)

40.6782

EPS Growth(%)

44.4589

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 59.50 0.00
Mar 2025 59.50 0.00
Dec 2024 60.51 0.00
Sep 2024 62.35 0.00
Jun 2024 67.80 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 5.821248092503% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 41.4573107260035%.
  • The company has delivered substantial profit growth of 43.995114374917% over past 3 years.
  • Promoters shareholding is 59.5%.

 Limitations

  • Provision and contingencies have increased by 21.2053571428571%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 2.5 2.94 3.42 4.57 4.71
Other Income 0 0.01 0.02 0.04 0.03
Interest Expended 0.46 0.52 0.52 0.47 0.46
Operating Expenses 0.57 0.5 0.59 1 0.76
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0.02 0
Profit Before Tax 1.48 1.93 2.32 3.11 3.52
Tax 0.37 0.49 0.59 0.95 0.89
Net Profit 1.11 1.44 1.74 2.16 2.63
Adjusted EPS (RS) 0.37 0.44 0.51 0.63 0.76

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 1.79 2.61 4.09 5.38 7.39
Other Income 0.01 0.01 0.04 0.03 0.04
Interest 0.18 0.22 0.36 0.63 1.06
Operating Expenses 0.86 1.02 1.41 1.64 1.97
Total Provisions 0.05 0.05 0.17 0.27 0.33
Exceptional Items 0 -0.01 -0.01 -0.07 0
Profit Before Tax 0.72 1.33 2.19 2.8 4.06
Tax 0.14 0.32 0.56 0.72 1.05
Profit After Tax 0.58 1.01 1.62 2.08 3.01
Adjusted EPS (Rs.) 0.5 1.11 0.56 0.69 1

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 9.04 9.04 29.04 30.14 30.14
Total Reserves 1.24 2.23 3.24 6.59 9.16
Borrowings 1.51 1.79 3.07 4.32 12.93
Other N/C liabilities 0 0 0 0 0
Current liabilities 0.57 2.94 2.55 1.28 1.59
Total Liabilities 12.36 16 37.9 42.32 53.82
Assets
Loans 0 0 0 0 0
Net Block 0.05 0.03 0.01 0.01 0.06
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 0.9 0.9 1.2 1.37 0.95
Other Loans 0 0 0 0 0
Other N/C Assets 0.2 0.19 0.21 0.15 0.1
Current Assets 11.21 14.88 36.48 40.79 52.72
Total Assets 12.36 16 37.9 42.32 53.82
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 67.80 62.35 60.51 59.50 59.50
anubha aggarwal 24.95 22.95 22.27 22.11 22.11
ram swaroop agarwal 5.74 5.28 5.12 5.01 5.01
sanjay aggarwal 32.36 29.76 28.88 32.38 32.38
anu aggarwal 4.74 4.36 4.23 - -
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 32.20 37.65 39.49 40.50 40.50
agr investments limited 1.15 1.06 1.03 1.01 1.01
investi global opportunit... - 8.03 7.79 7.62 4.23
minerva ventures fund - - 1.48 1.45 1.45
money growth investment ... 1.66 1.53 1.48 1.45 1.45
pankaj mehta 2.82 2.52 1.29 1.14 1.14
nav capital vcc - nav cap... 1.31 1.13 - - -
harinder kumar sahu 1.14 - - - -
monika mehta 1.11 - - - -
pga professionals private... 1.16 - - - -

Annual Reports

Title Link
Title Link
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

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Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY25
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Presentation Q3FY25
Presentation Q2FY25
Presentation Q2FY25
Presentation Q1FY25

Company News

Emerald Finance partners with EBIX INSURETECH 28 Aug, 2:39 PM Emerald Finance informs about disclosure 22 Aug, 12:18 PM Emerald Finance launches ‘EMERALD EWA’ app 6 Aug, 10:30 AM Emerald Finance inks pact with Centre for Skin and Hair 30 Jul, 4:42 PM Emerald Finance partners with Artesa Living 17 Jul, 2:30 PM Emerald Finance partners with Supreme Enterprises 14 Jul, 2:21 PM Emerald Finance - Quaterly Results 11 Jul, 3:43 PM Emerald Finance - Quaterly Results 11 Jul, 3:43 PM Emerald Finance - Quaterly Results 11 Jul, 3:43 PM Emerald Finance submits board meeting intimation 7 Jul, 1:24 PM Emerald Finance partners with Master Capital Services 19 Jun, 11:42 AM Emerald Finance informs about disclosure 5 Jun, 3:06 PM Emerald Finance partners with Tech-Bulls Research & Engineering Consultants 3 Jun, 10:13 AM Emerald Finance - Quaterly Results 22 May, 9:14 PM Emerald Finance - Quaterly Results 22 May, 9:14 PM Emerald Finance partners with Baya PTE 15 May, 9:25 AM Emerald Finance partners with M/s Aggarwal Traders 7 May, 4:30 PM Emerald Finance partners with Nidhi Enterprises 6 May, 3:30 PM Emerald Finance informs about disclosure 6 May, 1:00 PM Emerald Finance informs about company updates 3 May, 4:50 PM Emerald Finance partners with Safe Global Ventures 23 Apr, 11:43 AM Emerald Finance partners with Hi Fashion 21 Apr, 4:10 PM Emerald Finance partners with Sudarshan Motors 9 Apr, 2:22 PM Emerald Finance informs about press release 2 Apr, 12:36 PM Emerald Finance informs about outcome of board meeting 21 Mar, 2:59 PM Emerald Finance informs about outcome of board meeting 20 Mar, 12:05 PM Emerald Finance enters into partnership with Sunita Tools 19 Mar, 2:29 PM Emerald Finance informs about disclosure 17 Mar, 2:32 PM Emerald Finance partners with Jaura Organics LLP 17 Mar, 12:23 PM Emerald Finance partners with BADATARGET 13 Mar, 2:51 PM Emerald Finance enters into partnership with CodeLine Tech 13 Mar, 2:30 PM Emerald Finance informs about disclosure 13 Mar, 1:41 PM Emerald Finance informs about disclosure 13 Mar, 1:36 PM Emerald Finance partners with H.K. JEWELS 12 Mar, 3:46 PM Emerald Finance informs about disclosure 11 Mar, 5:16 PM Emerald Finance partners with Multicare Services (India) 11 Mar, 12:22 PM Emerald Finance partners with Insurge Technologies India 5 Mar, 5:35 PM Emerald Finance informs about outcome of board meeting 1 Mar, 12:59 PM Emerald Finance partners with Widereach Technologies 25 Feb, 3:30 PM Emerald Finance informs about disclosure 7 Feb, 2:20 PM Emerald Finance informs about disclosure 7 Feb, 2:15 PM Emerald Finance informs about disclosure 22 Jan, 3:12 PM Emerald Finance informs about outcome of board meeting 18 Jan, 2:04 PM Emerald Finance informs about disclosure 17 Jan, 12:17 PM Emerald Finance informs about analyst meet outcome 9 Jan, 5:14 PM Emerald Finance - Quaterly Results 6 Jan, 4:47 PM Emerald Finance - Quaterly Results 6 Jan, 4:47 PM Emerald Finance - Quaterly Results 6 Jan, 4:47 PM Emerald Finance informs about press release 1 Jan, 4:45 PM Emerald Finance informs about outcome of EGM 21 Dec, 3:01 PM

Emerald Finance Stock Price Analysis and Quick Research Report. Is Emerald Finance an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Emerald Finance. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Emerald Finance is Rs 3.006 Cr. and the compounded growth of profit in the past 3 years is 43.9945893564611%. The PAT margin of Emerald Finance is 40.6782%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Emerald Finance , the EPS grew by 44.4589% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Emerald Finance has a poor ROE track record. The ROE of Emerald Finance is at 7.9326% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Emerald Finance is worth at the current levels at Rs 73.02. Emerald Finance is trading at a current P/E ratio of 36.7329 and the average historical P/E for the last 5 years was 25.6909041036414.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Emerald Finance is trading at a P/B of 3.24845184710656. The average historical P/B for the last 5 years was 1.65264819697289. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Emerald Finance in Ticker for free. Also, one can get the intrinsic value of Emerald Finance by using Valuation Calculators, which are available with a Finology ONE subscription. 

Emerald Finance FAQs

Q1. What is Emerald Finance share price today?
Ans: The current share price of Emerald Finance is Rs 73.02.

Q2. What is the market capitalisation of Emerald Finance?
Ans: Emerald Finance has a market capitalisation of Rs 252.213409338 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Emerald Finance?
Ans: The PE ratio of Emerald Finance is 31.6213407240603 and the P/B ratio of Emerald Finance is 3.24845184710656, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Emerald Finance share?
Ans: The 52-week high share price of Emerald Finance is Rs 167.65, and the 52-week low share price of Emerald Finance is Rs 58.

Q5. Does Emerald Finance pay dividends?
Ans: Currently, Emerald Finance does not pay dividends. Dividend yield of Emerald Finance is around 0%.

Q6. What are the face value and book value of Emerald Finance shares?
Ans: The face value of Emerald Finance shares is Rs 10, while the book value per share of Emerald Finance is around Rs 22.4784. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Emerald Finance?
Ans: The ROE of Emerald Finance is 7.9326% and ROCE of Emerald Finance is 11.0182%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Emerald Finance a good buy for the long term?
Ans: The Emerald Finance long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Emerald Finance undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Emerald Finance appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Emerald Finance’s financials?
Ans: You can review Emerald Finance’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about Emerald Finance
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