Capital Small Finance Bank Ltd. IPO

The company commenced operations as India’s first small finance bank in 2016, and is among the leading SFBs in India in terms of asset quality, cost of funds, retail deposits and CASA deposits for Fiscal 2021.

RHP
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DRHP
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Open Date

2024-02-07

Close Date

2024-02-09

Company Financials

You can get the following financial statements of Capital Small Finance Bank Ltd. as of now.

Subscription Details

The details about the Capital Small Finance Bank Limited IPO is as:

  • The issue size of the Capital Small Finance Bank IPO is 523.07 Cr.
  • The shares of Capital Small Finance Bank Limited IPO will list on 14th February 2024.
  • The price band for Jana Capital Finance Bank Limited IPO is Rs 445 to Rs 468.
  • The latest tentative GMP of Capital Small Finance Bank Limited IPO is Rs 30.
  • The shares of Capital Small Finance Bank Limited IPO is subscribed 4.17 Times as of 9th February 2024. 

 

Capital Small Finance Bank IPO Valuation

The approx valuation of Capital Small Finance Bank IPO based on its price band and RHP/DRHP (prospectus) is:

Particulars Value
Upper Price Band Rs 468
Existing Shares (Qty) 3.54 Cr
Fresh Issue 450 Cr
Market Cap 2106.72 Cr
EPS  Rs 27.35
PE Ratio 17.11x
Industry PE 19.32x

 

Capital Small Finance Bank IPO Issue Size

Capital Small Finance Bank IPO issue size is 523.07 Cr

Issue Amount
Fresh Issue 450 Cr
Offer For Sale 73.07 Cr

 

Capital Small Finance Bank Limited IPO Market Lot

An Individual can apply for a minimum 1 lot of 32 shares and a maximum of 13 lots of 416 shares. Find the details below:

Application Lot Shares Amount
 Minimum  1 32 14,976
 Maximum 13 416 1,94,688

 

Capital Small Finance Bank IPO Offer

The shares of Capital Small Finance Bank Limited IPO is subscribed 4.17 Times as of 9th February 2024. The category-wise shares subscribed are as follows:

Category % Offered Subscription
Qualified Institutional Maximum 50% 6.86 Times
Non-Institutional Minimum 15% 4.23 Times
Retail Individual Minimum 35% 2.60 Times
Total   4.17 Times

Allotment Details

Find below the dates for Capital Small Finance Bank Limited IPO:

Schedule Date
Basis of Allotment 12 February 2024
Refunds 13 February 2024
Credit to Demat Account 13 February 2024
IPO Listing Date 14 February 2024

Check allotment status

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Net Sales 346.29 458.13 511.44 578.22 676.01
Total Expenditure 350.67 466.51 503.54 547.91 601.33
Operating Profit -4.38 -8.37 7.9 30.3 74.68
Other Income 31.31 42.96 45.83 54.19 49.47
Interest 211.15 285.51 312.83 322.94 354.02
Depreciation 11.77 15.34 16.49 16.12 20.67
Exceptional Items 0 0 0 0 0
Profit Before Tax 26.92 34.58 53.74 84.49 124.16
Provision for Tax 7.51 9.2 12.95 21.92 30.56
Net Profit 19.41 25.38 40.78 62.57 93.6
Adjusted EPS (Rs.) 0.68 0.75 1.2 1.84 2.73

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 28.48 33.81 33.91 34.04 34.25
Total Reserves 221.84 372.97 416.88 481.74 576.36
Borrowings 0 0 0 0 0
Other N/C liabilities 0 0 0 0 0
Current liabilities 0 0 0 0 0
Total Liabilities 4321.2 5329.88 6371.24 7153.92 7990.77
Assets
Net Block 83.52 90.62 86.55 83.59 82.59
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 861.85 1051.87 1212.25 1357.06 1488.58
Loans & Advances 0 0 0 0 0
Other N/C Assets 3375.83 4187.38 5072.43 5713.27 6419.6
Current Assets 0 0 0 0 0
Total Assets 4321.2 5329.88 6371.24 7153.92 7990.77
* Other Non-current Liabilities include Net deferred Liabilities

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2023
Other Income 18.3
Profit Before Tax 38.45
Tax 9.52
Profit After Tax 28.93
Adjusted EPS (Rs) 8.17

Cash Flows (All Figures are in Crores.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Profit from operations 26.92 34.58 53.74 84.49 124.16
Adjustment 19.32 34.63 36.48 48.66 49.22
Changes in Assets & Liabilities -26.95 -137.84 96.96 -323.1 -246.46
Tax Paid -11.02 -11.28 -12.86 -20.79 -34.36
Operating Cash Flow 8.27 -79.91 174.32 -210.74 -107.44
Investing Cash Flow -30.92 -22.46 -12.42 -13.16 -19.66
Financing Cash Flow 133.5 192 196.81 -119.7 221.52
Net Cash Flow 110.86 89.63 358.71 -343.6 94.41
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