Capital Small Finance Bank Ltd. IPO

The company commenced operations as India’s first small finance bank in 2016, and is among the leading SFBs in India in terms of asset quality, cost of funds, retail deposits and CASA deposits for Fiscal 2021.

RHP
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DRHP
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Open Date

2024-02-07

Close Date

2024-02-09

Capital Small Finance Bank Ltd. IPO Details

Check out the issue details for Capital Small Finance Bank Ltd. IPO as disclosed in SEBI.

IPO Price

₹ 468

Price Band

₹ 445 - 468

Issue Size

523.07 Cr.

Issue Type

Book Built

Open

2024-02-07

Close

2024-02-09

Listingprice

₹ 430.25

ListingGain

-8.07%

Listing Date

2024-02-14

CMP

₹ 293.9

Current Return

-37.20%

Capital Small Finance Bank Ltd. News

Capital Small Fin. - Quaterly Results24 Oct, 6:08PM Capital Small Fin. - Quaterly Results24 Oct, 6:08PM Capital Small Finance Bank informs about issuance of letter of confirmation21 Sep, 2:13PM Capital Small Finance Bank informs about trading window closure21 Sep, 12:21PM Capital Small Finance Bank informs about allotment of equity shares11 Sep, 12:16PM Capital Small Finance Bank informs about newspaper advertisement 1 Aug, 3:27PM Capital Small Finance Bank informs about newspaper publication31 Jul, 5:25PM Capital Small Fin. - Quaterly Results30 Jul, 6:16PM Capital Small Fin. - Quaterly Results30 Jul, 6:16PM Capital Small Fin. - Quaterly Results30 Jul, 6:16PM Capital Small Finance Bank informs about updates4 Jul, 11:38AM Capital Small Finance Bank informs about analyst meet outcome 10 May, 4:39PM Capital Small Fin. - Quaterly Results9 May, 3:07PM Capital Small Fin. - Quaterly Results9 May, 3:07PM Capital Small Fin. - Quaterly Results9 May, 3:07PM Capital Small Finance Bank informs about analyst meet 19 Mar, 4:08PM Capital Small Fin. - Quaterly Results27 Feb, 7:31PM Capital Small Fin. - Quaterly Results27 Feb, 7:31PM Capital Small Finance Bank coming with IPO to raise upto Rs 546 crore5 Feb, 3:49PM Capital Small Finance Bank files DRHP with SEBI 5 Oct, 12:01PM

Company Financials

You can get the following financial statements of Capital Small Finance Bank Ltd. as of now.

Exchange

NSE: CAPITALSFB BSE: 544120

  Profit Loss
  Balance Sheet
  Quarterly
  Shareholding
  Cash Flow

The details about the Capital Small Finance Bank Limited IPO is as:

  • The issue size of the Capital Small Finance Bank IPO is 523.07 Cr.
  • The shares of Capital Small Finance Bank Limited IPO will list on 14th February 2024.
  • The price band for Jana Capital Finance Bank Limited IPO is Rs 445 to Rs 468.
  • The latest tentative GMP of Capital Small Finance Bank Limited IPO is Rs 30.
  • The shares of Capital Small Finance Bank Limited IPO is subscribed 4.17 Times as of 9th February 2024. 

 

Capital Small Finance Bank IPO Valuation

The approx valuation of Capital Small Finance Bank IPO based on its price band and RHP/DRHP (prospectus) is:

Particulars Value
Upper Price Band Rs 468
Existing Shares (Qty) 3.54 Cr
Fresh Issue 450 Cr
Market Cap 2106.72 Cr
EPS  Rs 27.35
PE Ratio 17.11x
Industry PE 19.32x

 

Capital Small Finance Bank IPO Issue Size

Capital Small Finance Bank IPO issue size is 523.07 Cr. 

Issue Amount
Fresh Issue 450 Cr
Offer For Sale 73.07 Cr

 

Capital Small Finance Bank Limited IPO Market Lot

An Individual can apply for a minimum 1 lot of 32 shares and a maximum of 13 lots of 416 shares. Find the details below:

Application Lot Shares Amount
 Minimum  1 32 14,976
 Maximum 13 416 1,94,688

 

Capital Small Finance Bank IPO Offer

The shares of Capital Small Finance Bank Limited IPO is subscribed 4.17 Times as of 9th February 2024. The category-wise shares subscribed are as follows:

Category % Offered Subscription
Qualified Institutional Maximum 50% 6.86 Times
Non-Institutional Minimum 15% 4.23 Times
Retail Individual Minimum 35% 2.60 Times
Total   4.17 Times

Find below the dates for Capital Small Finance Bank Limited IPO:

Schedule Date
Basis of Allotment 12 February 2024
Refunds 13 February 2024
Credit to Demat Account 13 February 2024
IPO Listing Date 14 February 2024

Check allotment status

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Net Sales 458.13 511.44 578.22 676.01 794.33
Total Expenditure 466.51 503.54 547.91 601.33 714.19
Operating Profit -8.37 7.9 30.3 74.68 80.14
Other Income 42.96 45.83 54.19 49.47 68.08
Interest 285.51 312.83 322.94 354.02 449.18
Depreciation 15.34 16.49 16.12 20.67 16.9
Exceptional Items 0 0 0 0 0
Profit Before Tax 34.58 53.74 84.49 124.16 148.22
Provision for Tax 9.2 12.95 21.92 30.56 36.69
Net Profit 25.38 40.78 62.57 93.6 111.53
Adjusted EPS (Rs.) 0.75 1.2 1.84 2.73 2.48

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 33.81 33.91 34.04 34.25 45.04
Total Reserves 372.97 416.88 481.74 576.36 1152.38
Borrowings 0 0 0 0 0
Other N/C liabilities 0 0 0 0 0
Current liabilities 0 0 0 0 0
Total Liabilities 5329.88 6371.24 7153.92 7990.77 9295.28
Assets
Net Block 90.62 86.55 83.59 82.59 83.73
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 1051.87 1212.25 1357.06 1488.58 1705.71
Loans & Advances 0 0 0 0 0
Other N/C Assets 4187.38 5072.43 5713.27 6419.6 7505.84
Current Assets 0 0 0 0 0
Total Assets 5329.88 6371.24 7153.92 7990.77 9295.28
* Other Non-current Liabilities include Net deferred Liabilities

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2023 Mar 2024 Jun 2024 Sep 2024
Other Income 18.3 20.54 16.59 25.7
Profit Before Tax 38.45 37.63 40.17 44.33
Tax 9.52 9.42 10.15 10.99
Profit After Tax 28.93 28.21 30.02 33.34
Adjusted EPS (Rs) 8.17 6.26 6.67 7.4

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 18.84 0
Jun 2024 18.85 0
Mar 2024 18.85 0
* Figures given above are % of equity capital

Cash Flows (All Figures are in Crores.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Profit from operations 34.58 53.74 84.49 124.16 148.21
Adjustment 34.63 36.48 48.66 49.22 26.91
Changes in Assets & Liabilities -137.84 96.96 -323.1 -64.13 -21.15
Tax Paid -11.28 -12.86 -20.79 -34.36 -41
Operating Cash Flow -79.91 174.32 -210.74 74.88 112.98
Investing Cash Flow -22.46 -12.42 -13.16 -201.99 -162.43
Financing Cash Flow 192 196.81 -119.7 221.52 222.58
Net Cash Flow 89.63 358.71 -343.6 94.41 173.13
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