Tata Capital Ltd IPO

Tata Capital, a flagship financial services subsidiary of the Tata Group, is India’s third-largest diversified NBFC with Rs 2,265.5 billion in gross loans (March 2025). It serves 7 million customers across retail, SME, and corporate finance, with 88.5% of loans focused on retail/SME segments. The company boasts strong asset quality (1.9% Gross Stage 3 loans) and a robust digital ecosystem, enabling 97.8% digital onboarding. With a AAA credit rating, it leverages a diversified funding mix and an omni-channel network of 1,496 branches. Beyond lending, Tata Capital offers wealth management, insurance distribution, and private equity (including Growth, Healthcare, and Decarbonization funds), supported by seasoned leadership.

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Tata Capital Ltd IPO Details

Check out the issue details for Tata Capital Ltd IPO as disclosed in SEBI.

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Tata Capital Ltd News

Tata Capital files for IPO via Confidential Route7 Apr, 2:46PM

Company Financials

You can get the following financial statements of Tata Capital Ltd as of now.

  Profit Loss
  Balance Sheet
  Quarterly
  Shareholding
  Cash Flow

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Net Sales 369.69 434.86 10170.97 13289.85 21886.3
Total Expenditure 126.74 113.36 2347.97 3190.03 7284.53
Operating Profit 242.95 321.5 7823 10099.82 14601.77
Other Income 82.48 78.25 3 40.53 65.43
Interest 255.13 289.7 4578.76 6688.05 10951.4
Depreciation 7.27 7.1 197.93 243.67 340.42
Exceptional Items 0 0 0 0 0
Profit Before Tax 63.03 102.95 3049.31 3208.63 3375.38
Provision for Tax 16.36 19.85 728.21 716.18 781.1
Net Profit 46.67 83.1 2321.1 2492.45 2594.28
Adjusted EPS (Rs.) 0.01 0.02 0.65 0.67 0.68

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 3516.17 3516.17 3560.12 3746.41 3799.93
Total Reserves 3412.61 3501.81 11181.36 15706.01 24298.91
Borrowings 3448.47 4090.29 78747.19 65012.36 89993.74
Other N/C liabilities 23.2 21.16 134.52 748.09 -160.06
Current liabilities 113 133.08 2918.44 38081.99 60926.01
Total Liabilities 10513.45 11262.51 96541.63 123294.86 178858.53
Assets
Net Block 37.59 35.43 589.56 998.16 1801.1
Capital WIP 0 0 1.15 4.08 1.28
Intangible WIP 0 0 8.55 3.07 12.29
Investments 9135.1 10139.97 12009.68 9330.73 9997.55
Loans & Advances 11.68 28.75 405.68 161.22 185.75
Other N/C Assets 1290.11 1035.65 80429.13 106636.54 156035.05
Current Assets 38.97 22.71 3097.88 6161.06 10825.51
Total Assets 10513.45 11262.51 96541.63 123294.86 178858.53
* Other Non-current Liabilities include Net deferred Liabilities

Cash Flows (All Figures are in Crores.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Profit from operations 63.03 102.95 3049.31 3208.63 3375.38
Adjustment -85.43 -93.63 -4165.61 -4733.65 -6008.09
Changes in Assets & Liabilities -185.27 309.8 -18357.84 -26655.79 -21169
Tax Paid -29.25 -32.24 -807.46 -847.84 -1035.84
Operating Cash Flow -62.24 453.79 -16484.25 -23977.49 -17091.12
Investing Cash Flow -30.25 -1018.17 -1932.41 3189.38 2767.45
Financing Cash Flow 115.87 541.22 19412.88 23409.07 15984.54
Net Cash Flow 23.38 -23.16 996.22 2620.96 1660.87
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