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Finkurve Financial share price

Finkurve Financial Services Ltd.

NSE: FINKURVE BSE: 508954 SECTOR: Finance - NBFC  16.38 K   22   0

122.35
0 0
BSE: 10 Oct 04:01 PM

Price Summary

Today's High

₹ 134.3

Today's Low

₹ 119

52 Week High

₹ 153.6

52 Week Low

₹ 78.1

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1713.52 Cr.

Advances

0 Cr.

No. of Shares

14.01 Cr.

P/E

94.61

P/B

6.83

Face Value

₹ 1

Div. Yield

0 %

Book Value (TTM)

₹  17.93

Operating Revenue

90.04 Cr.

Net Profit

16.07 Cr.

Promoter Holding

62.07 %

EPS (TTM)

₹  1.29

Sales Growth

78.55

ROE

8.93 %

ROCE

11.22%

Profit Growth

12.2 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year78.55%
3 Year63.95%
5 Year43.16%

Profit Growth

1 Year12.2%
3 Year52.77%
5 Year82.79%

ROE%

1 Year8.93%
3 Year10.78%
5 Year8.26%

ROCE %

1 Year11.22%
3 Year12.93%
5 Year10.73%

ROA%

6.1279

PEG Ratio

7.75

PAT Margin (%)

17.8486

EPS Growth(%)

12.2044

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 62.07 19.04
Mar 2025 62.07 19.04
Dec 2024 61.70 19.16
Sep 2024 58.99 20.04
Jun 2024 58.99 20.04
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 7.76691944078737% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 63.947437334566%.
  • The company has delivered substantial profit growth of 52.7667324764983% over past 3 years.

 Limitations

  • PAT margin has shrunk by 10.5533%.
  • Provision and contingencies have increased by 358.832916330109%.
  • Promoter pledging is high as 19.04%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 28.43 31.9 39.87 40.28 39.88
Other Income 0.08 0.23 0.13 0.14 0.16
Interest Expended 2.49 3.9 4.34 5.62 7.08
Operating Expenses 20.03 23.41 27.53 29.06 25.38
Total Provisions 0 0 0 0 0
Depreciation 0.08 0.16 0.32 0.5 0.75
Profit Before Tax 5.9 4.66 7.82 5.25 6.83
Tax 1.51 1.19 2.18 1.33 1.74
Net Profit 4.39 3.47 5.64 3.92 5.09
Adjusted EPS (RS) 0.35 0.27 0.44 0.31 0.36

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 16.31 20.43 22.68 50.43 90.04
Other Income 0.07 0.02 0.02 4.43 1.79
Interest 8.08 6.84 3.31 4.95 6.17
Operating Expenses 1.73 2.82 10.64 25.24 41.15
Total Provisions 1.23 4.71 2.64 5.08 23.29
Exceptional Items 0 0 20.95 0 0
Profit Before Tax 5.34 6.08 27.06 19.6 21.22
Tax 1.31 1.57 5.45 5.27 5.15
Profit After Tax 4.03 4.51 21.61 14.32 16.07
Adjusted EPS (Rs.) 0.32 0.36 1.7 1.13 1.27

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 12.69 12.69 12.69 12.69 12.69
Total Reserves 118.75 123.26 145.36 159.81 176.02
Borrowings 4.34 0 5 13.11 36.61
Other N/C liabilities -0.21 -0.86 -0.6 1.62 0.98
Current liabilities 69.42 81.93 30.93 50.69 60.33
Total Liabilities 204.99 217.01 193.38 237.91 286.62
Assets
Loans 0 0 0 0 0
Net Block 0.25 0.44 0.62 1.18 0.87
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 10.69 12.47 5.08 4.1 3.46
Other Loans 0.01 0.01 0.23 0.05 6.68
Other N/C Assets 0 0 0 2.03 4.66
Current Assets 194.03 204.09 187.44 230.56 270.94
Total Assets 204.99 217.01 193.38 237.91 286.62
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 58.99 58.99 61.70 62.07 62.07
bhavna ashwin bafna 0.32 0.32 0.32 0.32 0.32
devkumari manekchand koth... 0.80 0.80 0.80 1.17 1.17
kalawati prithviraj kotha... 7.13 7.13 7.13 7.13 7.13
ketan b kothari 42.13 42.13 42.12 20.12 20.12
mohinidevi bhanwarlal kot... 5.16 7.18 7.17 29.17 31.92
namita ketan kothari 1.42 1.42 1.42 1.42 1.42
sohini harakhchand vardha... 2.03 0.01 2.74 2.74 -
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 41.01 41.01 38.30 37.93 37.93
llp 0.01 - 0.02 0.02 0.02
nexpact limited 5.84 5.84 5.84 5.89 5.84
rishabh mehta 6.39 6.39 6.39 6.39 6.39
thomas john muthoot 14.52 14.52 14.52 14.52 14.52
shobha ramesh mehta 1.91 1.91 - - -

Annual Reports

Title Link
Title Link
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY Link
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Credit INFOMERICS
Credit SMERA
TYPE AGENCY Link
TYPE AGENCY Link
 No Research reports exist for this company.Report us

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
 Currently we do not have any Concall related to this company.Report us
TYPE QUARTER Link
TYPE QUARTER Link
Presentation Q3FY25
Presentation Q1FY26

Company News

Finkurve Financial Services informs about updates 30 Sep, 3:25 PM Finkurve Financial Services informs about investor presentation 19 Sep, 3:20 PM Finkurve Financial Services submits notice of annual general meeting 5 Sep, 5:06 PM Finkurve Financial Services informs about cessation of whole-time director 30 Aug, 12:37 PM Finkurve Financial Services informs about security cover certificate 14 Aug, 3:18 PM Finkurve Financial - Quaterly Results 13 Aug, 5:19 PM Finkurve Financial - Quaterly Results 13 Aug, 5:19 PM Finkurve Financial - Quaterly Results 13 Aug, 5:19 PM Finkurve Financial Services informs about disclosure 16 Jul, 11:37 AM Finkurve Financial Services informs about disclosure 1 Jul, 2:46 PM Finkurve Financial Services informs about disclosures 23 Jun, 5:08 PM Finkurve Financial - Quaterly Results 29 May, 6:45 PM Finkurve Financial - Quaterly Results 29 May, 6:45 PM Finkurve Financial Services informs about press release 10 May, 4:17 PM Finkurve Financial Services informs about disclosure 1 Apr, 4:08 PM Finkurve Financial Services informs about outcome of board meeting 7 Feb, 5:16 PM Finkurve Financial - Quaterly Results 1 Feb, 11:12 PM Finkurve Financial Services informs about trading window closure 26 Dec, 3:56 PM Finkurve Financial Services informs about notice of EGM 18 Dec, 3:54 PM Finkurve Financial Services informs about revised outcome of board meeting 18 Dec, 12:08 PM Finkurve Financial Services informs about disclosures 3 Dec, 4:27 PM Finkurve Financial Services informs about disclosure 3 Oct, 5:29 PM Finkurve Financial Services informs about outcome of AGM 28 Sep, 3:57 PM Finkurve Financial Services enters into co-lending arrangement with RBL Bank 19 Aug, 3:57 PM Finkurve Financial - Quaterly Results 14 Aug, 3:53 PM Finkurve Financial - Quaterly Results 14 Aug, 3:53 PM Finkurve Financial Services informs about closure of trading window 26 Jun, 2:05 PM Finkurve Financial Services informs about annual secretarial compliance report 29 May, 4:29 PM Finkurve Financial Services informs about newspaper publication 16 May, 2:13 PM Finkurve Financial - Quaterly Results 15 May, 3:50 PM Finkurve Financial - Quaterly Results 15 May, 3:50 PM Finkurve Financial - Quaterly Results 15 May, 3:50 PM Finkurve Financial Services informs about disclosure 23 Mar, 11:04 AM Finkurve Financial Services informs about disclosure 21 Mar, 11:47 AM Finkurve Financial Services to divest investment in M/s. Arvog Enterprises 1 Mar, 11:22 AM Finkurve Financial Services informs about disclosure 21 Feb, 5:05 PM Finkurve Financial Services informs about disclosure 21 Feb, 2:18 PM Finkurve Financial - Quaterly Results 9 Feb, 12:45 PM Finkurve Financial - Quaterly Results 9 Feb, 12:45 PM Finkurve Financial - Quaterly Results 9 Feb, 12:45 PM Finkurve Financial Services informs about board meeting 31 Jan, 5:18 PM Finkurve Financial Services informs about closure of trading window 26 Dec, 4:25 PM Finkurve Financial Services incorporates wholly-owned subsidiary 21 Oct, 11:41 AM Finkurve Financial Services incorporates wholly-owned Subsidiary 18 Sep, 6:34 PM Finkurve Financial Services submits intimation on collaboration with indian bank 30 Aug, 5:45 PM Finkurve Financial Services collaborates with Indian Bank 30 Aug, 3:14 PM Finkurve Financial - Quaterly Results 11 Aug, 3:29 PM Finkurve Financial - Quaterly Results 11 Aug, 3:29 PM Finkurve Financial Services informs about outcome of board meeting 30 Jun, 5:12 PM Finkurve Financial Services informs about press release 22 May, 3:54 PM

Finkurve Financial Stock Price Analysis and Quick Research Report. Is Finkurve Financial an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Finkurve Financial. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Finkurve Financial is Rs 16.0713 Cr. and the compounded growth of profit in the past 3 years is 52.7660851411423%. The PAT margin of Finkurve Financial is 17.8486%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Finkurve Financial , the EPS grew by 12.2044% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Finkurve Financial has a poor ROE track record. The ROE of Finkurve Financial is at 8.9317% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Finkurve Financial is worth at the current levels at Rs 123.73. Finkurve Financial is trading at a current P/E ratio of 41.4476 and the average historical P/E for the last 5 years was 52.5272140241556.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Finkurve Financial is trading at a P/B of 6.90214935597418. The average historical P/B for the last 5 years was 3.5388061459186. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Finkurve Financial in Ticker for free. Also, one can get the intrinsic value of Finkurve Financial by using Valuation Calculators, which are available with a Finology ONE subscription. 

Finkurve Financial FAQs

Q1. What is Finkurve Financial share price today?
Ans: The current share price of Finkurve Financial is Rs 123.73.

Q2. What is the market capitalisation of Finkurve Financial?
Ans: Finkurve Financial has a market capitalisation of Rs 1732.844688024 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Finkurve Financial?
Ans: The PE ratio of Finkurve Financial is 95.6773894215899 and the P/B ratio of Finkurve Financial is 6.90214935597418, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Finkurve Financial share?
Ans: The 52-week high share price of Finkurve Financial is Rs 134.9, and the 52-week low share price of Finkurve Financial is Rs 105.

Q5. Does Finkurve Financial pay dividends?
Ans: Currently, Finkurve Financial does not pay dividends. Dividend yield of Finkurve Financial is around 0%.

Q6. What are the face value and book value of Finkurve Financial shares?
Ans: The face value of Finkurve Financial shares is Rs 1, while the book value per share of Finkurve Financial is around Rs 17.9263. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Finkurve Financial?
Ans: The ROE of Finkurve Financial is 8.9317% and ROCE of Finkurve Financial is 11.2245%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Finkurve Financial a good buy for the long term?
Ans: The Finkurve Financial long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Finkurve Financial undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Finkurve Financial appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Finkurve Financial’s financials?
Ans: You can review Finkurve Financial’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
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