Guj. State Fin. Corp
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Guj. State Fin. Corp share price

Gujarat State Financial Corporation Ltd.

NSE: GUJSTATFIN BSE: 532160 SECTOR: Finance Term Lending  19k   47   3

26.39
-0.29 (-1.09%)
BSE: Today, 12:34 PM

Price Summary

Today's High

₹ 26.69

Today's Low

₹ 25.35

52 Week High

₹ 39.96

52 Week Low

₹ 5.9

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 235.17 Cr.

Advances

₹ 0 Cr.

No. of Shares

8.91 Cr.

P/E

0

P/B

0

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  -326.3

Operating Revenue

₹ 13.76 Cr.

Net Profit

₹ -125.15 Cr.

Promoter Holding

83.95 %

EPS (TTM)

₹  -13.5

Sales Growth

29.54

ROE

0 %

ROCE

0%

Profit Growth

2.08 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year29.54%
3 Year-10.38%
5 Year-4.88%

Profit Growth

1 Year2.08%
3 Year-2.24%
5 Year-1.72%

ROE%

1 Year0%
3 Year0%
5 Year0%

ROCE %

1 Year0%
3 Year0%
5 Year0%

ROA%

-67.5903154064832

PEG Ratio

NA

PAT Margin (%)

-909.223102340131

EPS Growth(%)

2.0802388326197

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 83.95 0
Dec 2023 83.95 0
Sep 2023 83.95 0
Jun 2023 83.95 0
Mar 2023 83.95 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Promoters shareholding is 83.95%.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 0%.
  • The company a poor ROCE track record of 0% since last 3 years.
  • The company has delivered poor profit growth of -10.3798118136177% over past 3 years
  • The company has delivered poor Operating Income growth of -10.3798118136177% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 0.3 0.05 3.04 0.97 0.02
Other Income 2.59 2.71 2.85 3.28 3.46
Interest Expended 34.24 33.62 34.11 34.59 34.71
Operating Expenses 0.91 0.98 0.74 2.61 -0.94
Total Provisions 2.84 1.16 0.6 2.08 -0.11
Depreciation 0 0 0 0 0
Profit Before Tax -35.1 -33 -29.56 -35.03 -30.19
Tax 0 0 0 0 0
Net Profit -29.43 -30.67 -28.36 -30.88 -30.4
Adjusted EPS (RS) -3.3 -3.44 -3.18 -3.46 -3.41

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 21.06 19.12 13.81 10.63 13.76
Other Income 0.7 0.31 0.63 0.51 0.6
Interest 128.05 130 131.89 133.74 135.62
Operating Expenses 5.61 5.26 5.38 5.03 3.89
Total Provisions 2.96 1.61 0.08 0.17 0
Exceptional Items 0 0 0 0 0
Profit Before Tax -114.87 -117.44 -122.92 -127.81 -125.15
Tax 0 0 0 0 0
Profit After Tax -114.87 -117.44 -122.92 -127.81 -125.15
Adjusted EPS (Rs.) -12.89 -13.18 -13.79 -14.34 -14.04

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 93.72 93.72 93.72 93.72 93.72
Total Reserves -2413.93 -2531.37 -2654.29 -2782.09 -2907.24
Borrowings 661.68 661.68 661.68 661.68 661.68
Other N/C liabilities 1808.34 1938.33 2070.22 2203.96 2339.59
Current liabilities 3.34 2.89 2.78 2.69 2.61
Total Liabilities 153.15 165.26 174.12 179.96 190.36
Assets
Loans 0 0 0 0 0
Net Block 3.63 3.26 2.94 2.65 2.4
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 1.74 0.96 1.54 1.74 1.88
Other Loans 1.1 1.09 1.07 1.07 1.14
Other N/C Assets 6.08 6.63 5.92 5.43 5.67
Current Assets 140.6 153.33 162.65 169.07 179.27
Total Assets 153.15 165.26 174.12 179.96 190.36
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 83.95 83.95 83.95 83.95 83.95
bank of baroda 0.05 0.05 0.05 0.05 0.05
bank of india 0.03 0.03 0.03 0.03 0.03
canara bank 0.01 0.01 0.01 0.01 0.01
central bank of india 0.02 0.02 0.02 0.02 0.02
dena bank 0.03 0.03 0.03 0.03 0.03
h.e. the governor of guja... 55.09 55.09 55.09 55.09 55.09
indian overseas bank 0.01 0.01 0.01 0.01 0.01
life insurance corporatio... 0.11 0.11 0.11 0.11 0.11
punjab national bank 0.01 0.01 0.01 0.01 0.01
small industries bank of ... 28.41 28.41 28.41 28.41 28.41
state bank of india 0.10 0.10 0.10 0.10 0.10
the bombay mercantile coo... 0.01 0.01 0.01 0.01 0.01
the gujarat industrial co... 0.01 0.01 0.01 0.01 0.01
the new india assurance c... 0.01 0.01 0.01 0.01 0.01
uco bank 0.03 0.03 0.03 0.03 0.03
union bank of india 0.02 0.02 0.02 0.02 0.02
united bank of india 0.01 0.01 0.01 0.01 0.01
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 16.05 16.05 16.05 16.05 16.05
central bank of india 1.12 1.12 1.12 1.12 1.12
gujarat maritime board 1.05 1.05 1.05 1.05 1.05
gujarat mineral developme... 1.05 1.05 1.05 1.05 1.05
gujarat state fert and ch... 1.05 1.05 1.05 1.05 1.05
gujarat state investment ... 1.05 1.05 1.05 1.05 1.05

Annual Reports

Ratings & Research Reports

No Credit and Research reports exist for this company.Report us

Company Presentations

Currently we do not have any Presentation and Concall related to this company.Report us

Company News

Guj. State Fin. Corp - Quaterly Results9 Feb 2024, 4:13PM Guj. State Fin. Corp - Quaterly Results9 Feb 2024, 4:13PM Guj. State Fin. Corp - Quaterly Results9 Feb 2024, 4:13PM Gujarat State Financial Corporation informs about board meeting 25 Jan 2024, 5:15PM Gujarat State Financial Corporation informs about disclosure22 Nov 2023, 5:09PM Guj. State Fin. Corp - Quaterly Results8 Aug 2023, 5:05PM Guj. State Fin. Corp - Quaterly Results8 Aug 2023, 5:05PM Guj. State Fin. Corp - Quaterly Results8 Aug 2023, 5:05PM Guj. State Fin. Corp - Quaterly Results22 May 2023, 4:32PM Guj. State Fin. Corp - Quaterly Results22 May 2023, 4:32PM Guj. State Fin. Corp - Quaterly Results22 May 2023, 4:32PM Guj. State Fin. Corp - Quaterly Results7 Feb 2023, 4:15PM Guj. State Fin. Corp - Quaterly Results7 Feb 2023, 4:15PM Guj. State Fin. Corp - Quaterly Results7 Feb 2023, 4:15PM Gujarat State Financial Corporation informs about confirmation certificate5 Jan 2023, 1:52PM Gujarat State Financial Corporation informs about newspaper publication22 Dec 2022, 2:48PM Guj. State Fin. Corp - Quaterly Results19 Dec 2022, 5:56PM Guj. State Fin. Corp - Quaterly Results19 Dec 2022, 5:56PM Guj. State Fin. Corp - Quaterly Results19 Dec 2022, 5:56PM Gujarat State Financial Corporation informs about change in composition of board of directors 21 Nov 2022, 4:22PM Guj. State Fin. Corp - Quaterly Results8 Aug 2022, 4:07PM Guj. State Fin. Corp - Quaterly Results8 Aug 2022, 4:07PM Guj. State Fin. Corp - Quaterly Results8 Aug 2022, 4:07PM Gujarat State Financial Corporation informs about compliance certificate 5 Jul 2022, 3:30PM Gujarat State Financial Corporation informs about notice of book closure7 Jun 2022, 4:18PM Gujarat State Financial Corporation informs about 62nd AGM7 Jun 2022, 4:14PM Gujarat State Financial Corporation informs about compliance report9 May 2022, 5:04PM Gujarat State Financial Corporation informs about confirmation certificate4 Apr 2022, 4:10PM Gujarat State Financial Corporation informs about compliance certificate4 Apr 2022, 4:07PM Guj. State Fin. Corp - Quaterly Results7 Feb 2022, 1:08PM Guj. State Fin. Corp - Quaterly Results7 Feb 2022, 1:08PM Guj. State Fin. Corp - Quaterly Results7 Feb 2022, 1:08PM Gujarat State Financial Corporation informs about press release12 Nov 2021, 4:29PM Gujarat State Finance Corporation informs about newspaper clippings17 Aug 2021, 3:33PM Gujarat State Financial Corporation informs about confirmation certificate2 Jul 2021, 3:47PM Gujarat State Financial Corporation informs about newspaper publication1 Jul 2021, 2:25PM Gujarat State Financial Corporation informs about secretarial compliance report25 May 2021, 4:01PM Gujarat State Financial Corporation informs about compliance certificate7 Apr 2021, 11:53AM

Guj. State Fin. Corp Stock Price Analysis and Quick Research Report. Is Guj. State Fin. Corp an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Guj. State Fin. Corp better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs -125.1489274 Cr and the compounded growth of profit in the past 3 years is -2.23802915421186 %. The PAT margin of Guj. State Fin. Corp is -909.223102340131 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Guj. State Fin. Corp , the EPS grew by 2.07990517361596 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a poor ROE track record. The ROE of Guj. State Fin. Corp is at 0 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Guj. State Fin. Corp is worth at the current levels at Rs 26.68. The stock is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 0.

  • Share Price: - The current share price of Guj. State Fin. Corp is Rs 26.68. One can use valuation calculators of ticker to know if Guj. State Fin. Corp share price is undervalued or overvalued.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Guj. State Fin. Corp is trading at a P/B of -0.0818 . The average historical P/B for the last 5 years was -0.0142259965567586. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Last Updated on:
Brief about Guj. State Fin. Corp
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