Mangal Credit & Fin
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Mangal Credit & Fin share price

Mangal Credit and Fincorp Ltd.

NSE: MANCREDIT BSE: 505850 SECTOR: Finance - NBFC  13.28 K   11   3

165.40
-1.35 (-0.81%)
BSE: 19 Dec 04:01 PM

Price Summary

Today's High

₹ 168.95

Today's Low

₹ 165.4

52 Week High

₹ 219.3

52 Week Low

₹ 143.6

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 349.23 Cr.

Advances

₹ 291.65 Cr.

No. of Shares

2.11 Cr.

P/E

28.89

P/B

2.21

Face Value

₹ 10

Div. Yield

0.45 %

Book Value (TTM)

₹  74.84

Operating Revenue

₹ 49.58 Cr.

Net Profit

₹ 13.07 Cr.

Promoter Holding

55.25 %

EPS (TTM)

₹  5.73

Sales Growth

49.35

ROE

10.07 %

ROCE

12.13%

Profit Growth

23.91 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year49.35%
3 Year50.25%
5 Year41.1%

Profit Growth

1 Year23.91%
3 Year29.04%
5 Year3.95%

ROE%

1 Year10.07%
3 Year8.77%
5 Year7.62%

ROCE %

1 Year12.13%
3 Year10.56%
5 Year9.67%

ROA%

4.2024

PEG Ratio

1.21

PAT Margin (%)

26.3586

EPS Growth(%)

23.9106

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2025 55.25 0.00
Jun 2025 51.71 0.00
Mar 2025 51.71 0.00
Dec 2024 51.71 0.00
Sep 2024 51.71 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 4.42856666666667% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 50.250561436254%.
  • The company has delivered substantial profit growth of 29.0419015488602% over past 3 years.
  • Promoters shareholding is 55.25%.

 Limitations

  • PAT margin has shrunk by 5.4108%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025
Operating Revenue 11.66 12.68 13.37 14.47 15.82
Other Income 0 0 0 0 0.03
Interest Expended 4.39 4.76 5.37 6.42 6.95
Operating Expenses 2.67 2.86 3.46 3.66 4.33
Total Provisions 0 0 -0.33 0 0
Depreciation 0.28 0.32 0.38 0.31 0.44
Profit Before Tax 4.33 4.74 4.49 4.08 4.13
Tax 1.1 1.26 1.2 1.08 1.14
Net Profit 3.23 3.48 2.62 3 2.99
Adjusted EPS (RS) 1.65 1.78 1.34 1.53 1.42

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 11.31 14.62 21.26 33.2 49.58
Other Income 0.11 0.2 0.14 0.08 0
Interest 0.57 1.78 4.58 9.5 18.39
Operating Expenses 2.3 3.24 5.26 8.23 11.4
Total Provisions 0.36 1.11 0.79 1.23 1.25
Exceptional Items 0 0 0 0 -0.33
Profit Before Tax 8.18 8.68 10.78 14.33 18.21
Tax 2.47 2.6 2.86 3.78 5.14
Profit After Tax 5.71 6.08 7.91 10.55 13.07
Adjusted EPS (Rs.) 2.96 3.15 4.1 5.39 6.68

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 19.31 19.31 19.31 19.56 19.56
Total Reserves 80.46 86.61 92.63 107.79 121.15
Borrowings 0 0 7.06 51.06 65.2
Other N/C liabilities -0.16 0.02 -0.41 0.06 0.35
Current liabilities 17.06 31.8 84.07 94.57 142.61
Total Liabilities 116.68 137.74 202.67 273.04 348.87
Assets
Loans 0 0 0 226.33 291.65
Net Block 1.24 1.35 1.74 1.83 2.31
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0.03 0.24 0.19
Investments 15.47 16.81 15.6 14.28 14.01
Other Loans 0.45 0.52 0.63 1.06 0.87
Other N/C Assets 13.16 13.16 13.16 22.4 27.68
Current Assets 86.36 105.9 171.5 6.9 12.16
Total Assets 116.68 137.74 202.67 273.04 348.87
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2024% Dec 2024% Mar 2025% Jun 2025% Sep 2025%
promoters 51.71 51.71 51.71 51.71 55.25
ajit s jain huf 12.70 12.70 - 12.70 11.77
ajit sohanlal jain 2.04 2.04 2.04 2.04 1.89
bhavika meghraj jain 0.44 0.44 0.44 0.44 0.41
dhakad properties private... 6.44 6.44 6.44 6.44 5.96
hardik meghraj jain 4.23 4.23 4.23 4.23 11.26
indra meghraj jain 0.32 0.32 0.32 0.32 0.30
meghraj sohanlal jain 24.47 24.47 24.47 24.47 22.67
seema ajit jain 0.64 0.64 0.64 0.64 0.59
swarn bhavya mangal jewel... 0.43 0.43 0.43 0.43 0.40
ajit s jain - - 12.70 - -
PARTICULARS Sep 2024% Dec 2024% Mar 2025% Jun 2025% Sep 2025%
investors 48.29 48.29 48.29 48.29 44.75
accomplish trades solutio... 1.15 1.12 1.70 1.70 1.58
ankit j jain 1.13 1.32 1.32 1.33 1.23
e ally consulting india p... 8.59 8.59 8.59 8.59 7.96
investor education and pr... - 2.13 2.13 - 1.98
jituraj finserve pvt ltd - 1.79 1.53 1.57 1.21
kulin shantilal vora 1.18 1.18 1.18 1.18 1.09
l7 securities private lim... - - - - 1.59
navin mahavirprasad dalmi... 2.18 2.16 2.06 1.99 1.84
pravin udaylal jain 1.75 1.75 1.75 1.75 1.62
rekha jagdishkumar jain 1.08 1.08 1.08 1.08 1.00
shree jaisal electronics ... 4.75 4.75 4.75 4.75 4.40
investor education and pr... - - - 2.13 -
llp 0.29 0.29 0.38 0.34 -
galary trading private li... 1.86 - - - -
investor education and pr... 0.63 - - - -

Annual Reports

Title Link
Title Link
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY Link
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Credit CRISIL
Credit CRISIL
Credit BRICKWORK
Credit BSE
TYPE AGENCY Link
TYPE AGENCY Link
 No Research reports exist for this company.Report us

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
 Currently we do not have any Concall related to this company.Report us
TYPE QUARTER Link
TYPE QUARTER Link
Presentation Q4FY21
Presentation Q3FY21
Presentation Q2FY21
Presentation Q1FY22
Presentation Q1FY21

Company News

Mangal Credit and Fincorp informs about allotment of non-convertible debentures 26 Nov, 11:41 AM Mangal Credit and Fincorp opens two new branches 24 Sep, 2:12 PM Mangal Credit and Fincorp informs about disclosure 21 Aug, 9:40 AM Mangal Credit & Fin - Quaterly Results 5 Aug, 5:43 PM Mangal Credit & Fin - Quaterly Results 5 Aug, 5:43 PM Mangal Credit & Fin - Quaterly Results 5 Aug, 5:43 PM Mangal Credit and Fincorp informs about allotment NCDs 14 Jul, 12:31 PM Mangal Credit and Fincorp informs about closure of trading window 26 Jun, 5:29 PM Mangal Credit and Fincorp opens new branch at Bhayander 5 Jun, 3:19 PM Mangal Credit & Fin - Quaterly Results 15 May, 5:27 PM Mangal Credit & Fin - Quaterly Results 15 May, 5:27 PM Mangal Credit and Fincorp gets nod to raise Rs 25 crore 17 Mar, 12:42 PM Mangal Credit and Fincorp informs about board meeting 15 Mar, 4:34 PM Mangal Credit & Fin - Quaterly Results 10 Feb, 5:01 PM Mangal Credit & Fin - Quaterly Results 10 Feb, 5:01 PM Mangal Credit & Fin - Quaterly Results 10 Feb, 5:01 PM Mangal Credit and Fincorp informs about outcome of board meeting 7 Nov, 5:28 PM Mangal Credit & Fin - Quaterly Results 7 Nov, 4:19 PM Mangal Credit & Fin - Quaterly Results 7 Nov, 4:19 PM Mangal Credit & Fin - Quaterly Results 7 Nov, 4:19 PM Mangal Credit And Fincorp informs about board meeting 28 Oct, 4:40 PM Mangal Credit and Fincorp informs about loss of share certificates 26 Oct, 3:26 PM Mangal Credit And Fincorp informs about loss of share certificate 16 Oct, 2:37 PM Mangal Credit & Fin - Quaterly Results 12 Aug, 4:46 PM Mangal Credit & Fin - Quaterly Results 12 Aug, 4:46 PM Mangal Credit & Fin - Quaterly Results 12 Aug, 4:46 PM Mangal Credit & Fin - Quaterly Results 7 May, 5:55 PM Mangal Credit & Fin - Quaterly Results 7 May, 5:55 PM Mangal Credit & Fin - Quaterly Results 7 May, 5:55 PM Mangal Credit and Fincorp informs about details of loss of certificate 2 May, 2:05 PM Mangal Credit and Fincorp submits certificate 11 Apr, 4:14 PM Mangal Credit And Fincorp informs about disclosure 2 Apr, 11:48 AM Mangal Credit And Fincorp informs about disclosure 21 Mar, 10:48 AM Mangal Credit And Fincorp informs about disclosure 18 Mar, 8:36 AM Mangal Credit and Fincorp informs about disclosures 27 Feb, 4:54 PM Mangal Credit and Fincorp informs about disclosures 26 Feb, 5:16 PM Mangal Credit And Fincorp informs about disclosure 15 Feb, 10:46 AM Mangal Credit And Fincorp informs about disclosure 13 Feb, 11:35 AM Mangal Credit & Fin - Quaterly Results 2 Feb, 4:41 PM Mangal Credit & Fin - Quaterly Results 2 Feb, 4:41 PM Mangal Credit & Fin - Quaterly Results 2 Feb, 4:41 PM Mangal Credit and Fincorp informs about opening of new branch 24 Jan, 4:44 PM Mangal Credit and Fincorp informs about notice of EGM 24 Jan, 2:18 PM Mangal Credit and Fincorp submits board meeting intimation 22 Jan, 5:05 PM Mangal Credit and Fincorp informs about details of loss of certificate 20 Jan, 3:37 PM Mangal Credit And Fincorp informs about outcome of board meeting 10 Jan, 2:52 PM Mangal Credit and Fincorp informs about details of loss of certificate 24 Nov, 5:07 PM Mangal Credit and Fincorp informs about opening of new branch 18 Nov, 3:44 PM Mangal Credit & Fin - Quaterly Results 7 Nov, 5:06 PM Mangal Credit And Fincorp informs about loss of share certificate 27 Sep, 2:27 PM

Mangal Credit & Fin Stock Price Analysis and Quick Research Report. Is Mangal Credit & Fin an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Mangal Credit & Fin. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Mangal Credit & Fin is Rs 13.0676 Cr. and the compounded growth of profit in the past 3 years is 29.0415725350354%. The PAT margin of Mangal Credit & Fin is 26.3586%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Mangal Credit & Fin , the EPS grew by 23.9106% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Mangal Credit & Fin has a average ROE track record. The ROE of Mangal Credit & Fin is at 10.07% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Mangal Credit & Fin is worth at the current levels at Rs 167.05. Mangal Credit & Fin is trading at a current P/E ratio of 25.2568 and the average historical P/E for the last 5 years was 24.4395283848787.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Mangal Credit & Fin is trading at a P/B of 2.23209513629075. The average historical P/B for the last 5 years was 1.77693279775204. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Mangal Credit & Fin in Ticker for free. Also, one can get the intrinsic value of Mangal Credit & Fin by using Valuation Calculators, which are available with a Finology ONE subscription. 

Mangal Credit & Fin FAQs

Q1. What is Mangal Credit & Fin share price today?
Ans: The current share price of Mangal Credit & Fin is Rs 167.05.

Q2. What is the market capitalisation of Mangal Credit & Fin?
Ans: Mangal Credit & Fin has a market capitalisation of Rs 352.70913613 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Mangal Credit & Fin?
Ans: The PE ratio of Mangal Credit & Fin is 29.1785296326702 and the P/B ratio of Mangal Credit & Fin is 2.23209513629075, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Mangal Credit & Fin share?
Ans: The 52-week high share price of Mangal Credit & Fin is Rs 215.75, and the 52-week low share price of Mangal Credit & Fin is Rs 145.

Q5. Does Mangal Credit & Fin pay dividends?
Ans: Currently, Mangal Credit & Fin pays dividends. Dividend yield of Mangal Credit & Fin is around 0.4498%.

Q6. What are the face value and book value of Mangal Credit & Fin shares?
Ans: The face value of Mangal Credit & Fin shares is Rs 10, while the book value per share of Mangal Credit & Fin is around Rs 74.84. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Mangal Credit & Fin?
Ans: The ROE of Mangal Credit & Fin is 10.07% and ROCE of Mangal Credit & Fin is 12.1276%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Mangal Credit & Fin a good buy for the long term?
Ans: The Mangal Credit & Fin long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Mangal Credit & Fin undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Mangal Credit & Fin appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Mangal Credit & Fin’s financials?
Ans: You can review Mangal Credit & Fin’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

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Brief about Mangal Credit & Fin
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