Finkurve Financial
Ticker > Company >

Finkurve Financial share price

Finkurve Financial Services Ltd.

BSE: 508954 SECTOR: Finance - NBFC  13k   22   0

130.50
+5.12 (4.08%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 130.98

Today's Low

₹ 126.02

52 Week High

₹ 135.7

52 Week Low

₹ 46.6

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 1656.16 Cr.

Advances

₹ 0 Cr.

No. of Shares

12.69 Cr.

P/E

93.77

P/B

8.42

Face Value

₹ 1

Div. Yield

0 %

Book Value (TTM)

₹  15.5

Operating Revenue

₹ 90.04 Cr.

Net Profit

₹ 16.07 Cr.

Promoter Holding

58.99 %

EPS (TTM)

₹  1.39

Sales Growth

78.55

ROE

8.93 %

ROCE

11.22%

Profit Growth

12.2 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year78.55%
3 Year63.95%
5 Year43.16%

Profit Growth

1 Year12.2%
3 Year52.77%
5 Year82.79%

ROE%

1 Year8.93%
3 Year10.78%
5 Year8.26%

ROCE %

1 Year11.22%
3 Year12.93%
5 Year10.73%

ROA%

6.1279

PEG Ratio

7.68

PAT Margin (%)

17.8486

EPS Growth(%)

12.2044

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 58.99 20.04
Jun 2024 58.99 20.04
Mar 2024 58.99 20.04
Dec 2023 54.60 10.11
Sep 2023 54.60 10.11
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 7.76691944078737% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 63.947437334566%.
  • The company has delivered substantial profit growth of 52.7667324764983% over past 3 years.

 Limitations

  • PAT margin has shrunk by 10.5533%.
  • Provision and contingencies have increased by 358.832916330109%.
  • Promoter pledging is high as 20.04%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Operating Revenue 23.06 23.64 23.35 28.43 31.9
Other Income 0.04 0.07 0.08 0.08 0.23
Interest Expended 1.17 1.65 1.78 2.49 3.9
Operating Expenses 16.31 15.32 15.03 20.03 23.41
Total Provisions 0 0 0 0 0
Depreciation 0.12 0.12 0.12 0.08 0.16
Profit Before Tax 5.51 6.63 6.5 5.9 4.66
Tax 1.15 1.72 1.6 1.51 1.19
Net Profit 4.36 4.91 4.89 4.39 3.47
Adjusted EPS (RS) 0.34 0.39 0.39 0.35 0.27

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 16.31 20.43 22.68 50.43 90.04
Other Income 0.07 0.02 0.02 4.43 1.79
Interest 8.08 6.84 3.31 4.95 6.17
Operating Expenses 1.73 2.82 10.64 25.24 41.15
Total Provisions 1.23 4.71 2.64 5.08 23.29
Exceptional Items 0 0 20.95 0 0
Profit Before Tax 5.34 6.08 27.06 19.6 21.22
Tax 1.31 1.57 5.45 5.27 5.15
Profit After Tax 4.03 4.51 21.61 14.32 16.07
Adjusted EPS (Rs.) 0.32 0.36 1.7 1.13 1.27

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 12.69 12.69 12.69 12.69 12.69
Total Reserves 118.75 123.26 145.36 159.81 176.02
Borrowings 4.34 0 5 13.11 36.61
Other N/C liabilities -0.21 -0.86 -0.6 1.62 0.98
Current liabilities 69.42 81.93 30.93 50.69 60.33
Total Liabilities 204.99 217.01 193.38 237.91 286.62
Assets
Loans 0 0 0 0 0
Net Block 0.25 0.44 0.62 1.18 0.87
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 10.69 12.47 5.08 4.1 3.46
Other Loans 0.01 0.01 0.23 0.05 6.68
Other N/C Assets 0 0 0 2.03 4.66
Current Assets 194.03 204.09 187.44 230.56 270.94
Total Assets 204.99 217.01 193.38 237.91 286.62
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 54.60 54.60 58.99 58.99 58.99
bhavna ashwin bafna 0.32 0.32 0.32 0.32 0.32
devkumari manekchand koth... 0.06 0.06 0.80 0.80 0.80
kalawati prithviraj kotha... 5.51 5.51 7.13 7.13 7.13
ketan b kothari 42.13 42.13 42.13 42.13 42.13
mohinidevi bhanwarlal kot... 5.16 5.16 5.16 5.16 7.18
namita ketan kothari 1.42 1.42 1.42 1.42 1.42
sohini harakhchand vardha... - - 2.03 2.03 0.01
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 45.40 45.40 41.01 41.01 41.01
nexpact limited 5.84 5.84 5.84 5.84 5.84
rishabh mehta 6.39 6.39 6.39 6.39 6.39
shobha ramesh mehta - - 1.91 1.91 1.91
thomas john muthoot 14.52 14.52 14.52 14.52 14.52
llp 0.03 0.02 0.02 0.01 -
narendra shivji shah 1.03 1.03 - - -
sangeeta bishon singh 1.18 1.18 - - -
sohini harakhchand vardha... - 1.08 - - -
vipul ramesh mehta 1.10 1.10 - - -
prakash rajesh jain 1.08 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Currently we do not have any Presentation and Concall related to this company.Report us

Company News

Finkurve Financial Services informs about trading window closure 26 Dec, 3:56 PM Finkurve Financial Services informs about notice of EGM 18 Dec, 3:54 PM Finkurve Financial Services informs about revised outcome of board meeting 18 Dec, 12:08 PM Finkurve Financial Services informs about disclosures 3 Dec, 4:27 PM Finkurve Financial Services informs about disclosure 3 Oct, 5:29 PM Finkurve Financial Services informs about outcome of AGM 28 Sep, 3:57 PM Finkurve Financial Services enters into co-lending arrangement with RBL Bank 19 Aug, 3:57 PM Finkurve Financial - Quaterly Results 14 Aug, 3:53 PM Finkurve Financial - Quaterly Results 14 Aug, 3:53 PM Finkurve Financial Services informs about closure of trading window 26 Jun, 2:05 PM Finkurve Financial Services informs about annual secretarial compliance report 29 May, 4:29 PM Finkurve Financial Services informs about newspaper publication 16 May, 2:13 PM Finkurve Financial - Quaterly Results 15 May, 3:50 PM Finkurve Financial - Quaterly Results 15 May, 3:50 PM Finkurve Financial - Quaterly Results 15 May, 3:50 PM Finkurve Financial Services informs about disclosure 23 Mar, 11:04 AM Finkurve Financial Services informs about disclosure 21 Mar, 11:47 AM Finkurve Financial Services to divest investment in M/s. Arvog Enterprises 1 Mar, 11:22 AM Finkurve Financial Services informs about disclosure 21 Feb, 5:05 PM Finkurve Financial Services informs about disclosure 21 Feb, 2:18 PM Finkurve Financial - Quaterly Results 9 Feb, 12:45 PM Finkurve Financial - Quaterly Results 9 Feb, 12:45 PM Finkurve Financial - Quaterly Results 9 Feb, 12:45 PM Finkurve Financial Services informs about board meeting 31 Jan, 5:18 PM Finkurve Financial Services informs about closure of trading window 26 Dec, 4:25 PM Finkurve Financial Services incorporates wholly-owned subsidiary 21 Oct, 11:41 AM Finkurve Financial Services incorporates wholly-owned Subsidiary 18 Sep, 6:34 PM Finkurve Financial Services submits intimation on collaboration with indian bank 30 Aug, 5:45 PM Finkurve Financial Services collaborates with Indian Bank 30 Aug, 3:14 PM Finkurve Financial - Quaterly Results 11 Aug, 3:29 PM Finkurve Financial - Quaterly Results 11 Aug, 3:29 PM Finkurve Financial Services informs about outcome of board meeting 30 Jun, 5:12 PM Finkurve Financial Services informs about press release 22 May, 3:54 PM Finkurve Financial - Quaterly Results 20 May, 3:20 PM Finkurve Financial - Quaterly Results 20 May, 3:20 PM Finkurve Financial - Quaterly Results 20 May, 3:20 PM Finkurve Financial - Quaterly Results 10 Feb, 12:41 PM Finkurve Financial - Quaterly Results 10 Feb, 12:41 PM Finkurve Financial - Quaterly Results 10 Feb, 12:41 PM Finkurve Financial Services informs about closure of trading window 28 Dec, 2:54 PM Finkurve Financial Services informs about appointment of CEO of company 13 Dec, 3:02 PM Finkurve Financial Services informs about outcome of board meeting 13 Dec, 2:28 PM Finkurve Financial - Quaterly Results 14 Nov, 8:29 PM Finkurve Financial - Quaterly Results 14 Nov, 8:29 PM Finkurve Financial Services informs about scrutinizer's report 7 Sep, 2:48 PM Finkurve Financial - Quaterly Results 12 Aug, 2:56 PM Finkurve Financial - Quaterly Results 12 Aug, 2:56 PM Finkurve Financial Services informs about board meeting intimation 1 Aug, 5:02 PM Finkurve Financial Services informs about board meeting 31 May, 3:55 PM Finkurve Financial Services informs about outcome board meeting 31 May, 3:17 PM

Finkurve Financial Stock Price Analysis and Quick Research Report. Is Finkurve Financial an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Finkurve Financial stock price today is Rs 130.5. To understand the functions of the Finkurve Financial better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Finkurve Financial is Rs 16.0713 Cr and the compounded growth of profit in the past 3 years is 52.7660851411423 %. The PAT margin of Finkurve Financial is 17.8486 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Finkurve Financial , the EPS grew by 12.2044 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Finkurve Financial has a poor ROE track record. The ROE of Finkurve Financial is at 8.9317 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Finkurve Financial is worth at the current levels at Rs 130.5. The stock is trading at a current P/E ratio of 41.4476 and the average historical P/E for the last 5 years was 52.5272140241556.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Finkurve Financial is trading at a P/B of 8.2299 . The average historical P/B of Finkurve Financial for the last 5 years was 3.5388061459186. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Finkurve Financial is Rs 130.5. One can use valuation calculators of ticker to know if Finkurve Financial share price is undervalued or overvalued.

Last Updated on:
Brief about Finkurve Financial
X