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Guj Credit Corp. share price

Gujarat Credit Corporation Ltd.

BSE: 511441 SECTOR: Finance - NBFC  6149   3   0

20.51
0 0
BSE: 19 Apr 04:01 PM

Price Summary

Today's High

₹ 21.52

Today's Low

₹ 20.51

52 Week High

₹ 37.44

52 Week Low

₹ 18.25

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

51.28 Cr.

Advances

0 Cr.

No. of Shares

2.5 Cr.

P/E

502.7

P/B

1.75

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  11.7

Operating Revenue

0 Cr.

Net Profit

0.01 Cr.

Promoter Holding

31.61 %

EPS (TTM)

₹  0.04

Sales Growth

0

ROE

0.09 %

ROCE

0.11%

Profit Growth

-74.87 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 YearNA
3 YearNA
5 YearNA

Profit Growth

1 Year-74.87%
3 Year-37.78%
5 Year-32.45%

ROE%

1 Year0.09%
3 Year0.31%
5 Year0.73%

ROCE %

1 Year0.11%
3 Year0.2%
5 Year0.41%

ROA%

0.0310722348543084

PEG Ratio

NA

PAT Margin (%)

0

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 31.61 0
Dec 2023 31.61 0
Sep 2023 31.61 0
Jun 2023 31.61 0
Mar 2023 31.61 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 1.52083091044095 times the book value

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 0.306414390328542%.
  • The company a poor ROCE track record of 0.200958796952223% since last 3 years.
  • The company has delivered poor profit growth of 0% over past 3 years

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 0 0 0 0 0
Other Income 0 0.16 0.1 0.06 0
Interest Expended 0 0 0 0 0
Operating Expenses 0.07 0.02 0.08 0.05 0.04
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax -0.07 0.14 0.02 0.02 -0.04
Tax 0 0.03 0 0.01 0
Net Profit -0.07 0.12 0.02 0.01 -0.04
Adjusted EPS (RS) -0.08 0.14 0.02 0.01 -0.05

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 0 0 0 0 0
Other Income 0.62 0.28 0.37 0.26 0.25
Interest 0 0 0 0 0
Operating Expenses 0.24 0.23 0.27 0.2 0.22
Total Provisions 0 0 0 0 0
Exceptional Items 0 0 -0.01 -0.01 0
Profit Before Tax 0.38 0.04 0.09 0.06 0.03
Tax 0.08 0 0.02 0.02 0.02
Profit After Tax 0.3 0.04 0.09 0.04 0.01
Adjusted EPS (Rs.) 0.3 0.04 0.06 0.04 0.01

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 10.08 10.08 10.08 8.5 8.5
Total Reserves 2.5 2.53 2.62 4.26 4.25
Borrowings 17.45 17.5 17.47 17.44 18.61
Other N/C liabilities 0 0 0 0 0.01
Current liabilities 0.12 0.07 0.07 0.11 0.11
Total Liabilities 30.15 30.17 30.22 30.3 31.49
Assets
Loans 0 0 0 0 0
Net Block 27.02 27.05 27.08 27.11 28.01
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 2.87 2.86 2.88 2.95 2.94
Other Loans 0.2 0.2 0 0 0
Other N/C Assets 0 0 0 0 0
Current Assets 0.05 0.06 0.26 0.24 0.54
Total Assets 30.15 30.17 30.22 30.3 31.49
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 31.61 31.61 31.61 31.61 31.61
aajkal investment pvt ltd... 0.80 0.80 0.80 0.80 0.80
amam s shah 8.40 8.40 8.40 8.40 8.40
anupama n shah 0.20 0.20 0.20 0.20 0.20
bahubali s shah 10.40 10.40 10.40 10.40 10.40
gccl housing finanace lim... 5.60 5.60 5.60 5.60 5.60
jayendra c patel 1.60 1.60 1.60 1.60 1.60
lipi mercantile ltd 3.20 3.20 3.20 3.20 3.20
nirmam s shah 0.60 0.60 0.60 0.60 0.60
shreyans s shah 0.40 0.40 0.40 0.40 0.40
smruti s shah 0.41 0.41 0.41 0.41 0.41
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 68.39 68.39 68.39 68.39 68.39
alfa fincaps ltd 3.20 3.20 3.20 3.20 3.20
apurva hathi 1.60 1.60 1.60 1.60 1.60
chandirka m shah 1.60 1.60 1.60 1.60 1.60
charmie r shah 1.60 1.60 1.60 1.60 1.60
dharmendra gandhi 2.00 2.00 2.00 2.00 2.00
dharmendra holding ltd 1.60 1.60 1.60 1.60 1.60
dhiren vora 1.60 1.60 1.60 1.60 1.60
galaxy aplliances ltd 1.03 1.03 1.03 1.03 1.03
genus commutrade ltd 3.20 3.20 3.20 3.20 3.20
genus exports ltd 3.20 3.20 3.20 3.20 3.20
kamlesh m shah 1.60 1.60 1.60 1.60 1.60
kirti patel 3.20 3.20 3.20 3.20 3.20
leena r shah 1.60 1.60 1.60 1.60 1.60
manubhai n shah 1.60 1.60 1.60 1.60 1.60
mihir m patel 1.60 1.60 1.60 1.60 1.60
nehal shah 1.60 1.60 1.60 1.60 1.60
prime stockholding custod... 1.60 1.60 1.60 1.60 1.60
promise finance ltd 2.80 2.80 2.80 2.80 2.80
pushkarvat finlease pvt l... 2.80 2.80 2.80 2.80 2.80
rajendra a shah 1.60 1.60 1.60 1.60 1.60
rajesh kumar patel 3.20 3.20 3.20 3.20 3.20
riddhi m patel 1.60 1.60 1.60 1.60 1.60
shree divya investments 1.60 1.60 1.60 1.60 1.60
uday vora 1.60 1.60 1.60 1.60 1.60
universal credit and secu... 2.00 2.00 2.00 2.00 2.00
yogesh shah 1.60 1.60 1.60 1.60 1.60

Annual Reports

Ratings & Research Reports

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Company Presentations

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Company News

Guj Credit Corp. - Quaterly Results7 Feb 2024, 4:56PM Guj Credit Corp. - Quaterly Results7 Feb 2024, 4:56PM Guj Credit Corp. - Quaterly Results7 Feb 2024, 4:56PM Gujarat Credit Corporation informs about compliance certificate10 Jan 2024, 5:07PM Gujarat Credit Corporation informs about outcome of board meeting20 Dec 2023, 4:59PM Gujarat Credit Corporation informs about outcome of board meeting 20 Nov 2023, 11:23AM Guj Credit Corp. - Quaterly Results4 Nov 2023, 7:05PM Guj Credit Corp. - Quaterly Results4 Nov 2023, 7:05PM Gujarat Credit Corporation informs about board meeting outcome 12 Aug 2023, 11:42AM Guj Credit Corp. - Quaterly Results12 Aug 2023, 11:35AM Guj Credit Corp. - Quaterly Results12 Aug 2023, 11:35AM Guj Credit Corp. - Quaterly Results12 Aug 2023, 11:35AM Guj Credit Corp. - Quaterly Results27 May 2023, 12:30PM Guj Credit Corp. - Quaterly Results27 May 2023, 12:30PM Gujarat Credit Corporation informs about compliance certificates17 Apr 2023, 5:04PM Guj Credit Corp. - Quaterly Results19 Jan 2023, 5:23PM Guj Credit Corp. - Quaterly Results19 Jan 2023, 5:23PM Guj Credit Corp. - Quaterly Results19 Jan 2023, 5:23PM Gujarat Credit Corporation informs about disclosure of related party transactions21 Nov 2022, 4:17PM Guj Credit Corp. - Quaterly Results8 Nov 2022, 5:11PM Guj Credit Corp. - Quaterly Results8 Nov 2022, 5:11PM Gujarat Credit Corporation informs about compliances-certificate12 Jul 2022, 2:14PM Gujarat Credit Corporation informs about compliance certificate12 Apr 2022, 3:10PM Guj Credit Corp. - Quaterly Results15 Feb 2022, 2:34PM Guj Credit Corp. - Quaterly Results15 Feb 2022, 2:34PM Guj Credit Corp. - Quaterly Results15 Feb 2022, 2:34PM Gujarat Credit Corporation informs about compliances certificate 5 Oct 2021, 2:21PM Gujarat Credit Corporation informs about board meeting15 Jun 2021, 12:56PM Gujarat Credit Corporation submits annual report8 Oct 2020, 4:15PM

Guj Credit Corp. Stock Price Analysis and Quick Research Report. Is Guj Credit Corp. an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Guj Credit Corp. better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Guj Credit Corp. is Rs 0.0096 Cr and the compounded growth of profit in the past 3 years is -37.7843078870033 %. The PAT margin of Guj Credit Corp. is 0 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Guj Credit Corp. , the EPS declined by -74.8329621380846 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Guj Credit Corp. has a poor ROE track record. The ROE of Guj Credit Corp. is at 0.085866084685426 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Guj Credit Corp. is worth at the current levels at Rs 20.51. The stock is trading at a current P/E ratio of 1769.91150442478 and the average historical P/E for the last 5 years was 648.531286748435.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Guj Credit Corp. is trading at a P/B of 1.7528 . The average historical P/B of Guj Credit Corp. for the last 5 years was 1.44933321834502. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Guj Credit Corp. is Rs 20.51. One can use valuation calculators of ticker to know if Guj Credit Corp. share price is undervalued or overvalued.

Last Updated on:
Brief about Guj Credit Corp.
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