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Saraswati Commercial share price

Saraswati Commercial (India) Ltd.

BSE: 512020 SECTOR: Finance - NBFC  13k   20   1

5251.00
-84.00 (-1.57%)
BSE: 25 Apr 04:01 PM

Price Summary

Today's High

₹ 5400

Today's Low

₹ 5200

52 Week High

₹ 8426.8

52 Week Low

₹ 2251.4

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

540.82 Cr.

Advances

0 Cr.

No. of Shares

0.1 Cr.

P/E

8.43

P/B

1.01

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  5182.39

Operating Revenue

43.91 Cr.

Net Profit

11.66 Cr.

Promoter Holding

72.32 %

EPS (TTM)

₹  622.69

Sales Growth

-64.89

ROE

2.73 %

ROCE

4.6%

Profit Growth

-82.02 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year-64.89%
3 Year81.62%
5 Year-12.46%

Profit Growth

1 Year-82.02%
3 Year47.57%
5 Year-6.09%

ROE%

1 Year2.73%
3 Year10.4%
5 Year5.31%

ROCE %

1 Year4.6%
3 Year13.19%
5 Year6.75%

ROA%

2.34971134247405

PEG Ratio

NA

PAT Margin (%)

26.5649376530206

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 72.32 0
Dec 2023 72.32 0
Sep 2023 72.32 0
Jun 2023 72.32 0
Mar 2023 72.32 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 9.41536843117307% in last 3 years.
  • The company is trading at 0.594209310646886 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 81.621808931846%.
  • The company has delivered substantial profit growth of 47.5743170944939% over past 3 years.
  • Promoters shareholding is 72.32%.

 Limitations

  • Provision and contingencies have increased by 1503.35008375209%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 12.26 -17.69 29.53 28.57 40.08
Other Income 0 0.02 0 0.1 0
Interest Expended 0.25 0.87 0.47 0.42 0.26
Operating Expenses 0.63 1.4 0.69 0.6 0.9
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 11.38 -19.94 28.37 27.64 38.91
Tax 2.98 -2.54 3.95 3.84 5.59
Net Profit 8.4 -17.41 24.42 23.81 33.32
Adjusted EPS (RS) 81.52 -168.99 237.07 231.12 323.46

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 17.06 7.33 52.3 125.07 43.91
Other Income 0.07 0.12 0.04 0.02 0.01
Interest 0.15 0.29 1.51 0.91 1.76
Operating Expenses 15.59 19.38 25.85 40.51 22.14
Total Provisions 0.65 0.83 0.07 0.06 0.96
Exceptional Items 0 0 0 0 0
Profit Before Tax 0.75 -13.05 24.9 83.62 19.06
Tax 0.38 -3.44 3.57 18.74 7.4
Profit After Tax 0.37 -9.61 21.34 64.88 11.66
Adjusted EPS (Rs.) 3.65 -96 213.17 629.95 113.25

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 1 1 1 1.03 1.03
Total Reserves 241.75 154.59 274.93 421.15 432.43
Borrowings 0 0 0 0 0
Other N/C liabilities 6.93 -5.18 11.1 28.71 25.44
Current liabilities 0.82 11.61 7.52 38.58 44.43
Total Liabilities 250.5 162.02 294.55 489.47 503.34
Assets
Loans 0 0 0 0 0
Net Block 0.05 0.04 0.04 0.05 0.04
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 234.81 134.93 285.88 403.96 438.91
Other Loans 1.01 1.01 1.01 1.01 1.01
Other N/C Assets 0 0 0 0 0
Current Assets 14.63 26.04 7.62 84.45 63.38
Total Assets 250.5 162.02 294.55 489.47 503.34
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 72.32 72.32 72.32 72.32 72.32
ashwin kumar kothari 5.93 5.93 5.93 5.93 5.93
ashwin kumar kothari (huf... - - 5.76 5.76 5.76
ashwin kumar kothari (sma... - - 5.76 5.76 5.76
four dimensions advisors ... 3.10 3.10 3.10 3.10 3.10
four dimensions securitie... 19.98 19.98 19.98 19.98 19.98
meena a kothari 1.88 1.88 1.88 1.88 1.88
niyati parish mehta 2.14 2.14 2.14 2.14 2.14
panna lal c kothari huf 4.95 4.95 4.95 4.95 4.95
rohit kothari 4.09 4.09 4.09 4.09 4.09
sam-jag-deep investments ... 0.14 0.14 0.14 0.14 0.14
singularity holdings limi... 0.76 0.76 0.76 0.76 0.76
winro commercial (india) ... 17.82 17.82 17.82 17.82 17.82
ashwin kumar kothari/ ash... 5.76 5.76 - - -
ashwin kumar kothari/ ash... 5.76 5.76 - - -
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 27.68 27.68 27.68 27.68 27.68
ageless capital and finan... 6.21 6.21 6.21 6.21 6.21
akash bhanshali 1.02 1.02 1.02 1.02 1.02
kamal mavji visaria - - - - 1.94
lata bhanshali 1.02 1.02 1.02 1.02 1.02
luv kush projects ltd. 1.94 1.94 1.94 1.94 1.94
minix holdings pvt ltd 2.41 2.41 - 2.41 2.41
mitsu energy private limi... 1.59 1.59 1.59 1.59 1.59
panchmukhi properties ltd... 1.17 1.17 1.17 1.17 1.17
k m visaria family trust 1.94 1.94 1.94 1.94 -
llp 0.01 0.01 0.01 0.01 -
minix holdings private li... - - 2.41 - -

Annual Reports

Ratings & Research Reports

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Company Presentations

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Company News

Saraswati Commercial (India) informs about certificate3 Apr 2024, 5:19PM Saraswati Commercial (India) informs about disclosure15 Mar 2024, 5:06PM Saraswati Commercial - Quaterly Results12 Feb 2024, 5:56PM Saraswati Commercial - Quaterly Results12 Feb 2024, 5:56PM Saraswati Commercial (India) informs about certificate6 Jan 2024, 3:24PM Saraswati Commercial - Quaterly Results7 Nov 2023, 5:24PM Saraswati Commercial - Quaterly Results7 Nov 2023, 5:24PM Saraswati Commercial (India) informs about trading window closure28 Sep 2023, 3:54PM Saraswati Commercial - Quaterly Results10 Aug 2023, 5:46PM Saraswati Commercial - Quaterly Results10 Aug 2023, 5:46PM Saraswati Commercial (India) informs about closure of trading window28 Jun 2023, 5:08PM Saraswati Commercial (India) informs about newspaper publication25 May 2023, 5:06PM Saraswati Commercial (India) informs about secretarial compliance report25 May 2023, 5:01PM Saraswati Commercial - Quaterly Results24 May 2023, 4:59PM Saraswati Commercial - Quaterly Results24 May 2023, 4:59PM Saraswati Commercial - Quaterly Results24 May 2023, 4:59PM Saraswati Commercial (India) informs about board meeting 17 May 2023, 5:06PM Saraswati Commercial (India) informs about disclosure22 Apr 2023, 12:29PM Saraswati Commercial (India) informs about disclosure21 Apr 2023, 4:47PM Saraswati Commercial (India) informs about voting results 18 Mar 2023, 3:22PM Saraswati Commercial (India) informs about details of loss of certificate6 Mar 2023, 2:11PM Saraswati Commercial (India) informs about outcome of board meeting10 Feb 2023, 5:26PM Saraswati Commercial - Quaterly Results10 Feb 2023, 5:22PM Saraswati Commercial - Quaterly Results10 Feb 2023, 5:22PM Saraswati Commercial - Quaterly Results10 Feb 2023, 5:22PM Saraswati Commercial (India) informs about issue of duplicate certificate19 Jan 2023, 5:12PM Saraswati Commercial - Quaterly Results11 Nov 2022, 1:33PM Saraswati Commercial - Quaterly Results10 Aug 2022, 5:11PM Saraswati Commercial (India) informs about press release27 May 2022, 4:59PM Saraswati Commercial - Quaterly Results26 May 2022, 5:21PM Saraswati Commercial (India) informs about board meeting18 May 2022, 4:58PM Saraswati Commercial (India) informs about certificate6 Apr 2022, 4:29PM Saraswati Commercial - Quaterly Results11 Feb 2022, 5:13PM Saraswati Commercial India informs about forthcoming board meeting 3 Nov 2021, 1:31PM Saraswati Commercial India informs about newspaper advertisements 1 Sep 2021, 9:37AM Saraswati Commercial India informs about disclosure13 Apr 2021, 4:11PM Saraswati Commercial (India) informs about closure of trading window25 Sep 2020, 4:22PM Saraswati Commercial (India) informs about outcome of board meeting9 Sep 2020, 4:44PM

Saraswati Commercial Stock Price Analysis and Quick Research Report. Is Saraswati Commercial an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Saraswati Commercial better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Saraswati Commercial is Rs 11.664 Cr and the compounded growth of profit in the past 3 years is 47.573742792879 %. The PAT margin of Saraswati Commercial is 26.5649376530206 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Saraswati Commercial , the EPS declined by -82.0219209517387 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Saraswati Commercial has a poor ROE track record. The ROE of Saraswati Commercial is at 2.72638025337759 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Saraswati Commercial is worth at the current levels at Rs 5251. The stock is trading at a current P/E ratio of 22.0822807555073 and the average historical P/E for the last 5 years was 7.26211564213021.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Saraswati Commercial is trading at a P/B of 1.0132 . The average historical P/B of Saraswati Commercial for the last 5 years was 0.430772904188245. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Saraswati Commercial is Rs 5251. One can use valuation calculators of ticker to know if Saraswati Commercial share price is undervalued or overvalued.

Last Updated on:
Brief about Saraswati Commercial
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