Saraswati Commercial
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Saraswati Commercial share price

Saraswati Commercial (India) Ltd.

BSE: 512020 SECTOR: Finance - NBFC  28.98 K   32   2

13497.00
+238.85 (1.80%)
BSE: 29 Aug 04:01 PM

Price Summary

Today's High

₹ 13682.95

Today's Low

₹ 12950

52 Week High

₹ 27775

52 Week Low

₹ 9215

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 1479.17 Cr.

Advances

₹ 0 Cr.

No. of Shares

0.11 Cr.

P/E

60.26

P/B

1.5

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  8970.41

Operating Revenue

₹ 128.32 Cr.

Net Profit

₹ 103.91 Cr.

Promoter Holding

73.99 %

EPS (TTM)

₹  223.98

Sales Growth

192.25

ROE

18.49 %

ROCE

21.84%

Profit Growth

790.83 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year192.25%
3 Year34.87%
5 Year49.71%

Profit Growth

1 Year790.83%
3 Year69.5%
5 Year209.51%

ROE%

1 Year18.49%
3 Year13.27%
5 Year8.97%

ROCE %

1 Year21.84%
3 Year16.53%
5 Year11.03%

ROA%

16.3097

PEG Ratio

0.08

PAT Margin (%)

80.9773

EPS Growth(%)

790.8273

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 73.99 0.00
Mar 2025 73.99 0.00
Dec 2024 72.32 0.00
Sep 2024 72.32 0.00
Jun 2024 72.32 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 54.411%.
  • Company has maintained a good ROA of 11.7365739979754% in last 3 years.
  • TThe company has been maintaining a healthy ROCE of 16.5250950240934% since last 3 years.
  • The company is trading at 0.8334 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 34.8734762459399%.
  • The company has delivered substantial profit growth of 69.5027280808544% over past 3 years.
  • Promoters shareholding is 73.99%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 68.21 78.31 -44.85 -26.26 31.47
Other Income 0 0 0 0 0
Interest Expended 0.06 0.15 0.64 0.74 0.49
Operating Expenses 1.33 1.6 0.77 1.31 1.81
Total Provisions 0 0 0 0 0
Depreciation 0 0 0.01 0.01 0
Profit Before Tax 66.82 76.56 -46.26 -28.31 29.17
Tax 14.37 13.23 -6.87 -5.35 5.59
Net Profit 52.45 63.33 -39.4 -22.96 23.58
Adjusted EPS (RS) 509.19 614.81 -382.49 -209.53 215.16

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 7.33 52.3 125.07 43.91 128.32
Other Income 0.12 0.04 0.02 0.01 0
Interest 0.29 1.51 0.91 1.76 1.68
Operating Expenses 19.38 25.85 40.51 22.14 2.73
Total Provisions 0.83 0.07 0.06 0.96 0.44
Exceptional Items 0 0 0 0 0
Profit Before Tax -13.05 24.9 83.62 19.06 123.47
Tax -3.44 3.57 18.74 7.4 19.56
Profit After Tax -9.61 21.34 64.88 11.66 103.91
Adjusted EPS (Rs.) -96 213.17 629.95 113.25 1008.9

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 1 1 1.03 1.03 1.03
Total Reserves 154.59 274.93 421.15 432.43 689.28
Borrowings 0 0 0 0 0
Other N/C liabilities -5.18 11.1 28.71 25.44 53.36
Current liabilities 11.61 7.52 38.58 44.43 27.15
Total Liabilities 162.02 294.55 489.47 503.34 770.82
Assets
Loans 0 0 0 0 0
Net Block 0.04 0.04 0.05 0.04 0.04
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 134.93 285.88 403.96 438.91 692.64
Other Loans 1.01 1.01 1.01 1.01 1.01
Other N/C Assets 0 0 0 0 0
Current Assets 26.04 7.62 84.45 63.38 77.13
Total Assets 162.02 294.55 489.47 503.34 770.82
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 72.32 72.32 72.32 73.99 73.99
ashwin kumar kothari 5.93 5.93 5.93 5.57 5.57
ashwin kumar kothari (huf... 5.76 5.76 5.76 5.41 5.41
ashwin kumar kothari (sma... 5.76 5.76 5.76 5.42 5.42
four dimensions advisors ... 3.10 3.10 3.10 2.92 2.92
four dimensions securitie... 19.98 19.98 19.98 18.78 18.78
meena a kothari 1.88 1.88 1.88 1.77 1.77
niyati parish mehta 2.14 2.14 2.14 2.01 2.01
panna lal c kothari huf 4.95 4.95 4.95 4.65 4.65
rohit kothari 4.09 4.09 4.09 3.85 3.85
sam-jag-deep investments ... 0.14 0.14 0.14 0.13 0.13
singularity holdings limi... 0.76 0.76 0.76 0.72 0.72
winro commercial (india) ... 17.82 17.82 17.82 22.77 22.77
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 27.68 27.68 27.68 26.01 26.01
ageless capital and finan... 6.21 6.21 6.21 5.83 5.83
kamal mavji visaria 1.94 1.83 1.83 1.72 1.72
luv kush projects ltd. 1.94 1.94 1.94 1.82 1.82
minix holdings pvt ltd 2.41 2.41 2.41 2.27 2.27
mitsu energy private limi... 1.59 1.59 1.59 1.50 1.50
panchmukhi properties ltd... 1.17 1.17 1.17 1.09 1.09
akash bhanshali 1.02 1.02 1.02 - -
lata bhanshali 1.02 1.02 1.02 - -

Annual Reports

Title Link
Title Link
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

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Concalls & Presentations

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Company News

Saraswati Commercial - Quaterly Results 13 Aug, 6:02 PM Saraswati Commercial - Quaterly Results 13 Aug, 6:02 PM Saraswati Commercial India informs about updates on acquisition 2 Aug, 4:04 PM Saraswati Commercial India informs about newspaper publication 24 Jul, 4:32 PM Saraswati Commercial India informs about newspaper publication 28 May, 5:06 PM Saraswati Commercial - Quaterly Results 27 May, 6:19 PM Saraswati Commercial - Quaterly Results 27 May, 6:19 PM Saraswati Commercial (India) informs about secretarial compliance report 14 May, 12:45 PM Saraswati Commercial India informs about disclosure 21 Mar, 12:20 PM Saraswati Commercial (India) informs about newspaper publication 15 Feb, 3:32 PM Saraswati Commercial - Quaterly Results 11 Feb, 5:50 PM Saraswati Commercial - Quaterly Results 11 Feb, 5:50 PM Saraswati Commercial (India) informs about change in name of RTA 1 Jan, 4:13 PM Saraswati Commercial (India) informs about loss of share certificate 16 Oct, 12:29 PM Saraswati Commercial (India) informs about compliances certificate 4 Oct, 5:08 PM Saraswati Commercial (India) informs about scrutinizer’s report 27 Sep, 5:28 PM Saraswati Commercial (India) informs about press release 31 Aug, 3:59 PM Saraswati Commercial - Quaterly Results 12 Aug, 5:57 PM Saraswati Commercial - Quaterly Results 12 Aug, 5:57 PM Saraswati Commercial (India) informs about compliances-certificate 6 Jul, 11:49 AM Saraswati Commercial - Quaterly Results 27 May, 5:25 PM Saraswati Commercial - Quaterly Results 27 May, 5:25 PM Saraswati Commercial - Quaterly Results 27 May, 5:25 PM Saraswati Commercial (India) informs about certificate 3 Apr, 5:19 PM Saraswati Commercial (India) informs about disclosure 15 Mar, 5:06 PM Saraswati Commercial - Quaterly Results 12 Feb, 5:56 PM Saraswati Commercial - Quaterly Results 12 Feb, 5:56 PM Saraswati Commercial (India) informs about certificate 6 Jan, 3:24 PM Saraswati Commercial - Quaterly Results 7 Nov, 5:24 PM Saraswati Commercial - Quaterly Results 7 Nov, 5:24 PM Saraswati Commercial (India) informs about trading window closure 28 Sep, 3:54 PM Saraswati Commercial - Quaterly Results 10 Aug, 5:46 PM Saraswati Commercial - Quaterly Results 10 Aug, 5:46 PM Saraswati Commercial (India) informs about closure of trading window 28 Jun, 5:08 PM Saraswati Commercial (India) informs about newspaper publication 25 May, 5:06 PM Saraswati Commercial (India) informs about secretarial compliance report 25 May, 5:01 PM Saraswati Commercial - Quaterly Results 24 May, 4:59 PM Saraswati Commercial - Quaterly Results 24 May, 4:59 PM Saraswati Commercial - Quaterly Results 24 May, 4:59 PM Saraswati Commercial (India) informs about board meeting 17 May, 5:06 PM Saraswati Commercial (India) informs about disclosure 22 Apr, 12:29 PM Saraswati Commercial (India) informs about disclosure 21 Apr, 4:47 PM Saraswati Commercial (India) informs about voting results 18 Mar, 3:22 PM Saraswati Commercial (India) informs about details of loss of certificate 6 Mar, 2:11 PM Saraswati Commercial (India) informs about outcome of board meeting 10 Feb, 5:26 PM Saraswati Commercial - Quaterly Results 10 Feb, 5:22 PM Saraswati Commercial - Quaterly Results 10 Feb, 5:22 PM Saraswati Commercial - Quaterly Results 10 Feb, 5:22 PM Saraswati Commercial (India) informs about issue of duplicate certificate 19 Jan, 5:12 PM Saraswati Commercial - Quaterly Results 11 Nov, 1:33 PM

Saraswati Commercial Stock Price Analysis and Quick Research Report. Is Saraswati Commercial an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Saraswati Commercial. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Saraswati Commercial is Rs 103.9061 Cr. and the compounded growth of profit in the past 3 years is 69.5018336192921%. The PAT margin of Saraswati Commercial is 80.9773%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Saraswati Commercial , the EPS grew by 790.8274% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Saraswati Commercial has a average ROE track record. The ROE of Saraswati Commercial is at 18.4924% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Saraswati Commercial is worth at the current levels at Rs 13497. Saraswati Commercial is trading at a current P/E ratio of 5.5368 and the average historical P/E for the last 5 years was 8.36947949102875.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Saraswati Commercial is trading at a P/B of 1.50461413887813. The average historical P/B for the last 5 years was 0.597451042058868. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Saraswati Commercial in Ticker for free. Also, one can get the intrinsic value of Saraswati Commercial by using Valuation Calculators, which are available with a Finology ONE subscription. 

Saraswati Commercial FAQs

Q1. What is Saraswati Commercial share price today?
Ans: The current share price of Saraswati Commercial is Rs 13497.

Q2. What is the market capitalisation of Saraswati Commercial?
Ans: Saraswati Commercial has a market capitalisation of Rs 1479.1740216 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Saraswati Commercial?
Ans: The PE ratio of Saraswati Commercial is 60.258849193044 and the P/B ratio of Saraswati Commercial is 1.50461413887813, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Saraswati Commercial share?
Ans: The 52-week high share price of Saraswati Commercial is Rs 27775, and the 52-week low share price of Saraswati Commercial is Rs 9215.

Q5. Does Saraswati Commercial pay dividends?
Ans: Currently, Saraswati Commercial does not pay dividends. Dividend yield of Saraswati Commercial is around 0%.

Q6. What are the face value and book value of Saraswati Commercial shares?
Ans: The face value of Saraswati Commercial shares is Rs 10, while the book value per share of Saraswati Commercial is around Rs 8970.4062. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Saraswati Commercial?
Ans: The ROE of Saraswati Commercial is 18.4924% and ROCE of Saraswati Commercial is 21.8399%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Saraswati Commercial a good buy for the long term?
Ans: The Saraswati Commercial long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Saraswati Commercial undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Saraswati Commercial appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Saraswati Commercial’s financials?
Ans: You can review Saraswati Commercial’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

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Brief about Saraswati Commercial
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