Ind Bank Housing Stock Price Analysis and Quick Research Report. Is Ind Bank Housing an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Ind Bank Housing. 

Key Financials -

• Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Ind Bank Housing is Rs -0.3071156 Cr. and the compounded growth of profit in the past 3 years is -172.169708191137%. The PAT margin of Ind Bank Housing is 0%.
• EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Ind Bank Housing , the EPS grew by 55.525% YOY. 

 Financial Ratios -

• Return on Equity (ROE): Ind Bank Housing has a poor ROE track record. The ROE of Ind Bank Housing is at 0% for the latest year.
• P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Ind Bank Housing is worth at the current levels at Rs 40.99. Ind Bank Housing is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 0.
• P/B ratio can be one of the best metrics to value such companies. Currently, Ind Bank Housing is trading at a P/B of -0.338804291135296. The average historical P/B for the last 5 years was -0.284671301891212. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Ind Bank Housing in Ticker for free. Also, one can get the intrinsic value of Ind Bank Housing by using Valuation Calculators, which are available with a Finology ONE subscription. 

Ind Bank Housing FAQs

Q1. What is Ind Bank Housing share price today?
Ans: The current share price of Ind Bank Housing is Rs 40.99.

Q2. What is the market capitalisation of Ind Bank Housing?
Ans: Ind Bank Housing has a market capitalisation of Rs 40.99 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Ind Bank Housing?
Ans: The PE ratio of Ind Bank Housing is -138.013468013468 and the P/B ratio of Ind Bank Housing is -0.338804291135296, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Ind Bank Housing share?
Ans: The 52-week high share price of Ind Bank Housing is Rs 56.89, and the 52-week low share price of Ind Bank Housing is Rs 33.

Q5. Does Ind Bank Housing pay dividends?
Ans: Currently, Ind Bank Housing does not pay dividends. Dividend yield of Ind Bank Housing is around 0%.

Q6. What are the face value and book value of Ind Bank Housing shares?
Ans: The face value of Ind Bank Housing shares is Rs 10, while the book value per share of Ind Bank Housing is around Rs -120.9843. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Ind Bank Housing?
Ans: The ROE of Ind Bank Housing is 0% and ROCE of Ind Bank Housing is -3.7095%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Ind Bank Housing a good buy for the long term?
Ans: The Ind Bank Housing long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Ind Bank Housing undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Ind Bank Housing appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Ind Bank Housing’s financials?
Ans: You can review Ind Bank Housing’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.