Aryaman Financial Services Ltd.

BSE: 530245 SECTOR: Finance - Investment  790   0   0

47.65
+0.55 (1.17%)
BSE: Today, 05:10 PM

Price Summary

Today's High

₹ 47.75

Today's Low

₹ 44.75

52 Week High

₹ 57.55

52 Week Low

₹ 0

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

55.66 Cr.

Advances

0 Cr.

No. of Shares

1.17 Cr.

P/E

96.77

P/B

2.34

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  20.4

Operating Revenue

2.46 Cr.

Net Profit

0.58 Cr.

Promoter Holding

62.17 %

EPS (TTM)

₹  0.49

Sales Growth

-44.22

ROE

2.51 %

ROCE

3.13%

Profit Growth

-31.11 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year-44.22%
3 Year-38.76%
5 Year-0.3%

Profit Growth

1 Year-31.11%
3 Year-37.97%
5 Year1.03%

ROE%

1 Year2.51%
3 Year4.72%
5 Year6.59%

ROCE %

1 Year3.13%
3 Year6.46%
5 Year9.1%

ROA%

2.40502412550279

PEG Ratio

NA

PAT Margin (%)

23.3526856400471

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2021 62.17 0
Jun 2021 62.17 0
Mar 2021 62.17 0
Dec 2020 62.17 0
Sep 2020 62.17 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 4.4416017065416%.
  • Company has maintained a good ROA of 4.16547648030015% in last 3 years.
  • Promoters shareholding is 62.17%.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 4.71587326558926%.
  • The company has delivered poor profit growth of -38.7599161436744% over past 3 years
  • The company has delivered poor Operating Income growth of -38.7599161436744% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2020 Sep 2020 Mar 2021 Jun 2021 Sep 2021
Operating Revenue 0.29 0.58 1 0.74 0.99
Other Income 0.11 0.09 0.08 0.08 0.09
Interest Expended 0.01 0.01 0.01 0.01 0.01
Operating Expenses 0.49 0.51 0.63 0.49 0.5
Total Provisions 0 0 0 0 0
Depreciation 0.02 0.02 0.02 0.02 0.02
Profit Before Tax -0.12 0.13 0.42 0.3 0.55
Tax 0 -0.06 0.1 0.08 0.14
Net Profit -0.12 0.19 0.31 0.22 0.41

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Operating Income 5.03 10.72 8.2 4.42 2.46
Other Income 0.03 0.18 0.45 0.37 0.36
Interest 0.13 0.03 0.05 0.05 0.03
Operating Expenses 3.46 7.64 6.39 3.53 2.1
Total Provisions 0.07 0 0 0 0
Exceptional Items 0 0 0 0 0
Profit Before Tax 1.4 3.24 2.22 1.2 0.7
Tax 0.4 0.83 0.57 0.37 0.12
Profit After Tax 1 2.41 1.65 0.84 0.58
Adjusted EPS (Rs.) 0.85 2.06 1.41 0.71 0.49

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Equity and Liabilities
Share Capital 11.68 11.68 11.68 11.68 11.68
Total Reserves 6.04 8.45 10.11 10.94 11.52
Borrowings 0.29 0.21 0.25 0.24 0.18
Other N/C liabilities 0.06 0.08 0.01 0.08 0.01
Current liabilities 0.66 4.57 2.73 0.58 0.93
Total Liabilities 18.73 24.99 24.78 23.52 24.32
Assets
Loans 0 0 0 0 0
Net Block 1.34 1.25 1.25 1.19 1.12
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 13.47 13.76 13.47 13.47 13.47
Other Loans 2.5 3.13 3.05 0.48 0.26
Other N/C Assets 0 0.2 0.34 0.07 0.03
Current Assets 1.42 6.65 6.67 8.31 9.43
Total Assets 18.73 24.99 24.78 23.52 24.32
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2020% Dec 2020% Mar 2021% Jun 2021% Sep 2021%
Promoters 62.17 62.17 62.17 62.17 62.17
mahshri enterpris... 60.63 60.63 60.63 60.63 60.63
shreyas shah - - - - 0.77
shripal shah - - - - 0.77
shreyas shrenik sh... 0.77 0.77 0.77 0.77 -
shripal shrenik sh... 0.77 0.77 0.77 0.77 -
PARTICULARS Sep 2020% Dec 2020% Mar 2021% Jun 2021% Sep 2021%
Investors 37.83 37.83 37.83 37.83 37.83
ambitious associat... 1.38 1.38 1.38 1.38 1.38
shri ravindra medi... 3.88 4.50 - - -
shri ravindra medi... - - 4.50 - -
shri ravindra medi... - - - 4.50 4.50
tia enterprises pr... 3.76 3.76 3.76 3.76 -
tia enterpries pri... - - - - 3.76
jai ambe tradexim ... 2.42 2.58 2.58 3.57 3.57
mbm bearings (raja... 1.61 1.61 1.61 1.61 3.49
harsha rajeshbhai ... 1.87 1.89 1.92 1.94 2.02
amar mukeshbhai sh... - - - - -
progyan constructi... - - 1.30 - -
progyan constructi... - - - 1.30 -
progyan constructi... - - - - 1.30
gopal bansal 1.28 1.28 1.28 1.28 -
pankaj piyush trad... - - - - -
white diamand ente... 1.20 1.20 - - -
white diamand ente... - - 1.20 1.20 1.20
vishal sharma 1.10 1.10 1.10 1.10 1.10
jignesh amrutlal t... 1.06 1.06 1.06 1.06 1.06
non-resident india... - - - - -

Annual Reports

Ratings & Research Reports

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Company Presentations

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Aryaman Fin Service Stock Price Analysis and Quick Research Report. Is Aryaman Fin Service an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Aryaman Fin Service better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 0.5752 Cr and the compounded growth of profit in the past 3 years is -37.9733022259164 %. The PAT margin of Aryaman Fin Service is 23.3526856400471 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Aryaman Fin Service , the EPS #if( -31.1135982092893 > 0) then "grew" else "declined";# by -31.1135982092893 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a #if( 2.51074881599337 >= 20) then "healthy" elseif( 2.51074881599337 < 20 and 2.51074881599337 >=10) then "average" else "poor";# ROE track record. The ROE of Aryaman Fin Service is at 2.51074881599337 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Aryaman Fin Service is worth at the current levels at Rs $$PRICE_Y_1$$. The stock is trading at a current P/E ratio of 87.1242891957758 and the average historical P/E for the last 5 years was 47.4773193466395.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Aryaman Fin Service is trading at a P/B of 2.3358 . The average historical P/B for the last 5 years was 2.27770865463638. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about Aryaman Fin Service

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