UY Fincorp
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UY Fincorp share price

UY Fincorp Ltd.

BSE: 530579 SECTOR: Finance - NBFC  11k   24   3

25.37
-0.36 (-1.40%)
BSE: Today, 03:54 PM

Price Summary

Today's High

₹ 25.94

Today's Low

₹ 24.8

52 Week High

₹ 36.46

52 Week Low

₹ 16.25

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 482.63 Cr.

Advances

₹ 0 Cr.

No. of Shares

19.02 Cr.

P/E

7.91

P/B

1.54

Face Value

₹ 5

Div. Yield

0 %

Book Value (TTM)

₹  16.46

Operating Revenue

₹ 55.57 Cr.

Net Profit

₹ 7.75 Cr.

Promoter Holding

71.38 %

EPS (TTM)

₹  3.21

Sales Growth

-33.58

ROE

3.11 %

ROCE

4.45%

Profit Growth

141.05 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year-33.58%
3 Year47.8%
5 Year18.7%

Profit Growth

1 Year141.05%
3 Year41.23%
5 Year-7.63%

ROE%

1 Year3.11%
3 Year2.81%
5 Year2.24%

ROCE %

1 Year4.45%
3 Year3.96%
5 Year3.31%

ROA%

2.67180463752348

PEG Ratio

0.06

PAT Margin (%)

13.9376697131814

EPS Growth(%)

141.030195381883

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 71.38 0
Sep 2023 70.87 0
Jun 2023 70.5 0
Mar 2023 70.5 0
Dec 2022 68.41 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 10.0971518432752%.
  • The company is trading at 0.977496815258931 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 47.8001726955702%.
  • The company has delivered substantial profit growth of 41.2344272371861% over past 3 years.
  • Promoters shareholding is 71.38%.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 2.80910552791524%.
  • The company a poor ROCE track record of 3.96489108485964% since last 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 16.69 14.04 20.73 29.1 32.81
Other Income 0.49 0.33 0.34 73.62 0.81
Interest Expended 0.02 0.02 0.02 0.02 0.02
Operating Expenses 13.78 12.54 15.38 33.71 27.28
Total Provisions 0 0 0 0 0
Depreciation 0.05 0.05 0.04 0.04 0.04
Profit Before Tax 3.33 1.76 5.63 68.96 6.27
Tax 1.07 0.96 1.3 17.79 1.56
Net Profit 2.26 0.8 4.33 51.17 4.71
Adjusted EPS (RS) 0.12 0.04 0.23 2.69 0.25

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 20.01 17.21 13.99 83.67 55.57
Other Income 0.01 0.81 1.19 1.23 1.74
Interest 0 0.71 0.77 1.12 0.32
Operating Expenses 1.8 1.61 1.53 64 43.79
Total Provisions 1.73 11.12 0.34 15.52 2.09
Exceptional Items -10.48 0 0 0 0
Profit Before Tax 6.01 4.58 12.53 4.25 11.11
Tax 1.99 1.83 3.04 1.04 3.36
Profit After Tax 4.02 2.75 9.49 3.21 7.75
Adjusted EPS (Rs.) 0.21 0.14 0.5 0.17 0.41

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 95.12 95.12 95.12 95.12 95.12
Total Reserves 149.58 137.41 146.92 150.13 157.88
Borrowings 0 8.5 14 14 1
Other N/C liabilities 11.21 19.86 19.83 30.38 30.2
Current liabilities 0.16 2.1 2.31 4.7 1.25
Total Liabilities 256.07 262.99 278.17 294.33 285.46
Assets
Loans 0 0 0 0 0
Net Block 1.01 1.1 0.87 1 0.83
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 35.88 46.38 47.42 48.53 34.88
Other Loans 0.04 0.02 0.04 0.07 0.15
Other N/C Assets 0 0 0.12 0.12 0.12
Current Assets 219.14 215.49 229.73 244.61 249.48
Total Assets 256.07 262.99 278.17 294.33 285.46
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 68.41 70.50 70.50 70.87 71.38
deepak kothari 19.68 19.68 19.68 19.68 19.68
deepak kothari (huf) - 0.01 0.01 0.01 0.01
dipti deepak kothari 1.94 1.94 1.94 1.94 1.94
lotus capital financial s... 19.47 19.47 19.47 19.47 19.47
u y industries private lt... 6.36 6.36 6.36 6.59 7.06
udai kothari 20.94 23.04 23.04 23.18 23.21
deepak kothari( huf) 0.01 - - - -
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 31.59 29.50 29.50 29.13 28.62
investor education and pr... 0.08 0.08 0.08 0.08 0.08
main land finance pvt. lt... - 2.31 2.28 2.28 2.28
sangam merchants pvt.ltd.... 2.17 2.10 2.10 2.10 2.10
mainland finance pvt. ltd... 2.31 - - - -
moonrise vincom private l... 2.12 - - - -

Annual Reports

Ratings & Research Reports

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Company Presentations

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UY Fincorp Stock Price Analysis and Quick Research Report. Is UY Fincorp an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the UY Fincorp better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of UY Fincorp is Rs 7.7454 Cr and the compounded growth of profit in the past 3 years is 41.2339396248568 %. The PAT margin of UY Fincorp is 13.9376697131814 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In UY Fincorp , the EPS grew by 141.030195381883 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): UY Fincorp has a poor ROE track record. The ROE of UY Fincorp is at 3.10903602983959 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of UY Fincorp is worth at the current levels at Rs 25.37. The stock is trading at a current P/E ratio of 31.9331859493982 and the average historical P/E for the last 5 years was 30.6192044138082.

  • P/B ratio can be one of the best metrics to value such companies. Currently, UY Fincorp is trading at a P/B of 1.553 . The average historical P/B of UY Fincorp for the last 5 years was 0.555996947645923. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of UY Fincorp is Rs 25.37. One can use valuation calculators of ticker to know if UY Fincorp share price is undervalued or overvalued.

Last Updated on:
Brief about UY Fincorp
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