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Capital India share price

Capital India Finance Ltd.

NSE: CIFL BSE: 530879 SECTOR: Finance - Investment  17k   58   4

36.49
-0.23 (-0.63%)
BSE: 06 May 04:01 PM

Price Summary

Today's High

₹ 37.9

Today's Low

₹ 35.75

52 Week High

₹ 55.68

52 Week Low

₹ 19.51

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1419.94 Cr.

Advances

0 Cr.

No. of Shares

38.91 Cr.

P/E

88.42

P/B

2.3

Face Value

₹ 2

Div. Yield

0.05 %

Book Value (TTM)

₹  15.89

Operating Revenue

192.12 Cr.

Net Profit

20.1 Cr.

Promoter Holding

72.95 %

EPS (TTM)

₹  0.41

Sales Growth

18.91

ROE

3.39 %

ROCE

8.26%

Profit Growth

33.57 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Income Growth

1 Year18.91%
3 Year27.14%
5 Year27.79%

Profit Growth

1 Year33.57%
3 Year-0.58%
5 Year12.41%

ROE%

1 Year3.39%
3 Year2.69%
5 Year3.51%

ROCE %

1 Year8.26%
3 Year6.88%
5 Year7.14%

ROA%

1.6034

PEG Ratio

2.63

PAT Margin (%)

10.4634

EPS Growth(%)

33.5701

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 72.95 0.00
Dec 2024 73.02 0.00
Sep 2024 73.04 0.00
Jun 2024 73.04 0.00
Mar 2024 73.04 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 1.701 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 27.1375699319329%.
  • The company has delivered substantial profit growth of -0.578891761369582% over past 3 years.
  • Promoters shareholding is 72.95%.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 2.68683333333333%.
  • Provision and contingencies have increased by 204.577719831957%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024
Operating Revenue 50.17 45.6 46.04 52.9 52.39
Other Income 0.74 0.89 0.37 0.35 0.34
Interest Expended 17.58 16.92 17.1 16.57 18.65
Operating Expenses 27.03 20.23 23.69 30.02 27.71
Total Provisions 0 0 0 0 0
Depreciation 2.23 1.97 2.24 2.28 2.5
Profit Before Tax 4.07 7.37 3.38 4.37 3.85
Tax 1.04 1.96 -1.14 1.16 0.93
Net Profit 3.03 5.41 4.51 3.21 2.92
Adjusted EPS (RS) 0.08 0.14 0.12 0.08 0.08

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 105.19 93.49 121.51 161.57 192.12
Other Income 0.05 1.02 1.26 2.52 2.54
Interest 12.94 19 39.39 62.96 71.55
Operating Expenses 36.99 45.29 63.69 80.5 93.56
Total Provisions 14.06 0.96 4.73 0.69 2.1
Exceptional Items 0 0 0 0 0
Profit Before Tax 41.24 29.26 14.95 19.93 27.45
Tax 10.86 8.8 3.29 4.88 7.34
Profit After Tax 30.38 20.46 11.66 15.05 20.1
Adjusted EPS (Rs.) 0.78 0.53 0.3 0.39 0.52

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 77.73 77.73 77.73 77.73 77.73
Total Reserves 461.84 481.38 493.11 507.69 528.81
Borrowings 40 121.91 121.91 80.54 0
Other N/C liabilities 2.86 -5.03 -5.99 -6.45 -6.62
Current liabilities 103.26 130.53 529.55 611.1 636.92
Total Liabilities 685.69 806.53 1216.32 1270.61 1236.84
Assets
Loans 0 0 0 0 0
Net Block 20.22 26.76 30.86 23.25 20.47
Capital WIP 0.42 1.69 0.01 0 0.3
Intangible WIP 0 0 0 0.15 0.24
Investments 111.51 151.51 166.42 210.71 176.44
Other Loans 10.8 4.91 7.92 6.22 0.43
Other N/C Assets 0.79 0.99 2.51 3.73 3.74
Current Assets 541.96 620.67 1008.61 1026.55 1035.22
Total Assets 685.69 806.53 1216.32 1270.61 1236.84
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 73.04 73.04 73.04 73.02 72.95
capital india corp privat... 73.04 - 73.04 73.02 72.95
capital india corp privat... - 73.04 - - -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 26.96 26.96 26.96 26.98 27.05
dharampal satyapal limite... 11.19 10.64 10.29 9.87 9.87
dlf utilities limited - - - 2.85 2.85
ds chewing products llp 2.26 2.26 2.26 2.26 1.46
rj corp limited 4.90 4.90 4.90 4.90 4.90
sudhir power limited 2.73 2.73 2.73 1.23 1.23
the good stuff private li... - - - 1.40 1.40
kirtimaan builders limite... 2.85 2.85 2.85 - -

Ratings & Research Reports

Company Presentations

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Company News

Capital India - Quaterly Results 14 Feb, 3:57 PM Capital India - Quaterly Results 14 Feb, 3:57 PM Capital India - Quaterly Results 14 Feb, 3:57 PM Capital India Finance informs about allotment of ESOP 25 Jan, 4:20 PM Capital India Finance approves sale of entire stake in CIHL 16 Oct, 6:16 PM Capital India - Quaterly Results 13 Aug, 6:03 PM Capital India - Quaterly Results 13 Aug, 6:03 PM Capital India Finance informs about resignation of statutory auditors 7 Aug, 4:37 PM Capital India Finance informs about compliances-certificate 19 Jul, 5:31 PM Capital India - Quaterly Results 22 May, 2:29 PM Capital India - Quaterly Results 22 May, 2:29 PM Capital India - Quaterly Results 22 May, 2:29 PM Capital India Finance informs about change in directorate 13 Feb, 3:57 PM Capital India - Quaterly Results 10 Feb, 12:52 PM Capital India - Quaterly Results 10 Feb, 12:52 PM Capital India - Quaterly Results 10 Feb, 12:52 PM Capital India Finance informs about loss of share certificate 7 Dec, 5:05 PM Capital India Finance informs about loss of share certificate 23 Oct, 3:22 PM Capital India - Quaterly Results 9 Aug, 4:09 PM Capital India - Quaterly Results 9 Aug, 4:09 PM Capital India - Quaterly Results 9 Aug, 4:09 PM Capital India Finance informs about board meeting 27 Jul, 3:58 PM Capital India - Quaterly Results 28 Apr, 7:34 PM Capital India - Quaterly Results 28 Apr, 7:34 PM Capital India Finance informs about compliance certificate 10 Apr, 4:04 PM Capital India Finance informs about closure of the trading window 28 Mar, 10:45 AM Capital India Finance informs about disclosure 25 Feb, 3:58 PM Capital India - Quaterly Results 13 Feb, 6:10 PM Capital India - Quaterly Results 14 Nov, 8:40 PM Capital India - Quaterly Results 14 Nov, 8:40 PM Capital India Finance informs about newspaper advertisement 11 Aug, 12:46 PM Capital India - Quaterly Results 10 Aug, 7:21 PM Capital India - Quaterly Results 10 Aug, 7:21 PM Capital India Finance informs about secretarial compliance report 26 May, 3:47 PM Capital India - Quaterly Results 30 Apr, 5:13 PM Capital India - Quaterly Results 30 Apr, 5:13 PM Capital India Finance informs about disclosure 17 Mar, 3:36 PM Capital India Finance informs about updates 15 Mar, 4:31 PM Capital India Finance’s arm raises $15 million to launch NYE 16 Feb, 11:57 AM Capital India - Quaterly Results 14 Feb, 6:27 PM Capital India - Quaterly Results 14 Feb, 6:27 PM Capital India Finance gets nod to divest entire stake in subsidiaries to Capital India Corp 3 Dec, 3:57 PM Capital India Finance’s arm acquires 100% stake in Credenc Web Technologies 20 Aug, 10:35 AM Capital India Finance to invest $25 million in Credenc for education finance 20 Jul, 10:45 AM Capital India Finance informs about annual secretarial compliance report 30 Jun, 4:06 PM Capital India Finance informs about postal ballot notice 3 Jun, 12:54 PM Capital India Finance gets nod to raise Rs 1,000 crore through debt securities 27 May, 1:02 PM Capital India Finance gets forex business licence from RBI 10 Sep, 2:42 PM Capital India Finance informs about press release 5 Aug, 11:07 AM Capital India Finance raises Rs 50 crore via NCDs 25 Jun, 9:19 AM

Capital India Stock Price Analysis and Quick Research Report. Is Capital India an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Capital India stock price today is Rs 36.16. To understand the functions of the Capital India better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Capital India is Rs 20.1027 Cr and the compounded growth of profit in the past 3 years is -0.578885989240008 %. The PAT margin of Capital India is 10.4634 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Capital India , the EPS grew by 33.5726 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Capital India has a poor ROE track record. The ROE of Capital India is at 3.3857 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Capital India is worth at the current levels at Rs 36.16. Capital India is trading at a current P/E ratio of 51.0425 and the average historical P/E for the last 5 years was 51.57588.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Capital India is trading at a P/B of 2.3101 . The average historical P/B for the last 5 years was 1.57042. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Capital India is Rs 36.16. One can use valuation calculators of ticker to know if Capital India share price is undervalued or overvalued.

Last Updated on:
Brief about Capital India
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