Available Finance Ltd.

BSE: 531310 SECTOR: Finance - NBFC  1617   10   2

98.90
-4.55 (-4.40%)
BSE: Today, 05:10 PM

Price Summary

Today's High

₹ 108.6

Today's Low

₹ 98.3

52 Week High

₹ 103.45

52 Week Low

₹ 0

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

100.91 Cr.

Advances

0 Cr.

No. of Shares

1.02 Cr.

P/E

234.69

P/B

5.87

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  16.85

Operating Revenue

1.09 Cr.

Net Profit

0.96 Cr.

Promoter Holding

59.2 %

EPS (TTM)

₹  0.42

Sales Growth

94.69

ROE

6.11 %

ROCE

5.45%

Profit Growth

3560.86 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year94.69%
3 Year-17.52%
5 Year-14.59%

Profit Growth

1 Year3560.86%
3 Year77.52%
5 Year52.28%

ROE%

1 Year6.11%
3 Year-0.98%
5 Year-0.21%

ROCE %

1 Year5.45%
3 Year1.42%
5 Year3.63%

ROA%

5.17945517270372

PEG Ratio

0.07

PAT Margin (%)

87.5170962025617

EPS Growth(%)

3560.86305324622

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2021 59.2 0
Jun 2021 59.2 0
Mar 2021 59.2 0
Dec 2020 59.2 0
Sep 2020 59.2 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 92.4404549315873%.
  • Promoters shareholding is 59.2%.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of -0.977574611218073%.
  • The company a poor ROCE track record of 1.41583550572638% since last 3 years.
  • The company has delivered poor profit growth of -17.5238764021801% over past 3 years
  • The company has delivered poor Operating Income growth of -17.5238764021802% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021
Operating Revenue 0.14 0.14 0.14 0.15 0.2
Other Income 0 0 0 0 0
Interest Expended 0 0 0 0 0
Operating Expenses 0.03 0.09 0.02 0.04 0.05
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 0.12 0.05 0.12 0.1 0.14
Tax 0 0 -0.01 0 0
Net Profit 0.12 0.05 0.13 0.1 0.15

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Operating Income 3.27 1.95 0.97 0.56 1.09
Other Income 0.03 0.07 0.01 0.01 0.05
Interest 2.74 1.5 0.76 0.36 0.03
Operating Expenses 0.28 0.27 0.18 0.2 0.13
Total Provisions 0.05 0 1.46 0.03 0.01
Exceptional Items 0 0 0 0 0
Profit Before Tax 0.23 0.25 -1.42 -0.02 0.98
Tax 0.09 0.08 -0.02 0.01 0.02
Profit After Tax 0.14 0.17 -1.4 -0.03 0.96
Adjusted EPS (Rs.) 0.13 0.17 -1.37 -0.03 0.94

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Equity and Liabilities
Share Capital 10.2 10.2 10.2 10.2 10.2
Total Reserves 6.16 6.33 4.93 4.9 6.02
Borrowings 4.2 1.8 2 1.92 1.9
Other N/C liabilities 0 0 0 0 0
Current liabilities 15.23 5.73 5.57 1.79 0.01
Total Liabilities 35.8 24.07 22.7 18.81 18.13
Assets
Loans 0 0 0 0 0
Net Block 0.17 0 0 0 0
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 16.04 16.29 16.29 16.26 17.35
Other Loans 0.33 0.48 0.32 0.41 0.61
Other N/C Assets 0.24 0 0 0 0
Current Assets 19.01 7.3 6.09 2.15 0.16
Total Assets 35.8 24.07 22.7 18.81 18.13
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2020% Dec 2020% Mar 2021% Jun 2021% Sep 2021%
Promoters 59.20 59.20 59.20 59.20 59.20
archana coal priva... 57.72 57.72 57.22 57.22 57.22
deepal finance (p)... - - - - 1.48
deepali finance (p... - 1.48 - 1.48 -
deepali finance (p... 1.48 - 1.48 - -
tapan agatrwal - - 0.49 - -
tapan agarwal - - - 0.49 0.49
neenadevi agarwal - - 0.01 0.01 0.01
PARTICULARS Sep 2020% Dec 2020% Mar 2021% Jun 2021% Sep 2021%
Investors 40.80 40.80 40.80 40.80 40.80
vandana tayal 5.30 5.30 5.30 5.30 5.30
aereo dealcomm pri... 4.51 4.51 4.51 - 4.51
aereo dealcom m pr... - - - 4.51 -
shivkumar ramavtar... 3.40 3.40 3.40 3.40 -
shivkumar ramavtar... - - - - 3.34
k. k. patel financ... - - 3.33 3.33 3.33
k.k. patel financ... - 3.33 - - -
k.k. patel finance... 3.33 - - - -
pramod kishore shr... - 2.60 2.60 - -
vinod agarwal lega... - - - 2.60 -
pramod kishore shr... - - - - 2.60
hitesh pravinchand... - 1.86 1.86 1.37 1.09
hitesh pravinchand... 1.86 - - - -
rampratap tayal 1.79 1.79 1.79 1.79 1.79
aditi patni 1.52 1.52 1.52 1.52 1.52
prem chand jain 1.38 1.38 1.38 1.38 1.38

Annual Reports

Ratings & Research Reports

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Company Presentations

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Available Fin Stock Price Analysis and Quick Research Report. Is Available Fin an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Available Fin better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 0.956631 Cr and the compounded growth of profit in the past 3 years is 77.5210741796357 %. The PAT margin of Available Fin is 87.5170962025617 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Available Fin , the EPS #if( 3560.86305324622 > 0) then "grew" else "declined";# by 3560.86305324622 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a #if( 6.10715503444018 >= 20) then "healthy" elseif( 6.10715503444018 < 20 and 6.10715503444018 >=10) then "average" else "poor";# ROE track record. The ROE of Available Fin is at 6.10715503444018 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Available Fin is worth at the current levels at Rs $$PRICE_Y_1$$. The stock is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 6.1217183770883.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Available Fin is trading at a P/B of 5.8327 . The average historical P/B for the last 5 years was 0.286287129369368. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about Available Fin

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