JA Finance
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JA Finance share price

JA Finance Ltd.

BSE: 543860 SECTOR: Finance - Investment  8.28 K   2   0

86.10
-0.80 (-0.92%)
BSE: 15 Sep 04:01 PM

Price Summary

Today's High

₹ 86.2

Today's Low

₹ 86.1

52 Week High

₹ 178.55

52 Week Low

₹ 29.6

FinStar is Suspended!

The FinStar rating for this company is currently unavailable due to limited data disclosure. As a micro-cap company, it may carry higher risk and limited transparency. We will update the FinStar rating once more reliable data becomes available.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 91.69 Cr.

Advances

₹ 0 Cr.

No. of Shares

1.06 Cr.

P/E

0

P/B

4.53

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  19

Operating Revenue

₹ 3.06 Cr.

Net Profit

₹ 1.01 Cr.

Promoter Holding

59.9 %

EPS (TTM)

₹  -0.14

Sales Growth

40.29

ROE

5.22 %

ROCE

8.15%

Profit Growth

149.59 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year40.29%
3 Year19.49%
5 Year13.25%

Profit Growth

1 Year149.59%
3 Year673.09%
5 Year5.76%

ROE%

1 Year5.22%
3 Year5.58%
5 Year4.61%

ROCE %

1 Year8.15%
3 Year7.88%
5 Year7.31%

ROA%

3.7204

PEG Ratio

NA

PAT Margin (%)

33.1152

EPS Growth(%)

149.5798

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 59.90 0.00
Mar 2025 59.90 0.00
Dec 2024 59.90 0.00
Sep 2024 59.90 0.00
Jun 2024 59.90 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 4.24218912124149% in last 3 years.
  • The company is trading at 1.4887 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 19.486141255996%.
  • The company has delivered substantial profit growth of 673.086757345706% over past 3 years.
  • Promoters shareholding is 59.9%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 0.68 0.58 0.59 0.42 0.74
Other Income 0 0 0 0.01 0
Interest Expended 0.12 0.08 0.07 0.06 0.24
Operating Expenses 0.22 0.2 0.2 0.23 0.24
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 0.35 0.3 0.32 0.14 0.25
Tax 0.07 0.08 0.08 0.93 0.07
Net Profit 0.29 0.23 0.24 -0.79 0.19
Adjusted EPS (RS) 0.27 0.21 0.22 -0.75 0.18

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 1.64 1.79 2.14 2.18 3.06
Other Income 0 0 0 0 0
Interest 0.27 0.3 0.44 0.64 0.92
Operating Expenses 0.64 0.68 0.81 0.91 0.87
Total Provisions 0.02 0.01 0 0.01 -0.01
Exceptional Items 0.59 0 1.03 0 0
Profit Before Tax 1.29 0.8 1.92 0.62 1.28
Tax 0.18 0.8 0.23 0.22 0.27
Profit After Tax 1.11 0 1.7 0.41 1.01
Adjusted EPS (Rs.) 2.77 -0.01 1.59 0.38 0.95

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 3.99 3.99 10.65 10.65 10.65
Total Reserves 13.65 13.67 7.92 8.25 9.25
Borrowings 0 0 0 0 0
Other N/C liabilities 0.14 0.38 0.15 0.13 0.13
Current liabilities 3.11 4.24 4.8 8.2 7.16
Total Liabilities 20.9 22.29 23.52 27.23 27.18
Assets
Loans 0 0 0 0 0
Net Block 0 0 0.01 0 0
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 1.96 2.08 2.37 2.6 3.17
Other Loans 0.49 0.49 0 0 0
Other N/C Assets 0.08 0.01 0 0 0
Current Assets 18.37 19.7 21.15 24.62 24.01
Total Assets 20.9 22.29 23.52 27.23 27.18
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 59.90 59.90 59.90 59.90 59.90
akshay goyal 10.97 10.97 10.97 10.97 10.97
ankit goyal 11.10 11.10 11.10 11.10 11.10
dilip kumar goyal 19.46 19.46 19.46 19.46 19.46
dilip kumar goyal huf 6.93 6.93 - 6.93 6.93
jayshree goyal 10.50 10.50 10.50 10.50 10.50
manoj kumar agarwal 0.69 0.69 0.69 0.69 0.69
pawan kumar agarwal 0.24 0.24 0.24 0.24 0.24
dilip kumar goyal huf . - - 6.93 - -
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 40.10 40.10 40.10 40.10 40.10
anjana somany 3.01 3.01 3.01 3.01 3.01
ankit naresh agarwal - - 2.41 2.41 2.41
archhit sandeep agarwal - - 1.96 1.96 1.96
hema pramod jain - - 3.64 3.64 3.64
sudha lodha 1.43 1.43 1.39 1.07 1.07
sweety rohit kawediya - - 2.23 2.23 2.23
veena pawankumar chamadia... - - 3.68 3.68 3.68
gajmukta merchants pvt.lt... 1.23 1.23 1.23 1.23 -
sri krishna cloth merchan... 2.00 2.00 - 2.00 -
varsha traders pvt ltd 1.18 1.18 1.18 1.18 -
ashish lodha and family (... 1.12 1.12 1.12 - -
sanjay kumar tantia 1.52 1.52 1.52 - -
sri krishna cloth merchan... - - 2.00 - -
deepak engicon private li... 1.69 1.69 - - -
sonam goyal 4.95 4.95 - - -
sumedha goyal 7.24 7.24 - - -

Annual Reports

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Title Link
Annual Report 2025
Annual Report 2023

Ratings & Research Reports

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Concalls & Presentations

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JA Finance Stock Price Analysis and Quick Research Report. Is JA Finance an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse JA Finance. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of JA Finance is Rs 1.0121 Cr. and the compounded growth of profit in the past 3 years is 673.070946173981%. The PAT margin of JA Finance is 33.1152%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In JA Finance , the EPS grew by 149.5798% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): JA Finance has a poor ROE track record. The ROE of JA Finance is at 5.2172% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of JA Finance is worth at the current levels at Rs 86.1. JA Finance is trading at a current P/E ratio of 29.2719 and the average historical P/E for the last 5 years was 5.85438.
  • P/B ratio can be one of the best metrics to value such companies. Currently, JA Finance is trading at a P/B of 4.53131660798585. The average historical P/B for the last 5 years was 0.29774. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of JA Finance in Ticker for free. Also, one can get the intrinsic value of JA Finance by using Valuation Calculators, which are available with a Finology ONE subscription. 

JA Finance FAQs

Q1. What is JA Finance share price today?
Ans: The current share price of JA Finance is Rs 86.1.

Q2. What is the market capitalisation of JA Finance?
Ans: JA Finance has a market capitalisation of Rs 91.68559113 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of JA Finance?
Ans: The PE ratio of JA Finance is -636.834319526627 and the P/B ratio of JA Finance is 4.53131660798585, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of JA Finance share?
Ans: The 52-week high share price of JA Finance is Rs 178.55, and the 52-week low share price of JA Finance is Rs 29.6.

Q5. Does JA Finance pay dividends?
Ans: Currently, JA Finance does not pay dividends. Dividend yield of JA Finance is around 0%.

Q6. What are the face value and book value of JA Finance shares?
Ans: The face value of JA Finance shares is Rs 10, while the book value per share of JA Finance is around Rs 19.0011. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of JA Finance?
Ans: The ROE of JA Finance is 5.2172% and ROCE of JA Finance is 8.1472%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is JA Finance a good buy for the long term?
Ans: The JA Finance long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is JA Finance undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the JA Finance appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check JA Finance’s financials?
Ans: You can review JA Finance’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about JA Finance
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