JA Finance
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JA Finance share price

JA Finance Ltd.

BSE: 543860 SECTOR: Finance - Investment  6475   1   0

55.90
0 0
BSE: 20 Dec 04:01 PM

Price Summary

Today's High

₹ 55.9

Today's Low

₹ 54.3

52 Week High

₹ 55.9

52 Week Low

₹ 24.21

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 59.53 Cr.

Advances

₹ 0 Cr.

No. of Shares

1.06 Cr.

P/E

57.29

P/B

2.9

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  19.24

Operating Revenue

₹ 3.06 Cr.

Net Profit

₹ 1.01 Cr.

Promoter Holding

59.9 %

EPS (TTM)

₹  0.98

Sales Growth

40.29

ROE

5.22 %

ROCE

8.15%

Profit Growth

149.59 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year40.29%
3 Year19.49%
5 Year13.25%

Profit Growth

1 Year149.59%
3 Year673.09%
5 Year5.76%

ROE%

1 Year5.22%
3 Year5.58%
5 Year4.61%

ROCE %

1 Year8.15%
3 Year7.88%
5 Year7.31%

ROA%

3.7204

PEG Ratio

0.38

PAT Margin (%)

33.1152

EPS Growth(%)

149.5798

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 59.90 0.00
Jun 2024 59.90 0.00
Mar 2024 59.91 0.00
Dec 2023 59.91 0.00
Sep 2023 59.90 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 4.24218912124149% in last 3 years.
  • The company is trading at 1.4887 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 19.486141255996%.
  • The company has delivered substantial profit growth of 673.086757345706% over past 3 years.
  • Promoters shareholding is 59.9%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Operating Revenue 0.81 0.56 0.68 0.68 0.58
Other Income 0 0 0 0 0
Interest Expended 0.3 0.11 0.11 0.12 0.08
Operating Expenses 0.13 0.21 0.19 0.22 0.2
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 0.39 0.24 0.39 0.35 0.3
Tax 0.1 0.06 0.05 0.07 0.08
Net Profit 0.29 0.18 0.35 0.29 0.23
Adjusted EPS (RS) 0.27 0.17 0.32 0.27 0.21

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 1.64 1.79 2.14 2.18 3.06
Other Income 0 0 0 0 0
Interest 0.27 0.3 0.44 0.64 0.92
Operating Expenses 0.64 0.68 0.81 0.91 0.87
Total Provisions 0.02 0.01 0 0.01 -0.01
Exceptional Items 0.59 0 1.03 0 0
Profit Before Tax 1.29 0.8 1.92 0.62 1.28
Tax 0.18 0.8 0.23 0.22 0.27
Profit After Tax 1.11 0 1.7 0.41 1.01
Adjusted EPS (Rs.) 2.77 -0.01 1.59 0.38 0.95

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 3.99 3.99 10.65 10.65 10.65
Total Reserves 13.65 13.67 7.92 8.25 9.25
Borrowings 0 0 0 0 0
Other N/C liabilities 0.14 0.38 0.15 0.13 0.13
Current liabilities 3.11 4.24 4.8 8.2 7.16
Total Liabilities 20.9 22.29 23.52 27.23 27.18
Assets
Loans 0 0 0 0 0
Net Block 0 0 0.01 0 0
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 1.96 2.08 2.37 2.6 3.17
Other Loans 0.49 0.49 0 0 0
Other N/C Assets 0.08 0.01 0 0 0
Current Assets 18.37 19.7 21.15 24.62 24.01
Total Assets 20.9 22.29 23.52 27.23 27.18
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 59.90 59.91 59.91 59.90 59.90
akshay goyal 10.97 10.98 10.98 10.97 10.97
ankit goyal 11.10 11.10 11.10 11.10 11.10
dilip kumar goyal 19.46 19.46 19.46 19.46 19.46
dilip kumar goyal huf 6.93 6.93 6.93 6.93 6.93
jayshree goyal 10.50 10.50 10.50 10.50 10.50
manoj kumar agarwal 0.69 0.69 0.69 0.69 0.69
pawan kumar agarwal 0.24 0.24 0.24 0.24 0.24
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 40.10 40.09 40.09 40.10 40.10
anjana somany 3.01 3.01 3.01 3.01 3.01
ashish lodha and family (... 1.12 1.12 1.12 1.12 1.12
deepak engicon private li... 1.71 1.69 1.69 1.69 1.69
gajmukta merchants pvt.lt... - 1.23 1.23 1.23 1.23
sanjay kumar tantia 1.52 1.52 1.52 1.52 1.52
sonam goyal 4.95 4.95 4.95 4.95 4.95
sri krishna cloth merchan... 2.00 2.00 2.00 2.00 2.00
sudha lodha 1.43 1.43 1.43 1.43 1.43
sumedha goyal 7.24 7.24 7.24 7.24 7.24
varsha traders pvt ltd - 1.18 1.18 1.18 1.18
gajmukta merchants privat... 1.23 - - - -
varsha traders private li... 1.18 - - - -

Annual Reports

Ratings & Research Reports

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Company Presentations

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JA Finance Stock Price Analysis and Quick Research Report. Is JA Finance an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

JA Finance stock price today is Rs 55.9. To understand the functions of the JA Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of JA Finance is Rs 1.0121 Cr and the compounded growth of profit in the past 3 years is 673.070946173981 %. The PAT margin of JA Finance is 33.1152 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In JA Finance , the EPS grew by 149.5798 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): JA Finance has a poor ROE track record. The ROE of JA Finance is at 5.2172 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of JA Finance is worth at the current levels at Rs 55.9. JA Finance is trading at a current P/E ratio of 29.2719 and the average historical P/E for the last 5 years was 5.85438.

  • P/B ratio can be one of the best metrics to value such companies. Currently, JA Finance is trading at a P/B of 2.9049 . The average historical P/B for the last 5 years was 0.29774. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of JA Finance is Rs 55.9. One can use valuation calculators of ticker to know if JA Finance share price is undervalued or overvalued.

Last Updated on:
Brief about JA Finance
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