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Smart Finsec share price

Smart Finsec Ltd.

BSE: 539494 SECTOR: Finance - NBFC  14k   33   2

16.29
0 0
BSE: 23 Feb 04:01 PM

Price Summary

Today's High

₹ 16.29

Today's Low

₹ 16.29

52 Week High

₹ 22.39

52 Week Low

₹ 5.01

FinStar is Suspended!

FinStar can not be assigned to this company due to its dicey outlook and insufficient data. We will update the FinStar for this company as soon as the data is updated from its end.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

48.87 Cr.

Advances

0 Cr.

No. of Shares

3 Cr.

P/E

25.61

P/B

3.5

Face Value

₹ 1

Div. Yield

0 %

Book Value (TTM)

₹  4.66

Operating Revenue

30.78 Cr.

Net Profit

1.41 Cr.

Promoter Holding

74.99 %

EPS (TTM)

₹  0.64

Sales Growth

-41.73

ROE

12.35 %

ROCE

14.3%

Profit Growth

-59.16 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year-41.73%
3 Year47.28%
5 Year14.65%

Profit Growth

1 Year-59.16%
3 Year60.69%
5 Year10.37%

ROE%

1 Year12.35%
3 Year19.07%
5 Year14.37%

ROCE %

1 Year14.3%
3 Year16.31%
5 Year12%

ROA%

10.4928835685989

PEG Ratio

NA

PAT Margin (%)

4.58901456584442

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 74.99 0
Sep 2023 72.13 0
Jun 2023 72.13 0
Mar 2023 72.13 0
Dec 2022 72.13 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 12.2974506483602% in last 3 years.
  • Company has a healthy Return on Equity (ROE) track record of 19.0683020883007%.
  • TThe company has been maintaining a healthy ROCE of 16.3061714066692% since last 3 years.
  • The company is trading at 1.48459699737581 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 47.2761184247388%.
  • The company has delivered substantial profit growth of 60.6926629797774% over past 3 years.
  • Promoters shareholding is 74.99%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 12.39 4.34 5.1 7.79 11.18
Other Income 0.07 0 0.05 0.06 0.07
Interest Expended 0 0 0 0 0
Operating Expenses 11.31 4.18 5.25 5.76 10.76
Total Provisions 0 0 0 0 0
Depreciation 0.01 0.01 0.01 0.01 0.01
Profit Before Tax 1.14 0.15 -0.12 2.07 0.47
Tax 0.28 0.07 0 0.48 0.1
Net Profit 0.86 0.07 -0.12 1.59 0.37
Adjusted EPS (RS) 0.29 0.02 -0.04 0.53 0.12

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 4.78 9.64 31.96 52.82 30.78
Other Income 0.07 0 0 0 0
Interest 0 0.12 0.1 0 0
Operating Expenses 3.93 9.13 22.68 46.21 28.83
Total Provisions 0.19 0.01 8.75 2.06 0.03
Exceptional Items 0 0 0 0 0
Profit Before Tax 0.73 0.39 0.44 4.55 1.92
Tax 0.15 0.05 0 1.09 0.51
Profit After Tax 0.58 0.34 0.45 3.46 1.41
Adjusted EPS (Rs.) 0.19 0.11 0.15 1.15 0.47

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 3 3 3 3 3
Total Reserves 3.45 3.83 4.24 7.73 9.14
Borrowings 4.8 4.8 9.05 2.6 1.4
Other N/C liabilities -0.01 -0.02 -0.02 -0.02 -0.03
Current liabilities 1.12 0.3 0.14 0.05 0.05
Total Liabilities 12.36 11.91 16.41 13.35 13.57
Assets
Loans 0 0 0 0 0
Net Block 1.62 1.57 1.51 1.46 1.4
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 0 0 0 0 0
Other Loans 0.03 0.09 0.06 0.06 0
Other N/C Assets 0 0 0 0 0
Current Assets 10.7 10.26 14.84 11.84 12.16
Total Assets 12.36 11.91 16.41 13.35 13.57
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 72.13 72.13 72.13 72.13 74.99
arun khera 12.57 12.57 27.95 27.95 27.95
arun khera (huf) - - 12.42 12.42 12.42
raman khera 13.13 13.13 28.51 28.51 28.51
sachit khera 18.83 18.83 3.00 3.00 3.00
sunaina khera 10.92 10.92 0.25 0.25 3.11
arun khera(huf) 12.42 12.42 - - -
upasana khera 4.28 4.28 - - -
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 27.87 27.87 27.87 27.87 25.01
1 to 12724 - - - - 23.64
1 to 8241 - - - 18.62 -
alisha makhija - 2.27 3.30 3.30 -
asha gambhir 3.78 3.78 2.75 2.75 -
jogesh sachdeva - 2.34 2.13 1.61 -
1 to 7405 18.07 - - - -
jogesh sachdev 2.49 - - - -
subhas gambhir 2.27 - - - -

Annual Reports

Ratings & Research Reports

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Company Presentations

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Company News

Smart Finsec informs about press release9 Feb 2024, 3:10PM Smart Finsec - Quaterly Results8 Feb 2024, 5:01PM Smart Finsec - Quaterly Results8 Feb 2024, 5:01PM Smart Finsec - Quaterly Results8 Feb 2024, 5:01PM Smart Finsec informs about disclosure 29 Nov 2023, 5:23PM Smart Finsec - Quaterly Results8 Nov 2023, 4:47PM Smart Finsec informs about alteration of MoA27 Sep 2023, 5:12PM Smart Finsec informs about AGM and cut-off date for e-voting4 Sep 2023, 11:05AM Smart Finsec - Quaterly Results10 Aug 2023, 3:49PM Smart Finsec - Quaterly Results10 Aug 2023, 3:49PM Smart Finsec informs about disclosure3 May 2023, 4:57PM Smart Fintec informs about disclosure 2 May 2023, 4:46PM Smart Finsec informs about non-applicability of large corporate entity 24 Apr 2023, 4:34PM Smart Finsec informs about compliance certificate19 Apr 2023, 4:41PM Smart Finsec informs about compliance certificate19 Apr 2023, 4:30PM Smart Finsec - Quaterly Results7 Feb 2023, 3:38PM Smart Finsec - Quaterly Results7 Feb 2023, 3:38PM Smart Finsec - Quaterly Results7 Feb 2023, 3:38PM Smart Finsec informs about trading window closure31 Dec 2022, 1:51PM Smart Finsec informs about board meeting26 Aug 2022, 4:13PM Smart Finsec - Quaterly Results10 Aug 2022, 3:40PM Smart Finsec - Quaterly Results10 Aug 2022, 3:40PM Smart Finsec - Quaterly Results27 May 2022, 4:18PM Smart Finsec informs about board meeting17 May 2022, 12:23PM Smart Finsec informs about -applicability of annual secretarial compliance report9 May 2022, 9:34AM Smart Finsec informs about closure of trading window1 Apr 2022, 12:49PM Smart Finsec informs about certificate17 Jan 2022, 10:03AM Smart Finsec informs about outcomes of board meeting11 Jan 2022, 4:32PM Smart Finsec informs about board meeting 26 Aug 2021, 5:22PM Smart Finsec informs about certificate for non-applicability of annual secretarial compliance report26 Apr 2021, 12:55PM Smart Finsec informs about board meeting6 Feb 2021, 10:25AM Smart Finsec informs about board meeting27 Nov 2020, 10:29AM

Smart Finsec Stock Price Analysis and Quick Research Report. Is Smart Finsec an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Smart Finsec better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Smart Finsec is Rs 1.412465 Cr and the compounded growth of profit in the past 3 years is 60.6919007786357 %. The PAT margin of Smart Finsec is 4.58901456584442 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Smart Finsec , the EPS declined by -59.1603053435115 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Smart Finsec has a average ROE track record. The ROE of Smart Finsec is at 12.3483654183872 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Smart Finsec is worth at the current levels at Rs 16.29. The stock is trading at a current P/E ratio of 12.7655055225149 and the average historical P/E for the last 5 years was 28.7656740567024.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Smart Finsec is trading at a P/B of 3.4957 . The average historical P/B of Smart Finsec for the last 5 years was 2.2573377934663. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Smart Finsec is Rs 16.29. One can use valuation calculators of ticker to know if Smart Finsec share price is undervalued or overvalued.

Last Updated on:
Brief about Smart Finsec
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