KIFS Financial Services Ltd.

BSE: 535566 SECTOR: Finance - NBFC  656   3   0

39.50
-0.30 (-0.75%)
BSE: Today, 05:10 PM

Price Summary

Today's High

₹ 39.8

Today's Low

₹ 39.2

52 Week High

₹ 55.45

52 Week Low

₹ 0

FinStar is Suspended!

FinStar can not be assigned to this company due to its dicey outlook and insufficient data. We will update the FinStar for this company as soon as the data is updated from its end.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

42.73 Cr.

Advances

0 Cr.

No. of Shares

1.08 Cr.

P/E

9.45

P/B

1.14

Face Value

₹ 10

Div. Yield

3.16 %

Book Value (TTM)

₹  34.56

Operating Revenue

20.93 Cr.

Net Profit

3.79 Cr.

Promoter Holding

74.41 %

EPS (TTM)

₹  4.18

Sales Growth

164.56

ROE

12.57 %

ROCE

9.84%

Profit Growth

39.48 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Income Growth

1 Year34.24%
3 Year51.25%
5 Year23.98%

Profit Growth

1 Year-3.86%
3 Year8.06%
5 Year6.02%

ROE%

1 Year11.18%
3 Year11.21%
5 Year11.77%

ROCE %

1 Year10.36%
3 Year9.17%
5 Year9.94%

ROA%

1.87409106187417

PEG Ratio

0.24

PAT Margin (%)

25.2610114261019

EPS Growth(%)

39.4775147475676

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2021 74.41 0
Jun 2021 74.41 0
Mar 2021 74.41 0
Dec 2020 74.41 0
Sep 2020 74.41 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 1.62296334567586 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 51.2484869737451%.
  • The company has delivered substantial profit growth of 0% over past 3 years.
  • Promoters shareholding is 74.41%.

 Limitations

  • PAT margin has shrunk by 22.653203267122%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021
Operating Revenue 3.78 3.1 9.7 4.67 7.28
Other Income 0 0 0.1 0 0
Interest Expended 2.94 2.44 7.22 3.31 5.25
Operating Expenses 0.1 0.12 0.12 0.16 0.11
Total Provisions 0 0 0 0 0
Depreciation 0.01 0.01 0 0 0.08
Profit Before Tax 0.73 0.54 2.46 1.21 1.84
Tax 0.17 0.14 0.63 0.3 0.46
Net Profit 0.56 0.4 1.83 0.91 1.38

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Operating Income 8.48 6.05 5.89 15.59 20.93
Other Income 0.01 0 0.01 0 0.1
Interest 2.81 1.06 1.14 9.54 15.46
Operating Expenses 0.72 0.84 0.48 0.51 0.49
Total Provisions 0.02 0 0.24 0.27 0
Exceptional Items 0 0 0 0 0
Profit Before Tax 4.94 4.15 4.04 5.27 5.08
Tax 1.59 1.15 1.21 1.33 1.29
Profit After Tax 3.35 3 2.82 3.94 3.79
Adjusted EPS (Rs.) 3.1 2.77 2.61 3.64 3.5

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Equity and Liabilities
Share Capital 10.82 10.82 10.82 10.82 10.82
Total Reserves 14.56 16.38 19.21 21.84 24.28
Borrowings 0 0 0 0 0
Other N/C liabilities -0.02 -0.04 -0.04 -0.04 -0.03
Current liabilities 28.45 19.23 70.55 173.42 163.05
Total Liabilities 53.8 46.39 100.53 206.05 198.11
Assets
Loans 0 0 0 0 0
Net Block 0.32 0.22 0.15 0.11 0
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 0 0 0 0 0
Other Loans 0.01 0.01 0.01 0.01 0.01
Other N/C Assets 0 0 0 0 0
Current Assets 53.47 46.16 100.37 205.93 198.1
Total Assets 53.8 46.39 100.53 206.05 198.11
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2020% Dec 2020% Mar 2021% Jun 2021% Sep 2021%
Promoters 74.41 74.41 74.41 74.41 74.41
khandwala commerci... 74.41 74.41 74.41 74.41 74.41
PARTICULARS Sep 2020% Dec 2020% Mar 2021% Jun 2021% Sep 2021%
Investors 25.59 25.59 25.59 25.59 25.59
affluence shares a... 4.63 4.63 4.63 4.63 4.63
rina sandeep shah 4.62 - - - -
tejas rohitkumar s... 2.41 2.41 2.41 2.41 2.41
sanjay c. agrawal 1.99 1.99 1.99 1.99 1.99
anjana rajesh vora 1.99 1.99 1.99 1.99 1.99
suresh d majithia - 1.89 1.89 1.89 1.89
kaminiben r. patel 1.63 1.63 1.63 1.63 1.63
iepf 1.56 - - - -
investor education... - 1.56 - 1.56 1.56
pravinbhai dipchan... - 1.39 1.39 1.39 1.39
meenaben anilkumar... - 1.11 1.11 1.11 1.11
kishor pranjiwanda... 1.06 1.06 1.06 1.06 1.06
janmajay virendra ... 1.01 1.01 1.01 1.01 1.01

Annual Reports

Ratings & Research Reports

Company Presentations

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KIFS Financial Serv Stock Price Analysis and Quick Research Report. Is KIFS Financial Serv an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the KIFS Financial Serv better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 3.9390621 Cr and the compounded growth of profit in the past 3 years is 5.51260292934805 %. The PAT margin of KIFS Financial Serv is 25.2610114261019 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In KIFS Financial Serv , the EPS #if( 39.4775147475676 > 0) then "grew" else "declined";# by 39.4775147475676 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a #if( 12.567221792046 >= 20) then "healthy" elseif( 12.567221792046 < 20 and 12.567221792046 >=10) then "average" else "poor";# ROE track record. The ROE of KIFS Financial Serv is at 12.567221792046 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of KIFS Financial Serv is worth at the current levels at Rs $$PRICE_Y_1$$. The stock is trading at a current P/E ratio of 13.4571020542678 and the average historical P/E for the last 5 years was 18.7962834817121.

  • P/B ratio can be one of the best metrics to value such companies. Currently, KIFS Financial Serv is trading at a P/B of 1.1517 . The average historical P/B for the last 5 years was 2.10393908076929. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about KIFS Financial Serv

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