RSD Finance Ltd.

BSE: 539875 SECTOR: Finance - NBFC  480   2   1

97.95
+4.65 (4.98%)
BSE: Today, 05:10 PM

Price Summary

Today's High

₹ 97.95

Today's Low

₹ 97.95

52 Week High

₹ 93.3

52 Week Low

₹ 0

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

126.81 Cr.

Advances

0 Cr.

No. of Shares

1.29 Cr.

P/E

30.25

P/B

2.13

Face Value

₹ 5

Div. Yield

0 %

Book Value (TTM)

₹  45.97

Operating Revenue

3.92 Cr.

Net Profit

5.61 Cr.

Promoter Holding

74.98 %

EPS (TTM)

₹  3.24

Sales Growth

-4.27

ROE

6.13 %

ROCE

7.39%

Profit Growth

147.5 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Income Growth

1 Year-4.27%
3 Year11.72%
5 Year0.86%

Profit Growth

1 Year1820.78%
3 Year26.76%
5 Year16.61%

ROE%

1 Year6.13%
3 Year7%
5 Year7.72%

ROCE %

1 Year7.39%
3 Year8.47%
5 Year9.26%

ROA%

5.76313966814138

PEG Ratio

0.21

PAT Margin (%)

82.8370380405217

EPS Growth(%)

147.49868204936

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2021 74.98 0
Jun 2021 74.97 0
Mar 2021 74.95 0
Dec 2020 74.95 0
Sep 2020 74.92 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 50.7967354931541%.
  • Company has maintained a good ROA of 6.49978320095055% in last 3 years.
  • The company is trading at 0.798982137962456 times the book value
  • Promoters shareholding is 74.98%.

 Limitations

  • The company has delivered poor profit growth of -14.9717816871208% over past 3 years
  • Provision and contingencies have increased by 564.130661917873%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021
Operating Revenue 0.63 1.39 0.88 0.94 0.75
Other Income 0.43 0.62 1.11 0.7 1.15
Interest Expended 0 0 0 0 0
Operating Expenses 0.43 0.47 1.02 0.31 0.59
Total Provisions 0 0 0 0 0
Depreciation 0.02 0.02 0.02 0.02 0.02
Profit Before Tax 0.61 1.51 0.95 1.31 1.29
Tax 0.1 0.24 0.22 0.2 0.22
Net Profit 0.51 1.28 0.74 1.11 1.07

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Operating Income 6.66 2.81 3.68 4.1 3.92
Other Income 0.76 4.15 4.05 0.77 2.25
Interest 0.04 0.04 0.02 0.01 0.01
Operating Expenses 2.18 2.66 2.17 2.05 1.78
Total Provisions 0 0.86 0.15 1.2 0.44
Exceptional Items 0 0 1.65 0 0
Profit Before Tax 5.2 3.41 7.03 1.61 3.95
Tax 0.93 0.65 1.28 0.3 0.7
Profit After Tax 4.27 2.76 5.16 -0.33 5.61
Adjusted EPS (Rs.) 3.3 2.13 4.45 1.01 2.51

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Equity and Liabilities
Share Capital 6.47 6.47 6.47 6.47 6.47
Total Reserves 34.27 36.95 43.99 43.62 49.43
Borrowings 0.49 0.6 0.6 0.57 0.53
Other N/C liabilities -0.03 -0.04 0.26 -0.34 0.12
Current liabilities 1.93 2.34 3.96 3.42 2.45
Total Liabilities 43.13 46.32 55.28 53.74 59
Assets
Loans 0 0 0 0 0
Net Block 1.59 1.65 12.5 8.72 1.29
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 24.88 24.34 28.72 31.56 33.01
Other Loans 9.19 5.37 5.32 0.12 4.93
Other N/C Assets 0 0 0 0 0
Current Assets 7.47 14.96 8.75 13.35 19.78
Total Assets 43.13 46.32 55.28 53.74 59
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2020% Dec 2020% Mar 2021% Jun 2021% Sep 2021%
Promoters 74.92 74.95 74.95 74.97 74.98
rajeev singh dugal 62.48 62.48 62.48 62.48 62.48
ku benefit trust 12.22 - - - -
k u benefit trust - 12.22 12.22 12.22 12.22
kashvi dugal 0.22 0.22 0.22 0.22 0.22
upneet dugal - 0.03 0.03 0.06 0.06
PARTICULARS Sep 2020% Dec 2020% Mar 2021% Jun 2021% Sep 2021%
Investors 25.08 25.05 25.05 25.03 25.02
mrigaya tie up pri... 4.83 4.83 4.83 4.83 4.83
narsingh agro indu... 3.94 3.94 3.94 3.94 3.94
llp - - - - 3.94
arkaya agrodeal llp 3.77 3.77 3.77 3.77 3.77
vintage tradelinks... 3.04 3.04 3.04 3.04 3.04
tara khowala 1.56 1.56 1.56 1.56 1.56
jayesh taunk 1.16 1.16 1.16 1.16 1.16

Annual Reports

Ratings & Research Reports

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Company Presentations

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RSD Finance Stock Price Analysis and Quick Research Report. Is RSD Finance an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the RSD Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 1.312644 Cr and the compounded growth of profit in the past 3 years is -32.4939220004443 %. The PAT margin of RSD Finance is 82.8370380405217 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In RSD Finance , the EPS #if( 147.49975342736 > 0) then "grew" else "declined";# by 147.49975342736 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a #if( 6.12993116281879 >= 20) then "healthy" elseif( 6.12993116281879 < 20 and 6.12993116281879 >=10) then "average" else "poor";# ROE track record. The ROE of RSD Finance is at 6.12993116281879 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of RSD Finance is worth at the current levels at Rs $$PRICE_Y_1$$. The stock is trading at a current P/E ratio of 13.7483617679344 and the average historical P/E for the last 5 years was 10.3350351549476.

  • P/B ratio can be one of the best metrics to value such companies. Currently, RSD Finance is trading at a P/B of 2.1309 . The average historical P/B for the last 5 years was 0.536102610633209. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about RSD Finance

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