Regency Fincorp
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Regency Fincorp share price

Regency Fincorp Ltd.

BSE: 540175 SECTOR: Finance - Investment  10k   16   0

37.77
+0.74 (2.00%)
BSE: 08 Nov 04:01 PM

Price Summary

Today's High

₹ 37.77

Today's Low

₹ 37.77

52 Week High

₹ 43.61

52 Week Low

₹ 10.18

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 181.11 Cr.

Advances

₹ 0 Cr.

No. of Shares

4.8 Cr.

P/E

69.13

P/B

2.72

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  13.88

Operating Revenue

₹ 15.28 Cr.

Net Profit

₹ 1.97 Cr.

Promoter Holding

23.43 %

EPS (TTM)

₹  0.55

Sales Growth

13.23

ROE

6.27 %

ROCE

9.28%

Profit Growth

112.66 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year13.23%
3 Year62.34%
5 Year58.97%

Profit Growth

1 Year112.66%
3 Year67.55%
5 Year40.34%

ROE%

1 Year6.27%
3 Year6.12%
5 Year5.62%

ROCE %

1 Year9.28%
3 Year8.63%
5 Year8.4%

ROA%

1.55234906347236

PEG Ratio

NA

PAT Margin (%)

12.87642714989

EPS Growth(%)

NA

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 23.43 0.00
Jun 2024 22.89 0.00
Mar 2024 23.19 0.00
Dec 2023 23.18 0.00
Sep 2023 23.17 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 6.02023737968985%.
  • The company is trading at 0.883977311619417 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 62.3429388813216%.
  • The company has delivered substantial profit growth of 67.5454933384438% over past 3 years.

 Limitations

  • Promoters shareholding is low at 23.43%.
  • Provision and contingencies have increased by 374.585152838428%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Operating Revenue 3.96 4.08 3.85 3.49 4.01
Other Income 0.12 0.11 0.21 0.16 0.2
Interest Expended 2.4 2.44 1.86 1.75 1.66
Operating Expenses 0.9 0.79 1.04 0.99 1.3
Total Provisions 0 0 0 0 0
Depreciation 0.21 0.25 0.24 0.17 0.17
Profit Before Tax 0.56 0.71 0.92 0.74 1.08
Tax 0.15 0.18 0.17 0.19 0.28
Net Profit 0.42 0.53 0.75 0.54 0.8
Adjusted EPS (RS) 0.11 0.14 0.2 0.12 0.18

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 3.39 3.57 5.26 13.49 15.28
Other Income 0.23 1.8 0.2 0.03 0.53
Interest 1.91 2.43 2.8 9.38 8.97
Operating Expenses 1.1 2.24 1.88 2.64 3.64
Total Provisions 0.07 0.09 0.07 0.23 0.64
Exceptional Items 0 0 0 0 0
Profit Before Tax 0.53 0.6 0.72 1.27 2.56
Tax 0.16 0.18 0.17 0.35 0.59
Profit After Tax 0.38 0.42 0.55 0.92 1.97
Adjusted EPS (Rs.) 0.46 0.51 0.52 0.87 0.51

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 4.1 4.1 5.34 10.69 38.23
Total Reserves 4.95 5.38 7.4 2.98 12.36
Borrowings 26.71 27.19 76.71 34.64 51.48
Other N/C liabilities 0.09 0.11 0.09 0.11 0.04
Current liabilities 1.24 2.35 1.47 57.86 45.04
Total Liabilities 37.09 39.14 91 106.27 147.14
Assets
Loans 0 0 0 0 0
Net Block 1.43 2.07 2.25 2.9 6.04
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 0.33 0.65 0.71 0.06 0
Other Loans 32.73 34.92 85.46 99.6 124.7
Other N/C Assets 0 0 0 0 0
Current Assets 2.6 1.5 2.59 3.71 16.4
Total Assets 37.09 39.14 91 106.27 147.14
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 23.17 23.18 23.19 22.89 23.43
gaurav kumar 5.22 5.22 5.22 5.17 5.17
natures heavens india pri... 9.98 9.99 9.99 8.29 8.82
neha abrol 2.13 2.13 2.13 4.05 4.05
regency digitrade investm... - - 5.85 - 5.39
regency digitrade investm... - 5.85 - 5.39 -
regency digitrade investm... 5.85 - - - -
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 76.83 76.82 76.81 77.11 76.57
deepak bajaj - - - 1.28 1.28
dhull trading private lim... 12.59 13.11 12.50 11.53 8.71
madhuri holdings limited - - - - 3.34
max bio biosciences priva... 11.47 11.47 11.47 11.23 11.23
nischay marwha - - - 15.62 5.63
resimpex real estate priv... - - - 8.15 8.15
skg asset management priv... - - - - 2.88
skg assets and holdings p... - - - - 1.09
subh prabhat multi projec... - - - - 2.39
vishal rai sarin 3.44 3.44 3.44 3.18 3.18
braham kumar dhupar 2.16 2.16 1.72 1.10 -
ecomatix solutions privat... 19.04 19.04 19.07 - -
lotus machines private li... - - 1.15 - -
vimal kumar sharma 1.15 1.15 1.15 - -
inderjeet kaur wadhwa 1.46 1.24 - - -
lotus machines pvt ltd 1.15 1.15 - - -
thakorbhai v mistry 1.23 1.04 - - -

Annual Reports

Ratings & Research Reports

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Company Presentations

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Company News

Regency Fincorp - Quaterly Results 28 Oct, 6:42 PM Regency Fincorp - Quaterly Results 28 Oct, 6:42 PM Regency Fincorp informs about disclosure 20 Sep, 5:04 PM Regency Fincorp informs about board meeting 28 Aug, 2:48 PM Regency Fincorp - Quaterly Results 17 Jul, 3:46 PM Regency Fincorp - Quaterly Results 17 Jul, 3:46 PM Regency Fincorp - Quaterly Results 17 Jul, 3:46 PM Regency Fincorp informs about press release 5 Jun, 2:41 PM Regency Fincorp informs about proceedings of AGM 4 Jun, 2:33 PM Regency Fincorp - Quaterly Results 30 Apr, 5:42 PM Regency Fincorp - Quaterly Results 30 Apr, 5:42 PM Regency Fincorp - Quaterly Results 30 Apr, 5:42 PM Regency Fincorp informs about change in directorate 27 Feb, 5:29 PM Regency Fincorp informs about press release 13 Feb, 4:01 PM Regency Fincorp - Quaterly Results 12 Feb, 5:13 PM Regency Fincorp - Quaterly Results 12 Feb, 5:13 PM Regency Fincorp - Quaterly Results 12 Feb, 5:13 PM Regency Fincorp informs about EGM 5 Feb, 2:53 PM Regency Fincorp - Quaterly Results 7 Nov, 4:36 PM Regency Fincorp informs about non-applicability of statement of deviation 12 Jul, 12:41 PM Regency Fincorp informs about board meeting outcome 8 Jul, 3:20 PM Regency Fincorp informs about newspaper publication 24 Jun, 3:43 PM Regency Fincorp informs about press release 16 Jun, 2:31 PM Regency Fincorp informs about revised outcome of board meeting 8 May, 2:23 PM Regency Fincorp informs about press release 4 May, 12:39 PM Regency Fincorp - Quaterly Results 3 May, 1:55 PM Regency Fincorp - Quaterly Results 3 May, 1:55 PM Regency Fincorp - Quaterly Results 3 May, 1:55 PM Regency Fincorp informs about board meeting 28 Apr, 3:06 PM Regency Fincorp informs about newspaper advertisements 6 Mar, 4:57 PM Regency Fincorp - Quaterly Results 27 Jan, 3:58 PM Regency Fincorp - Quaterly Results 27 Jan, 3:58 PM Regency Fincorp - Quaterly Results 27 Jan, 3:58 PM Regency Fincorp informs about non applicability of disclosure 1 Dec, 12:40 PM Regency Fincorp informs about board meeting 22 Oct, 3:36 PM Regency Fincorp - Quaterly Results 10 Aug, 4:29 PM Regency Fincorp informs about resignation of director 7 Jul, 3:00 PM Regency Fincorp informs about newspaper publication 24 May, 3:42 PM Regency Fincorp informs about compliance certificate 23 Apr, 3:21 PM Regency Fincorp - Quaterly Results 9 Feb, 4:08 PM Regency Fincorp - Quaterly Results 9 Feb, 4:08 PM Regency Fincorp - Quaterly Results 9 Feb, 4:08 PM Regency Fincorp informs about profile of CS cum CO 6 Dec, 2:03 PM Regency Fincorp informs about disclosure 27 Aug, 1:56 PM Regency Fincorp informs about book closure 20 Aug, 9:41 AM Regency Fincorp informs about outcome of board meeting 3 May, 5:36 PM

Regency Fincorp Stock Price Analysis and Quick Research Report. Is Regency Fincorp an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Regency Fincorp stock price today is Rs 37.77. To understand the functions of the Regency Fincorp better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Regency Fincorp is Rs 1.9669 Cr and the compounded growth of profit in the past 3 years is 67.5446286639674 %. The PAT margin of Regency Fincorp is 12.87642714989 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Regency Fincorp , the EPS declined by -40.5545927209705 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Regency Fincorp has a poor ROE track record. The ROE of Regency Fincorp is at 6.26891407135196 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Regency Fincorp is worth at the current levels at Rs 37.77. Regency Fincorp is trading at a current P/E ratio of 22.0609169251106 and the average historical P/E for the last 5 years was 17.429421950796.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Regency Fincorp is trading at a P/B of 2.7221 . The average historical P/B for the last 5 years was 0.793198620101379. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Regency Fincorp is Rs 37.77. One can use valuation calculators of ticker to know if Regency Fincorp share price is undervalued or overvalued.

Last Updated on:
Brief about Regency Fincorp
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