Emerald Finance
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Emerald Finance share price

Emerald Finance Ltd.

BSE: 538882 SECTOR: Finance - NBFC  7757   23   2

36.04
-0.57 (-1.56%)
BSE: 23 Apr 03:42 PM

Price Summary

Today's High

₹ 38.2

Today's Low

₹ 35.1

52 Week High

₹ 39.46

52 Week Low

₹ 18.05

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 108.64 Cr.

Advances

₹ 0 Cr.

No. of Shares

3.01 Cr.

P/E

35.81

P/B

2.79

Face Value

₹ 10

Div. Yield

0.28 %

Book Value (TTM)

₹  12.92

Operating Revenue

₹ 5.38 Cr.

Net Profit

₹ 2.08 Cr.

Promoter Holding

67.8 %

EPS (TTM)

₹  1.01

Sales Growth

31.5

ROE

6.05 %

ROCE

8.89%

Profit Growth

27.86 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year31.5%
3 Year44.19%
5 Year55.82%

Profit Growth

1 Year27.86%
3 Year53.03%
5 Year95.27%

ROE%

1 Year6.05%
3 Year7.75%
5 Year6.9%

ROCE %

1 Year8.89%
3 Year10.65%
5 Year9.64%

ROA%

5.17439751489307

PEG Ratio

1.54

PAT Margin (%)

38.5909783942583

EPS Growth(%)

23.1923820231641

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 67.8 0
Dec 2023 67.8 0
Sep 2023 67.8 0
Jun 2023 67.8 0
Mar 2023 67.8 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 6.09925206027969% in last 3 years.
  • The company is trading at 1.93907661373 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 44.1877986567363%.
  • The company has delivered substantial profit growth of 53.0258245098202% over past 3 years.
  • Promoters shareholding is 67.8%.

 Limitations

  • Provision and contingencies have increased by 57.8978273634762%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 1.44 1.87 1.76 1.84 1.79
Other Income 0 0.02 0 0.01 0.01
Interest Expended 0.15 0.16 0.16 0.19 0.34
Operating Expenses 0.47 0.75 0.59 0.53 0.42
Total Provisions 0 -0.08 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 0.83 1.06 1.02 1.13 1.04
Tax 0.21 0.25 0.26 0.28 0.26
Net Profit 0.62 0.66 0.76 0.84 0.78
Adjusted EPS (RS) 0.21 0.22 0.25 0.28 0.26

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 1.11 1.79 2.61 4.09 5.38
Other Income 0.01 0.01 0.01 0.04 0.03
Interest 0.1 0.18 0.22 0.36 0.63
Operating Expenses 0.54 0.86 1.02 1.41 1.64
Total Provisions 0.02 0.05 0.05 0.17 0.27
Exceptional Items 0 0 -0.01 -0.01 -0.07
Profit Before Tax 0.47 0.72 1.33 2.19 2.8
Tax 0.13 0.14 0.32 0.56 0.72
Profit After Tax 0.35 0.58 1.01 1.62 2.08
Adjusted EPS (Rs.) 0.3 0.5 1.11 0.56 0.69

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 9.04 9.04 9.04 29.04 30.14
Total Reserves 0.66 1.24 2.23 3.24 6.59
Borrowings 0.6 1.51 1.79 3.07 4.32
Other N/C liabilities 0 0 0 0 0
Current liabilities 0.25 0.57 2.94 2.55 1.28
Total Liabilities 10.55 12.36 16 37.9 42.33
Assets
Loans 0 0 0 0 0
Net Block 0.03 0.05 0.03 0.01 0.01
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 0.9 0.9 0.9 1.2 1.37
Other Loans 0 0 0 0 0
Other N/C Assets 0.07 0.2 0.19 0.21 0.15
Current Assets 9.56 11.21 14.88 36.48 40.79
Total Assets 10.55 12.36 16 37.9 42.33
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 67.80 67.80 67.80 67.80 67.80
anu aggarwal 4.74 4.74 4.74 4.74 4.74
anubha aggarwal 24.95 24.95 24.95 24.95 24.95
ram swaroop agarwal 5.74 5.74 5.74 5.74 5.74
sanjay aggarwal 32.36 32.36 32.36 32.36 32.36
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 32.20 32.20 32.20 32.20 32.20
money growth investment ... 1.66 1.66 1.66 1.66 1.66
nav capital vcc - nav cap... - - - 1.31 1.31
pankaj mehta 2.82 2.82 2.82 2.82 2.82
agr investments limited 2.49 2.49 2.49 2.49 -
harinder kumar sahu 1.67 1.67 1.67 1.67 -
monika mehta 1.11 1.11 1.11 1.11 -
pga professionals private... 1.08 1.16 1.37 1.16 -
rainpay india private lim... 2.59 2.59 1.67 - -

Annual Reports

Ratings & Research Reports

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Company Presentations

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Company News

Emerald Finance inks pact with Oktober6 Insight9 Apr 2024, 5:51PM Emerald Finance informs about press release27 Mar 2024, 5:27PM Emerald Finance informs about trading window closure27 Mar 2024, 5:01PM Emerald Finance partners with IG Techserv19 Jan 2024, 9:28AM Emerald Finance - Quaterly Results15 Jan 2024, 5:45PM Emerald Finance - Quaterly Results15 Jan 2024, 5:45PM Emerald Finance - Quaterly Results15 Jan 2024, 5:45PM Emerald Finance partners with Meridian Medicare13 Dec 2023, 6:00PM Emerald Finance informs about updates7 Dec 2023, 1:09PM Emerald Finance raises Term Loan of Rs 15 crore from SBI7 Dec 2023, 12:49PM Emerald Finance - Quaterly Results12 Oct 2023, 4:46PM Emerald Finance - Quaterly Results12 Oct 2023, 4:46PM Emerald Finance - Quaterly Results12 Oct 2023, 4:46PM Emerald Finance informs about outcome of AGM30 Sep 2023, 12:41PM Emerald Finance partners with Areness Consulting27 Sep 2023, 10:21AM Emerald Finance partners with Genetix Biotech Asia31 Aug 2023, 5:02PM Emerald Leasing Fin. - Quaterly Results8 Jul 2023, 4:57PM Emerald Leasing Fin. - Quaterly Results8 Jul 2023, 4:57PM Emerald Leasing Fin. - Quaterly Results8 Jul 2023, 4:57PM Emerald Finance informs about closure of trading window30 Jun 2023, 2:08PM Emerald Leasing Fin. - Quaterly Results20 May 2023, 7:15PM Emerald Leasing Fin. - Quaterly Results9 Jan 2023, 6:14PM Emerald Leasing Fin. - Quaterly Results9 Jan 2023, 6:14PM Emerald Leasing Fin. - Quaterly Results9 Jan 2023, 6:14PM Emerald Leasing Finance & Investment Company informs about newspaper publication21 Dec 2022, 3:23PM Emerald Leasing Finance & Investment Company informs about related party transactions29 Nov 2022, 3:48PM Emerald Leasing Finance & Investment Company informs about EGM9 Nov 2022, 12:39PM Emerald Leasing Finance & Investment Company informs about outcome of board meeting18 Oct 2022, 2:48PM Emerald Leasing Finance & Investment Company informs about outcome of the board meeting 13 Oct 2022, 10:51AM Emerald Leasing Finance & Investment Company informs about outcome of the board meeting2 Sep 2022, 11:00AM Emerald Leasing Finance gets nod to raise Rs 76 lakh via NCDs25 Aug 2022, 3:20PM Emerald Leasing and Investment enters into agreement with Rainpay India17 Aug 2022, 3:14PM Emerald Finserv - Quaterly Results9 Aug 2022, 6:25PM Emerald Finserv - Quaterly Results9 Aug 2022, 6:25PM Emerald Leasing gets nod to raise Rs 50 lakh through debentures28 Mar 2022, 11:59AM Emerald Leasing planning to raise funds through debentures24 Mar 2022, 2:08PM Emerald Finserv - Quaterly Results11 Feb 2022, 6:05PM Emerald Leasing ties up with HDFC bank8 Nov 2021, 3:42PM Emerald Leasing Finance & Investment Company informs about board meeting2 Aug 2021, 5:18PM Emerald Leasing Finance & Investment Company informs about outcome of board meeting14 May 2021, 5:24PM Emerald Leasing Finance & Investment Company informs about newspaper advertisement11 May 2021, 3:27PM Emerald Leasing Finance & Investment Company informs about newspaper publication1 Apr 2021, 4:56PM

Emerald Finance Stock Price Analysis and Quick Research Report. Is Emerald Finance an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Emerald Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Emerald Finance is Rs 2.0755 Cr and the compounded growth of profit in the past 3 years is 53.0251734834797 %. The PAT margin of Emerald Finance is 38.5909783942583 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Emerald Finance , the EPS grew by 23.1884057971015 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Emerald Finance has a poor ROE track record. The ROE of Emerald Finance is at 6.04680703533107 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Emerald Finance is worth at the current levels at Rs 36.04. The stock is trading at a current P/E ratio of 34.1757443718228 and the average historical P/E for the last 5 years was 24.3272480548488.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Emerald Finance is trading at a P/B of 2.7889 . The average historical P/B of Emerald Finance for the last 5 years was 1.30430727727955. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Emerald Finance is Rs 36.04. One can use valuation calculators of ticker to know if Emerald Finance share price is undervalued or overvalued.

Last Updated on:
Brief about Emerald Finance
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