Ticker > Company >

TruCap Finance share price

TruCap Finance Ltd.

NSE: TRU BSE: 540268 SECTOR: Finance - Stock Broking  37k   65   3

20.37
0 0
BSE: 20 Dec 04:01 PM

Price Summary

Today's High

₹ 20.37

Today's Low

₹ 19.84

52 Week High

₹ 87

52 Week Low

₹ 15.21

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

238.12 Cr.

Advances

0 Cr.

No. of Shares

11.69 Cr.

P/E

20.65

P/B

1.03

Face Value

₹ 2

Div. Yield

0.05 %

Book Value (TTM)

₹  19.83

Operating Revenue

161.06 Cr.

Net Profit

11.71 Cr.

Promoter Holding

36.86 %

EPS (TTM)

₹  0.99

Sales Growth

30.01

ROE

5.62 %

ROCE

11.57%

Profit Growth

111.21 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year30.01%
3 Year88.75%
5 Year50.24%

Profit Growth

1 Year111.21%
3 Year157.66%
5 Year21.48%

ROE%

1 Year5.62%
3 Year4.74%
5 Year5.99%

ROCE %

1 Year11.57%
3 Year10.94%
5 Year10.51%

ROA%

1.4435

PEG Ratio

0.19

PAT Margin (%)

7.2695

EPS Growth(%)

109.9764

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 36.86 50.29
Jun 2024 42.15 56.96
Mar 2024 47.38 51.50
Dec 2023 46.85 39.26
Sep 2023 50.77 40.14
Investors List
* Figures given above are % of equity capital

 Strengths

  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 88.7480697485703%.
  • The company has delivered substantial profit growth of 157.655189030139% over past 3 years.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 4.74392693849838%.
  • Provision and contingencies have increased by 85.2041493618555%.
  • Promoter holding has decreased from 47.38% to 42.15%.
  • Promoter pledging is high as 50.29%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Operating Revenue 42.49 39.6 41.2 51.99 57.56
Other Income 0.24 9.17 11.54 0.37 0.66
Interest Expended 18.16 20.51 22.68 26.14 27.04
Operating Expenses 20.12 21.99 23.61 22.06 26.32
Total Provisions 0 0 0 0 0
Depreciation 1.75 2.74 2.17 2.1 2.03
Profit Before Tax 2.71 3.53 4.27 2.06 2.84
Tax 1.2 0.45 -1.59 0.66 1.63
Net Profit 1.51 3.08 5.85 1.39 1.21
Adjusted EPS (RS) 0.13 0.26 0.5 0.12 0.1

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 19.1 23.95 69.82 123.89 161.06
Other Income 0.19 0.47 0.28 2.7 20.95
Interest 1.69 4.23 24.35 50.79 78.69
Operating Expenses 11.59 17.64 32.12 63.29 81.36
Total Provisions 0.44 0.82 2.95 5.27 9.77
Exceptional Items 0 0 0 0 0
Profit Before Tax 5.58 1.74 10.68 7.23 12.19
Tax 1.48 1.05 3.3 1.69 0.48
Profit After Tax 4.1 0.68 7.37 5.54 11.71
Adjusted EPS (Rs.) 0.61 0.09 0.83 0.48 1

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 13.51 15.29 17.77 23.24 23.38
Total Reserves 17.68 84.07 156.17 199.51 195.93
Borrowings 0 6.02 38.21 3.74 123.65
Other N/C liabilities 0.39 2.67 6.91 8.23 9.53
Current liabilities 18.14 79.19 259.08 450.65 584.35
Total Liabilities 49.72 187.24 478.14 685.38 936.84
Assets
Loans 0 0 0 0 0
Net Block 2.56 10.49 17.62 21 28.31
Capital WIP 0.26 0 1.94 0.73 0.06
Intangible WIP 0.12 1.25 9.27 11.39 6.21
Investments 0.05 7.15 0 0 0
Other Loans 2.66 6.19 303.28 439.49 628.83
Other N/C Assets 0.26 1.14 0 0 0
Current Assets 43.82 161.01 146.03 212.77 273.42
Total Assets 49.72 187.24 478.14 685.38 936.84
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 50.77 46.85 47.38 42.15 36.86
anjaneya realty managemen... - - 1.28 1.28 1.28
kishor gangadas mehta - - - - 0.24
minaxi kishore mehta 1.93 1.92 1.92 1.92 1.92
nilay kishor mehta - - - - 0.11
wilson holdings private l... 48.84 44.92 44.18 38.94 33.31
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 49.23 53.15 52.62 57.85 63.14
aviator emerging market f... 5.13 4.59 4.37 4.37 4.37
core4 marcom private limi... 2.61 2.25 2.30 2.17 1.06
esaar (india) limited - - - - 1.41
ind swift laboratories - - - 6.33 4.74
nova global opportunities... - - 1.93 2.67 2.67
osc global processing pri... - - - - 1.02
panjatan real estate priv... - - 1.29 1.20 5.05
siddhi jaiswal 3.36 3.35 3.35 3.35 3.35
sitalsat traders pvt ltd - - - - 1.24
consortium capital privat... - - 1.11 1.12 -
rohanjeet singh juneja 2.24 2.75 1.38 1.12 -
sitalsat traders private ... - - 1.24 1.24 -
societe generale - odi - - - 1.03 -
chirag narendra modh - - 1.00 - -
jainam broking limited 1.24 1.68 1.64 - -
jayshree nirman limited 1.22 1.41 - - -
sitalsat traders pvt. ltd... - 1.24 - - -
bhamini kamal parekh 1.87 - - - -
nandanvan investments lim... 1.42 - - - -
nomura singapore limited ... 1.27 - - - -

Ratings & Research Reports

Company Presentations

Company News

TruCap Finance - Quaterly Results 4 Nov, 6:14 PM TruCap Finance - Quaterly Results 4 Nov, 6:14 PM TruCap Finance - Quaterly Results 13 Aug, 5:38 PM TruCap Finance - Quaterly Results 13 Aug, 5:38 PM TruCap Finance informs about allotment of NCDs 6 Jun, 12:56 PM TruCap Finance - Quaterly Results 28 May, 7:18 PM TruCap Finance informs about outcome of committee meet 7 May, 2:21 PM TruCap Finance informs about press release 4 Apr, 2:51 PM TruCap Finance informs about disclosures 23 Mar, 3:53 PM TruCap Finance informs about disclosure 23 Mar, 3:41 PM TruCap Finance informs about allotment of NCDs 22 Feb, 1:13 PM TruCap Finance informs about earnings call transcript 19 Feb, 2:47 PM TruCap Finance - Quaterly Results 13 Feb, 6:39 PM TruCap Finance - Quaterly Results 13 Feb, 6:39 PM TruCap Finance informs about press release 30 Jan, 12:13 PM TruCap Finance raises Rs 40 crore through NCDs 24 Jan, 12:58 PM TruCap Finance informs about outcome of EGM 12 Dec, 3:05 PM TruCap Finance informs about revision in ratings 2 Dec, 2:20 PM TruCap Finance raises Rs 35 crore through NCDs 10 Nov, 9:44 AM TruCap Finance planning to raise funds 6 Nov, 3:49 PM TruCap Finance informs about press release 21 Sep, 12:23 PM TruCap Finance, HDFC Bank commence business under co-lending partnership 21 Sep, 11:20 AM TruCap Finance informs about analyst meet 18 Sep, 5:18 PM TruCap Finance informs about disclosures 13 Sep, 4:57 PM TruCap Finance - Quaterly Results 11 Aug, 6:27 PM TruCap Finance - Quaterly Results 11 Aug, 6:27 PM TruCap Finance informs about press release 12 Jul, 2:32 PM TruCap Finance informs about disclosure 12 Jun, 4:47 PM TruCap Finance informs about annual secretarial compliance report 24 May, 2:11 PM TruCap Finance - Quaterly Results 23 May, 6:29 PM TruCap Finance - Quaterly Results 23 May, 6:29 PM TruCap Finance informs about earnings call transcript 19 May, 5:20 PM TruCap Finance to adopt cluster-based approach to increase gold loan business 19 Apr, 3:08 PM TruCap Finance informs about certificate 13 Apr, 4:30 PM TruCap Finance informs about analyst meet 16 Mar, 2:38 PM TruCap Finance informs about transcript of earnings call 18 Feb, 12:08 PM TruCap Finance - Quaterly Results 13 Feb, 6:33 PM TruCap Finance - Quaterly Results 13 Feb, 6:33 PM TruCap Finance informs about outcome of board meeting 4 Feb, 12:39 PM Trucap Finance partners with Shivalik for sourcing, managing retail gold loan assets 12 Jan, 5:28 PM TruCap Finance informs about trading window closure 2 Jan, 4:23 PM TruCap Finance signs binding agreement to raise Rs 105 crore 20 Dec, 3:07 PM TruCap Finance informs about analyst meet intimation 23 Nov, 4:26 PM TruCap Finance informs about transcript of earnings call 18 Nov, 4:58 PM TruCap Finance informs about audio recording of earnings call 16 Nov, 3:38 PM TruCap Finance - Quaterly Results 14 Nov, 5:12 PM TruCap Finance - Quaterly Results 14 Nov, 5:12 PM TruCap Finance - Quaterly Results 10 Aug, 8:28 PM TruCap Finance - Quaterly Results 10 Aug, 8:28 PM Dhanvarsha Finvest informs about allotment of equity shares 22 Jul, 1:03 PM

TruCap Finance Stock Price Analysis and Quick Research Report. Is TruCap Finance an attractive stock to invest in?

The financial services company caters to the financial and investing needs of their client. The broking industry in India comes under this sector and is a highly regulated industry in India. There are various regulations related to licensing, clearing and settlement, all of which affect the working of the company. These companies provide an online and offline services platform related to investing into the stock market, mutual funds, bonds, debentures & other financial instruments in order to achieve the financial goals of the clients.

These companies have to be a depository participant of either CDSL or NSDL. The broking industry also registers itself as a clearing member of NSE and BSE.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

TruCap Finance stock price today is Rs 20.42. To understand the functions of the TruCap Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of TruCap Finance is Rs 11.7082 Cr and the compounded growth of profit in the past 3 years is 157.652750458916 %. The PAT margin of TruCap Finance is 7.2695 %.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In TruCap Finance , the EPS grew by 109.979 % YOY. 

 Financial Ratios –

  • Return on Equity (ROE): TruCap Finance has a poor ROE track record. The ROE of TruCap Finance is at 5.6172 % for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of TruCap Finance is worth at the current levels at Rs 20.42. TruCap Finance is trading at a current P/E ratio of 64.0575 and the average historical P/E for the last 5 years was 282.25294323208.
  • Share Price: - The current share price of TruCap Finance is Rs 20.42. One can use valuation calculators of ticker to know if TruCap Finance share price is undervalued or overvalued.
  • P/B ratio can be one of the best metrics to value such companies. Currently, TruCap Finance is trading at a P/B of 1.0272 . The average historical P/B for the last 5 years was 4.71716005640826. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.
Last Updated on:
Brief about TruCap Finance
X