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TruCap Finance share price

TruCap Finance Ltd.

NSE: TRU BSE: 540268 SECTOR: Finance - Stock Broking  21k   60   3

64.16
+2.34 (3.79%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 65

Today's Low

₹ 60.59

52 Week High

₹ 87

52 Week Low

₹ 37.41

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

750.03 Cr.

Advances

0 Cr.

No. of Shares

11.69 Cr.

P/E

108.36

P/B

3.2

Face Value

₹ 2

Div. Yield

0.02 %

Book Value (TTM)

₹  20.08

Operating Revenue

123.27 Cr.

Net Profit

5.54 Cr.

Promoter Holding

46.85 %

EPS (TTM)

₹  0.59

Sales Growth

76.57

ROE

2.92 %

ROCE

10.31%

Profit Growth

-24.8 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year76.57%
3 Year86.18%
5 Year60.5%

Profit Growth

1 Year-24.8%
3 Year10.59%
5 Year6.31%

ROE%

1 Year2.92%
3 Year3.25%
5 Year9.26%

ROCE %

1 Year10.31%
3 Year8.84%
5 Year12.33%

ROA%

0.952885006109052

PEG Ratio

NA

PAT Margin (%)

4.49702442759981

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 46.85 39.26
Sep 2023 50.77 40.14
Jun 2023 53.57 38.05
Mar 2023 58.45 8.1
Dec 2022 60.25 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 86.1813099307763%.
  • The company has delivered substantial profit growth of 10.5873818460047% over past 3 years.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 3.25059391639686%.
  • PAT margin has shrunk by 6.06233319631909%.
  • Provision and contingencies have increased by 78.7430934544592%.
  • Promoter pledging is high as 39.26%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 34.65 32.55 37.78 42.49 39.6
Other Income 0.01 0.13 0 0.24 9.17
Interest Expended 13.75 14.87 17.34 18.16 20.51
Operating Expenses 18.32 14.51 17.11 20.12 21.99
Total Provisions 0 0 0 0 0
Depreciation 1.54 1.86 1.65 1.75 2.74
Profit Before Tax 1.06 1.44 1.69 2.71 3.53
Tax 0.37 0.38 0.42 1.2 0.45
Net Profit 0.69 1.07 1.26 1.51 3.08
Adjusted EPS (RS) 0.06 0.09 0.11 0.13 0.26

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 21.04 19.1 23.95 69.82 123.27
Other Income 0.64 0.19 0.47 0.28 3.32
Interest 5.18 1.69 4.23 24.35 50.79
Operating Expenses 8.89 11.59 17.64 32.12 63.29
Total Provisions 1.89 0.44 0.82 2.95 5.27
Exceptional Items 0 0 0 0 0
Profit Before Tax 5.73 5.58 1.74 10.68 7.23
Tax 1.3 1.48 1.05 3.3 1.69
Profit After Tax 4.43 4.1 0.68 7.37 5.54
Adjusted EPS (Rs.) 0.66 0.61 0.09 0.83 0.48

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 13.5 13.51 15.29 17.77 23.24
Total Reserves 15.68 17.68 84.07 156.17 199.51
Borrowings 0 0 6.02 38.21 3.74
Other N/C liabilities 1.07 0.39 2.67 6.91 8.23
Current liabilities 27.12 18.14 79.19 259.08 450.65
Total Liabilities 57.38 49.72 187.24 478.14 685.38
Assets
Loans 0 0 0 0 0
Net Block 0.77 2.56 10.49 17.62 21
Capital WIP 0 0.26 0 1.94 0.73
Intangible WIP 0.65 0.12 1.25 9.27 11.39
Investments 0 0.05 7.15 0 0
Other Loans 40.23 2.66 6.19 303.28 439.49
Other N/C Assets 0 0.26 1.14 0 0
Current Assets 15.73 43.82 161.01 146.03 212.77
Total Assets 57.38 49.72 187.24 478.14 685.38
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 60.25 58.45 53.57 50.77 46.85
minaxi kishore mehta 1.93 1.93 1.93 1.93 1.92
wilson holdings private l... 58.32 56.51 51.64 48.84 44.92
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 39.75 41.55 46.43 49.23 53.15
aviator emerging market f... 6.07 6.07 5.99 5.13 4.59
core4 marcom private limi... - - - 2.61 2.25
jainam broking limited - - 1.53 1.24 1.68
jayshree nirman limited - - - 1.22 1.41
rohanjeet singh juneja 2.25 2.25 2.24 2.24 2.75
siddhi jaiswal 3.37 3.37 3.37 3.36 3.35
sitalsat traders pvt. ltd... - - - - 1.24
bhamini kamal parekh - - 1.17 1.87 -
nandanvan investments lim... - - 2.66 1.42 -
nomura singapore limited ... 1.27 1.27 1.27 1.27 -
esaar india limited - 1.66 1.46 - -
manish kumar - - 1.57 - -
karan neale desai 1.12 1.12 - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

TruCap Finance informs about disclosures 23 Mar 2024, 3:53PM TruCap Finance informs about disclosure23 Mar 2024, 3:41PM TruCap Finance informs about allotment of NCDs22 Feb 2024, 1:13PM TruCap Finance informs about earnings call transcript19 Feb 2024, 2:47PM TruCap Finance - Quaterly Results13 Feb 2024, 6:39PM TruCap Finance - Quaterly Results13 Feb 2024, 6:39PM TruCap Finance informs about press release30 Jan 2024, 12:13PM TruCap Finance raises Rs 40 crore through NCDs24 Jan 2024, 12:58PM TruCap Finance informs about outcome of EGM12 Dec 2023, 3:05PM TruCap Finance informs about revision in ratings2 Dec 2023, 2:20PM TruCap Finance raises Rs 35 crore through NCDs10 Nov 2023, 9:44AM TruCap Finance planning to raise funds6 Nov 2023, 3:49PM TruCap Finance informs about press release21 Sep 2023, 12:23PM TruCap Finance, HDFC Bank commence business under co-lending partnership21 Sep 2023, 11:20AM TruCap Finance informs about analyst meet18 Sep 2023, 5:18PM TruCap Finance informs about disclosures13 Sep 2023, 4:57PM TruCap Finance - Quaterly Results11 Aug 2023, 6:27PM TruCap Finance - Quaterly Results11 Aug 2023, 6:27PM TruCap Finance informs about press release12 Jul 2023, 2:32PM TruCap Finance informs about disclosure12 Jun 2023, 4:47PM TruCap Finance informs about annual secretarial compliance report24 May 2023, 2:11PM TruCap Finance - Quaterly Results23 May 2023, 6:29PM TruCap Finance - Quaterly Results23 May 2023, 6:29PM TruCap Finance informs about earnings call transcript19 May 2023, 5:20PM TruCap Finance to adopt cluster-based approach to increase gold loan business19 Apr 2023, 3:08PM TruCap Finance informs about certificate13 Apr 2023, 4:30PM TruCap Finance informs about analyst meet16 Mar 2023, 2:38PM TruCap Finance informs about transcript of earnings call18 Feb 2023, 12:08PM TruCap Finance - Quaterly Results13 Feb 2023, 6:33PM TruCap Finance - Quaterly Results13 Feb 2023, 6:33PM TruCap Finance informs about outcome of board meeting4 Feb 2023, 12:39PM Trucap Finance partners with Shivalik for sourcing, managing retail gold loan assets12 Jan 2023, 5:28PM TruCap Finance informs about trading window closure2 Jan 2023, 4:23PM TruCap Finance signs binding agreement to raise Rs 105 crore20 Dec 2022, 3:07PM TruCap Finance informs about analyst meet intimation23 Nov 2022, 4:26PM TruCap Finance informs about transcript of earnings call18 Nov 2022, 4:58PM TruCap Finance informs about audio recording of earnings call16 Nov 2022, 3:38PM TruCap Finance - Quaterly Results14 Nov 2022, 5:12PM TruCap Finance - Quaterly Results14 Nov 2022, 5:12PM TruCap Finance - Quaterly Results10 Aug 2022, 8:28PM TruCap Finance - Quaterly Results10 Aug 2022, 8:28PM Dhanvarsha Finvest informs about allotment of equity shares22 Jul 2022, 1:03PM Dhanvarsha Finvest informs about outcome of board meeting18 Jun 2022, 11:36AM Dhanvarsha Finvest informs about disclosure of related party transactions10 Jun 2022, 12:11PM Dhanvarsha Finvest - Quaterly Results30 May 2022, 6:47PM Dhanvarsha Finvest - Quaterly Results30 May 2022, 6:47PM Dhanvarsha Finvest raises Rs 62.20 crore via equity and warrants11 May 2022, 3:27PM Dhanvarsha Finvest informs about disclosure24 Mar 2022, 5:13PM Dhanvarsha Finvest informs about press release17 Mar 2022, 3:43PM Dhanvarsha Finvest planning to raise funds through various modes8 Mar 2022, 2:10PM

TruCap Finance Stock Price Analysis and Quick Research Report. Is TruCap Finance an attractive stock to invest in?

The financial services company caters to the financial and investing needs of their client. The broking industry in India comes under this sector and is a highly regulated industry in India. There are various regulations related to licensing, clearing and settlement, all of which affect the working of the company. These companies provide an online and offline services platform related to investing into the stock market, mutual funds, bonds, debentures & other financial instruments in order to achieve the financial goals of the clients.

These companies have to be a depository participant of either CDSL or NSDL. The broking industry also registers itself as a clearing member of NSE and BSE.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the TruCap Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of TruCap Finance is Rs 5.5435 Cr and the compounded growth of profit in the past 3 years is 10.587270555555 %. The PAT margin of TruCap Finance is 4.49702442759981 %.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In TruCap Finance , the EPS declined by -42.5162689804772 % YOY. 

 Financial Ratios –

  • Return on Equity (ROE): TruCap Finance has a poor ROE track record. The ROE of TruCap Finance is at 2.92447639290487 % for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of TruCap Finance is worth at the current levels at Rs 63.55. TruCap Finance is trading at a current P/E ratio of 111.424202669793 and the average historical P/E for the last 5 years was 272.387818088311.
  • Share Price: - The current share price of TruCap Finance is Rs 63.55. One can use valuation calculators of ticker to know if TruCap Finance share price is undervalued or overvalued.
  • P/B ratio can be one of the best metrics to value such companies. Currently, TruCap Finance is trading at a P/B of 3.1552 . The average historical P/B for the last 5 years was 4.45953888453195. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.
Last Updated on:
Brief about TruCap Finance
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