UY Fincorp
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UY Fincorp share price

UY Fincorp Ltd.

NSE: UYFINCORP BSE: 530579 SECTOR: Finance - NBFC  20k   30   3

25.61
+2.65 (11.54%)
BSE: 20 Jan 04:01 PM

Price Summary

Today's High

₹ 26.28

Today's Low

₹ 23.14

52 Week High

₹ 38.9

52 Week Low

₹ 22.05

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 487.2 Cr.

Advances

₹ 0 Cr.

No. of Shares

19.02 Cr.

P/E

27.11

P/B

1.49

Face Value

₹ 5

Div. Yield

0 %

Book Value (TTM)

₹  17.17

Operating Revenue

₹ 121.85 Cr.

Net Profit

₹ 64.92 Cr.

Promoter Holding

71.38 %

EPS (TTM)

₹  0.94

Sales Growth

119.27

ROE

22.74 %

ROCE

29.48%

Profit Growth

738.21 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year119.27%
3 Year105.77%
5 Year43.52%

Profit Growth

1 Year738.21%
3 Year89.83%
5 Year74.4%

ROE%

1 Year22.74%
3 Year9.06%
5 Year6.46%

ROCE %

1 Year29.48%
3 Year12.01%
5 Year8.71%

ROA%

21.2246

PEG Ratio

0.04

PAT Margin (%)

53.2793

EPS Growth(%)

738.2059

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2024 71.38 0.00
Sep 2024 71.38 0.00
Jun 2024 71.38 0.00
Mar 2024 71.38 0.00
Dec 2023 71.38 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 39.3416%.
  • Company has maintained a good ROA of 8.3396350293878% in last 3 years.
  • The company is trading at 1.4465 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 105.77134374497%.
  • The company has delivered substantial profit growth of 89.8349262457435% over past 3 years.
  • Promoters shareholding is 71.38%.

 Limitations

  • Provision and contingencies have increased by 874.167635842371%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Operating Revenue 29.1 32.81 39.21 35.63 45.24
Other Income 73.62 0.81 0.38 0.37 0.41
Interest Expended 0.02 0.02 0.02 0.02 0.64
Operating Expenses 33.71 27.28 36.01 29.45 39.12
Total Provisions 0 0 0 0 0
Depreciation 0.04 0.04 0.04 0.03 0.09
Profit Before Tax 68.96 6.27 3.52 6.5 5.8
Tax 17.79 1.56 -1.19 1.42 2.34
Net Profit 51.17 4.71 4.71 5.09 3.47
Adjusted EPS (RS) 2.69 0.25 0.25 0.27 0.18

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 17.21 13.99 83.67 55.57 121.85
Other Income 0.81 1.19 1.23 1.52 99.35
Interest 0.71 0.77 1.12 0.32 0.08
Operating Expenses 1.61 1.53 64 43.79 100.73
Total Provisions 11.12 0.34 15.52 1.87 36.02
Exceptional Items 0 0 0 0 0
Profit Before Tax 4.58 12.53 4.25 11.11 84.38
Tax 1.83 3.04 1.04 3.36 19.45
Profit After Tax 2.75 9.49 3.21 7.75 64.92
Adjusted EPS (Rs.) 0.14 0.5 0.17 0.41 3.41

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 95.12 95.12 95.12 95.12 95.12
Total Reserves 137.41 146.92 150.13 157.88 222.88
Borrowings 8.5 14 14 0 0
Other N/C liabilities 19.86 19.83 30.38 30.2 5.37
Current liabilities 2.1 2.31 4.7 2.25 2.94
Total Liabilities 262.99 278.17 294.33 285.46 326.31
Assets
Loans 0 0 0 0 0
Net Block 1.1 0.87 1 0.83 0.69
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 46.38 47.42 48.53 34.88 19.18
Other Loans 0.02 0.04 0.07 0.06 0.06
Other N/C Assets 0 0.12 0.12 0.12 0.12
Current Assets 215.49 229.73 244.61 249.57 306.27
Total Assets 262.99 278.17 294.33 285.46 326.31
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2023% Mar 2024% Jun 2024% Sep 2024% Dec 2024%
promoters 71.38 71.38 71.38 71.38 71.38
deepak kothari 19.68 19.68 19.68 19.68 19.68
deepak kothari (huf) 0.01 0.01 0.01 0.01 0.01
dipti deepak kothari 1.94 1.94 1.94 1.94 1.94
lotus capital financial s... 19.47 19.47 19.47 19.47 19.47
u y industries private lt... 7.06 7.06 7.06 7.06 7.06
udai kothari 23.21 23.21 23.21 23.21 23.21
PARTICULARS Dec 2023% Mar 2024% Jun 2024% Sep 2024% Dec 2024%
investors 28.62 28.62 28.62 28.62 28.62
investor education and pr... 0.08 0.08 - 0.08 0.08
main land finance pvt. lt... 2.28 2.28 2.28 2.26 2.26
sangam merchants pvt.ltd.... 2.10 2.10 2.10 2.10 2.10
investor education and pr... - - 0.08 - -

Annual Reports

Ratings & Research Reports

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Company Presentations

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UY Fincorp Stock Price Analysis and Quick Research Report. Is UY Fincorp an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

UY Fincorp stock price today is Rs 25.51. To understand the functions of the UY Fincorp better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of UY Fincorp is Rs 64.9224 Cr and the compounded growth of profit in the past 3 years is 89.8337094368121 %. The PAT margin of UY Fincorp is 53.2793 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In UY Fincorp , the EPS grew by 738.2953 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): UY Fincorp has a healthy ROE track record. The ROE of UY Fincorp is at 22.7398 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of UY Fincorp is worth at the current levels at Rs 25.51. The stock is trading at a current P/E ratio of 7.0853 and the average historical P/E for the last 5 years was 28.2637466922824.

  • P/B ratio can be one of the best metrics to value such companies. Currently, UY Fincorp is trading at a P/B of 1.4918 . The average historical P/B of UY Fincorp for the last 5 years was 0.783257144788322. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of UY Fincorp is Rs 25.51. One can use valuation calculators of ticker to know if UY Fincorp share price is undervalued or overvalued.

Last Updated on:
Brief about UY Fincorp
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