VB Desai Fin.Service
Ticker > Company >

VB Desai Fin.Service share price

VB Desai Financial Services Ltd.

NSE: VBDESAIFIN BSE: 511110 SECTOR: Finance - Investment  5.62 K   8   1

22.40
-0.10 (-0.44%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 23

Today's Low

₹ 21.74

52 Week High

₹ 44.64

52 Week Low

₹ 22

FinStar is Suspended!

The FinStar rating for this company is currently unavailable due to limited data disclosure. As a micro-cap company, it may carry higher risk and limited transparency. We will update the FinStar rating once more reliable data becomes available.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 10.14 Cr.

Advances

₹ 0 Cr.

No. of Shares

0.45 Cr.

P/E

12.97

P/B

0.81

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  27.56

Operating Revenue

₹ 2.83 Cr.

Net Profit

₹ 0.56 Cr.

Promoter Holding

42.27 %

EPS (TTM)

₹  1.73

Sales Growth

-9.27

ROE

4.75 %

ROCE

6.53%

Profit Growth

19.61 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year-9.27%
3 Year2.13%
5 Year2.61%

Profit Growth

1 Year19.61%
3 Year15.96%
5 Year-1.12%

ROE%

1 Year4.75%
3 Year3.92%
5 Year3.41%

ROCE %

1 Year6.53%
3 Year5.37%
5 Year4.77%

ROA%

4.5359

PEG Ratio

0.66

PAT Margin (%)

19.7414

EPS Growth(%)

19.6065

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2025 42.27 0.00
Jun 2025 42.27 0.00
Mar 2025 42.27 0.00
Dec 2024 42.27 0.00
Sep 2024 42.27 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 4.7656%.
  • Company has maintained a good ROA of 3.74313333333333% in last 3 years.
  • The company is trading at 1.2854 times the book value

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 3.92023333333333%.
  • The company has delivered poor profit growth of 2.13080994437098% over past 3 years
  • The company has delivered poor Operating Income growth of 2.13080994437098% over past 3 years.
  • Provision and contingencies have increased by 255.769230769231%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025
Operating Revenue 0.73 0.62 0.71 0.97 0.68
Other Income 0.05 0.12 0.28 0.27 0.28
Interest Expended 0 0 0 0 0
Operating Expenses 0.65 0.58 0.68 0.96 0.64
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 0.13 0.17 0.31 0.27 0.32
Tax 0.03 0.02 0.11 0.07 0.08
Net Profit 0.09 0.15 0.2 0.2 0.24
Adjusted EPS (RS) 0.21 0.32 0.43 0.45 0.52

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 2.01 2.66 2.49 3.12 2.83
Other Income 0.14 0.15 0.28 0.18 0.5
Interest 0 0 0 0 0
Operating Expenses 1.81 2.27 2.29 2.65 2.47
Total Provisions 0.03 0.05 0.03 0.03 0.09
Exceptional Items 0 0 0 0 0
Profit Before Tax 0.32 0.49 0.44 0.62 0.77
Tax 0.12 0.13 0.13 0.15 0.21
Profit After Tax 0.19 0.36 0.31 0.47 0.56
Adjusted EPS (Rs.) 0.43 0.79 0.68 1.03 1.23

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 4.54 4.54 4.54 4.54 4.54
Total Reserves 5.81 6.17 6.48 6.95 7.51
Borrowings 0 0 0 0 0
Other N/C liabilities 0.17 0.06 -0.06 -0.1 0.19
Current liabilities 0.23 0.41 0.53 0.7 0.31
Total Liabilities 10.76 11.19 11.49 12.09 12.55
Assets
Loans 0 0 0 0 0
Net Block 0.01 0.01 0 0 0.04
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 8.21 8.54 8.67 8.67 0.13
Other Loans 1.7 1.86 1.91 1.91 10.52
Other N/C Assets 0.05 0.06 0.06 0.21 0.19
Current Assets 0.78 0.72 0.85 1.29 1.66
Total Assets 10.76 11.19 11.49 12.09 12.55
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2024% Dec 2024% Mar 2025% Jun 2025% Sep 2025%
promoters 42.27 42.27 42.27 42.27 42.27
aarayaa finstock pvt ltd... 0.21 0.21 0.21 0.21 0.21
alpa j shroff 0.84 0.84 0.84 0.84 0.84
bindu shobhan marfatia 0.32 0.32 0.32 0.32 0.32
desai industrial finance ... 3.31 3.31 3.31 3.31 3.31
desai investments pvt. lt... 17.04 17.04 17.04 17.04 17.04
dharti j shroff 5.77 5.77 5.77 5.77 5.77
girish ratilal shroff 0.03 0.03 0.03 0.03 0.03
hemendra j shroff (huf) 0.03 0.03 0.03 0.03 0.03
hemendra jitendra shroff 0.07 0.07 0.07 0.07 0.07
jitendra r shroff(huf) - - - 2.01 2.01
jitendra ratilal shroff 0.35 0.35 0.35 0.35 0.35
jyoti girish shroff 0.07 0.07 0.07 0.07 0.07
manoj thakorlal shroff 0.02 0.02 0.02 0.02 0.02
mukesh thakorlal shroff 3.83 3.83 3.83 3.83 3.83
neptune steel strips ltd 2.31 2.31 2.31 2.31 2.31
pinki mukesh shroff 0.07 0.07 0.07 0.07 0.07
pradip ratilal shroff 0.09 0.09 0.09 0.09 0.09
purvi raj shroff 0.27 0.27 0.27 0.27 0.27
raj pradip shroff 0.02 0.02 0.02 0.02 0.02
raj pradip shroff (huf) 0.62 0.62 0.62 0.62 0.62
raksha pradip shroff 0.17 0.17 0.17 0.17 0.17
satyam shroff huf . . - 0.56 0.56 0.56 0.56
som holding and trading c... 4.29 4.29 4.29 4.29 4.29
jitendra r shroff (huf) 2.01 2.01 2.01 - -
satyam shroff huf 0.56 - - - -
PARTICULARS Sep 2024% Dec 2024% Mar 2025% Jun 2025% Sep 2025%
investors 57.73 57.73 57.73 57.73 57.73
dev ashok karvat 2.07 2.07 2.07 2.01 2.01
shreekant javalgekar 1.26 1.26 1.26 1.26 1.26
shrihari annasaheb sirdes... 1.69 1.69 1.69 1.69 1.69
vinod chandra bhatt 1.35 1.35 1.35 1.35 1.35
sparrow asia diversified ... 1.11 - - - -

Annual Reports

Title Link
Title Link
Annual Report 2019
Annual Report 2018

Ratings & Research Reports

TYPE AGENCY Link
TYPE AGENCY Link
 No Credit reports exist for this company.Report us
TYPE AGENCY Link
TYPE AGENCY Link
 No Research reports exist for this company.Report us

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
 Currently we do not have any Concall related to this company.Report us
TYPE QUARTER Link
TYPE QUARTER Link
 Currently we do not have any Presentation related to this company.Report us

Company News

VB Desai Fin.Service - Quaterly Results 6 Nov, 12:00 AM VB Desai Fin.Service - Quaterly Results 21 Jul, 12:28 PM VB Desai Fin.Service - Quaterly Results 21 Jul, 12:28 PM VB Desai Fin.Service - Quaterly Results 21 Jul, 12:28 PM VB Desai Fin.Service - Quaterly Results 6 May, 12:31 PM VB Desai Fin.Service - Quaterly Results 6 May, 12:31 PM VB Desai Fin.Service - Quaterly Results 6 May, 12:31 PM V B Desai Financial Services informs about disclosure 15 Apr, 12:28 PM VB Desai Fin.Service - Quaterly Results 21 Jan, 12:30 PM VB Desai Fin.Service - Quaterly Results 21 Jan, 12:30 PM VB Desai Fin.Service - Quaterly Results 21 Jan, 12:30 PM VB Desai Fin.Service - Quaterly Results 18 Oct, 12:29 PM VB Desai Fin.Service - Quaterly Results 18 Oct, 12:29 PM VB Desai Fin.Service - Quaterly Results 18 Oct, 12:29 PM VB Desai Financial Services reply to clarification sought on price movement 16 Oct, 5:23 PM V.B. Desal Financial Services informs about book closure 8 Aug, 5:27 PM VB Desai Fin.Service - Quaterly Results 25 Jul, 12:40 PM VB Desai Fin.Service - Quaterly Results 25 Jul, 12:40 PM VB Desai Fin.Service - Quaterly Results 25 Jul, 12:40 PM VB Desai Financial Services informs about compliances-certificate 3 Jul, 5:23 PM VB Desai Fin.Service - Quaterly Results 21 May, 12:47 PM VB Desai Fin.Service - Quaterly Results 21 May, 12:47 PM VB Desai Fin.Service - Quaterly Results 21 May, 12:47 PM VB Desai Fin.Service - Quaterly Results 18 Jan, 11:55 AM VB Desai Fin.Service - Quaterly Results 18 Jan, 11:55 AM VB Desai Fin.Service - Quaterly Results 18 Jan, 11:55 AM V.B.Desai Financial Services informs about clarification 3 Jan, 3:14 PM V.B.Desai Financial Services informs about RTA certificate 2 Jan, 1:42 PM V.B.Desai Financial Services informs about outcome of board meeting 7 Nov, 1:34 PM VB Desai Fin.Service - Quaterly Results 7 Nov, 12:09 PM VB Desai Fin.Service - Quaterly Results 7 Nov, 12:09 PM VB Desai Fin.Service - Quaterly Results 7 Nov, 12:09 PM VB Desai Financial Services submits board meeting intimation 25 Oct, 4:54 PM VB Desai Fin.Service - Quaterly Results 13 Jul, 12:05 PM VB Desai Fin.Service - Quaterly Results 13 Jul, 12:05 PM VB Desai Fin.Service - Quaterly Results 13 Jul, 12:05 PM VB Desai Fin.Service - Quaterly Results 22 May, 12:28 PM VB Desai Fin.Service - Quaterly Results 22 May, 12:28 PM VB Desai Fin.Service - Quaterly Results 22 May, 12:28 PM VB Desai Fin.Service - Quaterly Results 2 Feb, 4:35 PM VB Desai Fin.Service - Quaterly Results 2 Feb, 4:35 PM VB Desai Fin.Service - Quaterly Results 2 Feb, 4:35 PM VB Desai Fin.Service - Quaterly Results 10 Nov, 12:22 PM VB Desai Fin.Service - Quaterly Results 10 Nov, 12:22 PM VB Desai Financial Services informs about audited financial results 20 May, 2:07 PM VB Desai Fin.Service - Quaterly Results 20 May, 12:20 PM VB Desai Fin.Service - Quaterly Results 20 May, 12:20 PM VB Desai Fin.Service - Quaterly Results 20 May, 12:20 PM V.B.Desai Financial Services informs about compliance certificate 7 Apr, 2:38 PM V.B.Desai Financial Services informs about compliance certificate 4 Apr, 2:55 PM

VB Desai Fin.Service Stock Price Analysis and Quick Research Report. Is VB Desai Fin.Service an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse VB Desai Fin.Service. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of VB Desai Fin.Service is Rs 0.5588 Cr. and the compounded growth of profit in the past 3 years is 15.9566043801457%. The PAT margin of VB Desai Fin.Service is 19.7414%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In VB Desai Fin.Service , the EPS grew by 19.6065% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): VB Desai Fin.Service has a poor ROE track record. The ROE of VB Desai Fin.Service is at 4.7528% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of VB Desai Fin.Service is worth at the current levels at Rs 22.4. VB Desai Fin.Service is trading at a current P/E ratio of 27.6882 and the average historical P/E for the last 5 years was 15.9709477898408.
  • P/B ratio can be one of the best metrics to value such companies. Currently, VB Desai Fin.Service is trading at a P/B of 0.812639445663806. The average historical P/B for the last 5 years was 0.592903854796026. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of VB Desai Fin.Service in Ticker for free. Also, one can get the intrinsic value of VB Desai Fin.Service by using Valuation Calculators, which are available with a Finology ONE subscription. 

VB Desai Fin.Service FAQs

Q1. What is VB Desai Fin.Service share price today?
Ans: The current share price of VB Desai Fin.Service is Rs 22.4.

Q2. What is the market capitalisation of VB Desai Fin.Service?
Ans: VB Desai Fin.Service has a market capitalisation of Rs 10.1424736 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of VB Desai Fin.Service?
Ans: The PE ratio of VB Desai Fin.Service is 12.969718024434 and the P/B ratio of VB Desai Fin.Service is 0.812639445663806, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of VB Desai Fin.Service share?
Ans: The 52-week high share price of VB Desai Fin.Service is Rs 44.64, and the 52-week low share price of VB Desai Fin.Service is Rs 22.

Q5. Does VB Desai Fin.Service pay dividends?
Ans: Currently, VB Desai Fin.Service does not pay dividends. Dividend yield of VB Desai Fin.Service is around 0%.

Q6. What are the face value and book value of VB Desai Fin.Service shares?
Ans: The face value of VB Desai Fin.Service shares is Rs 10, while the book value per share of VB Desai Fin.Service is around Rs 27.5645. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of VB Desai Fin.Service?
Ans: The ROE of VB Desai Fin.Service is 4.7528% and ROCE of VB Desai Fin.Service is 6.5282%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is VB Desai Fin.Service a good buy for the long term?
Ans: The VB Desai Fin.Service long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is VB Desai Fin.Service undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the VB Desai Fin.Service appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check VB Desai Fin.Service’s financials?
Ans: You can review VB Desai Fin.Service’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about VB Desai Fin.Service
X