Karur Vysya Bank
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Karur Vysya Bank share price

Karur Vysya Bank Ltd.

NSE: KARURVYSYA BSE: 590003 SECTOR: Bank - Private  187k   625   122

222.25
0 0
BSE: 30 May 04:01 PM

Price Summary

Today's High

₹ 223.75

Today's Low

₹ 218.45

52 Week High

₹ 246.15

52 Week Low

₹ 165.15

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 17892.4 Cr.

CASA %

30.39

No. of Shares

80.51 Cr.

P/E

9.22

P/B

1.5

Face Value

₹ 2

Div. Yield

1.17 %

Book Value (TTM)

₹  148.18

Net Interest Income

₹ 3809.2 Cr.

Cost To Income %

48.26

Promoter Holding

2.11 %

EPS (TTM)

₹  24.12

CAR %

16.67

ROE

17.24 %

ROCE

20.15%

Profit Growth

45.09 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year17.24%
3 Year13.39%
5 Year9.82%

ROA%

1 Year1.64%
3 Year1.27%
5 Year0.93%

Net NPA%

1 Year0.4%
3 Year1.14%
5 Year2.15%

 NIM

1 Year3.75%
3 Year3.72%
5 Year3.59%

CAR %

16.67

Cost of Liabilities %

4.7982

PEG Ratio

0.21

Advances Growth %

16.6841

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 2.11 3.69
Dec 2024 2.13 4.65
Sep 2024 2.13 4.65
Jun 2024 2.15 4.62
Mar 2024 2.20 6.70
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 1.26978252301496% since last 3 years.
  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 13.3885444149386%.
  • The company has been consistently maintaining a NIM of 3.71579628287822% since last 3 years.
  • Good Capital Adequacy Ratio of 16.67%.
  • The company has delivered good Profit growth of 64.6718234462815% over the past 3 years.

 Limitations

  • CASA Growth of -2.8126% YoY, which is very low.
  • High Cost to income ratio of 48.259%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Interest Earned 2187.05 2284.53 2384 2486.01 2515.93
Other Income 626.37 388.35 472.01 467.43 509.33
Interest Expended 1189.11 1260.18 1324.05 1407.22 1426.67
Operating Expenses 757.4 666.85 715.72 730.95 763.62
Total Provisions 293.41 132.94 179.83 147.44 161.4
Profit Before Tax 573.5 612.91 636.41 667.83 673.57
Tax 117.4 154.26 162.81 171.8 160.21
Net Profit 456.1 458.65 473.6 496.03 513.36
Net NPA % 0.4 0.38 0.28 0.2 0.2
Gross NPA % 1.4 1.32 1.1 0.83 0.76
Return on Assets % 1.76 1.7 1.72 1.74 1.73
NPM % 20.85 20.08 19.87 19.95 20.4

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 5989.99 5470.43 5587.67 6516.55 8203.94
Other Income 1154.62 918.83 769.05 1158.94 1658.69
Interest Expended 3642.04 3110.91 2872.3 3167.74 4394.74
Operating Expenses 1741.71 1986.83 1854.22 2031.96 2638.75
Total Provisions 1488.66 757.14 699.29 1038.92 728.95
Profit Before Tax 272.18 534.37 930.92 1436.86 2100.19
Taxes 37.16 174.98 257.65 330.77 495.38
Net Profit 235.02 359.39 673.27 1106.09 1604.81
Adjusted EPS (Rs.) 2.94 4.5 8.42 13.79 19.95

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 159.86 159.86 160 160.41 160.88
Total Reserves 6439.92 6799.44 7435.57 8421.39 9875
Deposits 59075.08 63278.43 68486.01 76637.58 89112.72
Borrowings 1184.18 2528.29 1339.09 1432.01 2478.35
Other Liabilities 1418.64 1856.73 2650.02 3525.77 3954.05
Total Liabilities 68278.17 74623.19 80071.32 90179.42 105585.2
Assets
Balance with RBI 2732.67 3514.05 3594.26 4279.48 5587.93
Balance with Banks 1659.88 2806.28 1331.91 415.65 70.64
Investments 15762.45 16018.93 17216.06 18808.32 22343.52
Advances 46098.11 50363.51 54661.2 63134.14 73667.48
Net Block 563.47 518.46 463.63 417.62 412.42
Other Assets 1438.43 1381.36 2789.4 3106.79 3482.74
Total Assets 68278.17 74623.19 80071.32 90179.42 105585.2
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 2.20 2.15 2.13 2.13 2.11
a s sudha - 0.06 0.06 0.06 0.06
a k kasthuri 0.01 0.01 0.01 0.01 0.01
a k praburaj 0.01 0.01 0.01 0.01 0.01
a s jayanthkrishna 0.04 0.04 0.04 0.04 0.04
a s varunprasad 0.04 0.04 0.04 0.04 0.04
a v kandaswamy 0.01 0.01 0.01 0.01 0.01
a.p. preetha 0.01 0.01 0.01 0.01 0.01
anuradha c b 0.05 0.05 0.05 0.05 0.04
g mani 0.13 0.13 0.13 0.13 0.13
g mani (huf) 0.05 - - - 0.05
g rajasekaran 0.21 0.21 0.21 0.21 0.21
g rajasekaran (huf) 0.05 - - - 0.05
m k srinivasan 0.06 0.06 0.06 0.06 0.06
m k venkatesan 0.05 0.05 0.05 0.05 0.05
m k venkatesan (huf) 0.05 - - - 0.04
m v srinivasamoorthy 0.01 0.01 0.01 0.01 0.01
m v usha 0.04 0.04 0.04 0.04 0.04
nirmala 0.07 0.07 0.07 0.07 0.07
prajeeth m v 0.03 0.03 0.03 0.03 0.03
r archana 0.08 0.08 0.08 0.08 0.08
r nageswari 0.15 0.15 0.15 0.15 0.15
r ramkumar 0.22 0.22 0.22 0.22 0.22
r ramkumar (huf) 0.06 0.06 0.06 0.06 0.06
srimathi e 0.01 0.01 0.01 0.01 0.01
suriyanarayana a j 0.39 0.39 0.37 0.37 0.37
suriyanarayana a j (huf) 0.25 - - - 0.25
g mani (huf) - 0.05 0.05 0.05 -
g rajasekaran (huf) - 0.05 0.05 0.05 -
m k venkatesan (huf) - 0.05 0.05 0.04 -
s nirupama 0.06 0.02 0.02 0.02 -
suriyanarayana a j (huf... - 0.25 0.25 0.25 -
a s sudha 0.06 - - - -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 97.80 97.85 97.87 97.87 97.89
axis max life insurance l... - - - - 1.15
axis mutual fund trustee ... - - - - 2.66
bajaj allianz life insura... - - - - 1.08
edelweiss trusteeship co ... - - - - 1.29
franklin india smaller co... - - - - 2.02
hdfc life insurance compa... 1.42 1.42 1.41 1.40 1.27
hdfc mutual fund - hdfc m... - - - - 7.15
hsbc value fund - - - - 4.30
investor education and pr... - 0.14 0.16 0.16 0.16
llp 0.05 0.05 0.06 0.07 0.09
nippon life india trustee... - - - - 4.08
rekha jhunjhunwala 4.33 4.27 4.16 4.16 4.16
sbi life insurance co. lt... 1.25 1.25 1.23 1.23 1.23
sbi small cap fund - - - - 1.73
uti-mid cap fund - - - - 1.27
axis mutual fund (various... - 1.13 2.18 2.32 -
bajaj allianz life insura... 1.25 - 1.03 1.06 -
edelweiss small cap fund - - - 1.17 -
franklin india mutual fun... 2.61 2.61 2.61 2.61 -
hdfc mutual fund (various... 6.33 6.37 6.73 7.02 -
hsbc mutual fund (various... 4.10 4.10 4.09 4.09 -
nippon life india trustee... 4.02 4.03 4.05 4.05 -
sbi mutual fund (various ... 3.94 3.57 3.58 3.36 -
uti mutual fund (various ... 1.35 1.32 1.41 1.46 -
tata mutual fund (various... 1.40 1.37 - - -
investor education and pr... 0.14 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Karur Vysya Bank informs about completion of tenure of executive director 22 May, 10:00 AM Karur Vysya Bank reports 13% rise in Q4 net profit 20 May, 2:22 PM Karur Vysya Bank - Quaterly Results 19 May, 4:25 PM Karur Vysya Bank - Quaterly Results 19 May, 4:25 PM Karur Vysya Bank - Quaterly Results 19 May, 4:25 PM Karur Vysya Bank informs about informs about scrutiniser's report and declaration of postal ballot results 19 May, 10:59 AM Karur Vysya Bank informs about reappointment of chairperson 10 May, 3:35 PM Karur Vysya Bank informs about execution of agreement 9 May, 4:56 PM Karur Vysya Bank informs about board meeting 7 May, 3:15 PM Karur Vysya Bank informs about changes in senior management personnel 2 May, 9:18 AM Karur Vysya Bank informs about outcome of board meeting 2 May, 9:16 AM Karur Vysya Bank informs about press release 19 Apr, 2:30 PM Karur Vysya Bank inaugurates 4 new branches in Tamil Nadu, Andhra Pradesh 25 Mar, 11:30 AM Karur Vysya Bank to inaugurate four new branches 24 Mar, 12:10 PM Karur Vysya Bank informs about opening of new branches 22 Mar, 12:05 PM Karur Vysya Bank informs about disclosure 22 Mar, 11:36 AM Karur Vysya Bank informs about analyst meet 19 Mar, 9:46 AM Karur Vysya Bank informs about credit rating 19 Mar, 9:43 AM Karur Vysya Bank inaugurates three new branches 11 Mar, 11:51 AM Karur Vysya Bank informs about opening of new branches 7 Mar, 1:45 PM Karur Vysya Bank to inaugurate branches at various locations 7 Mar, 10:39 AM Karur Vysya Bank informs about analyst meet 6 Mar, 1:53 PM Karur Vysya Bank inaugurates 6 new branches 28 Feb, 10:59 AM Karur Vysya Bank informs about investor meet 27 Feb, 9:43 AM Karur Vysya Bank informs about resignation of GM cum chief CO 20 Feb, 5:28 PM Karur Vysya Bank inaugurates 4 new branches in Tamil Nadu 28 Jan, 11:09 AM Karur Vysya Bank informs about press release 28 Jan, 9:31 AM Karur Vysya Bank informs about newspaper publication 22 Jan, 9:27 AM Karur Vysya Bank informs about disclosure 22 Jan, 9:26 AM Karur Vysya Bank reports 21% rise in Q3 consolidated net profit 21 Jan, 4:50 PM Karur Vysya Bank - Quaterly Results 20 Jan, 2:21 PM Karur Vysya Bank - Quaterly Results 20 Jan, 2:21 PM Karur Vysya Bank - Quaterly Results 20 Jan, 2:21 PM Karur Vysya Bank informs about board meeting 4 Jan, 9:32 AM Karur Vysya Bank informs about board meeting 4 Jan, 9:31 AM Karur Vysya Bank informs about press release 31 Dec, 11:12 AM Karur Vysya Bank inaugurates two new branches in Tamil Nadu 31 Dec, 10:51 AM Karur Vysya Bank informs about closure of trading window 27 Dec, 11:28 AM Karur Vysya Bank informs about opening of new branches 27 Dec, 11:27 AM Karur Vysya Bank to inaugurate two branches in Tamil Nadu 27 Dec, 10:22 AM Karur Vysya Bank informs about press release 12 Dec, 5:20 PM Karur Vysya Bank informs about credit rating 11 Dec, 9:58 AM Karur Vysya Bank informs about credit rating 11 Dec, 9:57 AM Karur Vysya Bank to inaugurate four branches in Tamil Nadu 10 Dec, 11:59 AM Karur Vysya Bank informs about opening of new branches 10 Dec, 11:17 AM Karur Vysya Bank informs about revision in base rate, BPLR and EBR-R 10 Dec, 9:43 AM Karur Vysya Bank informs about completion of term of senior management personnel 2 Dec, 1:25 PM Karur Vysya Bank inaugurates 4 news branches 30 Nov, 12:26 PM Karur Vysya Bank strengthens retail footprint in Tamil Nadu, Karnataka 4 Nov, 9:38 AM Karur Vysya Bank informs about conference call 18 Oct, 5:10 PM

Karur Vysya Bank Stock Price Analysis and Quick Research Report. Is Karur Vysya Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Karur Vysya Bank stock price today is Rs 221.69. Let’s look at how Karur Vysya Bank is performing and if it is the right time to buy the stock of Karur Vysya Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Karur Vysya Bank has earned Rs 8203.9431 Cr. revenue in the latest financial year. Karur Vysya Bank has posted decent revenue growth of 14.4633759879529 % in last 3 Years.

  • In terms of advances, Karur Vysya Bank reported 16.6841 % YOY,  rise . If you see 3 years advance growth, it stands at 13.515010019739 %.

  • Currently, Karur Vysya Bank has a CASA ratio of 30.3942 %. It’s overall cost of liability stands at 4.7982 %. Also, the total deposits of Karur Vysya Bank from these accounts stood at Rs 89112.7232 Cr.

  • Karur Vysya Bank has a healthy ROA track record. The ROA of Karur Vysya Bank is at 1.6395 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.4 % and 0.4 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -29.8360216443229 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Karur Vysya Bank surged and is currently at Rs 1658.6865 Cr.

  • Karur Vysya Bank has a Good Capital Adequacy Ratio of 16.67 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Karur Vysya Bank is trading at a P/B of 1.4998 . The historical average PB of Karur Vysya Bank was 0.762092823111351.

  • Share Price: - The current share price of Karur Vysya Bank is Rs 221.69. One can use valuation calculators of ticker to know if Karur Vysya Bank share price is undervalued or overvalued.

Last Updated on:
Brief about Karur Vysya Bank

Karur Vysya Bank Ltd. Financials: Check Share price, Balance Sheet, Annual report, and Quarterly Results for company analysis

Karur Vysya Bank Ltd. is an Indian bank that provides various banking and financial services to customers across India. Long-term investors need access to comprehensive stock analysis to help them make informed investment decisions. In this article, we will provide a detailed analysis of Karur Vysya Bank Ltd.'s stock analysis page.

Karur Vysya Bank Ltd. Share Price:

The share price of Karur Vysya Bank Ltd. is one of the critical factors that long-term investors consider before making any investment decisions. Our stock analysis page provides users with historical share price charts that are valuable resources for monitoring the company's performance. Long-term investors should monitor price trends to understand the future potential of the stock. Our pre-built screening tools can help investors analyze the share price performance of Karur Vysya Bank Ltd. better. A stock's share price is determined by a range of factors such as market sentiment, financial performance, and general economic conditions. 

Karur Vysya Bank Ltd. Balance Sheet:

Karur Vysya Bank Ltd.'s balance sheet provides insights into the company's financial health and stability. A strong balance sheet instills confidence among investors, reflecting the favorable position of the company's finances. On our stock analysis page, we offer users access to Karur Vysya Bank Ltd.'s balance sheet as a downloadable document that they can analyze for themselves. Long-term investors need to analyze the balance sheet closely to understand the company's financial strength and performance. Ticker's feature tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis can help investors analyze the bank's financial position even better.

Karur Vysya Bank Ltd. Annual Report:

Karur Vysya Bank Ltd.'s annual report contains critical information for long-term investors regarding the company's strategic initiatives and financial performance. Ticker offers access to downloadable copies of Karur Vysya Bank Ltd.'s annual reports that investors can use for in-depth analysis of the bank's performance. Understanding the annual report is essential for long-term investors since it provides insights into the company's future growth trajectory. Our pre-built screening tools can help investors analyze the bank's performance compared to other banks in its sector.

Karur Vysya Bank Ltd. Dividend:

Karur Vysya Bank Ltd.'s dividend payout policy is an essential factor that long-term investors consider when assessing the stock's potential. Dividends are an investor's primary source of passive income, and their stability over the years can instill investor confidence in the company. Ticker features insights into Karur Vysya Bank Ltd.'s dividend payout trends that assist long-term investors in analyzing the stock's viability as a long-term investment option.

Karur Vysya Bank Ltd. Quarterly Results:

Investors require up-to-date information on the company's financial performance, which is available through Karur Vysya Bank Ltd.'s quarterly results. These reports contain important information about the bank's operations, including revenue, profits, and losses, providing as a crucial tool for long-term investors. Our website provides a downloadable copy of the bank's quarterly results for informed analysis of the bank's financial health to enable long-term investment decisions.

Karur Vysya Bank Ltd. Stock Price:

Monitoring Karur Vysya Bank Ltd.'s stock prices is a crucial element of analyzing the bank's overall performance accurately. Our stock analysis page features current stock price updates that investors can access to assess market trends and potential investment opportunities. These updates are valuable resources that investors can use to evaluate the stock's performance and make informed investment decisions. Our website provides pre-built screening tools to help investors analyze stock prices and performance.

Karur Vysya Bank Ltd. Price Chart:

Our website provides a price chart that allows investors to visualize Karur Vysya Bank Ltd.'s share price trends over a specific period, making historical comparisons. This chart is an essential tool for long-term investors to track the company's performance over time and make informed investment decisions. Ticker pre-built screening tools can help investors analyze the stock's performance compared to other stocks in the banking sector in India.

Karur Vysya Bank Ltd. News:

Ticker provides users with timely news articles related to Karur Vysya Bank Ltd. for up-to-date information. News can impact stock prices, which makes staying updated imperative for long-term investors. The news section of our website offers reliable information on important events, regulatory changes, and other factors that can affect the stock's performance. Our pre-built screening tools can also provide investors with information about the bank's global and local news.

Karur Vysya Bank Ltd. Concall Transcripts:

Karur Vysya Bank Ltd. conducts conference calls with investors and analysts to discuss and provide updates on the bank's quarterly financial results. These concall transcripts provide investors with insights into the bank's future guidance and outlook. Our website provides access to these critical documents, allowing long-term investors to stay informed on the bank's financial health and future growth. Our premium feature tools such as DCF Analysis, BVPS Analysis, Earnings Multiple Approach, and DuPont Analysis can assist investors in performing an in-depth analysis of the transcripts.

Karur Vysya Bank Ltd. Investor Presentations:

Karur Vysya Bank Ltd. prepares investor presentations to provide investors with detailed information on the company's operations and performance. These presentations serve as critical resources for long-term investors to study the bank's strategic initiatives, providing necessary insights that can impact the stock's value. Ticker offers access to these presentations, which investors can download for in-depth analysis. Our premium feature tools can assist investors in performing an in-depth analysis of the presented data.

Karur Vysya Bank Ltd. Promoters and Shareholders:

Karur Vysya Bank Ltd.'s promoters significantly influence the bank, and their background and affiliation are essential elements of stock analysis. Our stock analysis page features important information about the bank's promoters and other shareholders. Long-term investors need to consider these elements before making informed investment decisions. Our pre-built screening tools can help investors analyze the shareholding patterns of the bank.

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