Karur Vysya Bank Stock Price Analysis and Quick Research Report. Is Karur Vysya Bank an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Karur Vysya Bank is performing and if it is the right time to buy the stock of Karur Vysya Bank with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Karur Vysya Bank has earned Rs 11074.3523 Cr. revenue in the latest financial year. Karur Vysya Bank has posted outstanding revenue growth of 19.3345250672662% in last 3 Years.

• In terms of advances, Karur Vysya Bank reported 16.8873% YOY,  rise . If you see 3 years advance growth, it stands at 15.860453620992%.

• Currently, Karur Vysya Bank has a CASA ratio of 26.9067%. It’s overall cost of liability stands at 5.1872 %. Also, the total deposits from these accounts stood at Rs 115665.7378 Cr.

• Karur Vysya Bank has a healthy ROA track record. The ROA of Karur Vysya Bank is at 1.9614%.

• The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Karur Vysya Bank stood at 0.75% and 0.19% respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 21.4494851994852% which means it has increased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Karur Vysya Bank surged and is currently at Rs 2084.3187 Cr.

• Karur Vysya Bank has a Good Capital Adequacy Ratio of 18.76 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently Karur Vysya Bank is trading at a P/B of 2.117 . The historical average PB was 1.26366.

One can find all the Financial Ratios of Karur Vysya Bank in Ticker for free. Also, one can get the intrinsic value of Karur Vysya Bank by using Valuation Calculators, which are available with a Finology ONE subscription. 

Karur Vysya Bank FAQs

Q1. What is Karur Vysya Bank share price today?
Ans: The current share price of Karur Vysya Bank is Rs 325.3.

Q2. What is the market capitalisation of Karur Vysya Bank?
Ans: Karur Vysya Bank has a market capitalisation of Rs 31447.18849597 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Karur Vysya Bank?
Ans: The PE ratio of Karur Vysya Bank is 11.4579370782084 and the P/B ratio of Karur Vysya Bank is 2.11634910587015, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Karur Vysya Bank share?
Ans: The 52-week high share price of Karur Vysya Bank is Rs 358.65, and the 52-week low share price of Karur Vysya Bank is Rs 208.5.

Q5. Does Karur Vysya Bank pay dividends?
Ans: Currently, Karur Vysya Bank pays dividends. Dividend yield of Karur Vysya Bank is around 0.8002%.

Q6. What are the face value and book value of Karur Vysya Bank shares?
Ans: The face value of Karur Vysya Bank shares is Rs 2, while the book value per share of Karur Vysya Bank is around Rs 153.7081. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of Karur Vysya Bank?
Ans: The ROE of Karur Vysya Bank is 19.2888% and ROCE of Karur Vysya Bank is 23.6201%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Karur Vysya Bank a good buy for the long term?
Ans: The Karur Vysya Bank long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Karur Vysya Bank undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Karur Vysya Bank appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Karur Vysya Bank’s financials?
Ans: You can review Karur Vysya Bank’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.