Karur Vysya Bank
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Karur Vysya Bank share price

Karur Vysya Bank Ltd.

NSE: KARURVYSYA BSE: 590003 SECTOR: Bank - Private  140k   542   94

191.70
-2.55 (-1.31%)
NSE: 23 Apr 04:02 PM

Price Summary

Today's High

₹ 195.7

Today's Low

₹ 191.1

52 Week High

₹ 204.9

52 Week Low

₹ 93.9

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 15413.56 Cr.

CASA %

33.21

No. of Shares

80.4 Cr.

P/E

10.37

P/B

1.61

Face Value

₹ 2

Div. Yield

1.04 %

Book Value (TTM)

₹  119.08

Net Interest Income

₹ 3348.81 Cr.

Cost To Income %

45.08

Promoter Holding

2.22 %

EPS (TTM)

₹  18.49

CAR %

18.56

ROE

13.67 %

ROCE

16.23%

Profit Growth

64.29 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year13.67%
3 Year9.41%
5 Year7.03%

ROA%

1 Year1.3%
3 Year0.89%
5 Year0.66%

Net NPA%

1 Year0.74%
3 Year2.14%
5 Year3.07%

 NIM

1 Year3.87%
3 Year3.55%
5 Year3.54%

CAR %

18.56

Cost of Liabilities %

4.05758259145883

PEG Ratio

0.16

Advances Growth %

15.5008282026086

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 2.22 7.27
Sep 2023 2.24 7.39
Jun 2023 2.24 7.53
Mar 2023 2.24 7.23
Dec 2022 2.25 7.2
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company has been consistently maintaining a NIM of 3.54874143122338% since last 3 years.
  • Good Capital Adequacy Ratio of 18.56%.
  • The company has delivered good Profit growth of 67.5814286731348% over the past 3 years.

 Limitations

  • CASA Growth of -1.69612281161179% YoY, which is very low.
  • High Cost to income ratio of 45.0771143305159%.
  • The company has delivered poor Income growth of 2.8483152967937% over the past 3 years.
  • Increase in Provision and contingencies of 48.5676398490247% on YoY.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Interest Earned 1695.22 1768.32 1882.91 1997.08 2139.38
Other Income 317.49 400.81 333.16 338.89 357.79
Interest Expended 806.22 875.74 985.84 1081.7 1138.09
Operating Expenses 517.54 554.34 581.81 616.36 683.18
Total Provisions 364.09 293.01 159.42 126.41 149.71
Profit Before Tax 324.86 446.04 489 511.5 526.19
Tax 35.57 108.22 130.37 133.05 114.56
Net Profit 289.29 337.82 358.63 378.45 411.63
Net NPA % 0.9 0.74 0.59 0.47 0.42
Gross NPA % 2.7 2.27 1.99 1.73 1.58
Return on Assets % 1.32 1.5 1.53 1.57 1.65
NPM % 17.07 19.1 19.05 18.95 19.24

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 5815.82 5989.99 5470.43 5587.67 6516.55
Other Income 962.77 1154.62 918.83 769.05 1158.94
Interest Expended 3453 3642.04 3110.91 2872.3 3167.74
Operating Expenses 1614.81 1741.71 1986.83 1854.22 2031.96
Total Provisions 1388.55 1488.66 757.14 699.29 1038.92
Profit Before Tax 322.23 272.18 534.37 930.92 1436.86
Taxes 111.36 37.16 174.98 257.65 330.77
Net Profit 210.87 235.02 359.39 673.27 1106.09
Adjusted EPS (Rs.) 2.64 2.94 4.5 8.42 13.79

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 159.86 159.86 159.86 160 160.41
Total Reserves 6262.65 6439.92 6799.44 7435.57 8421.39
Deposits 59867.95 59075.08 63278.43 68486.01 76637.58
Borrowings 1565.34 1184.18 2528.29 1339.09 1432.01
Other Liabilities 1484.02 1418.64 1856.73 2650.02 3525.77
Total Liabilities 69340.11 68278.17 74623.19 80071.32 90179.42
Assets
Balance with RBI 2934.68 2732.67 3514.05 3594.26 4279.48
Balance with Banks 762.36 1659.88 2806.28 1331.91 415.65
Investments 14881.59 15762.45 16018.93 17216.06 18808.32
Advances 48580.81 46098.11 50363.51 54661.2 63134.14
Net Block 544.94 563.47 518.46 463.63 417.62
Other Assets 1597.68 1438.43 1381.36 2789.4 3106.79
Total Assets 69340.11 68278.17 74623.19 80071.32 90179.42
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 2.25 2.24 2.24 2.24 2.22
a k kasthuri 0.01 0.01 0.01 0.01 0.01
a k praburaj 0.01 0.01 0.01 0.01 0.01
a s jayanthkrishna 0.04 0.04 0.04 0.04 0.04
a s sudha 0.06 0.06 0.06 0.06 0.06
a s varunprasad 0.04 0.04 0.04 0.04 0.04
a v kandaswamy 0.01 0.01 0.01 0.01 0.01
a.p. preetha 0.01 0.01 0.01 0.01 0.01
anuradha c b 0.05 0.05 0.05 0.05 0.05
g mani 0.13 0.13 0.13 0.13 0.13
g mani (huf) 0.05 0.05 0.05 0.05 0.05
g rajasekaran 0.21 0.21 0.21 0.21 0.21
g rajasekaran (huf) 0.05 0.05 0.05 0.05 0.05
m k srinivasan 0.06 0.06 0.06 0.06 0.06
m k venkatesan 0.05 0.05 0.05 0.05 0.05
m k venkatesan (huf) 0.05 0.05 0.05 0.05 0.05
m v srinivasamoorthy 0.03 0.03 0.03 0.03 0.03
m v usha 0.04 0.04 0.04 0.04 0.04
nirmala 0.07 0.07 0.07 0.07 0.07
prajeeth m v 0.03 0.03 0.03 0.03 0.03
r archana 0.08 0.08 0.08 0.08 0.08
r nageswari 0.15 0.15 0.15 0.15 0.15
r ramkumar 0.22 0.22 0.22 0.22 0.22
r ramkumar (huf) 0.06 - 0.06 0.06 0.06
s nirupama 0.07 0.07 0.07 0.07 0.07
srimathi e 0.01 0.01 0.01 0.01 0.01
suriyanarayana a j - - 0.40 0.40 0.39
suriyanarayana a j (huf) 0.25 0.25 0.25 0.25 0.25
a j suriyanarayana 0.33 0.33 - - -
a j vijaya 0.08 0.08 - - -
r rajasekaran (huf) - 0.06 - - -
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 97.75 97.76 97.76 97.76 97.78
bajaj allianz life insura... - - - 1.43 1.41
franklin india mutual fun... - - 3.24 2.84 2.62
hdfc life insurance compa... - - - 1.08 1.09
hdfc mutual fund (various... - - 4.48 4.48 5.75
hsbc mutual fund (various... - - 3.86 3.86 4.10
investor education and pr... 0.13 0.13 0.14 0.14 0.14
llp 0.15 0.12 0.14 0.06 0.04
mukul mahavir agrawal 1.06 1.06 - 1.06 1.06
nippon life india trustee... - - 4.00 4.02 4.02
rekha rakesh jhunjhunwala... 2.89 2.89 - 4.63 4.62
sbi life insurance co. lt... - - - 1.20 1.22
sbi mutual fund (various ... - - 2.20 2.58 3.72
tata mutual fund (various... - - 2.02 1.64 1.56
uti mutual fund (various ... 2.86 2.84 2.06 1.88 1.80
icici prudential mutual f... - - 1.95 1.29 -
abu dhabi investment auth... 1.09 1.04 - - -
acacia partners, lp 1.00 1.00 - - -
franklin mutual funds (va... 3.84 3.78 - - -
hdfc trustee company ltd ... 4.48 4.47 - - -
hsbc mutual funds (variou... 3.06 3.86 - - -
icici prudential mutual f... 3.37 2.96 - - -
nippon life india trustee... 4.24 3.14 - - -
rakesh jhunjhunwala 1.85 1.85 - - -
sbi mutual funds (various... 1.79 2.25 - - -
tata mutual funds (variou... 1.52 1.71 - - -
icici prudential mutual f... 3.37 2.96 - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Karur Vysya Bank informs about updates 22 Apr 2024, 4:09PM Karur Vysya Bank to open new branch in Tamil Nadu12 Apr 2024, 10:11AM Karur Vysya Bank informs about opening of new branch 12 Apr 2024, 10:04AM Karur Vysya Bank informs about revision in MCLR6 Apr 2024, 11:32AM Karur Vysya Bank informs about disclosure4 Apr 2024, 10:04AM Karur Vysya Bank records 16% growth in advances in Q4FY242 Apr 2024, 10:30AM Karur Vysya Bank informs about opening of new branches 19 Mar 2024, 10:19AM Karur Vysya Bank informs about update on surrender of certificate15 Mar 2024, 9:46AM Karur Vysya Bank informs about revision in base rate and BPLR 7 Mar 2024, 12:23PM Karur Vysya Bank informs about disclosure8 Feb 2024, 2:41PM Karur Vysya Bank informs about revision in MCLR6 Feb 2024, 3:18PM Karur Vysya Bank inaugurates three new branches31 Jan 2024, 3:40PM Karur Vysya Bank informs about opening of new branches30 Jan 2024, 12:11PM Karur Vysya Bank to open three new branches30 Jan 2024, 12:07PM Karur Vysya Bank informs about transcript of conference call30 Jan 2024, 9:50AM Karur Vysya Bank reports 42% rise in Q3 net profit23 Jan 2024, 12:29PM Karur Vysya Bank - Quaterly Results23 Jan 2024, 9:57AM Karur Vysya Bank - Quaterly Results23 Jan 2024, 9:57AM Karur Vysya Bank - Quaterly Results23 Jan 2024, 9:57AM The Karur Vysya Bank informs about audio recording of conference call 23 Jan 2024, 9:48AM The Karur Vysya Bank informs about press release23 Jan 2024, 9:47AM The Karur Vysya Bank informs about allotment of equity shares under ESOS23 Jan 2024, 9:46AM The Karur Vysya Bank informs about disclosure 20 Dec 2023, 2:55PM Karur Vysya Bank executes agreement with Geojit Financial Services20 Dec 2023, 2:45PM Karur Vysya Bank, HDFC Life enter into corporate agency agreement20 Dec 2023, 11:30AM SBI Mutual Fund acquires 1.5% stake in Karur Vysya Bank13 Dec 2023, 11:12AM Karur Vysya Bank inaugurates four new branches29 Nov 2023, 5:11PM Karur Vysya Bank to open four new branches28 Nov 2023, 2:24PM Karuru Vysya Bank informs about investors meet 22 Nov 2023, 2:38PM Karur Vysya Bank informs about allotment of equity shares18 Nov 2023, 10:00AM Karur Vysya Bank informs about disclosures3 Nov 2023, 3:56PM Karur Vysya Bank informs about press release31 Oct 2023, 10:14AM Karur Vysya Bank inaugurates three new branches31 Oct 2023, 9:59AM Karur Vysya Bank to open three new branches26 Oct 2023, 10:51AM Karur Vysya Bank informs about opening of new branches26 Oct 2023, 10:11AM The Karur Vysya Bank informs about newspaper publication18 Oct 2023, 9:54AM Karur Vysya Bank informs about audio recording17 Oct 2023, 10:08AM Karur Vysya Bank reports 51% rise in Q2 net profit16 Oct 2023, 3:28PM Karur Vysya Bank - Quaterly Results16 Oct 2023, 1:36PM Karur Vysya Bank - Quaterly Results16 Oct 2023, 1:36PM Karur Vysya Bank - Quaterly Results16 Oct 2023, 1:36PM Karur Vysya Bank informs about credit rating7 Oct 2023, 12:19PM Karur Vysya Bank informs about MCLR6 Oct 2023, 10:04AM Karur Vysya Bank informs about board meeting 5 Oct 2023, 2:24PM Karur Vysya Bank to open two new branches22 Sep 2023, 10:11AM The Karur Vysya Bank informs about opening of new branches22 Sep 2023, 10:09AM The Karur Vysya Bank informs about disclosure 21 Sep 2023, 10:03AM The Karur Vysya Bank informs about revision in BPLR16 Sep 2023, 9:36AM The Karur Vysya informs about completion of tenure of director 28 Aug 2023, 10:13AM Karur Vysya Bank inaugurates 10 new branches26 Aug 2023, 4:15PM

Karur Vysya Bank Stock Price Analysis and Quick Research Report. Is Karur Vysya Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Karur Vysya Bank is performing and if it is the right time to buy the stock of Karur Vysya Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Karur Vysya Bank has earned Rs 6516.5496 Cr. revenue in the latest financial year. Karur Vysya Bank has posted Poor revenue growth of 2.8483152967937 % in last 3 Years.

  • In terms of advances, Karur Vysya Bank reported 15.5008282026086 % YOY,  rise . If you see 3 years advance growth, it stands at 11.0521720891877 %.

  • Currently, Karur Vysya Bank has a CASA ratio of 33.2068493950196 %. It’s overall cost of liability stands at 4.05758259145883 %. Also, the total deposits of Karur Vysya Bank from these accounts stood at Rs 76637.5831 Cr.

  • Karur Vysya Bank has a average ROA track record. The ROA of Karur Vysya Bank is at 1.29936793727579 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 2.27 % and 0.74 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 48.5676398490247 % which means it has increased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Karur Vysya Bank surged and is currently at Rs 1158.9371 Cr.

  • Karur Vysya Bank has a Good Capital Adequacy Ratio of 18.56 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Karur Vysya Bank is trading at a P/B of 1.6098 . The historical average PB of Karur Vysya Bank was 0.647521832284608.

  • Share Price: - The current share price of Karur Vysya Bank is Rs 191.7. One can use valuation calculators of ticker to know if Karur Vysya Bank share price is undervalued or overvalued.

Last Updated on:
Brief about Karur Vysya Bank

Karur Vysya Bank Ltd. Financials: Check Share price, Balance Sheet, Annual report, and Quarterly Results for company analysis

Karur Vysya Bank Ltd. is an Indian bank that provides various banking and financial services to customers across India. Long-term investors need access to comprehensive stock analysis to help them make informed investment decisions. In this article, we will provide a detailed analysis of Karur Vysya Bank Ltd.'s stock analysis page.

Karur Vysya Bank Ltd. Share Price:

The share price of Karur Vysya Bank Ltd. is one of the critical factors that long-term investors consider before making any investment decisions. Our stock analysis page provides users with historical share price charts that are valuable resources for monitoring the company's performance. Long-term investors should monitor price trends to understand the future potential of the stock. Our pre-built screening tools can help investors analyze the share price performance of Karur Vysya Bank Ltd. better. A stock's share price is determined by a range of factors such as market sentiment, financial performance, and general economic conditions. 

Karur Vysya Bank Ltd. Balance Sheet:

Karur Vysya Bank Ltd.'s balance sheet provides insights into the company's financial health and stability. A strong balance sheet instills confidence among investors, reflecting the favorable position of the company's finances. On our stock analysis page, we offer users access to Karur Vysya Bank Ltd.'s balance sheet as a downloadable document that they can analyze for themselves. Long-term investors need to analyze the balance sheet closely to understand the company's financial strength and performance. Ticker's feature tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis can help investors analyze the bank's financial position even better.

Karur Vysya Bank Ltd. Annual Report:

Karur Vysya Bank Ltd.'s annual report contains critical information for long-term investors regarding the company's strategic initiatives and financial performance. Ticker offers access to downloadable copies of Karur Vysya Bank Ltd.'s annual reports that investors can use for in-depth analysis of the bank's performance. Understanding the annual report is essential for long-term investors since it provides insights into the company's future growth trajectory. Our pre-built screening tools can help investors analyze the bank's performance compared to other banks in its sector.

Karur Vysya Bank Ltd. Dividend:

Karur Vysya Bank Ltd.'s dividend payout policy is an essential factor that long-term investors consider when assessing the stock's potential. Dividends are an investor's primary source of passive income, and their stability over the years can instill investor confidence in the company. Ticker features insights into Karur Vysya Bank Ltd.'s dividend payout trends that assist long-term investors in analyzing the stock's viability as a long-term investment option.

Karur Vysya Bank Ltd. Quarterly Results:

Investors require up-to-date information on the company's financial performance, which is available through Karur Vysya Bank Ltd.'s quarterly results. These reports contain important information about the bank's operations, including revenue, profits, and losses, providing as a crucial tool for long-term investors. Our website provides a downloadable copy of the bank's quarterly results for informed analysis of the bank's financial health to enable long-term investment decisions.

Karur Vysya Bank Ltd. Stock Price:

Monitoring Karur Vysya Bank Ltd.'s stock prices is a crucial element of analyzing the bank's overall performance accurately. Our stock analysis page features current stock price updates that investors can access to assess market trends and potential investment opportunities. These updates are valuable resources that investors can use to evaluate the stock's performance and make informed investment decisions. Our website provides pre-built screening tools to help investors analyze stock prices and performance.

Karur Vysya Bank Ltd. Price Chart:

Our website provides a price chart that allows investors to visualize Karur Vysya Bank Ltd.'s share price trends over a specific period, making historical comparisons. This chart is an essential tool for long-term investors to track the company's performance over time and make informed investment decisions. Ticker pre-built screening tools can help investors analyze the stock's performance compared to other stocks in the banking sector in India.

Karur Vysya Bank Ltd. News:

Ticker provides users with timely news articles related to Karur Vysya Bank Ltd. for up-to-date information. News can impact stock prices, which makes staying updated imperative for long-term investors. The news section of our website offers reliable information on important events, regulatory changes, and other factors that can affect the stock's performance. Our pre-built screening tools can also provide investors with information about the bank's global and local news.

Karur Vysya Bank Ltd. Concall Transcripts:

Karur Vysya Bank Ltd. conducts conference calls with investors and analysts to discuss and provide updates on the bank's quarterly financial results. These concall transcripts provide investors with insights into the bank's future guidance and outlook. Our website provides access to these critical documents, allowing long-term investors to stay informed on the bank's financial health and future growth. Our premium feature tools such as DCF Analysis, BVPS Analysis, Earnings Multiple Approach, and DuPont Analysis can assist investors in performing an in-depth analysis of the transcripts.

Karur Vysya Bank Ltd. Investor Presentations:

Karur Vysya Bank Ltd. prepares investor presentations to provide investors with detailed information on the company's operations and performance. These presentations serve as critical resources for long-term investors to study the bank's strategic initiatives, providing necessary insights that can impact the stock's value. Ticker offers access to these presentations, which investors can download for in-depth analysis. Our premium feature tools can assist investors in performing an in-depth analysis of the presented data.

Karur Vysya Bank Ltd. Promoters and Shareholders:

Karur Vysya Bank Ltd.'s promoters significantly influence the bank, and their background and affiliation are essential elements of stock analysis. Our stock analysis page features important information about the bank's promoters and other shareholders. Long-term investors need to consider these elements before making informed investment decisions. Our pre-built screening tools can help investors analyze the shareholding patterns of the bank.

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