Piramal Finance Stock Price Analysis and Quick Research Report. Is Piramal Finance an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Piramal Finance. 

Key Financials -

• Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Piramal Finance is Rs 52.45 Cr. and the compounded growth of profit in the past 3 years is -53.6205699696492%. The PAT margin of Piramal Finance is 0.6412%.
• EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Piramal Finance , the EPS grew by 102.5669% YOY. 

 Financial Ratios -

• Return on Equity (ROE): Piramal Finance has a poor ROE track record. The ROE of Piramal Finance is at 0.3307% for the latest year.
• P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Piramal Finance is worth at the current levels at Rs 1323. Piramal Finance is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 0.
• P/B ratio can be one of the best metrics to value such companies. Currently, Piramal Finance is trading at a P/B of -3.65748572322702. The average historical P/B for the last 5 years was -0.00474. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Piramal Finance in Ticker for free. Also, one can get the intrinsic value of Piramal Finance by using Valuation Calculators, which are available with a Finology ONE subscription. 

Piramal Finance FAQs

Q1. What is Piramal Finance share price today?
Ans: The current share price of Piramal Finance is Rs 1323.

Q2. What is the market capitalisation of Piramal Finance?
Ans: Piramal Finance has a market capitalisation of Rs 29989.45971 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Piramal Finance?
Ans: The PE ratio of Piramal Finance is 571.761960326721 and the P/B ratio of Piramal Finance is -3.65748572322702, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Piramal Finance share?
Ans: The 52-week high share price of Piramal Finance is Rs 1323, and the 52-week low share price of Piramal Finance is Rs 1260.

Q5. Does Piramal Finance pay dividends?
Ans: Currently, Piramal Finance does not pay dividends. Dividend yield of Piramal Finance is around 0%.

Q6. What are the face value and book value of Piramal Finance shares?
Ans: The face value of Piramal Finance shares is Rs 2, while the book value per share of Piramal Finance is around Rs -361.7239. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Piramal Finance?
Ans: The ROE of Piramal Finance is 0.3307% and ROCE of Piramal Finance is 6.7336%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Piramal Finance a good buy for the long term?
Ans: The Piramal Finance long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Piramal Finance undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Piramal Finance appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Piramal Finance’s financials?
Ans: You can review Piramal Finance’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.