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SBI share price

State Bank Of India

NSE: SBIN BSE: 500112 SECTOR: Bank - Public  10.95 L   8.87 K   2.62 K

823.30
-5.30 (-0.64%)
BSE: 18 Jul 04:01 PM

Price Summary

Today's High

₹ 832.4

Today's Low

₹ 820.05

52 Week High

₹ 898.8

52 Week Low

₹ 679.65

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

734763.97 Cr.

CASA %

38.72

No. of Shares

892.46 Cr.

P/E

10.36

P/B

1.78

Face Value

₹ 1

Div. Yield

1.93 %

Book Value (TTM)

₹  463.67

Net Interest Income

166965.13 Cr.

Cost To Income %

51.64

Promoter Holding

57.42 %

EPS (TTM)

₹  79.44

CAR %

14.25

ROE

18.57 %

ROCE

13.49%

Profit Growth

16.08 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

ROE%

1 Year18.57%
3 Year18.48%
5 Year15.55%

ROA%

1 Year1.1%
3 Year1.03%
5 Year0.85%

Net NPA%

1 Year0.47%
3 Year0.57%
5 Year0.85%

 NIM

1 Year2.7%
3 Year2.79%
5 Year2.73%

CAR %

14.25

Cost of Liabilities %

4.9703

PEG Ratio

0.64

Advances Growth %

12.4013

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 57.42 0.00
Mar 2025 57.43 0.00
Dec 2024 57.43 0.00
Sep 2024 57.51 0.00
Jun 2024 57.54 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 18.4765232393897%.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.57%.
  • CASA stands at 38.718% of total deposits.
  • The company has delivered good Profit growth of 30.8097167346981% over the past 3 years.

 Limitations

  • High Cost to income ratio of 51.6379%.
  • Increase in Provision and contingencies of 211.502282754442% on YoY.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Interest Earned 111042.63 111525.98 113870.56 117426.63 119666.18
Other Income 17369.25 11161.87 15270.55 11040.76 24209.88
Interest Expended 69387.44 70400.53 72251.02 75981.12 76891.55
Operating Expenses 30276.89 25838.74 27596.35 28935.46 35698.47
Total Provisions 1609.78 3449.42 4505.73 911.06 6441.69
Profit Before Tax 27137.77 22999.16 24788.01 22639.75 24844.35
Tax 6439.42 5964 6456.57 5748.31 6201.76
Net Profit 20698.35 17035.16 18331.44 16891.44 18642.59
Net NPA % 0.57 0.57 0.53 0.53 0.47
Gross NPA % 2.24 2.21 2.13 2.07 1.82
Return on Assets % 1.36 1.1 1.17 1.04 1.12
NPM % 18.64 15.27 16.1 14.38 15.58

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Interest Earned 265150.63 275457.29 332103.06 415130.66 462489.35
Other Income 43496.37 40563.91 36615.6 51682.16 61683.06
Interest Expended 154440.63 154749.7 187262.56 255254.83 295524.23
Operating Expenses 82652.22 93397.52 97743.14 124860.81 118069.02
Total Provisions 44013.03 24452.13 16507.32 4914.22 15307.9
Profit Before Tax 27541.12 43421.85 67205.64 81782.96 95271.27
Taxes 7130.65 11745.87 16973.19 20706.34 24370.64
Net Profit 20410.47 31675.98 50232.45 61076.62 70900.63
Adjusted EPS (Rs.) 22.87 35.49 56.29 68.44 79.44

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 892.46 892.46 892.46 892.46 892.46
Total Reserves 252982.73 279195.6 326715.99 376354.07 440269.66
Deposits 3681277.08 4051534.12 4423777.78 4916076.77 5382189.53
Borrowings 417297.7 426043.38 493135.16 597560.91 563572.52
Other Liabilities 181979.66 229931.84 272457.15 288809.73 289129.1
Total Liabilities 4534429.63 4987597.41 5516978.53 6179693.95 6676053.27
Assets
Balance with RBI 213201.54 318265.21 247087.58 225141.7 227217.49
Balance with Banks 129837.17 76287.11 60812.04 85660.29 113012.19
Investments 1351705.21 1481445.47 1570366.23 1671339.66 1690572.75
Advances 2449497.79 2733966.59 3199269.3 3703970.85 4163312.1
Net Block 38067.41 37467.49 42100.73 42126.37 43684.71
Other Assets 351768.68 339924.86 397061.58 450964.19 437831.18
Total Assets 4534429.63 4987597.41 5516978.53 6179693.95 6676053.27
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 57.54 57.51 57.43 57.43 57.42
president of india 57.54 57.51 57.43 57.43 57.42
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 42.46 42.49 42.57 42.57 42.58
hdfc mutual fund schemes 1.40 1.42 1.39 1.34 1.58
icici mutual fund schemes... - 1.29 1.46 1.67 1.93
kotak mutual fund schemes... - - - - 1.09
life insurance corporatio... 9.06 9.31 9.13 9.38 9.20
nippon life india mutual ... - 1.03 1.12 1.21 1.24
nps trust schemes 1.33 1.34 1.40 1.49 1.63
sbi mutual fund schemes 3.17 3.20 3.21 2.96 2.90
nippon life india mutual ... 1.02 - - - -

Annual Reports

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Annual Report 2025
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Annual Report 2023
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Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
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Ratings & Research Reports

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Concalls & Presentations

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Company News

SBI Stock Price Analysis and Quick Research Report. Is SBI an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how SBI is performing and if it is the right time to buy the stock of SBI with detailed analysis. SBI stock price today is Rs 823.35.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. SBI has earned Rs 462489.3535 Cr. revenue in the latest financial year. SBI has posted outstanding revenue growth of 18.8543476545269 % in last 3 Years.

  • In terms of advances, SBI reported 12.4013 % YOY,  rise . If you see 3 years advance growth, it stands at 15.0487545975142 %.

  • Currently, SBI has a CASA ratio of 38.718 %. It’s overall cost of liability stands at 4.9703 %. Also, the total deposits from these accounts stood at Rs 5382189.5283 Cr.

  • SBI has a healthy ROA track record. The ROA of SBI is at 1.103 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of SBI stood at 1.82 % and 0.47 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 211.502282754442 % which means it has increased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of SBI surged and is currently at Rs 61683.0592 Cr.

  • SBI has a Good Capital Adequacy Ratio of 14.25 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently SBI is trading at a P/B of 1.7759 . The historical average PB was 1.6541550317144.

  • Share Price: - The current share price of SBI is Rs 823.35. One can use valuation calculators of ticker to know if SBI share price is undervalued or overvalued.

Last Updated on:
Brief about SBI

Current State Bank of India Share Price

As of July 16, 2025, at 12:35 PM IST, the SBI share price on the National Stock Exchange (NSE) is ?827.80. This represents a gain of +1.48% compared to its previous close of ?816.45. The SBI stock price today has seen a day's high of ?829.35 and a low of ?815.30. For the most current, regularly updated SBI share price, please refer to the live ticker section located above on this page. That section provides a real-time SBIN share price summary, including the day's high/low and the 52-week high/low. Investors tracking the SBI BSE performance will also find similar trends mirroring the NSE data.

State Bank of India Share Returns Performance

Understanding SBI returns is crucial for long-term investment strategies. Here's a look at the SBIN historical returns as of July 15, 2025:

  • 1 Week: +0.67%

  • 1 Month: +3.04%

  • 3 Months: +6.94%

  • 1 Year: -7.36%

  • 5 Years: +344.21%

These SBI Performance figures indicate a short-term volatility, with a slight gain over the past week and month, and a notable dip over the last year. However, the impressive 5-year return of over +344% highlights the long-term growth potential and resilience of the State Bank of India share. This suggests that while short-term fluctuations can occur, the underlying fundamentals of SBIN have historically delivered substantial value to investors over extended periods. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting State Bank of India Share Price

Recent developments continue to influence the SBI share price and SBI news is closely watched by investors. Here are some key highlights:

  • Q4 FY2025 Results and Profit Growth: State Bank of India reported a net profit of ?19,600.46 crore in Q4 FY2025, marking a 3.96% growth compared to the previous quarter. For the full fiscal year FY2025, the profit after tax (PAT) increased by 15.97% to ?77,561.34 crore. This robust financial performance, especially the healthy profit growth, has a positive impact on the factors affecting SBI share price, reinforcing investor confidence in the bank's profitability and operational efficiency.

  • Proposed ?25,000 Crore Share Sale (QIP): Recent reports (July 10, 2025) suggest that SBI is planning to raise up to ?25,000 crore ($2.9 billion) through a qualified institutional placement (QIP) as early as next week. If successful, this would be India's largest QIP ever. This potential capital infusion could strengthen SBI's balance sheet, support future growth initiatives, and generally be viewed positively by the market, potentially leading to an upward movement in the SBI stock price.

     

  • Dividend Announcement: In May 2025, SBI announced a final dividend of ?15.90 per share (1590%). Such corporate actions, particularly regular dividend payouts, can attract income-focused investors and signal financial stability, providing a positive influence on the SBIN share price.

     

These developments, particularly the strong earnings and strategic fundraising plans, are key factors affecting SBI share price and contribute to the bank's market sentiment.

Conclusion on State Bank of India Stock Price

The State Bank of India stock price reflects its position as a leading public sector bank in India, supported by solid financial performance and strategic initiatives. While short-term market dynamics and broader economic indicators will always play a role in the SBI share price movements, the bank's consistent efforts towards growth, asset quality improvement, and capital raising are positive signals for its future outlook. Investors considering SBIN shares should monitor the latest news, financial results, and market trends to make informed decisions.

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