Geojit Financial Services Ltd.

NSE: GEOJITFSL  SECTOR: Finance - Stock Broking

39.3
+0.6 (1.55%)

Price Summary

Today's High

₹ 40.65

Today's Low

₹ 38.65

52 Week High

₹ 45.45

52 Week Low

₹ 15

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.

Company Essentials

Market Cap

936.5180568 Cr.

Advances

15.6291 Cr.

No. of Shares

23.829976 Cr.

P/E

11.32

P/B

2.2

Face Value

₹ 1

Div. Yield

3.82%

Book Value (TTM)

₹  17.8739

Operating Revenue

285.487 Cr.

Net Profit

37.7418 Cr.

Promoter Holding

62.13%

EPS (TTM)

₹  3.4705

Sales Growth

0.396575740621108 %

ROE

9.79285874137668 %

ROCE

14.0837087500597 %

Profit Growth

53.7544608665896 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1w1m3m6m1Yr3Yr5Yr

* Prices are based on daily market changes.

Valuation Chart 1w1m3m6m1Yr3Yr5Yr

* The chart is based on the standalone earnings of the company.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

Income Growth (in Cr.)

1 Year0.4%
3 Year5.32%
5 Year0.97%

Profit Growth (in Cr.)

1 Year53.75%
3 Year-0.5%
5 Year-10.99%

ROE%

1 Year9.79%
3 Year10.63%
5 Year10.47%

ROCE %

1 Year14.08%
3 Year16.45%
5 Year16.38%

ROA%

5.30580668525063

PEG Ratio

0.21

PAT Margin (%)

13.2201466266415

EPS Growth(%)

53.7520629065139

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2019 62.13 0
Sep 2019 62.13 0
Jun 2019 62.03 0
Mar 2019 62.03 0
Dec 2018 62.03 0
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 4.58782828853897%.
  • Company has maintained a good ROA of 6.42646077016955% in last 3 years.
  • TThe company has been maintaining a healthy ROCE of 16.4450053301432% since last 3 years.
  • The company is trading at 1.17719322150198 times the book value
  • The company boasts a well-maintained advances growth ratio of %.
  • Promoters shareholding is 62.13%.

 Limitations

  • The company has delivered poor profit growth of -0.501502914234075% over past 3 years

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020
Operating Revenue 68.45 72.27 76.68 86.16 102.79
Other Income 0.15 0.52 0.43 0.17 0.2
Interest Expended 0.43 1.61 0.65 0.79 0.69
Operating Expenses 49.45 47.98 48.69 49.68 57.01
Total Provisions 0 0 0 0 0
Depreciation 5.29 6.98 6.66 5.79 5.38
Profit Before Tax 13.43 16.22 21.11 30.08 39.91
Tax 3.27 2.05 4.63 7.74 10.19
Net Profit 10.16 14.17 16.48 22.33 29.72

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Operating Income 217.3 244.35 304.08 284.36 285.49
Other Income 19.07 22.4 30.1 1.17 1.42
Interest 0.73 0.53 0.4 2.34 2.94
Operating Expenses 176.82 187.21 224.7 225.3 216.38
Total Provisions 4.29 4.97 7.64 7.48 5.29
Exceptional Items 0 -10 0 -7.5 -10.2
Profit Before Tax 54.53 64.04 101.44 42.91 52.1
Tax 18.93 25.73 33.96 18.37 14.36
Profit After Tax 35.6 38.32 67.49 24.55 37.74
Adjusted EPS (Rs.) 1.52 1.63 2.84 1.03 1.58

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Equity and Liabilities
Share Capital 23.49 23.55 23.79 23.83 23.83
Total Reserves 331.89 371.65 411.83 383.78 350.16
Borrowings 0 0 0 0 0
Other N/C liabilities -0.18 3.29 -0.09 3.45 5.2
Current liabilities 159.29 234.12 227.64 305.86 326.55
Total Liabilities 514.49 632.61 663.16 716.92 705.74
Assets
Loans 0 0 0 55.19 15.63
Net Block 58 55.06 55.3 85.24 79.59
Capital WIP 0 0 0 0 0
Investments 38.27 28.27 27.41 21.04 12.99
Other Loans 103.97 92.25 132.85 113.22 89.67
Other N/C Assets 0.33 0.26 1.8 0 0
Current Assets 313.92 456.77 445.81 442.23 507.86
Total Assets 514.49 632.61 663.16 716.92 705.74
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Ratings & Research Reports

Company Presentations

Company News

Geojit Finl. Service Stock Price Analysis and Quick Research Report. Is Geojit Finl. Service an attractive stock to invest in?

The financial services company caters to the financial and investing needs of their client. The broking industry in India comes under this sector and is a highly regulated industry in India. There are various regulations related to licensing, clearing and settlement, all of which affect the working of the company. These companies provide an online and offline services platform related to investing into the stock market, mutual funds, bonds, debentures & other financial instruments in order to achieve the financial goals of the clients.

These companies have to be a depository participant of either CDSL or NSDL. The broking industry also registers itself as a clearing member of NSE and BSE.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Geojit Finl. Service better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 37.7418 Cr and the compounded growth of profit in the past 3 years is -0.501502914234075 %. The PAT margin of Geojit Finl. Service is 13.2201466266415 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Geojit Finl. Service , the EPS grew by 53.7520629065139 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a poor ROE track record. The ROE of Geojit Finl. Service is at 9.79285874137668 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Geojit Finl. Service is worth at the current levels at Rs 39.3. The stock is trading at a current P/E ratio of 11.4913499179189 and the average historical P/E for the last 5 years was 28.1577985565621.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Geojit Finl. Service is trading at a P/B of 2.19873670547558 . The average historical P/B for the last 5 years was 2.84103390271115. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about Geojit Finl. Service

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