Poonawalla Fincorp
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Poonawalla Fincorp share price

Poonawalla Fincorp Ltd.

NSE: POONAWALLA BSE: 524000 SECTOR: Finance - NBFC  126k   310   50

319.50
-2.35 (-0.73%)
BSE: 26 Dec 04:01 PM

Price Summary

Today's High

₹ 323.55

Today's Low

₹ 316.3

52 Week High

₹ 519.95

52 Week Low

₹ 270

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 24854.91 Cr.

Advances

₹ 22046.41 Cr.

No. of Shares

77.79 Cr.

P/E

59.54

P/B

3.1

Face Value

₹ 2

Div. Yield

0.63 %

Book Value (TTM)

₹  103.05

Operating Revenue

₹ 3113.5 Cr.

Net Profit

₹ 2055.96 Cr.

Promoter Holding

61.87 %

EPS (TTM)

₹  5.37

Sales Growth

60.46

ROE

28.61 %

ROCE

17.15%

Profit Growth

251.48 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 21 Indices.

NIFTYMIDCAP

NIFTY Midcap 100
57125.7
  67.7999999999956 (0.118826665544991%)

NIFTY500

Nifty 500
22430.35
  27.6499999999978 (0.123422623165959%)

NIFTYMIDCAP150

Nifty Midcap 150
21096.85
  16.1499999999978 (0.0766103592385381%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
19916.55
  7.64999999999782 (0.0384250259933827%)

NIF500LGMIDSML

Nifty500 LargeMidSmall Equal-Cap Weighted Index
17579.15
  11.9000000000015 (0.0677396860635726%)

NFTMIDSMLFINSER

Nifty MidSmall Financial Services
15841.65
  -14.6000000000004 (-0.0920772566022854%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
15803.2
  14.2000000000007 (0.0899360314142728%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
15734.4
  18.2999999999993 (0.116441101800069%)

NFT500EQUAL

Nifty 500 Equal Weight
14161.25
  -7.5 (-0.0529333921482134%)

NFTRURAL

Nifty Rural Index
13997.15
  44.2999999999993 (0.317497858860372%)

NIFTY200

Nifty 200
13456.35
  20.3500000000004 (0.15145876749032%)

NIFTYTOTALMCAP

NIFTY Total Market
12662
  11.4500000000007 (0.0905098987791009%)

SMLCAP

Bse SmallCap
54893.21
  -129.959999999999 (-0.236191408092257%)

BSE500

Bse 500
35265.03
  42.3799999999974 (0.120320305258126%)

MID150

Bse 150 MidCap Index
15906.97
  15.8099999999995 (0.0994892757986143%)

MSL400

Bse 400 MidSmallCap Index
12120.29
  5.70000000000073 (0.0470507049763924%)

FINSER

BSE Financial Services
11451.64
  8.85999999999876 (0.0774287367230508%)

LMI250

Bse 250 LargeMidCap Index
10414.25
  14.5100000000002 (0.139522718837193%)

SMLSEL

Bse SmallCap Select Index
8044.97
  -4.1899999999996 (-0.052055121279726%)

ALLCAP

Bse Allcap
10471.31
  71.0699999999997 (0.683349615008888%)

S&P MIDSMLCAP

Bse MidSmallCap
13513.48
  -9.71000000000095 (-0.0718025850409587%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year60.46%
3 Year18.98%
5 Year6.88%

Profit Growth

1 Year251.48%
3 Year77.1%
5 Year49.52%

ROE%

1 Year28.61%
3 Year15.35%
5 Year3.91%

ROCE %

1 Year17.15%
3 Year11.42%
5 Year8.76%

ROA%

9.8257

PEG Ratio

0.24

PAT Margin (%)

66.0337

EPS Growth(%)

250.2961

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 61.87 0.00
Jun 2024 62.09 0.00
Mar 2024 62.13 0.00
Dec 2023 62.07 0.00
Sep 2023 62.10 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 5.41336666666667% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 18.9755543964732%.
  • The company has delivered substantial profit growth of 77.1017878338818% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 37.0455281157454%.
  • Promoters shareholding is 61.87%.

 Limitations

  • Provision and contingencies have increased by 89.9830887238026%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Operating Revenue 738.11 762.61 915 977.59 988.87
Other Income 6.62 11.15 6.73 18.27 7.63
Interest Expended 215.51 223.71 281.06 320.1 351.59
Operating Expenses 206.95 178.14 241.27 271.6 1259.56
Total Provisions 1221.2 0 0 0 0
Depreciation 14.74 15.15 13.93 14.51 15.8
Profit Before Tax -913.67 356.76 385.47 389.65 -630.45
Tax 269.84 91.62 53.77 98.01 -159.41
Net Profit 1258.89 265.14 331.7 291.64 -471.04
Adjusted EPS (RS) 16.38 3.45 4.3 3.79 -6.1

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 2177.55 1848.73 1536.22 1940.33 3113.5
Other Income 58.59 28.12 542.25 509.14 573.97
Interest 1123.97 874.6 509.29 595.28 955.1
Operating Expenses 583.79 441.96 599.46 789.17 789.04
Total Provisions 494.19 1332.95 585.15 319.66 625.99
Exceptional Items 0 0 0 21.21 1221.2
Profit Before Tax 34.18 -772.65 384.57 766.57 2538.54
Tax 44.19 -194.29 91.37 181.63 482.58
Profit After Tax -10.01 -578.36 293.2 584.94 2055.96
Adjusted EPS (Rs.) -0.37 -21.45 3.83 7.62 26.68

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 53.9 53.92 152.98 153.59 154.11
Total Reserves 2461.41 1888.14 5561.52 6271.11 7962.29
Borrowings 2826.18 3249.46 3942.94 7245.23 9146.55
Other N/C liabilities -79.37 -277.29 -193.69 -37.28 -154.88
Current liabilities 7589.09 5129.79 3142.12 4343.29 6764.73
Total Liabilities 12851.22 10044.02 12605.87 17975.94 23872.8
Assets
Loans 11174.91 8565.31 10678.37 15229.45 22046.41
Net Block 221.2 171.31 174.32 207.13 194.13
Capital WIP 0 0 0 0 0
Intangible WIP 5.53 0.18 0.46 4.56 0.26
Investments 402.42 428.92 819.71 241.77 224.28
Other Loans 103.82 92.58 113.27 123.33 181.89
Other N/C Assets 0 3.09 112.99 821.48 3.87
Current Assets 943.33 782.62 706.75 1348.22 1221.96
Total Assets 12851.22 10044.02 12605.87 17975.94 23872.8
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 62.10 62.07 62.13 62.09 61.87
rising sun holdings pvt l... 62.10 62.07 62.13 62.09 61.87
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 37.90 37.93 37.87 37.91 38.13
amansa holdings private l... 2.36 2.22 2.20 2.05 2.07
bandhan sterling value fu... - - - - 1.06
bank muscat india fund 1.14 1.14 1.13 1.13 1.13
investor education and pr... 0.06 0.07 0.07 0.07 0.07
life insurance corporatio... - - - 1.47 1.80
llp 0.28 0.24 0.20 0.20 0.16
mayank poddar 1.12 1.12 2.12 - 2.12
quant mutual fund - quant... - 1.79 1.91 1.91 1.90
sbi life insurance co. lt... - - - - 2.66
mayank poddar 1.02 1.02 - 2.12 -
magma ventures private li... - 1.50 - - -
aditya birla sun life tru... 2.30 - - - -
microfirm capital private... 1.50 - - - -
nippon life india trustee... 1.37 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Poonawalla Fincorp informs about press release 23 Dec, 9:49 AM Poonawalla Fincorp informs about grant of stock options under ESOP 9 Dec, 4:00 PM Poonawalla Fincorp raises Rs 310 crore through NCDs 7 Nov, 4:49 PM Poonawalla Fincorp signs MoU with TIH at IIT Bombay 30 Oct, 11:27 AM Poonawalla Fincorp informs about investor presentation 25 Oct, 5:27 PM Poonawalla Fincorp - Quaterly Results 25 Oct, 2:49 PM Poonawalla Fincorp - Quaterly Results 25 Oct, 2:49 PM Poonawalla Fincorp - Quaterly Results 25 Oct, 2:49 PM Poonawalla Fincorp submits analyst meet intimation 19 Oct, 11:49 AM Poonawalla Fincorp informs about resignation of senior management personnel 11 Sep, 9:56 AM Poonawalla Fincorp informs about appointment of chief technology officer 11 Sep, 9:55 AM Poonawalla Fincorp informs about grant of stock options under ESOP 11 Sep, 9:54 AM Poonawalla Fincorp raises Rs 425 crore via NCDs 6 Sep, 9:38 AM Poonawalla Fincorp gets nod to raise funds up to Rs 425 crore through NCDs 3 Sep, 10:12 AM RBI imposes monetary penalty of Rs 10 lakh on Poonawalla Fincorp 17 Aug, 3:33 PM Poonawalla Fincorp reports 29% rise in Q1 consolidated net profit 22 Jul, 12:00 PM Poonawalla Fincorp - Quaterly Results 20 Jul, 5:25 PM Poonawalla Fincorp - Quaterly Results 20 Jul, 5:25 PM Poonawalla Fincorp - Quaterly Results 20 Jul, 5:25 PM Poonawalla Fincorp informs about changes in SMP 28 Jun, 9:58 AM Poonawalla Fincorp informs about closure of trading window 26 Jun, 5:06 PM Poonawalla Fincorp launches co-branded credit card with IndusInd Bank 28 May, 10:00 AM Poonawalla Fincorp informs about press release 28 May, 9:47 AM Poonawalla Fincorp - Quaterly Results 29 Apr, 4:41 PM Poonawalla Fincorp - Quaterly Results 29 Apr, 4:41 PM Poonawalla Fincorp - Quaterly Results 29 Apr, 4:41 PM Poonawalla Fincorp informs about corporate announcement 23 Apr, 10:17 AM Poonawalla Fincorp raises Rs 75 crore via NCDs 9 Apr, 9:55 AM Poonawalla Fincorp records 52% growth in total disbursements during Q4FY24 4 Apr, 11:40 AM Poonawalla Fincorp informs about credit rating 2 Mar, 11:29 AM Poonawalla Fincorp raises Rs 500 crore via NCDs 8 Feb, 9:29 AM Poonawalla Fincorp gets nod to raise Rs 500 crore through NCDs 1 Feb, 9:39 AM Poonawalla Fincorp informs about newspaper advertisement 20 Jan, 10:09 AM Poonawalla Fincorp reports 45% rise in Q3 consolidated net profit 19 Jan, 12:17 PM Poonawalla Fincorp - Quaterly Results 18 Jan, 3:39 PM Poonawalla Fincorp - Quaterly Results 18 Jan, 3:39 PM Poonawalla Fincorp - Quaterly Results 18 Jan, 3:39 PM Poonawalla Fincorp informs about voting result of postal ballot 15 Jan, 9:55 AM Poonawalla Fincorp informs about credit rating 11 Jan, 9:55 AM Poonawalla Fincorp informs about disclosure 4 Jan, 9:45 AM Poonawalla Fincorp informs about on board meeting 29 Dec, 1:07 PM Poonawalla Fincorp informs about disclosure 18 Nov, 12:11 PM Poonawalla Fincorp informs about change in SMP 8 Nov, 9:52 AM Poonawalla Fincorp - Quaterly Results 20 Oct, 5:09 PM Poonawalla Fincorp - Quaterly Results 20 Oct, 5:09 PM Poonawalla Fincorp informs about certificates 11 Oct, 10:05 AM Poonawalla Fincorp reports over 2- fold jump in total disbursement during Q2FY24 5 Oct, 9:41 AM Poonawalla Fincorp informs about press release 26 Sep, 9:52 AM Poonawalla Fincorp informs about disclosure 26 Sep, 9:49 AM Poonawalla Fincorp gets RBI’s permission to issue co-branded credit card with IndusInd Bank 26 Sep, 9:25 AM

Poonawalla Fincorp Stock Price Analysis and Quick Research Report. Is Poonawalla Fincorp an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Poonawalla Fincorp stock price today is Rs 320.45. To understand the functions of the Poonawalla Fincorp better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Poonawalla Fincorp is Rs 2055.96 Cr and the compounded growth of profit in the past 3 years is 77.1007756036184 %. The PAT margin of Poonawalla Fincorp is 66.0337 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Poonawalla Fincorp , the EPS grew by 250.2961 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Poonawalla Fincorp has a healthy ROE track record. The ROE of Poonawalla Fincorp is at 28.6111 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Poonawalla Fincorp is worth at the current levels at Rs 320.45. The stock is trading at a current P/E ratio of 17.4464 and the average historical P/E for the last 5 years was 25.33006.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Poonawalla Fincorp is trading at a P/B of 3.1151 . The average historical P/B of Poonawalla Fincorp for the last 5 years was 2.67472. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Poonawalla Fincorp is Rs 320.45. One can use valuation calculators of ticker to know if Poonawalla Fincorp share price is undervalued or overvalued.

Last Updated on:
Brief about Poonawalla Fincorp

Poonawalla Fincorp Ltd.Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

 

Poonawalla Fincorp Ltd. is a leading non-banking financial institution in India, providing a wide range of financial services to its customers.  We will provide a comprehensive analysis of Poonawalla Fincorp Ltd.'s stock performance and key financial indicators for long-term stock investors looking for stock analysis.

Poonawalla Fincorp Ltd. Share Price

Poonawalla Fincorp Ltd.'s share price has been consistently increasing over the years due to the company's strong financial performance and growth prospects. The company has a stable business model and a diverse range of clients, which provides investors with a sense of security and stability. Investors can use Ticker pre-built screening tools to track Poonawalla Fincorp Ltd.'s share price and compare it with other companies in the industry.

Poonawalla Fincorp Ltd. Balance Sheet

Poonawalla Fincorp Ltd.'s balance sheet is a reflection of the company's financial health and stability. The company has a strong balance sheet with a healthy debt-to-equity ratio and a high current ratio. Ticker premium features allow fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools provide investors with a comprehensive understanding of the company's financial position and help them make informed investment decisions.

Poonawalla Fincorp Ltd. Annual Report

Poonawalla Fincorp Ltd.'s annual reports provide detailed information about the company's operations, financial performance, and future prospects. Investors can download the annual reports from Ticker and analyze the company's performance over the years. The annual report also includes information about the company's management team, corporate governance practices, and sustainability initiatives.

Poonawalla Fincorp Ltd. Dividend

Poonawalla Fincorp Ltd. has a consistent track record of paying dividends to its shareholders. The company has a dividend payout ratio of over 30%, which indicates that it is committed to sharing its profits with its shareholders. Investors can track Poonawalla Fincorp Ltd.'s dividend history using Ticker pre-built screening tools and compare it with other companies in the industry.

Poonawalla Fincorp Ltd. Quarterly Result

Poonawalla Fincorp Ltd.'s quarterly results provide an insight into the company's performance over a shorter period. The company's revenue and profits can be affected by various factors such as changes in government policies, fluctuations in commodity prices, and global economic conditions. Ticker premium features allow fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools provide investors with a comprehensive understanding of the company's financial position and help them make informed investment decisions.

Poonawalla Fincorp Ltd. Stock Price

Poonawalla Fincorp Ltd.'s stock price is influenced by various factors such as the company's financial performance, market conditions, and investor sentiment. Investors can track Poonawalla Fincorp Ltd.'s stock price using our pre-built screening tools and compare it with other companies in the industry. Ticker premium features allow fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis.

Poonawalla Fincorp Ltd. Price Chart

Poonawalla Fincorp Ltd.'s price chart provides a visual representation of the company's stock performance over a period of time. Investors can use our pre-built screening tools to analyze Poonawalla Fincorp Ltd.'s price chart and compare it with other companies in the industry. 

Poonawalla Fincorp Ltd. News

Poonawalla Fincorp Ltd.'s news section provides investors with the latest updates about the company's operations, financial performance, and future prospects. Investors can stay informed about the company's developments by regularly checking the news section on Ticker.

Poonawalla Fincorp Ltd. Concall Transcripts

Poonawalla Fincorp Ltd.'s concall transcripts provide investors with an opportunity to listen to the management team's views on the company's performance and future prospects. Investors can download the concall transcripts from Ticker and gain valuable insights into the company's operations.

Poonawalla Fincorp Ltd. Investor Presentations

Poonawalla Fincorp Ltd.'s investor presentations provide a comprehensive overview of the company's operations, financial performance, and future prospects. Investors can download the investor presentations from Ticker and gain a deeper understanding of the company's business model and growth prospects.

Poonawalla Fincorp Ltd. Promoters

Poonawalla Fincorp Ltd.'s promoters include some of the leading business conglomerates in India. The company has a strong backing from its promoters, which provides investors with a sense of security and stability.

Poonawalla Fincorp Ltd. Shareholders

Poonawalla Fincorp Ltd.'s shareholders include retail investors, institutional investors, and the company's promoters. The company has a diverse shareholder base, which indicates that it is a popular investment choice among investors.

Poonawalla Fincorp Ltd. ROCE

Return on Capital Employed (ROCE) is a crucial financial metric that indicates a company's capability to generate profits from its invested capital. Our stock analysis page offers ROCE data for Poonawalla Fincorp Ltd. in the financials table or ratio section. Understanding the ROCE can help investors determine whether the company is efficiently utilizing its capital and compare its performance with industry standards.

Poonawalla Fincorp Ltd. EBITDA

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is an important metric that reflects a company's operational profitability. On our stock analysis page, investors can find EBITDA data for Poonawalla Fincorp Ltd. in the financials table or ratio section. Analyzing the EBITDA provides an insight into the company's core business profitability and its ability to generate cash flow.

Poonawalla Fincorp Ltd. DPS

Dividends Per Share (DPS) is a financial metric that represents the portion of a company’s profits distributed to each outstanding share. Our stock analysis page provides DPS data for Poonawalla Fincorp Ltd. in the financials table or ratio section. Investors can utilize this information to evaluate the company's dividend distribution policy and its potential as an income-generating investment.

Poonawalla Fincorp Ltd. EPS

Earnings Per Share (EPS) measures a company's profitability on a per-share basis, providing investors with an insight into the company's earnings performance and growth potential. Our stock analysis page offers the EPS data for Poonawalla Fincorp Ltd. in the financials table or ratio section. Analyzing the EPS can assist investors in understanding the company's profitability trends and make informed investment decisions.

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