Arman Financial Serv
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Arman Financial Serv share price

Arman Financial Services Ltd.

NSE: ARMANFIN BSE: 531179 SECTOR: Finance - NBFC  51k   133   21

1338.90
+13.70 (1.03%)
BSE: Today, 04:00 PM

Price Summary

Today's High

₹ 1342.95

Today's Low

₹ 1314.1

52 Week High

₹ 2676.1

52 Week Low

₹ 1175.5

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 1404.58 Cr.

Advances

₹ 0 Cr.

No. of Shares

1.05 Cr.

P/E

33.88

P/B

2.51

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  534.17

Operating Revenue

₹ 133.51 Cr.

Net Profit

₹ 37.9 Cr.

Promoter Holding

22.07 %

EPS (TTM)

₹  39.52

Sales Growth

41.44

ROE

10.01 %

ROCE

13.67%

Profit Growth

33.63 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year41.44%
3 Year30.12%
5 Year23.43%

Profit Growth

1 Year33.63%
3 Year67.97%
5 Year25.13%

ROE%

1 Year10.01%
3 Year12.48%
5 Year12.17%

ROCE %

1 Year13.67%
3 Year14.18%
5 Year13.87%

ROA%

5.239

PEG Ratio

4.07

PAT Margin (%)

28.3855

EPS Growth(%)

8.3142

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 22.07 0.00
Jun 2024 22.09 0.00
Mar 2024 22.09 0.00
Dec 2023 23.65 0.00
Sep 2023 26.58 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 5.44634716204934% in last 3 years.
  • TThe company has been maintaining a healthy ROCE of 14.1758935240568% since last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 30.1200484163058%.
  • The company has delivered substantial profit growth of 67.9665774740762% over past 3 years.

 Limitations

  • Promoters shareholding is low at 22.07%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Operating Revenue 33.78 32.61 37.74 42.18 44.12
Other Income 0.93 1.3 -0.45 0.27 -0.98
Interest Expended 11.54 12.31 10.58 9.43 11.78
Operating Expenses 9.7 10.52 12.96 16.75 20.15
Total Provisions 0 0 0 0 0
Depreciation 0.04 0.04 0.07 0.08 0.09
Profit Before Tax 13.43 11.04 13.68 16.18 11.12
Tax 4.55 1.7 2.06 3.6 3.2
Net Profit 8.88 9.34 11.61 12.58 7.93
Adjusted EPS (RS) 10.19 9.55 11.08 12 7.56

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 67.11 60.6 63.26 94.39 133.51
Other Income 2.99 2.95 2.96 1.75 2.66
Interest 22.31 20.4 18.11 30.84 45.78
Operating Expenses 18.26 15.54 19.23 25.3 34.36
Total Provisions 6.7 18.21 7.57 2.41 7.68
Exceptional Items 0 0 0 0 0
Profit Before Tax 22.83 9.39 21.3 37.59 48.35
Tax 4.59 1.4 5.07 9.23 10.45
Profit After Tax 18.24 8 16.23 28.36 37.9
Adjusted EPS (Rs.) 21.58 9.42 19.12 33.4 36.17

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 8.45 8.49 8.49 8.49 10.48
Total Reserves 112.29 119.34 132.46 220.87 524.41
Borrowings 148.96 113.54 163.37 263.71 249.65
Other N/C liabilities 9.12 11.46 16.28 25.39 7.29
Current liabilities 27.15 48.54 22.68 73.76 62.74
Total Liabilities 305.97 301.37 343.28 592.22 854.56
Assets
Loans 0 0 0 0 0
Net Block 0.83 0.76 0.82 0.83 1.79
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0.03 0 0
Investments 62.37 65.19 93.04 196.44 281.12
Other Loans 11.14 15.07 20.69 30.16 11.1
Other N/C Assets 0 0 0 0 0
Current Assets 231.63 220.35 228.71 364.8 560.54
Total Assets 305.97 301.37 343.28 592.22 854.56
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 26.58 23.65 22.09 22.09 22.07
aalok jayendrabhai patel 2.84 2.53 2.37 2.36 2.36
amit rajnikant manakiwala... 0.12 0.10 0.10 0.10 0.10
himani amit manakiwala 0.07 0.07 0.06 0.06 0.06
jayendra bhailal patel hu... - - - 1.87 1.87
jayendrabhai bhailalbhai ... 4.91 4.37 4.08 4.08 4.08
maulik amit manakiwala 0.01 0.01 0.01 0.01 0.01
namra holdings and consul... 10.89 9.69 9.05 9.05 9.04
ritaben jayendrabhai pate... 5.01 4.46 4.16 4.16 4.16
sajni aalok patel 0.47 0.42 0.39 0.39 0.39
jayendra bhailal patel- h... 2.25 2.00 1.87 - -
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 73.42 76.35 77.91 77.91 77.93
abhishek pradeepkumar ban... - - - - 1.10
debashish neogi 1.21 1.08 1.01 1.01 1.12
dumt tradevest - - - - 1.02
elevation capital v limit... 21.70 15.21 13.83 11.88 11.87
highwest global master fu... 2.51 2.24 2.32 2.42 2.42
investor education and pr... - - - - 1.86
mukul mahavir agrawal 4.59 4.09 3.82 3.82 3.81
sandeep kapadia 1.14 1.02 1.34 1.43 1.43
uti small cap fund - - 1.06 1.48 1.48
vinay jaiprakash ambekar - - 1.00 1.00 1.03
kotak mahindra life insur... - 1.16 1.09 1.09 -
sixteenth street asian ge... - - 3.88 3.62 -
investor education and pr... 2.18 - 1.88 - -
amrav dugar 1.03 - - - -
neighbourhood investment ... 1.08 - - - -
vinod kumar dugar 1.05 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Arman Financial Services informs about compliances certificate 18 Oct, 5:06 PM Arman Financial Services informs about allotment of equity shares under ESOP 18 Sep, 5:23 PM Arman Financial Services informs about analyst meet 18 Sep, 4:40 PM Arman Financial Services informs about presentation on financial performance 16 Aug, 10:05 AM Arman Financial Services informs about press release 16 Aug, 10:04 AM Arman Financial Serv - Quaterly Results 14 Aug, 8:25 PM Arman Financial Services board to consider financial results 7 Aug, 4:17 PM Arman Financial Services submits analyst meet intimation 20 Jun, 12:39 PM Arman Financial Serv - Quaterly Results 27 May, 3:08 PM Arman Financial Serv - Quaterly Results 27 May, 3:08 PM Arman Financial Serv - Quaterly Results 27 May, 3:08 PM Arman Financial Services informs about analyst meet 18 Mar, 2:58 PM Arman Financial Serv - Quaterly Results 3 Feb, 12:00 PM Arman Financial Serv - Quaterly Results 3 Feb, 12:00 PM Arman Financial Serv - Quaterly Results 3 Feb, 12:00 PM Arman Financial Services informs about transfer of shares 27 Jan, 12:58 PM Arman Financial Services informs about loss of share certificates 26 Dec, 5:17 PM Arman Financial Services informs about outcome of analyst meet 4 Nov, 2:41 PM Arman Financial Serv - Quaterly Results 1 Nov, 6:45 PM Arman Financial Serv - Quaterly Results 1 Nov, 6:45 PM Arman Financial Services informs about conference call 30 Oct, 2:55 PM Arman Financial Serv - Quaterly Results 14 Aug, 6:36 PM Arman Financial Serv - Quaterly Results 14 Aug, 6:36 PM Arman Financial Services informs about board meeting 1 Aug, 5:09 PM Arman Financial Services informs about allotment of NCD 19 Jul, 4:49 PM Arman Financial Services raises Rs 49 crore via NCDs 19 Jul, 3:12 PM Arman Financial Services gets nod to raise Rs 49 crore via NCDs 8 Jul, 3:33 PM Arman Financial Services informs about voting results and scrutinizer’s report 5 Jul, 5:02 PM Arman Financial Services planning to raise funds via NCDs 5 Jul, 2:59 PM Arman Financial Services informs about disclosure 24 Jun, 1:14 PM Arman Financial Services informs about transcript of conference call 9 Jun, 2:14 PM Arman Financial Services informs about audio/ video recording of conference call 3 Jun, 3:46 PM Arman Financial Services informs about press release 31 May, 4:52 PM Arman Financial Serv - Quaterly Results 30 May, 5:49 PM Arman Financial Serv - Quaterly Results 30 May, 5:49 PM Arman Financial Services informs about secretarial compliance report 27 May, 11:57 AM Arman Financial Services informs about allotment of equity shares under ESOP 18 May, 4:10 PM Arman Financial Services informs about non-applicability of large corporate entity 20 Apr, 12:03 PM Arman Financial Services informs about investors meet 27 Feb, 11:44 AM Arman Financial Services informs about outcome of board meeting 23 Feb, 2:19 PM Arman Financial Services informs about press release 16 Feb, 4:14 PM Arman Financial Serv - Quaterly Results 14 Feb, 3:02 PM Arman Financial Serv - Quaterly Results 14 Feb, 3:02 PM Arman Financial Serv - Quaterly Results 14 Feb, 3:02 PM Arman Financial Serv - Quaterly Results 14 Nov, 4:36 PM Arman Financial Serv - Quaterly Results 14 Nov, 4:36 PM Arman Financial Services informs about issue of duplicate share certificate 22 Oct, 4:40 PM Arman Financial Services informs about certificate 14 Oct, 3:12 PM Arman Financial Services raises Rs 115.05 crore via CCDs, OCRPs 29 Sep, 11:15 AM Arman Financial Services informs about EGM 23 Aug, 4:11 PM

Arman Financial Serv Stock Price Analysis and Quick Research Report. Is Arman Financial Serv an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Arman Financial Serv stock price today is Rs 1335.65. To understand the functions of the Arman Financial Serv better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Arman Financial Serv is Rs 37.8981 Cr and the compounded growth of profit in the past 3 years is 67.9657064103479 %. The PAT margin of Arman Financial Serv is 28.3855 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Arman Financial Serv , the EPS grew by 8.3143 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Arman Financial Serv has a average ROE track record. The ROE of Arman Financial Serv is at 10.007 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Arman Financial Serv is worth at the current levels at Rs 1335.65. The stock is trading at a current P/E ratio of 50.9186 and the average historical P/E for the last 5 years was 45.2344629219854.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Arman Financial Serv is trading at a P/B of 2.5066 . The average historical P/B of Arman Financial Serv for the last 5 years was 4.29795553093707. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Arman Financial Serv is Rs 1335.65. One can use valuation calculators of ticker to know if Arman Financial Serv share price is undervalued or overvalued.

Last Updated on:
Brief about Arman Financial Serv
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