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Bandhan Bank share price

Bandhan Bank Ltd.

NSE: BANDHANBNK BSE: 541153 SECTOR: Bank - Private  380k   3k   691

184.10
+1.10 (0.60%)
NSE: Today, 04:11 PM

Price Summary

Today's High

₹ 185

Today's Low

₹ 180.5

52 Week High

₹ 272

52 Week Low

₹ 170.3

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

29657.96 Cr.

CASA %

39.29

No. of Shares

161.1 Cr.

P/E

13.3

P/B

1.38

Face Value

₹ 10

Div. Yield

0.81 %

Book Value (TTM)

₹  133.87

Net Interest Income

9259.62 Cr.

Cost To Income %

39.54

Promoter Holding

39.98 %

EPS (TTM)

₹  13.84

CAR %

19.76

ROE

11.88 %

ROCE

10.01%

Profit Growth

1644.63 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 28 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year11.88%
3 Year8.71%
5 Year13.6%

ROA%

1 Year1.49%
3 Year1.24%
5 Year2.34%

Net NPA%

1 Year1.17%
3 Year2.11%
5 Year1.5%

 NIM

1 Year6.37%
3 Year6.55%
5 Year6.95%

CAR %

19.76

Cost of Liabilities %

5.00457496522008

PEG Ratio

0.01

Advances Growth %

11.4731054107861

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 39.98 0
Dec 2023 39.98 0
Sep 2023 39.98 0
Jun 2023 39.99 0
Mar 2023 39.99 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 1.24057999332386% since last 3 years.
  • The company has been consistently maintaining a NIM of 6.54872942793863% since last 3 years.
  • CASA stands at 39.2851172251142% of total deposits.
  • Good Capital Adequacy Ratio of 19.76%.

 Limitations

  • The company has delivered poor Profit Growth of -10.1317536716008% over the past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Interest Earned 4268.25 4522.91 4491.94 4665.43 5189.34
Other Income 629.14 385.12 540.25 545.17 694.12
Interest Expended 1796.48 2032.29 2048.57 2140.08 2323.07
Operating Expenses 1305.26 1313.44 1400.22 1415.21 1721.91
Total Provisions 734.77 602.09 636.15 684.01 1774.33
Profit Before Tax 1060.88 960.21 947.25 971.3 64.15
Tax 252.59 239.16 226.08 238.58 9.53
Net Profit 808.29 721.05 721.17 732.72 54.63
Net NPA % 1.17 2.18 2.32 2.21 1.11
Gross NPA % 4.87 6.76 7.32 7.02 3.84
Return on Assets % 0.55 0.48 0.48 0.48 0.03
NPM % 18.94 15.94 16.05 15.71 1.05

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 6643.37 10885.49 12524.21 13871.57 15904.7
Other Income 1063.05 1549.2 2022.25 2822.5 2468.55
Interest Expended 2147.95 4561.58 4960.86 5157.1 6645.08
Operating Expenses 1810.28 2426.54 2816.89 3523.56 4636.82
Total Provisions 735.13 1393.15 3820.07 7884.78 4198.37
Profit Before Tax 3013.05 4053.42 2948.66 128.62 2892.98
Taxes 1061.55 1029.68 743.2 2.83 698.34
Net Profit 1951.5 3023.74 2205.46 125.79 2194.64
Adjusted EPS (Rs.) 16.36 18.78 13.69 0.78 13.62

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 1193.08 1610.25 1610.6 1610.77 1610.84
Total Reserves 10008.66 13585.21 15797.58 15765.15 17961.37
Deposits 43231.62 57081.5 77972.22 96330.61 108069.31
Borrowings 521.35 16379.18 16960.36 19921.23 24710.82
Other Liabilities 1486.99 3061.66 2675.41 5362.18 3405.68
Total Liabilities 56441.71 91717.8 115016.17 138995.17 155769.97
Assets
Balance with RBI 3879.15 6344.91 3335.39 4942.56 7326.58
Balance with Banks 1923.5 2008 2892.93 4378.79 923.14
Investments 10037.48 15351.77 25155.39 29078.71 32365.89
Advances 39643.39 66629.95 81612.88 93974.93 104756.77
Net Block 222.23 347.27 431.96 414.58 508.92
Other Assets 626.98 1014.41 1532.88 6032.3 9542.99
Total Assets 56441.71 91717.8 115016.17 138995.17 155769.97
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 39.99 39.99 39.98 39.98 39.98
bandhan financial holding... 39.99 39.99 39.98 39.98 39.98
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 60.01 60.01 60.02 60.02 60.02
aditya birla sun life tru... 2.33 2.37 2.15 1.64 1.05
caladium investment pte l... 3.39 3.39 3.39 3.39 3.39
caladium investment pte. ... 4.39 4.39 4.39 4.39 4.39
investor education and pr... - - 0.08 0.08 0.08
life insurance corporatio... 3.69 3.69 3.69 3.69 3.69
mfs emerging markets equi... - 1.00 1.02 1.04 1.06
tata large and mid-cap fu... - - 1.06 - 1.09
bnp paribas financial mar... - - - 1.91 -
kotak equity arbitrage fu... - - - 1.27 -
kotak funds - india midca... - - 1.16 1.13 -
nippon life india trustee... 1.65 1.57 1.28 1.46 -
tata arbitrage fund - - - 1.09 -
bnp paribas arbitrage - - 1.27 - -
hdfc bank limited - - 4.31 - -
kotak mahindra trustee co... - - 1.01 - -
fidelity investment trust... 1.86 1.86 - - -
housing development finan... 4.95 4.95 - - -
investor education and pr... - 0.07 - - -
kuwait investment authori... - 1.17 - - -
sbi arbitrage opportuniti... - 1.46 - - -
sbi capital protection or... 1.52 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Bandhan Bank - Quaterly Results17 May 2024, 3:41PM Bandhan Bank - Quaterly Results17 May 2024, 3:41PM Bandhan Bank logs growth of 18% in loans and advances during Q45 Apr 2024, 10:30AM RBI imposes penalty of Rs 29.55 lakh on Bandhan Bank 14 Mar 2024, 3:00PM Bandhan Bank informs about allotment under ESOP8 Mar 2024, 4:12PM Bandhan Bank - Quaterly Results9 Feb 2024, 3:33PM Bandhan Bank - Quaterly Results9 Feb 2024, 3:33PM Bandhan Bank - Quaterly Results9 Feb 2024, 3:33PM Bandhan Bank informs about disclosure6 Feb 2024, 1:18PM Bandhan Bank informs about allotment of equity shares under ESOP 19 Jan 2024, 10:19AM Bandhan Bank informs about clarification on media report9 Jan 2024, 10:31AM Bandhan Bank logs growth of 18.6% in loans and advances during Q35 Jan 2024, 2:40PM Bandhan Bank informs about compliances-certificate4 Jan 2024, 12:41PM Bandhan Bank informs about disclosure 4 Jan 2024, 9:50AM Bandhan Bank informs about disclosure30 Dec 2023, 2:43PM Bandhan Bank informs about appointment of CIO27 Dec 2023, 12:40PM Bandhan Bank introduces new facility for senior citizens20 Dec 2023, 10:42AM Bandhan Bank informs about allotment of equity shares under ESOP12 Dec 2023, 1:01PM Bandhan Bank reports over 3-fold jump in Q2 net profit19 Oct 2023, 11:17AM Bandhan Bank - Quaterly Results18 Oct 2023, 3:30PM Bandhan Bank - Quaterly Results18 Oct 2023, 3:30PM Bandhan Bank - Quaterly Results18 Oct 2023, 3:30PM Bandhan Bank informs about allotment of ESOP 11 Oct 2023, 5:16PM Bandhan Bank’s total deposits rise 13% in Q2FY245 Oct 2023, 11:52AM Bandhan Bank gets RBI’s nod to distribute civil pension30 Aug 2023, 11:09AM Bandhan Bank opens new branches in Leh and Srinagar24 Aug 2023, 11:09AM Bandhan Bank to enter into co-lending business24 Aug 2023, 10:59AM Bandhan Bank informs about allotment of equity shares 7 Aug 2023, 12:06PM BNP Paribas Arbitrage buys shares worth Rs 187 crore of Bandhan Bank24 Jul 2023, 11:19AM Bandhan Bank reports 19% fall in Q1 net profit14 Jul 2023, 4:47PM Bandhan Bank informs about outcome of board meeting14 Jul 2023, 4:47PM Bandhan Bank - Quaterly Results14 Jul 2023, 3:36PM Bandhan Bank - Quaterly Results14 Jul 2023, 3:36PM Bandhan Bank - Quaterly Results14 Jul 2023, 3:36PM Bandhan Bank’s total deposits rise 16.6% in Q1FY245 Jul 2023, 10:21AM Bandhan Bank triples number of branches to 1,500 in less than 8 years28 Jun 2023, 5:08PM Bandhan Bank informs about trading window closure27 Jun 2023, 2:37PM Bandhan Bank reports 58% fall in Q4 net profit 19 May 2023, 4:44PM Bandhan Bank - Quaterly Results19 May 2023, 3:37PM Bandhan Bank - Quaterly Results19 May 2023, 3:37PM Bandhan Bank - Quaterly Results19 May 2023, 3:37PM Bandhan Bank’s deposits rise 12% in Q4FY235 Apr 2023, 4:05PM Bandhan Bank opens mega currency chest in Kolkata8 Mar 2023, 10:59AM Bandhan Bank informs about earnings call transcript24 Jan 2023, 2:47PM Bandhan Bank reports 66% fall in Q3 net profit20 Jan 2023, 5:45PM Bandhan Bank - Quaterly Results20 Jan 2023, 3:40PM Bandhan Bank - Quaterly Results20 Jan 2023, 3:40PM Bandhan Bank - Quaterly Results20 Jan 2023, 3:40PM Bandhan Bank reports 21% growth in total deposits during Q3FY239 Jan 2023, 10:30AM Bandhan Bank informs about allotment of equity shares 16 Dec 2022, 5:21PM

Bandhan Bank Stock Price Analysis and Quick Research Report. Is Bandhan Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Bandhan Bank is performing and if it is the right time to buy the stock of Bandhan Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bandhan Bank has earned Rs 15904.6996 Cr. revenue in the latest financial year. Bandhan Bank has posted decent revenue growth of 13.4728342648002 % in last 3 Years.

  • In terms of advances, Bandhan Bank reported 11.4731054107861 % YOY,  rise . If you see 3 years advance growth, it stands at 16.2797816977463 %.

  • Currently, Bandhan Bank has a CASA ratio of 39.2851172251142 %. It’s overall cost of liability stands at 5.00457496522008 %. Also, the total deposits of Bandhan Bank from these accounts stood at Rs 108069.3125 Cr.

  • Bandhan Bank has a healthy ROA track record. The ROA of Bandhan Bank is at 1.48907566452408 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 4.87 % and 1.17 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -46.7534697704609 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bandhan Bank decreased and is currently at Rs 2468.5507 Cr.

  • Bandhan Bank has a Good Capital Adequacy Ratio of 19.76 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bandhan Bank is trading at a P/B of 1.3805 . The historical average PB of Bandhan Bank was 3.06872396656566.

  • Share Price: - The current share price of Bandhan Bank is Rs 184.1. One can use valuation calculators of ticker to know if Bandhan Bank share price is undervalued or overvalued.

Last Updated on:
Brief about Bandhan Bank

Bandhan Bank Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Welcome to the Bandhan Bank Ltd. stock analysis page, designed to offer a comprehensive analysis of this company’s financial performance, market trends, and various factors that impact its stock value. This article aims to provide long-term investors with critical insights into this company’s share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders to make well-informed decisions.

Bandhan Bank Ltd. Share Price:

The share price of Bandhan Bank Ltd. is a crucial consideration for long-term stock investors seeking to evaluate the company’s future growth potential. Our pre-built screening tools allow you to access Bandhan Bank Ltd.’s historical share price data, making it simple for you to track its growth trends over varying time periods. With these insights, long-term investment decisions in Bandhan Bank Ltd. become easier. Additionally, our premium features tools- DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis can be used to conduct a comprehensive analysis and identify your investment positions.

Bandhan Bank Ltd. Balance Sheet:

Analyzing Bandhan Bank Ltd.’s financial status is vital for long-term investors to evaluate its growth prospects. Our platform offers pre-built screening tools that can help assess Bandhan Bank Ltd.’s balance sheet. By analyzing key financial metrics such as current assets, current liabilities, and long-term debt, investors can gain insight into the company’s financial stability, growth potential, and viability. With our premium features tools, including DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, investors can conduct a comprehensive analysis of the company's financial position.

Bandhan Bank Ltd. Annual Report:

Bandhan Bank Ltd.’s annual reports provide an overview of the company’s performance, strategies, and expansion plans. Our website offers downloadable PDF reports, along with expert reviews and analysis of their contents. These reports provide valuable insights into the company’s business model, competitive landscape, and macroeconomic factors that may affect its operations. Combining our premium features with your analysis of these reports can help you make informed decisions about your long-term investment in Bandhan Bank Ltd.

Bandhan Bank Ltd. Dividend:

Assessing Bandhan Bank Ltd.’s dividend payments is crucial for long-term investors seeking stable returns. Our stock analysis page provides comprehensive data on Bandhan Bank Ltd.’s dividend payment history. Investors can analyze the company’s profitability and dividend policy, along with metrics such as the dividend yield and payout ratio, to make well-informed decisions about their investments in Bandhan Bank Ltd. Our premium features, such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, enhance the evaluation process.

Bandhan Bank Ltd. Quarterly Results:

Bandhan Bank Ltd.’s short-term performance is essential for long-term investors to evaluate its future growth. On our website, you can easily download PDF files of Bandhan Bank Ltd.’s quarterly results. These reports allow you to evaluate the company’s recent performance and identify trends that may impact its future growth. By analyzing key financial metrics included in these reports, investors gain insight to make informed decisions about their long-term investment in Bandhan Bank Ltd. Our premium features, such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, are useful tools in conducting a more comprehensive analysis.

Bandhan Bank Ltd. Stock Price:

Analyzing stock price trends is fundamental to understanding Bandhan Bank Ltd.’s growth potential and assessing market sentiment. Our pre-built screening tools enable investors to track Bandhan Bank Ltd.’s stock price trends over different timeframes, making it simple to identify short-term and long-term patterns and evaluate pricing volatility. By using our premium features, investors can make well-informed decisions about their long-term investments in Bandhan Bank Ltd.

Bandhan Bank Ltd. Price Chart:

Technical analysis through price chart analysis provides long-term investors with additional insights into Bandhan Bank Ltd.’s stock. Our website offers dynamic price charts that display historical price movements, technical indicators, and patterns. These charts help to identify potential entry and exit points of investors, support and resistance levels, and trend reversals. By leveraging these insights with our premium features, investors can make well-informed investment decisions about Bandhan Bank Ltd. using the price chart analysis.

Bandhan Bank Ltd. News Updates:

Staying informed about the latest news and developments regarding Bandhan Bank Ltd. is fundamental for long-term investors. Our website provides comprehensive and timely information about the company sourced from reliable news channels. By studying these articles and news updates, investors gain insights into Bandhan Bank Ltd.’s industry trends, market position, and future outlook. This information empowers investors to make well-informed decisions and stay ahead of market dynamics affecting their long-term investment in Bandhan Bank Ltd.

Bandhan Bank Ltd. Conference Calls:

Bandhan Bank Ltd.’s conference calls offer valuable insights into the company’s operations, financial performance, and growth strategies. Our platform provides a searchable collection of Bandhan Bank Ltd.’s conference calls, including downloadable recordings. Listening to these calls allows investors to gain a deeper understanding of Bandhan Bank Ltd.’s management team, their growth plans, and economic factors affecting the company’s performance. By using our premium features, investors can conduct a comprehensive stock analysis and make well-informed decisions.

Bandhan Bank Ltd. Transcripts:

Transcripts of Bandhan Bank Ltd.’s conference calls provide a detailed record of important discussions and insights. Our platform offers downloadable transcripts that capture in-depth analyses of the company’s financial performance, future plans, and market trends. Reviewing these transcripts offers valuable insights into Bandhan Bank Ltd.’s strategies, growth potential, and ability to adapt to market dynamics. By using our premium features, investors can conduct a comprehensive analysis of Bandhan Bank Ltd.’s stock.

Bandhan Bank Ltd. Investor Presentations:

Bandhan Bank Ltd.’s investor presentations offer detailed information about the company’s financials, strategic initiatives, and future plans. Our platform also provides easy access to these investor presentations, consisting of downloadable PDF files. These presentations allow long-term investors to gain insights beyond the numbers, diving deeper into Bandhan Bank Ltd.’s growth strategy, market expansion plans, and competitive advantages. By leveraging these insights with our premium features and pre-built screening tools, investors can conduct a comprehensive stock analysis and make well-informed decisions.

Bandhan Bank Ltd. Promoters and Shareholders:

The ownership structure of Bandhan Bank Ltd. is a crucial consideration for long-term investors. Our pre-built screening tools enable investors to assess promoter holdings and analyze the company’s shareholder base. By understanding the distribution of the ownership and alignment of interests, investors can evaluate the company’s growth potential, stability, and long-term viability. This analysis assists investors in making well-informed decisions about their long-term investment in Bandhan Bank Ltd.

Bandhan Bank Limited ROCE

The Return on Capital Employed (ROCE) of Bandhan Bank Limited measures the profitability and efficiency of the company's capital investments. It indicates how well the company utilizes its capital to generate profits. The ROCE ratio can be found in the financials table or ratio section of this page. By analyzing the ROCE, investors can evaluate Bandhan Bank Limited's ability to generate returns from its capital investments and compare it with industry peers.

Bandhan Bank Limited EBITDA

EBITDA, which stands for Earnings Before Interest, Taxes, Depreciation, and Amortization, provides insight into the operational profitability of Bandhan Bank Limited. It excludes non-operating expenses to focus solely on the company's core earnings from its primary business activities. In the financials table or ratio section, you can find the EBITDA ratio for Bandhan Bank Limited. Investors analyze the EBITDA to assess the company's efficiency in generating operating profits.

Bandhan Bank Limited DPS

Dividend Per Share (DPS) is the dividend amount distributed to shareholders for each share they hold. Bandhan Bank Limited's DPS can be found in the financials table or ratio section on this page. By examining the DPS, investors can understand the company's dividend policy and the returns it provides to its shareholders. This information helps investors make informed decisions regarding their investment in Bandhan Bank Limited.

Bandhan Bank Limited EPS

Earnings Per Share (EPS) measures the profitability of a company on a per-share basis. It indicates the portion of a company's profit allocated to each outstanding share. In the financials table or ratio section, you can find the EPS of Bandhan Bank Limited. Investors analyze the EPS to assess the company's profitability and compare it with other companies in the same industry. This information helps investors evaluate the potential earnings from their investment in Bandhan Bank Limited.

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