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Bandhan Bank share price

Bandhan Bank Ltd.

NSE: BANDHANBNK BSE: 541153 SECTOR: Bank - Private  459k   3k   714

159.05
-4.12 (-2.53%)
NSE: 20 Dec 04:02 PM

Price Summary

Today's High

₹ 164.48

Today's Low

₹ 157.01

52 Week High

₹ 263.1

52 Week Low

₹ 157.01

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

25622.5 Cr.

CASA %

37.09

No. of Shares

161.1 Cr.

P/E

9.19

P/B

1.08

Face Value

₹ 10

Div. Yield

0.94 %

Book Value (TTM)

₹  146.81

Net Interest Income

10325.61 Cr.

Cost To Income %

46.84

Promoter Holding

39.98 %

EPS (TTM)

₹  17.31

CAR %

18.28

ROE

10.84 %

ROCE

10.3%

Profit Growth

1.59 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 29 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year10.84%
3 Year7.81%
5 Year11.98%

ROA%

1 Year1.34%
3 Year0.97%
5 Year1.83%

Net NPA%

1 Year1.11%
3 Year1.31%
5 Year1.61%

 NIM

1 Year6.2%
3 Year6.38%
5 Year6.57%

CAR %

18.28

Cost of Liabilities %

5.6369

PEG Ratio

5.8

Advances Growth %

15.6362

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 39.98 0.00
Jun 2024 39.98 0.00
Mar 2024 39.98 0.00
Dec 2023 39.98 0.00
Sep 2023 39.98 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company has been consistently maintaining a NIM of 6.38358848842284% since last 3 years.
  • CASA stands at 37.0932% of total deposits.
  • Good Capital Adequacy Ratio of 18.28%.

 Limitations

  • CASA Growth of -2.1893% YoY, which is very low.
  • Company has a low ROE of 7.81412819840819% over the last 3 years.
  • Low other Income proportion of 11.47163592319%.
  • High Cost to income ratio of 46.8427%.
  • The company has delivered poor Profit Growth of 0.363014772602765% over the past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Interest Earned 4491.94 4665.43 5189.34 5535.82 5499.82
Other Income 540.25 545.17 694.12 527.54 594.72
Interest Expended 2048.57 2140.08 2323.07 2530.8 2551.55
Operating Expenses 1400.22 1415.21 1721.91 1591.67 1687.88
Total Provisions 636.15 684.01 1774.33 523 606.24
Profit Before Tax 947.25 971.3 64.15 1417.89 1248.86
Tax 226.08 238.58 9.53 354.43 311.41
Net Profit 721.17 732.72 54.63 1063.46 937.45
Net NPA % 2.32 2.21 1.11 1.15 1.29
Gross NPA % 7.32 7.02 3.84 4.23 4.68
Return on Assets % 0.48 0.48 0.03 0.61 0.53
NPM % 16.05 15.71 1.05 19.21 17.05

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 10885.49 12524.21 13871.57 15904.7 18869.62
Other Income 1549.2 2022.25 2822.5 2468.55 2164.65
Interest Expended 4561.58 4960.86 5157.1 6645.08 8544.01
Operating Expenses 2426.54 2816.89 3523.56 4636.82 5850.78
Total Provisions 1393.15 3820.07 7884.78 4198.37 3696.57
Profit Before Tax 4053.42 2948.66 128.62 2892.98 2942.91
Taxes 1029.68 743.2 2.83 698.34 713.35
Net Profit 3023.74 2205.46 125.79 2194.64 2229.56
Adjusted EPS (Rs.) 18.78 13.69 0.78 13.62 13.84

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 1610.25 1610.6 1610.77 1610.84 1610.97
Total Reserves 13585.21 15797.58 15765.15 17961.37 19954.48
Deposits 57081.5 77972.22 96330.61 108064.69 135201.99
Borrowings 16379.18 16960.36 19921.23 24710.82 16371.52
Other Liabilities 3061.66 2675.41 5362.18 3677.43 4658.51
Total Liabilities 91717.8 115016.17 138995.17 156037.09 177841.66
Assets
Balance with RBI 6344.91 3335.39 4942.56 7326.58 15392.68
Balance with Banks 2008 2892.93 4378.79 923.14 777.84
Investments 15351.77 25155.39 29078.71 32365.89 29287.58
Advances 66629.95 81612.88 93974.93 104756.77 121136.78
Net Block 347.27 431.96 414.58 508.92 959.07
Other Assets 1014.41 1532.88 6032.3 9810.12 10073.34
Total Assets 91717.8 115016.17 138995.17 156037.09 177841.66
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 39.98 39.98 39.98 39.98 39.98
bandhan financial holding... 39.98 39.98 39.98 39.98 39.98
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 60.02 60.02 60.02 60.02 60.02
aditya birla sun life tru... 2.15 1.64 1.05 - 1.08
caladium investment pte l... 3.39 3.39 3.39 3.39 3.39
caladium investment pte. ... 4.39 4.39 4.39 4.39 4.39
investor education and pr... 0.08 0.08 0.08 0.08 0.08
life insurance corporatio... 3.69 3.69 3.69 3.69 3.69
matthews emerging markets... - - - 1.05 1.07
mfs emerging markets equi... 1.02 1.04 1.06 1.05 1.05
sbi life insurance co. lt... - - - 1.82 1.40
tata aia life insurance c... - - - - 1.01
tata large and mid-cap fu... 1.06 - 1.09 - 1.35
tata aia life insurance c... - - - 1.07 -
tata flexi cap fund - - - 1.31 -
bnp paribas financial mar... - 1.91 - - -
kotak equity arbitrage fu... - 1.27 - - -
kotak funds - india midca... 1.16 1.13 - - -
nippon life india trustee... 1.28 1.46 - - -
tata arbitrage fund - 1.09 - - -
bnp paribas arbitrage 1.27 - - - -
hdfc bank limited 4.31 - - - -
kotak mahindra trustee co... 1.01 - - - -

Ratings & Research Reports

Company Presentations

Company News

Bandhan Bank’s Q2 net profit rises 30% to Rs 937.45 crore 26 Oct, 2:15 PM Bandhan Bank - Quaterly Results 25 Oct, 3:40 PM Bandhan Bank - Quaterly Results 25 Oct, 3:40 PM Bandhan Bank - Quaterly Results 25 Oct, 3:40 PM Bandhan Bank informs about allotment of ESOP 15 Oct, 2:41 PM Bandhan Bank logs growth of 21% in loans and advances during Q2FY25 7 Oct, 10:26 AM Bandhan Bank inks pact with Bandhan Life Insurance 27 Sep, 2:58 PM Bandhan Bank informs about press release 9 Sep, 12:52 PM Bandhan Bank signs MoU with Ashok Leyland 6 Sep, 12:20 PM Bandhan Bank reports 47% rise in Q1 net profit 29 Jul, 11:42 AM Bandhan Bank informs about press release and earnings update presentation 26 Jul, 5:27 PM Bandhan Bank - Quaterly Results 26 Jul, 3:36 PM Bandhan Bank - Quaterly Results 26 Jul, 3:36 PM Bandhan Bank - Quaterly Results 26 Jul, 3:36 PM Bandhan Bank logs growth of 22% in loans and advances during Q1FY25 4 Jul, 11:14 AM Bandhan Bank - Quaterly Results 17 May, 3:41 PM Bandhan Bank - Quaterly Results 17 May, 3:41 PM Bandhan Bank logs growth of 18% in loans and advances during Q4 5 Apr, 10:30 AM RBI imposes penalty of Rs 29.55 lakh on Bandhan Bank 14 Mar, 3:00 PM Bandhan Bank informs about allotment under ESOP 8 Mar, 4:12 PM Bandhan Bank - Quaterly Results 9 Feb, 3:33 PM Bandhan Bank - Quaterly Results 9 Feb, 3:33 PM Bandhan Bank - Quaterly Results 9 Feb, 3:33 PM Bandhan Bank informs about disclosure 6 Feb, 1:18 PM Bandhan Bank informs about allotment of equity shares under ESOP 19 Jan, 10:19 AM Bandhan Bank informs about clarification on media report 9 Jan, 10:31 AM Bandhan Bank logs growth of 18.6% in loans and advances during Q3 5 Jan, 2:40 PM Bandhan Bank informs about compliances-certificate 4 Jan, 12:41 PM Bandhan Bank informs about disclosure 4 Jan, 9:50 AM Bandhan Bank informs about disclosure 30 Dec, 2:43 PM Bandhan Bank informs about appointment of CIO 27 Dec, 12:40 PM Bandhan Bank introduces new facility for senior citizens 20 Dec, 10:42 AM Bandhan Bank informs about allotment of equity shares under ESOP 12 Dec, 1:01 PM Bandhan Bank reports over 3-fold jump in Q2 net profit 19 Oct, 11:17 AM Bandhan Bank - Quaterly Results 18 Oct, 3:30 PM Bandhan Bank - Quaterly Results 18 Oct, 3:30 PM Bandhan Bank - Quaterly Results 18 Oct, 3:30 PM Bandhan Bank informs about allotment of ESOP 11 Oct, 5:16 PM Bandhan Bank’s total deposits rise 13% in Q2FY24 5 Oct, 11:52 AM Bandhan Bank gets RBI’s nod to distribute civil pension 30 Aug, 11:09 AM Bandhan Bank opens new branches in Leh and Srinagar 24 Aug, 11:09 AM Bandhan Bank to enter into co-lending business 24 Aug, 10:59 AM Bandhan Bank informs about allotment of equity shares 7 Aug, 12:06 PM BNP Paribas Arbitrage buys shares worth Rs 187 crore of Bandhan Bank 24 Jul, 11:19 AM Bandhan Bank reports 19% fall in Q1 net profit 14 Jul, 4:47 PM Bandhan Bank informs about outcome of board meeting 14 Jul, 4:47 PM Bandhan Bank - Quaterly Results 14 Jul, 3:36 PM Bandhan Bank - Quaterly Results 14 Jul, 3:36 PM Bandhan Bank - Quaterly Results 14 Jul, 3:36 PM Bandhan Bank’s total deposits rise 16.6% in Q1FY24 5 Jul, 10:21 AM

Bandhan Bank Stock Price Analysis and Quick Research Report. Is Bandhan Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Bandhan Bank stock price today is Rs 159.05. Let’s look at how Bandhan Bank is performing and if it is the right time to buy the stock of Bandhan Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bandhan Bank has earned Rs 18869.6182 Cr. revenue in the latest financial year. Bandhan Bank has posted decent revenue growth of 14.6402106197191 % in last 3 Years.

  • In terms of advances, Bandhan Bank reported 15.6362 % YOY,  rise . If you see 3 years advance growth, it stands at 14.0702653292768 %.

  • Currently, Bandhan Bank has a CASA ratio of 37.0932 %. It’s overall cost of liability stands at 5.6369 %. Also, the total deposits of Bandhan Bank from these accounts stood at Rs 135201.9862 Cr.

  • Bandhan Bank has a average ROA track record. The ROA of Bandhan Bank is at 1.3356 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 3.84 % and 1.11 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -11.9522653009625 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bandhan Bank decreased and is currently at Rs 2164.6539 Cr.

  • Bandhan Bank has a Good Capital Adequacy Ratio of 18.28 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bandhan Bank is trading at a P/B of 1.0837 . The historical average PB of Bandhan Bank was 2.21957877478778.

  • Share Price: - The current share price of Bandhan Bank is Rs 159.05. One can use valuation calculators of ticker to know if Bandhan Bank share price is undervalued or overvalued.

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Brief about Bandhan Bank

Bandhan Bank Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Welcome to the Bandhan Bank Ltd. stock analysis page, designed to offer a comprehensive analysis of this company’s financial performance, market trends, and various factors that impact its stock value. This article aims to provide long-term investors with critical insights into this company’s share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders to make well-informed decisions.

Bandhan Bank Ltd. Share Price:

The share price of Bandhan Bank Ltd. is a crucial consideration for long-term stock investors seeking to evaluate the company’s future growth potential. Our pre-built screening tools allow you to access Bandhan Bank Ltd.’s historical share price data, making it simple for you to track its growth trends over varying time periods. With these insights, long-term investment decisions in Bandhan Bank Ltd. become easier. Additionally, our premium features tools- DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis can be used to conduct a comprehensive analysis and identify your investment positions.

Bandhan Bank Ltd. Balance Sheet:

Analyzing Bandhan Bank Ltd.’s financial status is vital for long-term investors to evaluate its growth prospects. Our platform offers pre-built screening tools that can help assess Bandhan Bank Ltd.’s balance sheet. By analyzing key financial metrics such as current assets, current liabilities, and long-term debt, investors can gain insight into the company’s financial stability, growth potential, and viability. With our premium features tools, including DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, investors can conduct a comprehensive analysis of the company's financial position.

Bandhan Bank Ltd. Annual Report:

Bandhan Bank Ltd.’s annual reports provide an overview of the company’s performance, strategies, and expansion plans. Our website offers downloadable PDF reports, along with expert reviews and analysis of their contents. These reports provide valuable insights into the company’s business model, competitive landscape, and macroeconomic factors that may affect its operations. Combining our premium features with your analysis of these reports can help you make informed decisions about your long-term investment in Bandhan Bank Ltd.

Bandhan Bank Ltd. Dividend:

Assessing Bandhan Bank Ltd.’s dividend payments is crucial for long-term investors seeking stable returns. Our stock analysis page provides comprehensive data on Bandhan Bank Ltd.’s dividend payment history. Investors can analyze the company’s profitability and dividend policy, along with metrics such as the dividend yield and payout ratio, to make well-informed decisions about their investments in Bandhan Bank Ltd. Our premium features, such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, enhance the evaluation process.

Bandhan Bank Ltd. Quarterly Results:

Bandhan Bank Ltd.’s short-term performance is essential for long-term investors to evaluate its future growth. On our website, you can easily download PDF files of Bandhan Bank Ltd.’s quarterly results. These reports allow you to evaluate the company’s recent performance and identify trends that may impact its future growth. By analyzing key financial metrics included in these reports, investors gain insight to make informed decisions about their long-term investment in Bandhan Bank Ltd. Our premium features, such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, are useful tools in conducting a more comprehensive analysis.

Bandhan Bank Ltd. Stock Price:

Analyzing stock price trends is fundamental to understanding Bandhan Bank Ltd.’s growth potential and assessing market sentiment. Our pre-built screening tools enable investors to track Bandhan Bank Ltd.’s stock price trends over different timeframes, making it simple to identify short-term and long-term patterns and evaluate pricing volatility. By using our premium features, investors can make well-informed decisions about their long-term investments in Bandhan Bank Ltd.

Bandhan Bank Ltd. Price Chart:

Technical analysis through price chart analysis provides long-term investors with additional insights into Bandhan Bank Ltd.’s stock. Our website offers dynamic price charts that display historical price movements, technical indicators, and patterns. These charts help to identify potential entry and exit points of investors, support and resistance levels, and trend reversals. By leveraging these insights with our premium features, investors can make well-informed investment decisions about Bandhan Bank Ltd. using the price chart analysis.

Bandhan Bank Ltd. News Updates:

Staying informed about the latest news and developments regarding Bandhan Bank Ltd. is fundamental for long-term investors. Our website provides comprehensive and timely information about the company sourced from reliable news channels. By studying these articles and news updates, investors gain insights into Bandhan Bank Ltd.’s industry trends, market position, and future outlook. This information empowers investors to make well-informed decisions and stay ahead of market dynamics affecting their long-term investment in Bandhan Bank Ltd.

Bandhan Bank Ltd. Conference Calls:

Bandhan Bank Ltd.’s conference calls offer valuable insights into the company’s operations, financial performance, and growth strategies. Our platform provides a searchable collection of Bandhan Bank Ltd.’s conference calls, including downloadable recordings. Listening to these calls allows investors to gain a deeper understanding of Bandhan Bank Ltd.’s management team, their growth plans, and economic factors affecting the company’s performance. By using our premium features, investors can conduct a comprehensive stock analysis and make well-informed decisions.

Bandhan Bank Ltd. Transcripts:

Transcripts of Bandhan Bank Ltd.’s conference calls provide a detailed record of important discussions and insights. Our platform offers downloadable transcripts that capture in-depth analyses of the company’s financial performance, future plans, and market trends. Reviewing these transcripts offers valuable insights into Bandhan Bank Ltd.’s strategies, growth potential, and ability to adapt to market dynamics. By using our premium features, investors can conduct a comprehensive analysis of Bandhan Bank Ltd.’s stock.

Bandhan Bank Ltd. Investor Presentations:

Bandhan Bank Ltd.’s investor presentations offer detailed information about the company’s financials, strategic initiatives, and future plans. Our platform also provides easy access to these investor presentations, consisting of downloadable PDF files. These presentations allow long-term investors to gain insights beyond the numbers, diving deeper into Bandhan Bank Ltd.’s growth strategy, market expansion plans, and competitive advantages. By leveraging these insights with our premium features and pre-built screening tools, investors can conduct a comprehensive stock analysis and make well-informed decisions.

Bandhan Bank Ltd. Promoters and Shareholders:

The ownership structure of Bandhan Bank Ltd. is a crucial consideration for long-term investors. Our pre-built screening tools enable investors to assess promoter holdings and analyze the company’s shareholder base. By understanding the distribution of the ownership and alignment of interests, investors can evaluate the company’s growth potential, stability, and long-term viability. This analysis assists investors in making well-informed decisions about their long-term investment in Bandhan Bank Ltd.

Bandhan Bank Limited ROCE

The Return on Capital Employed (ROCE) of Bandhan Bank Limited measures the profitability and efficiency of the company's capital investments. It indicates how well the company utilizes its capital to generate profits. The ROCE ratio can be found in the financials table or ratio section of this page. By analyzing the ROCE, investors can evaluate Bandhan Bank Limited's ability to generate returns from its capital investments and compare it with industry peers.

Bandhan Bank Limited EBITDA

EBITDA, which stands for Earnings Before Interest, Taxes, Depreciation, and Amortization, provides insight into the operational profitability of Bandhan Bank Limited. It excludes non-operating expenses to focus solely on the company's core earnings from its primary business activities. In the financials table or ratio section, you can find the EBITDA ratio for Bandhan Bank Limited. Investors analyze the EBITDA to assess the company's efficiency in generating operating profits.

Bandhan Bank Limited DPS

Dividend Per Share (DPS) is the dividend amount distributed to shareholders for each share they hold. Bandhan Bank Limited's DPS can be found in the financials table or ratio section on this page. By examining the DPS, investors can understand the company's dividend policy and the returns it provides to its shareholders. This information helps investors make informed decisions regarding their investment in Bandhan Bank Limited.

Bandhan Bank Limited EPS

Earnings Per Share (EPS) measures the profitability of a company on a per-share basis. It indicates the portion of a company's profit allocated to each outstanding share. In the financials table or ratio section, you can find the EPS of Bandhan Bank Limited. Investors analyze the EPS to assess the company's profitability and compare it with other companies in the same industry. This information helps investors evaluate the potential earnings from their investment in Bandhan Bank Limited.

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