Capital Small Fin. Stock Price Analysis and Quick Research Report. Is Capital Small Fin. an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Capital Small Fin. is performing and if it is the right time to buy the stock of Capital Small Fin. with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Capital Small Fin. has earned Rs 1048.6015 Cr. revenue in the latest financial year. Capital Small Fin. has posted outstanding revenue growth of 15.7583562532391% in last 3 Years.

• In terms of advances, Capital Small Fin. reported 20.9018% YOY,  rise . If you see 3 years advance growth, it stands at 16.4490677384146%.

• Currently, Capital Small Fin. has a CASA ratio of 34.7367%. It’s overall cost of liability stands at 5.5832 %. Also, the total deposits from these accounts stood at Rs 10017.6483 Cr.

• Capital Small Fin. has a healthy ROA track record. The ROA of Capital Small Fin. is at 1.2709%.

• The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Capital Small Fin. stood at 2.54% and 1.24% respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 139.860778050699% which means it has increased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Capital Small Fin. surged and is currently at Rs 98.2673 Cr.

• Capital Small Fin. has a inadequate Capital Adequacy Ratio of 0 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently Capital Small Fin. is trading at a P/B of 0.8553 . The historical average PB was 0.57848.

One can find all the Financial Ratios of Capital Small Fin. in Ticker for free. Also, one can get the intrinsic value of Capital Small Fin. by using Valuation Calculators, which are available with a Finology ONE subscription. 

Capital Small Fin. FAQs

Q1. What is Capital Small Fin. share price today?
Ans: The current share price of Capital Small Fin. is Rs 279.65.

Q2. What is the market capitalisation of Capital Small Fin.?
Ans: Capital Small Fin. has a market capitalisation of Rs 1271.433898525 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Capital Small Fin.?
Ans: The PE ratio of Capital Small Fin. is 8.43798465985553 and the P/B ratio of Capital Small Fin. is 0.854277358946482, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Capital Small Fin. share?
Ans: The 52-week high share price of Capital Small Fin. is Rs 323.7, and the 52-week low share price of Capital Small Fin. is Rs 206.55.

Q5. Does Capital Small Fin. pay dividends?
Ans: Currently, Capital Small Fin. pays dividends. Dividend yield of Capital Small Fin. is around 1.7879%.

Q6. What are the face value and book value of Capital Small Fin. shares?
Ans: The face value of Capital Small Fin. shares is Rs 10, while the book value per share of Capital Small Fin. is around Rs 327.3527. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of Capital Small Fin.?
Ans: The ROE of Capital Small Fin. is 10.1548% and ROCE of Capital Small Fin. is 12.7982%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Capital Small Fin. a good buy for the long term?
Ans: The Capital Small Fin. long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Capital Small Fin. undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Capital Small Fin. appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Capital Small Fin.’s financials?
Ans: You can review Capital Small Fin.’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.