CSL Finance
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CSL Finance share price

CSL Finance Ltd.

NSE: CSLFINANCE BSE: 530067 SECTOR: Finance - NBFC  19k   31   3

276.05
-6.35 (-2.25%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 284.45

Today's Low

₹ 275.6

52 Week High

₹ 545

52 Week Low

₹ 281

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 628.91 Cr.

Advances

₹ 0 Cr.

No. of Shares

2.28 Cr.

P/E

8.78

P/B

1.24

Face Value

₹ 10

Div. Yield

0.91 %

Book Value (TTM)

₹  222.13

Operating Revenue

₹ 165.65 Cr.

Net Profit

₹ 63.36 Cr.

Promoter Holding

47.49 %

EPS (TTM)

₹  31.44

Sales Growth

41.29

ROE

15.2 %

ROCE

14.71%

Profit Growth

38.87 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year41.29%
3 Year39%
5 Year22.72%

Profit Growth

1 Year38.87%
3 Year32.03%
5 Year20.29%

ROE%

1 Year15.2%
3 Year13.4%
5 Year12.3%

ROCE %

1 Year14.71%
3 Year13.73%
5 Year13.56%

ROA%

7.1927

PEG Ratio

0.35

PAT Margin (%)

38.2508

EPS Growth(%)

25.2622

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2024 47.49 0.00
Sep 2024 47.44 0.00
Jun 2024 47.44 0.00
Mar 2024 47.71 0.00
Dec 2023 47.71 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 7.26252760162482% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 39.0046474920925%.
  • The company has delivered substantial profit growth of 32.0338432878006% over past 3 years.

 Limitations

  • Provision and contingencies have increased by 32.3901264298615%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Operating Revenue 38.31 45.4 46.65 51.09 54.06
Other Income 0.22 0.24 0.28 0.27 0.25
Interest Expended 8.9 11.12 13.46 14.26 15.54
Operating Expenses 9.03 10.4 9.72 12.06 13.6
Total Provisions 0 0 0 0 0
Depreciation 0.34 0.36 0.36 0.39 0.45
Profit Before Tax 20.25 23.77 23.39 24.65 24.72
Tax 5.43 7.05 4.82 6.17 6.87
Net Profit 14.82 16.72 18.57 18.49 17.85
Adjusted EPS (RS) 6.61 7.45 8.28 8.23 7.95

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 60.86 61.67 74.63 117.24 165.65
Other Income 0.1 0.19 0.17 0.29 0.94
Interest 10.65 7.13 10.78 27.17 42.99
Operating Expenses 12.07 9.9 14.83 24.17 31.84
Total Provisions 6.49 5.47 4.44 4.65 6.16
Exceptional Items 0 0 0 0 0
Profit Before Tax 31.74 39.36 44.75 61.53 85.6
Tax 9.27 11.83 11.3 15.9 22.23
Profit After Tax 22.47 27.53 33.45 45.63 63.36
Adjusted EPS (Rs.) 12.28 14.96 16.53 22.55 28.24

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 6.1 6.13 20.23 20.24 22.44
Total Reserves 226.45 253.06 301.26 342.28 452.39
Borrowings 40.46 45.28 186.34 376.59 489.04
Other N/C liabilities -1.01 -0.8 -0.54 -0.61 -0.55
Current liabilities 59.35 43.03 23.77 39.07 20.97
Total Liabilities 331.35 346.7 531.06 777.57 984.28
Assets
Loans 0 0 0 0 0
Net Block 3.3 2.88 5.68 7.4 7.53
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0.17 0 0.15
Investments 0.14 0 0 0 0
Other Loans 1.02 0.07 0.05 0.01 0.18
Other N/C Assets 0.06 0.63 0.21 0.22 1.15
Current Assets 326.83 343.12 524.96 769.94 975.26
Total Assets 331.35 346.7 531.06 777.57 984.28
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2023% Mar 2024% Jun 2024% Sep 2024% Dec 2024%
promoters 47.71 47.71 47.44 47.44 47.49
csl capital private limit... 29.13 29.13 29.13 29.13 29.19
rachita gupta 0.26 0.26 0.26 0.26 0.26
ridhima gupta 0.32 0.32 0.32 0.32 0.32
rohit gupta 16.57 16.57 16.57 16.57 16.57
rohit gupta huf 1.16 1.16 1.16 1.16 1.16
sat paul gupta 0.27 0.27 - - -
PARTICULARS Dec 2023% Mar 2024% Jun 2024% Sep 2024% Dec 2024%
investors 52.29 52.29 52.56 52.56 52.51
aadi financial advisors l... 3.77 3.77 3.77 3.77 3.77
blue daimond properties p... - - 2.19 2.19 2.19
dhiraj o sachdev - - 1.15 - 1.22
geecee holdings llp 3.18 3.18 3.18 3.18 3.18
investor education and pr... - - - - 1.84
sachet singh - - 1.26 - 1.38
singularity holdings limi... - - - - 1.91
urudavan investment and t... - - - 1.43 1.60
ark global emerging compa... - - 1.01 1.01 -
dhiraj omprakash sachdev - - - 1.18 -
india equity fund 1 1.23 1.23 1.23 1.23 -
sachet singh 1.26 1.26 - 1.29 -
winro commercial (india) ... - - 2.63 2.63 -
anant jain 1.30 1.35 1.51 - -
sher bahadur tiwari - - 1.44 - -
csl employees welfare tru... - 1.52 - - -
kitara piin 1103 7.46 7.46 - - -
madhu sunil mansharamani 1.07 1.09 - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

CSL Finance informs about certificate 9 Jan, 12:51 PM CSL Finance informs about closure of trading window 28 Dec, 3:05 PM CSL Finance informs about disclosure 19 Dec, 12:19 PM CSL Finance informs about certificate 6 Dec, 2:39 PM CSL Finance informs about conference call 18 Nov, 4:47 PM CSL Finance informs about press release 12 Nov, 12:37 PM CSL Finance - Quaterly Results 9 Nov, 4:04 PM CSL Finance - Quaterly Results 9 Nov, 4:04 PM CSL Finance - Quaterly Results 9 Nov, 4:04 PM CSL Finance informs about loss of share certificate 4 Oct, 3:36 PM CSL Finance informs about amendments to memorandum & articles of association 21 Sep, 3:42 PM CSL Finance informs about proceedings of AGM 21 Sep, 3:39 PM CSL Finance informs about certificate 13 Sep, 12:28 PM CSL Finance informs about analyst meet 21 Aug, 1:09 PM CSL Finance informs about press release 1 Aug, 3:43 PM CSL Finance - Quaterly Results 31 Jul, 2:45 PM CSL Finance - Quaterly Results 31 Jul, 2:45 PM CSL Finance - Quaterly Results 31 Jul, 2:45 PM CSL Finance informs about press release 20 Jun, 2:59 PM CSL Finance informs about compliances-certificate 11 Jun, 3:46 PM CSL Finance - Quaterly Results 15 May, 2:27 PM CSL Finance - Quaterly Results 15 May, 2:27 PM CSL Finance - Quaterly Results 15 May, 2:27 PM CSL Finance informs about disclosure 3 May, 5:06 PM CSL Finance informs about reconciliation of share capital audit report 16 Apr, 3:47 PM CSL Finance informs about disclosure 8 Apr, 3:22 PM CSL Finance - Quaterly Results 29 Jan, 3:35 PM CSL Finance - Quaterly Results 29 Jan, 3:35 PM CSL Finance - Quaterly Results 29 Jan, 3:35 PM CSL Finance informs about clarification 28 Dec, 3:30 PM CSL Finance informs about updates 7 Dec, 5:10 PM CSL Finance - Quaterly Results 6 Nov, 3:13 PM CSL Finance - Quaterly Results 6 Nov, 3:13 PM CSL Finance - Quaterly Results 6 Nov, 3:13 PM CSL Finance informs about investor presentation 7 Aug, 5:19 PM CSL Finance - Quaterly Results 7 Aug, 12:41 PM CSL Finance - Quaterly Results 7 Aug, 12:41 PM CSL Finance - Quaterly Results 7 Aug, 12:41 PM CSL Finance submits board meeting intimation 29 Jul, 2:56 PM CSL Finance informs about disclosure 28 Jul, 1:31 PM CSL Finance informs about board meeting 21 Jun, 11:38 AM CSL Finance informs about disclosure 8 Jun, 12:18 PM CSL Finance informs about disclosure 31 May, 2:31 PM CSL Finance - Quaterly Results 16 May, 5:31 PM CSL Finance - Quaterly Results 16 May, 5:31 PM CSL Finance - Quaterly Results 16 May, 5:31 PM CSL Finance informs about closure of trading window 28 Mar, 1:15 PM CSL Finance informs about disclosure 20 Mar, 5:52 PM CSL Finance informs about issuance of duplicate share certificate 20 Mar, 5:05 PM CSL Finance informs about disclosure 3 Mar, 5:12 PM

CSL Finance Stock Price Analysis and Quick Research Report. Is CSL Finance an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

CSL Finance stock price today is Rs 277.35. To understand the functions of the CSL Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of CSL Finance is Rs 63.362 Cr and the compounded growth of profit in the past 3 years is 32.0334763819821 %. The PAT margin of CSL Finance is 38.2508 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In CSL Finance , the EPS grew by 25.2622 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): CSL Finance has a average ROE track record. The ROE of CSL Finance is at 15.1954 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of CSL Finance is worth at the current levels at Rs 277.35. The stock is trading at a current P/E ratio of 16.8443 and the average historical P/E for the last 5 years was 9.24128274414396.

  • P/B ratio can be one of the best metrics to value such companies. Currently, CSL Finance is trading at a P/B of 1.2428 . The average historical P/B of CSL Finance for the last 5 years was 1.09770999397933. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of CSL Finance is Rs 277.35. One can use valuation calculators of ticker to know if CSL Finance share price is undervalued or overvalued.

Last Updated on:
Brief about CSL Finance
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