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CSL Finance share price

CSL Finance Ltd.

NSE: CSLFINANCE BSE: 530067 SECTOR: Finance - NBFC  12k   25   3

478.35
+3.25 (0.68%)
BSE: 23 Feb 04:01 PM

Price Summary

Today's High

₹ 492.15

Today's Low

₹ 475.35

52 Week High

₹ 517.15

52 Week Low

₹ 191

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1089.81 Cr.

Advances

0 Cr.

No. of Shares

2.28 Cr.

P/E

19.23

P/B

2.39

Face Value

₹ 10

Div. Yield

0.52 %

Book Value (TTM)

₹  200.32

Operating Revenue

117.24 Cr.

Net Profit

45.63 Cr.

Promoter Holding

47.71 %

EPS (TTM)

₹  24.88

Sales Growth

57.1

ROE

13.43 %

ROCE

13.69%

Profit Growth

36.41 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year57.1%
3 Year24.43%
5 Year23.17%

Profit Growth

1 Year36.41%
3 Year26.63%
5 Year20.34%

ROE%

1 Year13.43%
3 Year12.08%
5 Year11.81%

ROCE %

1 Year13.69%
3 Year13.45%
5 Year13.7%

ROA%

6.9734368152452

PEG Ratio

0.53

PAT Margin (%)

38.9198613404665

EPS Growth(%)

36.3653136827567

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 47.71 0
Sep 2023 47.71 0
Jun 2023 51.47 0
Mar 2023 51.34 0
Dec 2022 51.33 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 7.57153486296155% in last 3 years.
  • The company is trading at 1.08002391289129 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 24.4287963777832%.
  • The company has delivered substantial profit growth of 26.6252221550525% over past 3 years.

 Limitations

  • PAT margin has shrunk by 5.9032149847525%.
  • Promoter holding has decreased from 51.47% to 47.71%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 31.23 33.59 35.29 38.31 45.4
Other Income 0.06 0.15 0.2 0.22 0.24
Interest Expended 7.4 9.33 9.46 8.9 11.12
Operating Expenses 7.75 7.7 7.52 9.03 10.4
Total Provisions 0 0 0 0 0
Depreciation 0.29 0.3 0.32 0.34 0.36
Profit Before Tax 15.86 16.42 18.19 20.25 23.77
Tax 3.97 4.52 4.94 5.43 7.05
Net Profit 11.9 11.9 13.25 14.82 16.72
Adjusted EPS (RS) 5.86 5.88 6.51 6.61 7.45

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 59.5 60.86 61.67 74.63 117.24
Other Income 0.2 0.1 0.19 0.17 0.29
Interest 11.93 10.65 7.13 10.78 27.17
Operating Expenses 10.88 12.07 9.9 14.83 24.17
Total Provisions 0.94 6.49 5.47 4.44 4.65
Exceptional Items 0 0 0 0 0
Profit Before Tax 35.96 31.74 39.36 44.75 61.53
Tax 10.8 9.27 11.83 11.3 15.9
Profit After Tax 25.15 22.47 27.53 33.45 45.63
Adjusted EPS (Rs.) 13.59 12.28 14.96 16.53 22.55

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 6.17 6.1 6.13 20.23 20.24
Total Reserves 208.59 226.45 253.06 301.26 342.28
Borrowings 34.93 40.46 45.28 186.34 376.59
Other N/C liabilities 0.98 -1.01 -0.8 -0.54 -0.61
Current liabilities 88.68 59.35 43.03 23.77 39.07
Total Liabilities 339.36 331.35 346.7 531.06 777.57
Assets
Loans 0 0 0 0 0
Net Block 1.66 3.3 2.88 5.68 7.4
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0.17 0
Investments 0.18 0.14 0 0 0
Other Loans 238.02 1.02 0.07 0.05 0.01
Other N/C Assets 0 0.06 0.63 0.21 0.22
Current Assets 99.5 326.83 343.12 524.96 769.94
Total Assets 339.36 331.35 346.7 531.06 777.57
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 51.33 51.34 51.47 47.71 47.71
csl capital private limit... 32.01 32.01 32.01 29.13 29.13
rachita gupta 0.28 0.28 0.28 0.26 0.26
ridhima gupta 0.35 0.35 0.35 0.32 0.32
rohit gupta 18.21 18.21 18.21 16.57 16.57
rohit gupta huf 0.17 0.18 0.31 1.16 1.16
sat paul gupta 0.30 0.30 0.30 0.27 0.27
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 48.67 48.66 48.53 52.29 52.29
aadi financial advisors l... 4.16 4.16 4.15 3.77 3.77
anant jain - - - - 1.30
geecee holdings llp 4.90 4.90 3.50 3.18 3.18
india equity fund 1 - - 1.01 1.22 1.23
kitara piin 1103 - - - 7.46 7.46
madhu sunil mansharamani - 1.05 1.13 1.03 1.07
sachet singh 1.38 1.38 - - 1.26
csl employees welfare tru... - - 1.85 1.59 -
gaurav sud 1.45 1.45 1.45 1.10 -
homedge infracon private ... - - 4.34 3.07 -
sachet singh - - 1.37 1.25 -
rajasthan global securiti... - 2.93 1.39 - -
debashish neogi - 1.09 - - -
sanjay gupta - 5.79 - - -
debashish neogi 1.09 - - - -
lrsd securities private l... 2.89 - - - -
sanjay gupta huf 5.79 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

CSL Finance - Quaterly Results29 Jan 2024, 3:35PM CSL Finance - Quaterly Results29 Jan 2024, 3:35PM CSL Finance - Quaterly Results29 Jan 2024, 3:35PM CSL Finance informs about clarification28 Dec 2023, 3:30PM CSL Finance informs about updates7 Dec 2023, 5:10PM CSL Finance - Quaterly Results6 Nov 2023, 3:13PM CSL Finance - Quaterly Results6 Nov 2023, 3:13PM CSL Finance - Quaterly Results6 Nov 2023, 3:13PM CSL Finance informs about investor presentation 7 Aug 2023, 5:19PM CSL Finance - Quaterly Results7 Aug 2023, 12:41PM CSL Finance - Quaterly Results7 Aug 2023, 12:41PM CSL Finance - Quaterly Results7 Aug 2023, 12:41PM CSL Finance submits board meeting intimation29 Jul 2023, 2:56PM CSL Finance informs about disclosure28 Jul 2023, 1:31PM CSL Finance informs about board meeting 21 Jun 2023, 11:38AM CSL Finance informs about disclosure 8 Jun 2023, 12:18PM CSL Finance informs about disclosure 31 May 2023, 2:31PM CSL Finance - Quaterly Results16 May 2023, 5:31PM CSL Finance - Quaterly Results16 May 2023, 5:31PM CSL Finance - Quaterly Results16 May 2023, 5:31PM CSL Finance informs about closure of trading window28 Mar 2023, 1:15PM CSL Finance informs about disclosure20 Mar 2023, 5:52PM CSL Finance informs about issuance of duplicate share certificate20 Mar 2023, 5:05PM CSL Finance informs about disclosure 3 Mar 2023, 5:12PM CSL Finance - Quaterly Results30 Jan 2023, 2:48PM CSL Finance - Quaterly Results30 Jan 2023, 2:48PM CSL Finance - Quaterly Results30 Jan 2023, 2:48PM CSL Finance informs about closure of trading window26 Dec 2022, 5:24PM CSL Finance informs about outcome of board meeting 9 Nov 2022, 4:50PM CSL Finance - Quaterly Results9 Nov 2022, 1:53PM CSL Finance - Quaterly Results9 Nov 2022, 1:53PM CSL Finance - Quaterly Results9 Nov 2022, 1:53PM CSL Finance informs about board meeting intimation2 Nov 2022, 5:58PM CSL Finance informs about outcome of AGM 27 Sep 2022, 4:09PM CSL Finance informs about details of loss of certificate19 Sep 2022, 3:15PM CSL Finance informs about opening of new branch 13 Sep 2022, 12:51PM CSL Finance opens new branch office in Gujarat 13 Sep 2022, 11:38AM CSL Finance - Quaterly Results9 Aug 2022, 1:55PM CSL Finance - Quaterly Results9 Aug 2022, 1:55PM CSL Finance - Quaterly Results9 Aug 2022, 1:55PM CSL Finance informs about opening of new branch in Bharuch 22 Jul 2022, 4:03PM CSL Finance informs about disclosure20 Jul 2022, 12:46PM CSL Finance’s AUM stands at around Rs 545 crore in Q1FY235 Jul 2022, 3:27PM CSL Finance informs about outcome of board meeting27 Jun 2022, 2:13PM CSL Finance informs about conference call8 Jun 2022, 3:49PM CSL Finance - Quaterly Results24 May 2022, 5:27PM CSL Finance - Quaterly Results24 May 2022, 5:27PM CSL Finance informs about compliance certificate7 Dec 2021, 2:20PM CSL Finance informs about issuance of duplicate share certificate27 Nov 2021, 1:08PM CSL Finance informs about related party transactions27 Nov 2021, 1:08PM

CSL Finance Stock Price Analysis and Quick Research Report. Is CSL Finance an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the CSL Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of CSL Finance is Rs 45.6284 Cr and the compounded growth of profit in the past 3 years is 26.6249232419673 %. The PAT margin of CSL Finance is 38.9198613404665 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In CSL Finance , the EPS grew by 36.3653136827567 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): CSL Finance has a average ROE track record. The ROE of CSL Finance is at 13.4313565321571 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of CSL Finance is worth at the current levels at Rs 477.3. The stock is trading at a current P/E ratio of 8.52054733760617 and the average historical P/E for the last 5 years was 7.37751829860541.

  • P/B ratio can be one of the best metrics to value such companies. Currently, CSL Finance is trading at a P/B of 2.3849 . The average historical P/B of CSL Finance for the last 5 years was 0.824227580310106. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of CSL Finance is Rs 477.3. One can use valuation calculators of ticker to know if CSL Finance share price is undervalued or overvalued.

Last Updated on:
Brief about CSL Finance
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