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DCB Bank share price

DCB Bank Ltd.

NSE: DCBBANK BSE: 532772 SECTOR: Bank - Private  116k   1k   369

139.40
-0.90 (-0.64%)
BSE: 04 Jul 04:01 PM

Price Summary

Today's High

₹ 140.6

Today's Low

₹ 138.45

52 Week High

₹ 163.4

52 Week Low

₹ 110

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

4366.2 Cr.

CASA %

26.02

No. of Shares

31.32 Cr.

P/E

8.15

P/B

0.91

Face Value

₹ 10

Div. Yield

0.9 %

Book Value (TTM)

₹  152.55

Net Interest Income

1927.9 Cr.

Cost To Income %

64.01

Promoter Holding

14.77 %

EPS (TTM)

₹  17.11

CAR %

16.59

ROE

11.85 %

ROCE

10.86%

Profit Growth

15.12 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year11.85%
3 Year10.4%
5 Year10.47%

ROA%

1 Year0.93%
3 Year0.86%
5 Year0.87%

Net NPA%

1 Year1.11%
3 Year1.37%
5 Year1.51%

 NIM

1 Year3.2%
3 Year3.3%
5 Year3.36%

CAR %

16.59

Cost of Liabilities %

6.17956745746588

PEG Ratio

0.56

Advances Growth %

19.0427421805648

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 14.77 0
Dec 2023 14.8 0
Sep 2023 14.81 0
Jun 2023 14.82 0
Mar 2023 14.83 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company has been consistently maintaining a NIM of 3.29905221185889% since last 3 years.
  • Good Capital Adequacy Ratio of 16.59%.
  • The company has delivered good Profit growth of 16.8670843824078% over the past 3 years.

 Limitations

  • CASA Growth of -0.399112375649% YoY, which is very low.
  • Low other Income proportion of 8.8443421143892%.
  • High Cost to income ratio of 64.0134943250708%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Interest Earned 1179.28 1237.74 1305.6 1374.1 1444.6
Other Income 122.33 106.94 107.35 123.72 136.22
Interest Expended 693.33 767.02 829.89 900.11 937.12
Operating Expenses 364.34 368.99 372.54 386.2 409.95
Total Provisions 52.48 37.73 39.68 41 24.08
Profit Before Tax 191.46 170.94 170.84 170.51 209.67
Tax 49.25 44.01 44.05 43.93 53.99
Net Profit 142.21 126.93 126.79 126.58 155.68
Net NPA % 1.04 1.19 1.28 1.22 1.11
Gross NPA % 3.19 3.26 3.36 3.43 3.23
Return on Assets % 1.1 0.94 0.9 0.86 1.02
NPM % 12.06 10.26 9.71 9.21 10.78

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 3536.63 3458.21 3512.77 4200.27 5362.04
Other Income 391.09 445.83 452.04 409.39 474.24
Interest Expended 2271.72 2171.6 2155.26 2483.27 3434.14
Operating Expenses 902.94 846.63 1012.56 1339.66 1537.69
Total Provisions 261.14 433.01 407.43 159.18 142.49
Profit Before Tax 491.92 452.81 389.55 627.56 721.96
Taxes 153.99 117.02 102.05 162 185.99
Net Profit 337.94 335.79 287.5 465.56 535.97
Adjusted EPS (Rs.) 10.89 10.81 9.25 14.95 17.13

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 310.42 310.54 310.98 311.5 312.8
Total Reserves 3110.76 3447.1 3736.53 4251.53 4755.06
Deposits 30369.93 29703.86 34691.69 41238.91 49353.03
Borrowings 3407.95 4482.25 4081.84 4118.12 6219.48
Other Liabilities 1305.11 1657.43 1970.21 2442.73 2393.19
Total Liabilities 38505.14 39602.13 44792.56 52365.87 63036.97
Assets
Balance with RBI 1029.8 1182.89 3107.5 2030.6 2866.93
Balance with Banks 2516.07 1856.45 983.26 337.82 198.95
Investments 7741.5 8413.69 9050.65 12582.46 16210.85
Advances 25345.29 25737.2 29095.78 34378.04 40924.56
Net Block 545.87 568.51 608.36 782.67 841.1
Other Assets 1326.6 1843.39 1894.18 2210.68 1970.78
Total Assets 38505.14 39602.13 44792.56 52365.87 63036.97
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 14.83 14.82 14.81 14.80 14.77
aga khan fund for economi... 14.04 14.03 14.03 14.02 13.99
platinum jubilee investme... - - - - 0.78
platinum jubilee investme... 0.79 0.79 0.79 0.79 -
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 85.17 85.18 85.19 85.20 85.23
bajaj allianz life insura... - 1.71 1.49 1.09 1.09
dsp small cap fund 4.22 4.22 4.22 4.22 3.04
franklin india smaller co... - - - 4.23 4.43
government pension fund g... - - - - 1.10
hdfc small cap fund 4.48 4.47 4.47 4.47 4.46
india advantage fund s4 i... 4.00 4.00 4.00 4.00 3.99
investor education and pr... 0.23 0.23 - - 0.23
lic mf large & mid cap fu... - - - 1.58 1.50
llp 1.01 1.02 1.01 1.05 1.04
oman india joint investme... 2.95 2.95 2.95 2.95 2.94
steinberg india emerging ... 2.89 2.89 2.89 2.76 2.15
tata mutual fund - tata s... - - - 5.19 5.18
canara robeco mutual fund... 2.28 2.28 2.28 1.12 -
icici prudential smallcap... - - - 1.62 -
investor education and pr... - - 0.23 0.23 -
franklin india smaller co... 3.35 3.35 3.35 - -
icici prudential smallcap... 3.31 2.88 2.43 - -
invesco india multicap fu... 1.54 1.61 1.08 - -
lic mf large & mid cap fu... - - 1.38 - -
max life insurance compan... 1.43 1.13 1.13 - -
tata mutual fund - tata s... 4.95 4.94 5.20 - -
lic mf multi cap fund - 1.09 - - -
uti - banking and financi... 1.14 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

DCB Bank informs about loss of share certificates12 Jun 2024, 11:52AM DCB Bank informs about loss of share certificate18 May 2024, 2:21PM DCB Bank informs about allotment of equity shares under ESOPs6 May 2024, 11:39AM DCB Bank reports 9% rise in Q4 net profit24 Apr 2024, 3:39PM DCB Bank - Quaterly Results24 Apr 2024, 3:04PM DCB Bank - Quaterly Results24 Apr 2024, 3:04PM DCB Bank - Quaterly Results24 Apr 2024, 3:04PM DCB Bank informs about newspaper publication22 Mar 2024, 5:17PM DCB Bank informs about loss of share certificates21 Mar 2024, 5:24PM DCB Bank informs about appointment of additional director 21 Mar 2024, 4:26PM RBI imposes penalty of Rs 63.60 lakh on DCB Bank 20 Mar 2024, 11:30AM DCB Bank informs about loss of share certificate2 Mar 2024, 3:20PM DCB Bank informs about loss of share certificates25 Jan 2024, 2:24PM DCB Bank - Quaterly Results24 Jan 2024, 3:40PM DCB Bank - Quaterly Results24 Jan 2024, 3:40PM DCB Bank - Quaterly Results24 Jan 2024, 3:40PM DCB Bank informs about loss of share certificates2 Jan 2024, 4:40PM DCB Bank informs about details of loss of certificate1 Jan 2024, 5:09PM DCB Bank enters into co-lending business alliance with Easy Home Finance20 Dec 2023, 4:26PM DCB Bank informs about press release20 Dec 2023, 4:25PM DCB Bank informs about loss of share certificate20 Dec 2023, 4:05PM DCB Bank informs about loss of share certificate14 Dec 2023, 4:43PM DCB Bank informs about newspaper publication11 Dec 2023, 5:16PM DCB Bank informs about allotment of ESOP 22 Nov 2023, 1:33PM DCB Bank submits analyst meet intimation20 Nov 2023, 4:50PM DCB Bank - Quaterly Results31 Oct 2023, 4:48PM DCB Bank - Quaterly Results31 Oct 2023, 4:48PM DCB Bank - Quaterly Results31 Oct 2023, 4:48PM DCB Bank informs about board meeting23 Oct 2023, 5:31PM DCB Bank informs about loss of share certificate21 Oct 2023, 12:13PM DCB Bank informs about loss of share certificate18 Oct 2023, 4:55PM DCB Bank informs about compliances-certificate7 Oct 2023, 3:24PM DCB Bank informs about interest payment disclosure26 Sep 2023, 12:54PM DCB Bank informs about analyst meeting31 Aug 2023, 3:16PM DCB Bank informs about details of loss of certificate 28 Aug 2023, 12:52PM DCB Bank reports 31% rise in Q1 consolidated net profit29 Jul 2023, 12:35PM DCB Bank - Quaterly Results28 Jul 2023, 6:00PM DCB Bank - Quaterly Results28 Jul 2023, 6:00PM DCB Bank - Quaterly Results28 Jul 2023, 6:00PM DCB Bank informs about loss of share certificate24 Jul 2023, 12:31PM DCB Bank informs about board meeting20 Jul 2023, 5:02PM DCB Bank enters into partnership with Max Life Insurance Company11 Jul 2023, 2:08PM DCB Bank gets RBI nod to sell 7.5% stake to TAMPL6 Jul 2023, 12:59PM DCB Bank goes live on new Income Tax collection portal23 Jun 2023, 5:21PM DCB Bank informs about issuance of duplicate share certificate 17 Jun 2023, 3:32PM DCB Bank informs about details of loss of certificate 16 Jun 2023, 4:28PM DCB Bank informs about allotment under ESOP12 Jun 2023, 2:57PM DCB Bank informs about details of loss of certificate 8 Jun 2023, 4:28PM DCB Bank informs about annual secretarial compliance report18 May 2023, 5:04PM DCB Bank informs about analyst meet16 May 2023, 4:18PM

DCB Bank Stock Price Analysis and Quick Research Report. Is DCB Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

DCB Bank stock price today is Rs 139.26. Let’s look at how DCB Bank is performing and if it is the right time to buy the stock of DCB Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. DCB Bank has earned Rs 5362.0393 Cr. revenue in the latest financial year. DCB Bank has posted outstanding revenue growth of 15.742286514632 % in last 3 Years.

  • In terms of advances, DCB Bank reported 19.0427421805648 % YOY,  rise . If you see 3 years advance growth, it stands at 16.7188338767166 %.

  • Currently, DCB Bank has a CASA ratio of 26.0215826284059 %. It’s overall cost of liability stands at 6.17956745746588 %. Also, the total deposits of DCB Bank from these accounts stood at Rs 49353.0343 Cr.

  • DCB Bank has a average ROA track record. The ROA of DCB Bank is at 0.928875785228644 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 3.23 % and 1.11 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -10.4856391486645 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of DCB Bank surged and is currently at Rs 474.2371 Cr.

  • DCB Bank has a Good Capital Adequacy Ratio of 16.59 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently DCB Bank is trading at a P/B of 0.9154 . The historical average PB of DCB Bank was 0.790976519369418.

  • Share Price: - The current share price of DCB Bank is Rs 139.26. One can use valuation calculators of ticker to know if DCB Bank share price is undervalued or overvalued.

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Brief about DCB Bank

DCB Bank Share Price

DCB Bank Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

DCB Bank Ltd., established in 1930, is a private sector bank headquartered in Mumbai, India. It provides a wide range of banking services to individuals and businesses, including savings accounts, current accounts, fixed deposits, loans, and credit cards. With its commitment to customer-centricity and innovation, DCB Bank strives to deliver seamless and personalized banking experiences to its customers.

DCB Bank Ltd. - Share Price

Stay updated with the latest share price of DCB Bank Ltd. Our website provides real-time stock quotes and historical data to help you track the performance of DCB Bank's shares in the market. Our pre-built screening tools allow you to analyze the stock based on various parameters and identify potential investment opportunities.

DCB Bank Ltd. - Balance Sheet

Access DCB Bank Ltd.'s balance sheet on our website for a comprehensive view of the company's financial health. Our premium features include tools like DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, which enable fair value calculations and in-depth analysis of the balance sheet.

DCB Bank Ltd. - Annual Report

Download the annual reports of DCB Bank Ltd. from our website to gain insights into the company's performance, goals, and strategies. Annual reports provide detailed information about the financials, operations, and management of the company, helping long-term stock investors make informed decisions.

DCB Bank Ltd. - Dividend

Learn about DCB Bank Ltd.'s dividend history and dividend policy on our website. Dividends are a crucial consideration for long-term stock investors, as they represent a return on investment and can be an indicator of the company's financial stability and profitability.

DCB Bank Ltd. - Quarterly Result

Stay up to date with DCB Bank Ltd.'s quarterly results on our website. Quarterly reports provide insights into the company's financial performance, including revenue, expenses, and profitability. Our premium features enable convenient analysis and fair value calculation based on the quarterly results.

DCB Bank Ltd. - Stock Price and Price Chart

Track the stock price of DCB Bank Ltd. on our website and analyze its price movements over time using interactive price charts. Our website provides real-time data and tools to help long-term stock investors understand the stock's performance and make informed investment decisions.

DCB Bank Ltd. - News Updates

Get the latest news and updates about DCB Bank Ltd. on our website. Stay informed about the company's developments, announcements, and market trends that can impact the stock's performance. Our news section serves as a valuable resource for long-term stock investors seeking comprehensive stock analysis.

DCB Bank Ltd. - Concall Transcripts

Access the conference call transcripts of DCB Bank Ltd. on our website. Concall transcripts provide a detailed record of the discussions between the company's management and analysts, offering valuable insights into the company's strategies, outlook, and financial performance. These transcripts can be instrumental in understanding the company's potential and making informed investment decisions.

DCB Bank Ltd. - Investor Presentations

Download investor presentations of DCB Bank Ltd. from our website to gain deeper insights into the company's business strategy, financial performance, and future prospects. Investor presentations provide a concise overview of the company's key highlights, industry trends, and growth opportunities, helping long-term stock investors assess the potential of the stock.

DCB Bank Ltd. - Promoters

Discover information about the promoters of DCB Bank Ltd. Our website provides details about the company's founders, major shareholders, and their stake in the company. Understanding the promoters' background and involvement can provide insights into the company's stability and long-term growth prospects.

DCB Bank Ltd. - Shareholders

Explore the shareholders' composition of DCB Bank Ltd. Our website provides information on the institutional and retail shareholders of the company, along with their shareholding patterns. Analyzing the shareholders' structure can help long-term stock investors assess the level of interest and confidence in the company from various investor groups.

Please note that our website offers a range of premium features and tools to aid long-term stock investors in their stock analysis, such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can assist in determining the fair value of the stock and understanding the company's financial performance.

Don't forget to download the annual reports, concall transcripts, investor presentations, credit ratings, and research reports from our website, as they provide valuable insights into DCB Bank Ltd.'s operations, financials, and prospects.

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