Fusion Micro Fin.
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Fusion Micro Fin. share price

Fusion Micro Finance Ltd.

NSE: FUSION BSE: 543652 SECTOR: Finance - NBFC  46k   45   9

534.70
-1.65 (-0.31%)
BSE: 03 May 04:01 PM

Price Summary

Today's High

₹ 539.95

Today's Low

₹ 525.45

52 Week High

₹ 690.15

52 Week Low

₹ 418.6

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 5401.75 Cr.

Advances

₹ 8041.56 Cr.

No. of Shares

10.1 Cr.

P/E

11.09

P/B

2

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  267.65

Operating Revenue

₹ 1741.92 Cr.

Net Profit

₹ 387.15 Cr.

Promoter Holding

57.71 %

EPS (TTM)

₹  48.22

Sales Growth

51.31

ROE

21.27 %

ROCE

14.34%

Profit Growth

1679.57 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year51.31%
3 Year34.23%
5 Year46.92%

Profit Growth

1 Year1679.57%
3 Year77.17%
5 Year63.89%

ROE%

1 Year21.27%
3 Year8.86%

ROCE %

1 Year14.34%
3 Year10.44%

ROA%

4.69564996961403

PEG Ratio

0.01

PAT Margin (%)

22.2251500209826

EPS Growth(%)

1367.68364590862

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 57.71 2.78
Dec 2023 57.7 2.78
Sep 2023 67.92 2.36
Jun 2023 68.18 2.36
Mar 2023 68.18 2.36
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 20.3354895171021%.
  • The company is trading at 1.72834115474555 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 34.2284174417525%.
  • The company has delivered substantial profit growth of 77.1742788137725% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 33.9889889040007%.
  • Promoters shareholding is 57.71%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 458.63 500.89 531.07 546.64 593.03
Other Income 7.89 19.8 21.71 24.62 20.21
Interest Expended 168.02 174.24 183.48 191.01 201.46
Operating Expenses 162.69 192.23 208.08 212.57 242.9
Total Provisions 0 0 0 0 0
Depreciation 1.96 2.3 1.76 2.09 2.38
Profit Before Tax 133.85 151.93 159.46 165.59 166.5
Tax 31.38 37.4 39 39.9 40.05
Net Profit 102.47 114.52 120.46 125.69 126.45
Adjusted EPS (RS) 10.22 11.41 12 12.51 12.58

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 486.26 720.26 855.81 1151.27 1741.92
Other Income 43.04 10.05 17.28 54.47 65.9
Interest 244.21 337.67 375.1 500.35 650.63
Operating Expenses 147.44 194.94 217.13 308.7 438.9
Total Provisions 49.44 97.7 224.07 372.26 206.31
Exceptional Items 0 0 0 0 0
Profit Before Tax 88.22 100 56.79 24.43 511.98
Tax 22.87 30.39 12.85 2.67 124.84
Profit After Tax 65.35 69.61 43.94 21.76 387.15
Adjusted EPS (Rs.) 10.55 8.82 5.56 2.63 38.58

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 61.58 78.95 79.04 82.76 100.35
Total Reserves 561.09 1119.94 1167.32 1255.19 2221.57
Borrowings 1419.48 2733.81 4054.79 5641.42 6778.4
Other N/C liabilities -18 -30.5 -72.26 -86.76 -77.75
Current liabilities 1361.96 307.3 532.52 311.11 263.22
Total Liabilities 3386.1 4209.49 5761.41 7203.73 9285.79
Assets
Loans 685.73 3342.97 4360.73 5918.19 8041.56
Net Block 5.52 6.05 18.28 19.19 20.96
Capital WIP 0 0 0 0 0.25
Intangible WIP 0 0 0 0 0
Investments 0.5 0.5 0 0 0
Other Loans 10.83 13.45 14.31 38.05 44.4
Other N/C Assets 51.02 0 0 2.8 0
Current Assets 2632.5 846.53 1368.08 1225.49 1178.62
Total Assets 3386.1 4209.49 5761.41 7203.73 9285.79
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 68.18 68.18 67.92 57.70 57.71
creation investments fusi... 9.89 9.89 9.85 9.85 9.85
creation investments fusi... 13.83 13.83 13.78 9.93 9.93
devesh sachdev 4.87 4.87 4.86 4.88 4.89
honey rose investment ltd... 39.37 39.37 39.22 32.83 32.83
mini sachdev 0.21 0.21 0.21 0.21 0.21
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 31.82 31.82 32.08 42.30 42.29
aditya birla sun life tru... - - - 1.67 1.94
hdfc mutual fund - - - 3.10 3.27
kotak mahindra life insur... 2.03 2.03 1.92 2.50 2.50
llp 0.65 0.10 0.14 0.29 0.16
mirae asset banking and f... 1.24 1.28 1.11 1.83 3.18
nippon life india trustee... - - - 5.26 4.83
hdfc life insurance compa... - - - 1.08 -
morgan stanley asia (sing... - - - 1.55 -
sbi banking & financial s... - 1.48 1.47 1.47 -
aditya birla sun life tru... 1.81 1.75 1.67 - -
bnp paribas arbitrage - o... 1.06 - 1.27 - -
nippon life india trustee... 4.73 5.30 5.26 - -
the nomura trust and bank... 1.08 - 1.08 - -
the nomura trust and bank... - 1.08 - - -
icici prudential multicap... 1.46 - - - -
massachusetts institute o... 1.45 - - - -

Annual Reports

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Ratings & Research Reports

Company Presentations

Company News

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Fusion Micro Fin. Stock Price Analysis and Quick Research Report. Is Fusion Micro Fin. an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Fusion Micro Fin. better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Fusion Micro Fin. is Rs 387.145 Cr and the compounded growth of profit in the past 3 years is 77.1732654441309 %. The PAT margin of Fusion Micro Fin. is 22.2251500209826 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Fusion Micro Fin. , the EPS grew by 1367.68364590862 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Fusion Micro Fin. has a healthy ROE track record. The ROE of Fusion Micro Fin. is at 21.2741346263749 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Fusion Micro Fin. is worth at the current levels at Rs 536. The stock is trading at a current P/E ratio of 10.3302143542158 and the average historical P/E for the last 5 years was 0.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Fusion Micro Fin. is trading at a P/B of 2.0039 . The average historical P/B of Fusion Micro Fin. for the last 5 years was 0. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Fusion Micro Fin. is Rs 536. One can use valuation calculators of ticker to know if Fusion Micro Fin. share price is undervalued or overvalued.

Last Updated on:
Brief about Fusion Micro Fin.

Fusion Micro Finance Ltd. Financials: Check Share Price, Balance Sheet, Annual Report, Quarterly Results, Shareholding, Company Profile and News for Company Analysis

Fusion Micro Finance Ltd. is a microfinance institution that provides financial services to the underserved and economically disadvantaged population in India. The company aims to alleviate poverty and empower women by offering small loans, savings accounts, insurance, and other financial solutions. With a strong focus on social impact, Fusion Micro Finance Ltd. aims to ensure financial inclusion and economic development at the grassroots level.

Fusion Micro Finance Ltd. - Share Price

Stay up-to-date with Fusion Micro Finance Ltd.'s share price on our website. Our pre-built screening tools enable you to track the stock's performance over time. By analyzing the share price movement, you can make informed investment decisions.

Fusion Micro Finance Ltd. - Balance Sheet

Access Fusion Micro Finance Ltd.'s balance sheet on our website. Explore the company's financial position, assets, liabilities, and shareholders' equity. Utilize our premium features like DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis to calculate the fair value of the stock.

Fusion Micro Finance Ltd. - Annual Report

Download Fusion Micro Finance Ltd.'s annual report from our website. The annual report provides a comprehensive overview of the company's financial performance, strategic initiatives, and future prospects. Gain insights into the company's operations, key metrics, and growth potential.

Fusion Micro Finance Ltd. - Dividend

Stay informed about Fusion Micro Finance Ltd.'s dividend payouts. The company's dividend history reflects its commitment to delivering value to shareholders. Assess the company's dividend policy and track its dividend yield through our website.

Fusion Micro Finance Ltd. - Quarterly Result

Keep track of Fusion Micro Finance Ltd.'s quarterly results using our website. The quarterly results report provides detailed information on the company's revenue, expenses, profitability, and other key financial indicators. Make use of our premium tools to analyze the data and gain a deeper understanding of the company's performance.

Fusion Micro Finance Ltd. - Stock Price

Stay updated with Fusion Micro Finance Ltd.'s stock price using our website. Our pre-built screening tools enable you to monitor the stock's price movement and identify trends. Access historical data, price charts, and technical indicators to make informed investment decisions.

Fusion Micro Finance Ltd. - Price Chart

Analyze the historical price movement of Fusion Micro Finance Ltd.'s stock through our price charts. Track the stock's performance over different timeframes and identify patterns or trends. Our price charts provide valuable insights for long-term stock investors.

Fusion Micro Finance Ltd. - News

Stay informed about the latest news and developments related to Fusion Micro Finance Ltd. Our website provides timely updates on the company's activities, partnerships, regulatory changes, and other relevant news. Access news articles, press releases, and analyst opinions to stay ahead of the market.

Fusion Micro Finance Ltd. - Concall Transcripts

Access Fusion Micro Finance Ltd.'s concall transcripts on our website. The concall transcripts provide a detailed account of the company's discussions with analysts and investors during earnings calls. Gain insights into management's outlook, strategies, and plans for future growth.

Fusion Micro Finance Ltd. - Investor Presentations

Download Fusion Micro Finance Ltd.'s investor presentations from our website. The investor presentations offer a comprehensive overview of the company's business model, growth strategy, financial performance, and market trends. These presentations are a valuable resource for investors seeking in-depth knowledge about the company.

Fusion Micro Finance Ltd. - Promoters

Learn about Fusion Micro Finance Ltd.'s promoters. Our website provides information about the individuals or entities who have promoted and established the company. Gain insights into the expertise and experience of the promoters, which play a vital role in shaping the company's vision and strategy.

Fusion Micro Finance Ltd. - Shareholders

Stay informed about Fusion Micro Finance Ltd.'s shareholders. Our website provides details about the individuals, institutions, or entities holding significant shares in the company. Understanding the company's major shareholders can provide insights into their confidence in the company's prospects.

Remember to visit our website to access pre-built screening tools and download valuable resources such as annual reports, concall transcripts, investor presentations, credit ratings, and research reports. Our premium features enable you to perform fair value calculations using tools like DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis.

Please note that this content is intended for long-term stock investors looking for comprehensive stock analysis. We encourage you to explore the various resources available on our website to make well-informed investment decisions.

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