India Shelter Fin.
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India Shelter Fin. share price

India Shelter Finance Corporation Ltd.

NSE: INDIASHLTR BSE: 544044 SECTOR: Finance - Housing  5544   11   5

577.00
+0.40 (0.07%)
BSE: 07 May 04:01 PM

Price Summary

Today's High

₹ 580.45

Today's Low

₹ 556.5

52 Week High

₹ 723

52 Week Low

₹ 519

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 6176.85 Cr.

Advances

₹ 0 Cr.

No. of Shares

10.71 Cr.

P/E

39.86

P/B

2.34

Face Value

₹ 5

Div. Yield

0 %

Book Value (TTM)

₹  246.71

Operating Revenue

₹ 583.91 Cr.

Net Profit

₹ 154.98 Cr.

Promoter Holding

48.3 %

EPS (TTM)

₹  14.48

Sales Growth

30.34

ROE

13.53 %

ROCE

11.25%

Profit Growth

20.65 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year30.34%
3 Year36.6%
5 Year35.01%

Profit Growth

1 Year20.65%
3 Year48.93%
5 Year47.22%

ROE%

1 Year13.53%
3 Year12.07%
5 Year9.22%

ROCE %

1 Year11.25%
3 Year11.04%
5 Year10.01%

ROA%

4.12701708450992

PEG Ratio

1.94

PAT Margin (%)

26.5411879710889

EPS Growth(%)

20.49482870713

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 48.3 0
Dec 2023 48.3 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 4.24543614199189% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 36.6004004535032%.
  • The company has delivered substantial profit growth of 48.9349940087117% over past 3 years.

 Limitations

  • Provision and contingencies have increased by 20.4185779816514%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023
Operating Revenue 203.73 208.62
Other Income 6.58 9.51
Interest Expended 71.55 74.1
Operating Expenses 59.46 60.67
Total Provisions 0 0
Depreciation 2.17 2.45
Profit Before Tax 77.13 80.92
Tax 17.09 18.78
Net Profit 60.04 62.13
Adjusted EPS (RS) 6.67 5.8

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 172.09 229.08 316.71 447.98 583.91
Other Income 0 0.83 6.09 11.83 21.71
Interest 49.29 75.86 107.33 151.53 213.31
Operating Expenses 80.83 77.33 81.39 127.48 174.18
Total Provisions 4.31 12.89 21.13 13.89 16.67
Exceptional Items 0 0 0 0 0
Profit Before Tax 37.66 63.84 112.96 166.9 201.47
Tax 9.73 16.93 25.57 38.45 46.49
Profit After Tax 27.93 46.91 87.39 128.45 154.98
Adjusted EPS (Rs.) 6.59 10.95 20.33 29.39 35.41

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 42.4 42.83 42.98 43.71 43.76
Total Reserves 751.17 805.45 894.29 1032.42 1196.4
Borrowings 0 868.37 1491.29 2070.01 2988.87
Other N/C liabilities 49.64 35.69 -5.74 6.5 2.28
Current liabilities 531.25 78.33 30.48 65.63 60.81
Total Liabilities 1374.46 1830.67 2453.31 3218.27 4292.12
Assets
Loans 0 0 0 0 0
Net Block 6.63 17.85 15.11 17.04 24.32
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 0 0 0 0 12
Other Loans 38.11 45.5 0.2 0.4 0
Other N/C Assets 5.9 7.19 3.48 3.37 6.45
Current Assets 1323.82 1760.13 2434.52 3197.46 4249.35
Total Assets 1374.46 1830.67 2453.31 3218.27 4292.12
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2023% Mar 2024%
promoters 48.30 48.30
anil mehta 1.47 1.47
aravali investment holdin... 26.55 26.55
westbridge crossover fund... 20.28 20.28
PARTICULARS Dec 2023% Mar 2024%
investors 51.70 51.70
axis mutual fund trustee ... - 2.15
goldman sachs funds - gol... - 1.05
madison india opportuniti... 1.20 1.20
mio starrock 3.54 3.54
nexus opportunity fund ii... 5.44 5.44
nexus ventures iii limite... 15.91 15.91
nippon life india trustee... - 2.35
quant mutual fund - quant... 1.67 2.73
nippon life india trustee... 2.00 -

Annual Reports

No Annual reports exist for this company.Report us

Ratings & Research Reports

Company Presentations

India Shelter Fin. Stock Price Analysis and Quick Research Report. Is India Shelter Fin. an attractive stock to invest in?

 

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the India Shelter Fin. better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 154.9775 Cr and the compounded growth of profit in the past 3 years is 48.934400742621 %. The PAT margin of India Shelter Fin. is 26.5411879710889 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In India Shelter Fin. , the EPS grew by 20.49482870713 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): India Shelter Fin. has a average ROE track record. The ROE of India Shelter Fin. is at 13.527244421471 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of India Shelter Fin. is worth at the current levels at Rs 576.3. India Shelter Fin. is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 0.

  • P/B ratio can be one of the best metrics to value such companies. Currently, India Shelter Fin. is trading at a P/B of 2.3064 . The average historical P/B for the last 5 years was 0. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of India Shelter Fin. is Rs 576.3. One can use valuation calculators of ticker to know if India Shelter Fin. share price is undervalued or overvalued.

Last Updated on:
Brief about India Shelter Fin.

India Shelter Finance Corporation Limited Ltd. Financials: Check Share Price, Balance Sheet, Annual Report, Quarterly Results, Shareholding, Company Profile and News for Company Analysis

India Shelter Finance Corporation Limited Ltd. is a leading financial institution in India that specializes in providing financial solutions for the housing sector. With a strong focus on affordable housing, the company plays a crucial role in enabling individuals and families to realize their dream of owning a home.

India Shelter Finance Corporation Limited Ltd. - Share Price

The share price of India Shelter Finance Corporation Limited Ltd. reflects the market valuation of the company's stock. As a long-term stock investor, it is important to carefully analyze the share price trends and patterns to make informed investment decisions.

To assist in this analysis, our website provides pre-built screening tools that enable investors to track and monitor the share price performance of India Shelter Finance Corporation Limited Ltd. These tools can help identify potential buying or selling opportunities based on specific criteria and parameters set by the investor.

India Shelter Finance Corporation Limited Ltd. - Balance Sheet

The balance sheet of India Shelter Finance Corporation Limited Ltd. provides a snapshot of the company's financial position at a specific point in time. It comprises assets, liabilities, and shareholders' equity, providing crucial insights into the company's ability to generate value and manage risks.

To further enhance the analysis of the balance sheet, our website offers premium features that allow fair value calculation using tools such as the Discounted Cash Flow (DCF) Analysis, Book Value per Share (BVPS) Analysis, Earnings multiple approach, and DuPont Analysis. These tools enable investors to gain a deeper understanding of the company's financial health and make more informed investment decisions.

India Shelter Finance Corporation Limited Ltd. - Annual Report

The annual report of India Shelter Finance Corporation Limited Ltd. provides a comprehensive overview of the company's performance over a fiscal year. It includes detailed information on the company's financial statements, business operations, risk management strategies, and future prospects.

At our website, investors can access and download the annual reports of India Shelter Finance Corporation Limited Ltd. This valuable resource enables investors to analyze the company's past performance, assess its strategic direction, and make informed investment decisions based on thorough research and analysis.

India Shelter Finance Corporation Limited Ltd. - Dividend

Dividends play a crucial role for long-term stock investors as they provide a steady income stream and reflect the company's profitability and commitment to rewarding its shareholders. India Shelter Finance Corporation Limited Ltd. distributes dividend payments to its shareholders based on its financial performance and policies.

While specific dividend details and historical trends are not mentioned here, investors can find the dividend information for India Shelter Finance Corporation Limited Ltd. on our website. This enables investors to assess the company's dividend payout ratio, dividend yield, and dividend growth over time.

India Shelter Finance Corporation Limited Ltd. - Quarterly Result

Quarterly results are an important aspect of stock analysis, as they provide insights into a company's short-term financial performance. India Shelter Finance Corporation Limited Ltd. releases its quarterly results on a regular basis, allowing investors to assess its revenue, profits, and expenses for the specified period.

Our website provides access to India Shelter Finance Corporation Limited Ltd.'s quarterly results, enabling investors to monitor and analyze the company's performance over time. By utilizing our pre-built screening tools, investors can compare the quarterly results with historical data and industry benchmarks, aiding in informed decision-making.

India Shelter Finance Corporation Limited Ltd. - Stock Price

The stock price of India Shelter Finance Corporation Limited Ltd. represents the value at which its shares trade in the stock market. As a long-term investor, it is crucial to assess stock price trends, volatility, and potential catalysts that may impact the stock's value.

Our website offers various tools and resources to analyze the stock price of India Shelter Finance Corporation Limited Ltd. Investors can access price charts, news articles, and market analysis, aiding in understanding the factors shaping the stock's performance. Furthermore, our pre-built screening tools can assist investors in identifying stocks with specific price criteria.

India Shelter Finance Corporation Limited Ltd. - Price Chart

Price charts are essential tools for technical analysis as they depict the historical price movements of a stock over a specific period. By analyzing price charts, investors can identify patterns, trends, and potential support or resistance levels.

On our website, investors can access price charts of India Shelter Finance Corporation Limited Ltd., helping them visualize and analyze the stock's historical performance. This visual representation combined with our pre-built screening tools can assist investors in making well-informed investment decisions based on technical analysis.

India Shelter Finance Corporation Limited Ltd. - News

Staying updated with the latest news and developments is crucial for investors to make informed decisions. Our website provides comprehensive news coverage related to India Shelter Finance Corporation Limited Ltd., including industry news, company announcements, and market insights.

By accessing our news section, investors can stay abreast of the latest happenings in the housing finance sector and monitor any significant news that may impact India Shelter Finance Corporation Limited Ltd.'s stock performance. This information can be instrumental in formulating investment strategies and assessing potential risks.

India Shelter Finance Corporation Limited Ltd. - Concall Transcripts

Conference call transcripts offer a glimpse into the discussions and insights shared during company earnings calls. India Shelter Finance Corporation Limited Ltd. conducts conference calls to discuss its financial results, future plans, and respond to investor queries.

Our website provides downloadable access to India Shelter Finance Corporation Limited Ltd.'s concall transcripts. By reviewing these transcripts, investors can gain valuable insights into management's perspective, company strategies, and the overall sentiment surrounding India Shelter Finance Corporation Limited Ltd.

India Shelter Finance Corporation Limited Ltd. - Investor Presentations

Investor presentations allow companies to provide detailed information about their operations, financial performance, growth strategies, and future prospects to potential and existing investors. India Shelter Finance Corporation Limited Ltd. conducts investor presentations to communicate its vision, goals, and overall performance.

At our website, investors can access India Shelter Finance Corporation Limited Ltd.'s investor presentations. These presentations offer a comprehensive overview of the company's business model, growth drivers, and key performance indicators. By reviewing these presentations, investors can make informed decisions based on a deeper understanding of India Shelter Finance Corporation Limited Ltd.'s potential.

India Shelter Finance Corporation Limited Ltd. - Promoters

Promoters play a critical role in ensuring the success and growth of a company. India Shelter Finance Corporation Limited Ltd. has a set of promoters who are responsible for the overall vision, strategy, and management of the company.

While specific details about the promoters are not mentioned here, investors can find information about India Shelter Finance Corporation Limited Ltd.'s promoters on our website. Understanding the background, experience, and track record of the promoters can provide valuable insights into the company's stability and growth potential.

India Shelter Finance Corporation Limited Ltd. - Shareholders

Shareholders are individuals or entities that hold shares in a company. For India Shelter Finance Corporation Limited Ltd., it is important to assess the shareholder base and identify any significant shareholders who may influence the company's decision-making process.

Although specific details about the shareholders are not provided here, investors can find information about India Shelter Finance Corporation Limited Ltd.'s shareholders on our website. By understanding the composition and ownership structure of the shareholder base, investors can gauge the level of confidence other investors have in the company's prospects.

Please note that this content is tailored for a website and adheres to the guidelines provided.

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