Jana Small Fin. Bank Stock Price Analysis and Quick Research Report. Is Jana Small Fin. Bank an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Jana Small Fin. Bank is performing and if it is the right time to buy the stock of Jana Small Fin. Bank with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Jana Small Fin. Bank has earned Rs 3075.01 Cr. revenue in the latest financial year. Jana Small Fin. Bank has posted outstanding revenue growth of 15.5810559518209 % in last 3 Years.

• In terms of advances, Jana Small Fin. Bank reported 36.5418630466174 % YOY,  rise . If you see 3 years advance growth, it stands at 21.2755861615804 %.

• Currently, Jana Small Fin. Bank has a CASA ratio of 20.2090961585932 %. It’s overall cost of liability stands at 6.25784004547072 %. Also, the total deposits of Jana Small Fin. Bank from these accounts stood at Rs 16334.016 Cr.

• Jana Small Fin. Bank has a average ROA track record. The ROA of Jana Small Fin. Bank is at 1.11698713392681 %.

• The Lender is inefficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 3.94 % and 2.64 % respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 30.7527739184046 % which means it has increased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Jana Small Fin. Bank surged and is currently at Rs 624.865 Cr.

• Jana Small Fin. Bank has a inadequate Capital Adequacy Ratio of 0 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently Jana Small Fin. Bank is trading at a P/B of 1.9481 . The historical average PB of Jana Small Fin. Bank was 0.

• Share Price: - The current share price of Jana Small Fin. Bank is Rs 665.05. One can use valuation calculators of ticker to know if Jana Small Fin. Bank share price is undervalued or overvalued.