Jana Small Fin. Bank Stock Price Analysis and Quick Research Report. Is Jana Small Fin. Bank an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Jana Small Fin. Bank is performing and if it is the right time to buy the stock of Jana Small Fin. Bank with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Jana Small Fin. Bank has earned Rs 5352.865 Cr. revenue in the latest financial year. Jana Small Fin. Bank has posted outstanding revenue growth of 20.2944994695822% in last 3 Years.

• In terms of advances, Jana Small Fin. Bank reported 24.5704% YOY,  rise . If you see 3 years advance growth, it stands at 23.9595706346581%.

• Currently, Jana Small Fin. Bank has a CASA ratio of 17.9357%. It’s overall cost of liability stands at 6.6852 %. Also, the total deposits from these accounts stood at Rs 35784.4891 Cr.

• Jana Small Fin. Bank has a healthy ROA track record. The ROA of Jana Small Fin. Bank is at 0.7599%.

• The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Jana Small Fin. Bank stood at 2.46% and 0.92% respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 17.505890444179% which means it has increased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Jana Small Fin. Bank surged and is currently at Rs 1021.8991 Cr.

• Jana Small Fin. Bank has a inadequate Capital Adequacy Ratio of 0 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently Jana Small Fin. Bank is trading at a P/B of 1.1952 . The historical average PB was 0.62054.

One can find all the Financial Ratios of Jana Small Fin. Bank in Ticker for free. Also, one can get the intrinsic value of Jana Small Fin. Bank by using Valuation Calculators, which are available with a Finology ONE subscription. 

Jana Small Fin. Bank FAQs

Q1. What is Jana Small Fin. Bank share price today?
Ans: The current share price of Jana Small Fin. Bank is Rs 535.25.

Q2. What is the market capitalisation of Jana Small Fin. Bank?
Ans: Jana Small Fin. Bank has a market capitalisation of Rs 5664.1276884 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Jana Small Fin. Bank?
Ans: The PE ratio of Jana Small Fin. Bank is 14.9159939026259 and the P/B ratio of Jana Small Fin. Bank is 1.23420209785534, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Jana Small Fin. Bank share?
Ans: The 52-week high share price of Jana Small Fin. Bank is Rs 606.95, and the 52-week low share price of Jana Small Fin. Bank is Rs 330.

Q5. Does Jana Small Fin. Bank pay dividends?
Ans: Currently, Jana Small Fin. Bank does not pay dividends. Dividend yield of Jana Small Fin. Bank is around 0%.

Q6. What are the face value and book value of Jana Small Fin. Bank shares?
Ans: The face value of Jana Small Fin. Bank shares is Rs 10, while the book value per share of Jana Small Fin. Bank is around Rs 433.681. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of Jana Small Fin. Bank?
Ans: The ROE of Jana Small Fin. Bank is 7.658% and ROCE of Jana Small Fin. Bank is 7.1695%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Jana Small Fin. Bank a good buy for the long term?
Ans: The Jana Small Fin. Bank long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Jana Small Fin. Bank undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Jana Small Fin. Bank appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Jana Small Fin. Bank’s financials?
Ans: You can review Jana Small Fin. Bank’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.