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MAS Financial Serv share price

MAS Financial Services Ltd.

NSE: MASFIN BSE: 540749 SECTOR: Finance Term Lending  43k   159   27

298.60
+1.25 (0.42%)
BSE: 12 Apr 04:01 PM

Price Summary

Today's High

₹ 306

Today's Low

₹ 295

52 Week High

₹ 387.7

52 Week Low

₹ 226.67

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

4896.63 Cr.

Advances

5910.16 Cr.

No. of Shares

16.4 Cr.

P/E

20.81

P/B

2.72

Face Value

₹ 10

Div. Yield

1.23 %

Book Value (TTM)

₹  109.94

Operating Revenue

946.09 Cr.

Net Profit

200.96 Cr.

Promoter Holding

73.73 %

EPS (TTM)

₹  14.35

Sales Growth

44.32

ROE

14.12 %

ROCE

11.47%

Profit Growth

27.55 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year44.32%
3 Year12.08%
5 Year15.99%

Profit Growth

1 Year27.55%
3 Year6.46%
5 Year14.21%

ROE%

1 Year14.12%
3 Year13.33%
5 Year15.13%

ROCE %

1 Year11.47%
3 Year11.17%
5 Year13.32%

ROA%

2.79930685952762

PEG Ratio

0.76

PAT Margin (%)

21.2411081398176

EPS Growth(%)

27.553299270073

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 73.73 0
Sep 2023 73.73 0
Jun 2023 73.73 0
Mar 2023 73.73 0
Dec 2022 73.73 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 12.0779995107933%.
  • The company boasts a well-maintained advances growth ratio of 20.8512363159832%.
  • Promoters shareholding is 73.73%.

 Limitations

  • Provision and contingencies have increased by 48.0157752033522%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 250.86 269.17 278.55 295.82 323.64
Other Income 0.61 1.08 1.52 2.34 2.13
Interest Expended 127.64 143.5 142.76 146.13 163.75
Operating Expenses 55.63 55.68 60.74 71.1 76.44
Total Provisions 0 0 0 0 0
Depreciation 0.62 0.66 0.77 0.91 1.07
Profit Before Tax 67.58 70.41 75.8 80.02 84.51
Tax 17.03 14.86 18.55 20.01 22.07
Net Profit 50.55 55.55 57.25 60.01 62.44
Adjusted EPS (RS) 3.08 3.39 3.49 3.66 3.81

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 572.33 672 593.25 655.57 946.09
Other Income 0.25 0.73 0.65 1.51 3.31
Interest 205.44 274.56 265.94 320.94 476.28
Operating Expenses 75.12 81.91 50.71 84.27 148.37
Total Provisions 58.09 88.09 84.36 40.57 60.05
Exceptional Items 0 0 0 0 0
Profit Before Tax 233.93 228.16 192.89 211.3 264.7
Tax 81.81 61.61 49.39 53.75 63.74
Profit After Tax 152.12 166.55 143.5 157.55 200.96
Adjusted EPS (Rs.) 9.28 10.16 8.75 9.61 12.26

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 54.66 54.66 54.66 54.66 54.66
Total Reserves 855.16 926.24 1117.91 1285.93 1451.07
Borrowings 809.87 1337.16 1822.63 2661.14 4533.08
Other N/C liabilities 690.53 606.94 376.58 283.27 -17.2
Current liabilities 1487.19 1904.68 2053.92 2099.44 1951.79
Total Liabilities 3897.4 4829.68 5425.7 6384.44 7973.4
Assets
Loans 3218.54 3348.47 3805.13 4553.8 5910.16
Net Block 11.52 13.38 11.28 13.14 16.04
Capital WIP 45.64 48.21 50.03 52.04 57.66
Intangible WIP 0 0 0 0.04 0.33
Investments 22.27 32.5 198.35 485.96 347.7
Other Loans 128.83 0 0 0 0
Other N/C Assets 0 0 0 0 0
Current Assets 470.6 1387.12 1360.92 1279.46 1641.51
Total Assets 3897.4 4829.68 5425.7 6384.44 7973.4
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 73.73 73.73 73.73 73.73 73.73
anamaya capital llp 0.18 0.18 0.18 0.18 0.18
dhriti kamlesh gandhi 0.02 0.02 0.02 0.02 0.02
dhvanil k gandhi - - - - 0.06
kamlesh chimanlal gandhi 11.60 11.60 11.60 11.60 11.60
late mukesh chimanlal gan... 29.56 29.56 29.56 29.56 29.56
prarthana marketing priva... 2.41 2.41 2.41 2.41 2.41
shweta kamlesh gandhi 29.89 29.89 29.89 29.89 29.89
dhvanil k gandhi . 0.06 0.06 0.06 0.06 -
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 26.27 26.27 26.27 26.27 26.27
axis elss tax saver fund - - - - 4.89
bandhan sterling value fu... - - 3.45 3.17 3.02
business excellence trust... - - 7.40 7.40 7.40
llp 0.04 0.04 0.05 0.05 0.04
axis mutual fund trustee ... 4.89 4.89 4.89 4.89 -
pgim india trustees priva... 1.75 2.01 1.46 - -
idfc sterling value fund 3.10 3.13 - - -
vistra itcl i ltd busines... 7.40 7.40 - - -
tata aia life insurance c... 1.11 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

MAS Financial Services informs about allotment of bonus shares 24 Feb 2024, 3:42PM MAS Financial Services raises Rs 125 crore through NCDs22 Feb 2024, 10:30AM MAS Financial Serv - Quaterly Results24 Jan 2024, 2:21PM MAS Financial Serv - Quaterly Results24 Jan 2024, 2:21PM MAS Financial Serv - Quaterly Results24 Jan 2024, 2:21PM MAS Financial Services raises Rs 100 crore via NCDs16 Jan 2024, 6:01PM MAS Financial Services raises Rs 25 crore through NCDs21 Dec 2023, 5:59PM MAS Financial Services raises Rs 25 crore through NCDs8 Dec 2023, 6:17PM MAS Financial Serv - Quaterly Results1 Nov 2023, 2:34PM MAS Financial Serv - Quaterly Results1 Nov 2023, 2:34PM MAS Financial Serv - Quaterly Results1 Nov 2023, 2:34PM MAS Financial Services informs about trading window closure29 Sep 2023, 5:26PM MAS Financial Services raises Rs 100 crore through NCDs28 Sep 2023, 4:14PM MAS Financial Services informs about analysts meet 16 Sep 2023, 3:04PM MAS Financial Services informs about analyst meet 2 Sep 2023, 2:39PM MAS Financial Services informs about investor meeting 25 Aug 2023, 5:14PM Mas Financial Services informs about transcript of conference call9 Aug 2023, 5:08PM Mas Financial Services informs about newspaper advertisement4 Aug 2023, 12:26PM MAS Financial Services reports 25% rise in Q1 consolidated net profit3 Aug 2023, 11:51AM MAS Financial Serv - Quaterly Results2 Aug 2023, 3:12PM MAS Financial Serv - Quaterly Results2 Aug 2023, 3:12PM MAS Financial Serv - Quaterly Results2 Aug 2023, 3:12PM MAS Financial Services reports 23% rise in Q4 consolidated net profit10 May 2023, 6:05PM MAS Financial Serv - Quaterly Results10 May 2023, 3:10PM MAS Financial Serv - Quaterly Results10 May 2023, 3:10PM MAS Financial Serv - Quaterly Results10 May 2023, 3:10PM MAS Financial Services raises Rs 50 crore through NCDs28 Mar 2023, 10:28AM MAS Financial Services informs about analyst meet17 Mar 2023, 2:38PM MAS Financial Services submits analyst meet intimation14 Mar 2023, 12:56PM MAS Financial Services raises Rs 50 crore through NCDs13 Mar 2023, 10:21AM MAS Financial Services informs about allotment11 Mar 2023, 11:14AM MAS Financial Services informs about press release3 Feb 2023, 3:34PM MAS Financial Serv - Quaterly Results1 Feb 2023, 4:23PM MAS Financial Serv - Quaterly Results1 Feb 2023, 4:23PM MAS Financial Serv - Quaterly Results1 Feb 2023, 4:23PM MAS Financial Services informs about conference call30 Jan 2023, 12:04PM MAS Financial Services raises Rs 35 crore via NCDs 21 Dec 2022, 4:58PM MAS Financial Services raises Rs 100 crore through NCDs 2 Dec 2022, 9:40AM MAS Financial Services informs about analyst meet intimation22 Nov 2022, 4:50PM MAS Financial Serv - Quaterly Results2 Nov 2022, 4:05PM MAS Financial Serv - Quaterly Results2 Nov 2022, 4:05PM MAS Financial Serv - Quaterly Results2 Nov 2022, 4:05PM MAS Financial Services raises Rs 25 crore through NCDs1 Oct 2022, 2:15PM MAS Financial Services incorporates subsidiary 5 Sep 2022, 9:30AM MAS Financial Services informs about press release5 Aug 2022, 4:27PM MAS Financial Serv - Quaterly Results3 Aug 2022, 4:18PM MAS Financial Serv - Quaterly Results3 Aug 2022, 4:18PM MAS Financial Serv - Quaterly Results3 Aug 2022, 4:18PM MAS Financial Services raises Rs 50 crore via NCDs22 Jun 2022, 5:23PM MAS Financial Services informs about analyst meet 15 Jun 2022, 4:35PM

MAS Financial Serv Stock Price Analysis and Quick Research Report. Is MAS Financial Serv an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the MAS Financial Serv better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 200.96 Cr and the compounded growth of profit in the past 3 years is 6.45964516898736 %. The PAT margin of MAS Financial Serv is 21.2411081398176 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In MAS Financial Serv , the EPS grew by 27.553463134376 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a average ROE track record. The ROE of MAS Financial Serv is at 14.1206891705781 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of MAS Financial Serv is worth at the current levels at Rs 297.7. The stock is trading at a current P/E ratio of 21.8588078497504 and the average historical P/E for the last 5 years was 22.1159130752048.

  • Share Price: - The current share price of MAS Financial Serv is Rs 297.7. One can use valuation calculators of ticker to know if MAS Financial Serv share price is undervalued or overvalued.

  • P/B ratio can be one of the best metrics to value such companies. Currently, MAS Financial Serv is trading at a P/B of 2.7048 . The average historical P/B for the last 5 years was 3.08333279943917. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Last Updated on:
Brief about MAS Financial Serv

MAS Financial Services Ltd. Financials: Check Share Price, Balance Sheet, Annual Report, Quarterly Results, Shareholding, Company Profile and News for Company Analysis

MAS Financial Services Ltd. is a leading non-banking financial company (NBFC) that provides a wide range of financial services to micro, small, and medium enterprises (MSMEs) and retail customers. Established in 1995, the company has emerged as a trusted name in the financial sector with a strong presence in multiple states across India.

MAS Financial Services Ltd. - Share Price

The share price of MAS Financial Services Ltd. reflects the market valuation of the company's stocks. As a long-term stock investor, analyzing the share price can help you determine the attractiveness of investing in MAS Financial Services Ltd. Our pre-built screening tools can assist you in tracking the historical share price movement and identifying potential trends.

MAS Financial Services Ltd. - Balance Sheet

Analyzing the balance sheet of MAS Financial Services Ltd. can provide valuable insights into the company's financial health and stability. Our website provides annual reports, which can be downloaded and used to conduct a thorough analysis of the balance sheet. Additionally, our premium features allow you to calculate fair value using tools like DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis.

MAS Financial Services Ltd. - Annual Report

The annual report of MAS Financial Services Ltd. offers a comprehensive overview of the company's performance over the past year. It includes information on financial statements, operations, achievements, and future prospects. As a long-term investor looking for stock analysis, studying the annual report can help you make informed investment decisions.

MAS Financial Services Ltd. - Dividend

Analyzing the dividend history of MAS Financial Services Ltd. can provide insights into the company's dividend policy and its commitment to rewarding shareholders. However, it is important to note that this website content does not include specific financial data points about the stock.

MAS Financial Services Ltd. - Quarterly Result

Tracking the quarterly results of MAS Financial Services Ltd. enables investors to monitor the company's performance on a regular basis. Our website provides access to quarterly result updates, which can be used to assess the company's financial stability and growth potential. Combine these updates with our premium features to perform in-depth analysis and evaluate the stock's long-term prospects.

MAS Financial Services Ltd. - Stock Price

The stock price of MAS Financial Services Ltd. reflects the market dynamics and investor sentiment towards the company. Regular monitoring of the stock price can help you identify potential buying or selling opportunities. Our pre-built screening tools can assist you in tracking the stock price and analyzing its historical performance.

MAS Financial Services Ltd. - Price Chart

A price chart visually represents the historical movement of a stock's price over a specific period. Analyzing the price chart of MAS Financial Services Ltd. can help investors identify key trends and patterns. Our website offers a variety of price charts that can be customized based on your specific requirements.

MAS Financial Services Ltd. - News

Staying updated with the latest news about MAS Financial Services Ltd. is crucial for making informed investment decisions. Our website provides regular news updates related to the company, including financial announcements, business developments, regulatory updates, and market trends. These insights can help you stay ahead of the curve and make sound investment choices.

MAS Financial Services Ltd. - Concall Transcripts

Concall transcripts provide a detailed record of the conference calls conducted by MAS Financial Services Ltd., allowing investors to gain insights into management discussions, strategies, and future plans. At our website, you can find downloadable concall transcripts that can be useful for conducting an in-depth analysis of the company's performance and prospects.

MAS Financial Services Ltd. - Investor Presentations

Investor presentations by MAS Financial Services Ltd. offer a comprehensive overview of the company's business model, financial performance, and growth strategies. These presentations are useful for gaining insights into the company's operations and understanding its future plans. Our website provides downloadable investor presentations, allowing you to access this valuable information while conducting stock analysis.

MAS Financial Services Ltd. - Promoters

Promoters are individuals or entities who have significant ownership and control in a company. Studying the promoters' background, experience, and track record can provide insights into their commitment and vision for the company. Additional information about the promoters of MAS Financial Services Ltd. can be found on our website.

MAS Financial Services Ltd. - Shareholders

Analyzing the shareholders' composition of MAS Financial Services Ltd. can help investors gauge the level of institutional ownership and retail investor participation. Understanding the overall composition of shareholders can provide insights into market sentiment and confidence in the company. Please note that this website content does not include specific numbers or financial data points about the stock.

Remember to visit our website to access pre-built screening tools for stock analysis, as well as downloadable resources such as annual reports, concall transcripts, investor presentations, credit ratings, and research reports. Our premium features allow you to perform fair value calculations using tools like DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis in various sections, such as the balance sheet, quarterly results, and profit and loss.

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