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Muthoot Microfin share price

Muthoot Microfin Ltd.

NSE: MUTHOOTMF BSE: 544055 SECTOR: Finance - NBFC  29k   24   6

230.00
-5.55 (-2.36%)
BSE: Today, 04:00 PM

Price Summary

Today's High

₹ 230.85

Today's Low

₹ 224.05

52 Week High

₹ 280.8

52 Week Low

₹ 196.1

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

3921.32 Cr.

Advances

7026.58 Cr.

No. of Shares

17.05 Cr.

P/E

23.93

P/B

1.25

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  183.61

Operating Revenue

1428.76 Cr.

Net Profit

163.89 Cr.

Promoter Holding

55.47 %

EPS (TTM)

₹  9.61

Sales Growth

71.62

ROE

11.25 %

ROCE

11.33%

Profit Growth

245.77 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year71.62%
3 Year18.43%
5 Year23.22%

Profit Growth

1 Year245.77%
3 Year108.02%
5 Year67.95%

ROE%

1 Year11.25%
3 Year5.45%
5 Year9.93%

ROCE %

1 Year11.33%
3 Year9.36%
5 Year10.85%

ROA%

2.32300151940733

PEG Ratio

0.1

PAT Margin (%)

11.4706837518303

EPS Growth(%)

237.879217263063

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 55.47 0
Mar 2018 96.93 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 5.77727133197987%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 18.4269182455933%.
  • The company has delivered substantial profit growth of 108.023191780035% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 39.9470110582558%.
  • Promoters shareholding is 55.47%.

 Limitations

  • Provision and contingencies have increased by 98.847842622044%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2023
Operating Revenue 581.05
Other Income 3.78
Interest Expended 234.12
Operating Expenses 211.65
Total Provisions 0
Depreciation 9.22
Profit Before Tax 129.84
Tax 5.28
Net Profit 124.57
Adjusted EPS (RS) 7.31

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 714.31 860.22 684.17 832.51 1428.76
Other Income 36.12 6.52 12.11 10.44 17.58
Interest 233.84 290.67 299.33 340.16 549.01
Operating Expenses 209.78 276.87 250.63 322.37 454.41
Total Provisions 36.28 279.5 137.27 115.7 230.06
Exceptional Items 0 0 0 0 0
Profit Before Tax 270.52 19.7 9.06 64.72 212.87
Tax 69.3 1.49 2 17.32 48.98
Profit After Tax 201.23 18.21 7.05 47.4 163.89
Adjusted EPS (Rs.) 17.62 1.59 0.62 4.15 14.03

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 114.17 114.17 114.17 133.33 140.2
Total Reserves 771.62 792.82 775.72 1203.25 1485.65
Borrowings 2451.27 2921.35 3015.66 3996.61 6493.18
Other N/C liabilities 47 110.84 -5.4 0.16 -2.16
Current liabilities 146.13 171.1 273.66 253.33 406.56
Total Liabilities 3530.18 4110.28 4173.81 5586.68 8523.42
Assets
Loans 2699.25 2563.62 3292.62 4398.02 7026.58
Net Block 20.67 109.1 109.99 121.25 171.9
Capital WIP 0.66 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 0 0 0.05 0.05 63.36
Other Loans 0.39 6.8 4.36 7.56 9.28
Other N/C Assets 5.96 1.31 1.28 1.85 18.64
Current Assets 803.25 1429.46 765.53 1057.96 1233.68
Total Assets 3530.18 4110.28 4173.81 5586.68 8523.42
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2018% Dec 2023%
promoters 96.93 55.47
muthoot fincorp ltd - 50.21
thomas george muthoot 6.15 1.75
thomas john muthoot 6.15 1.75
thomas muthoot 6.17 1.76
mfl 70.59 -
nina george 2.63 -
preethi john 2.63 -
remmy thomas 2.61 -
total 96.93 -
PARTICULARS Mar 2018% Dec 2023%
investors 3.07 44.53
creation investments indi... - 7.63
greater pacific capital w... - 15.13
subha joseph - 2.03
other holding 3.07 -
total 3.07 -

Annual Reports

No Annual reports exist for this company.Report us

Ratings & Research Reports

Company Presentations

Muthoot Microfin Stock Price Analysis and Quick Research Report. Is Muthoot Microfin an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Muthoot Microfin better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Muthoot Microfin is Rs 163.889 Cr and the compounded growth of profit in the past 3 years is 108.021668058617 %. The PAT margin of Muthoot Microfin is 11.4706837518303 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Muthoot Microfin , the EPS grew by 237.879217263063 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Muthoot Microfin has a average ROE track record. The ROE of Muthoot Microfin is at 11.2512867935422 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Muthoot Microfin is worth at the current levels at Rs 229.5. The stock is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 0.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Muthoot Microfin is trading at a P/B of 1.2442 . The average historical P/B of Muthoot Microfin for the last 5 years was 0. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Muthoot Microfin is Rs 229.5. One can use valuation calculators of ticker to know if Muthoot Microfin share price is undervalued or overvalued.

Last Updated on:
Brief about Muthoot Microfin

Muthoot Microfin Ltd. Financials: Check Share Price, Balance Sheet, Annual Report, Quarterly Results, Shareholding, Company Profile and News for Company Analysis

Muthoot Microfin Ltd. is a leading microfinance institution operating in India. With a well-established presence and a track record of serving the underserved sections of society, Muthoot Microfin has positioned itself as a reliable and customer-centric financial services provider. The company is committed to empowering entrepreneurs and small businesses with access to timely and affordable credit. Muthoot Microfin's strong management team and robust operational infrastructure contribute to its sustained growth and success.

Muthoot Microfin Ltd. - Share Price

The share price of Muthoot Microfin Ltd. is determined by market forces and reflects the perceived value of the company. It is influenced by factors such as financial performance, market conditions, investor sentiment, and industry dynamics. Investors interested in analyzing the share price movement of Muthoot Microfin can utilize our pre-built screening tools, which provide historical data and interactive charts for comprehensive analysis.

Muthoot Microfin Ltd. - Balance Sheet

Muthoot Microfin Ltd.'s balance sheet is a snapshot of the company's financial position, including its assets, liabilities, and equity. By analyzing the balance sheet, investors can assess the company's liquidity, solvency, and financial health. Our platform offers premium features such as DCF Analysis, BVPS Analysis, Earnings Multiple Approach, and DuPont Analysis to help investors calculate the fair value of the company based on its balance sheet information. These tools provide deeper insights for long-term stock investors seeking a detailed stock analysis.

Muthoot Microfin Ltd. - Annual Report

Muthoot Microfin Ltd.'s annual report provides a comprehensive overview of its financial performance and operations during a fiscal year. It includes detailed information about the company's business segments, strategic initiatives, risk factors, and corporate governance practices. Our website offers the annual reports of Muthoot Microfin as downloadable documents, allowing investors to access relevant information and gain insights into the company's performance.

Muthoot Microfin Ltd. - Dividend

Dividends play a crucial role in evaluating the performance and financial strength of a company. Muthoot Microfin Ltd. strives to create value for its shareholders through regular dividend payments. The company's dividend policy is influenced by factors such as profitability, cash flow generation, and investment requirements. Investors can keep track of Muthoot Microfin's dividend history and future prospects to make informed investment decisions.

Muthoot Microfin Ltd. - Quarterly Results

Muthoot Microfin Ltd. releases quarterly financial statements, which provide a snapshot of the company's performance during a specific period. These reports offer an opportunity for investors to evaluate key financial metrics, monitor revenue and profit trends, and analyze the company's growth prospects. Our platform offers premium features such as fair value calculation tools, including DCF Analysis, BVPS Analysis, Earnings Multiple Approach, and DuPont Analysis, to assist investors in interpreting quarterly results effectively.

Muthoot Microfin Ltd. - Stock Price

The stock price of Muthoot Microfin Ltd. is determined by market demand and supply dynamics. It reflects the market's perception of the company's value at any given time. Investors can monitor the stock price movement through our platform's interactive price charts. These charts provide historical data and technical indicators, giving investors a comprehensive understanding of the stock's performance and facilitating in-depth stock analysis.

Muthoot Microfin Ltd. - Price Chart

Price charts are valuable tools for analyzing the historical performance of a stock. Our platform provides comprehensive price charts for Muthoot Microfin Ltd., facilitating detailed stock analysis. These charts help investors identify price trends, assess market sentiment, and make informed investment decisions. Long-term stock investors can leverage our pre-built screening tools, which are integrated with price charts, to evaluate the stock's potential and identify buying or selling opportunities.

Muthoot Microfin Ltd. - News

Stay updated with the latest news and developments related to Muthoot Microfin Ltd. on our website. We curate and provide timely news articles, press releases, and market updates, ensuring that investors have access to accurate and relevant information. By staying informed, investors can make well-informed decisions about their Muthoot Microfin investments.

Muthoot Microfin Ltd. - Concall Transcripts

Access the con-call transcripts of Muthoot Microfin Ltd. on our website. Concall transcripts provide a verbatim record of the company's conference calls with analysts and investors. These transcripts offer a detailed insight into management discussions, financial performance highlights, business strategies, and industry outlook. Investors can refer to these transcripts for a comprehensive understanding of Muthoot Microfin's performance dynamics and future direction.

Muthoot Microfin Ltd. - Investor Presentations

Investor presentations provide valuable insights into a company's strategy, operations, financial results, and growth prospects. Muthoot Microfin Ltd. shares its investor presentations on our website as downloadable documents. By reviewing these presentations, investors can gain a deeper understanding of the company's performance, market positioning, and growth roadmap.

Muthoot Microfin Ltd. - Promoters

The promoters of Muthoot Microfin Ltd. are key stakeholders who have a significant influence on the company's operations and strategic direction. They play a crucial role in shaping the company's growth trajectory and maintaining its competitive edge. Understanding the background, expertise, and track record of the promoters is essential for investors seeking a comprehensive stock analysis. Our platform provides detailed information about the promoters of Muthoot Microfin Ltd., helping investors make informed investment decisions.

Muthoot Microfin Ltd. - Shareholders

Shareholders are an integral part of Muthoot Microfin Ltd.'s ownership structure. They hold equity shares in the company and have a vested interest in its financial performance and long-term growth prospects. As a long-term stock investor, understanding the shareholder base and their respective holdings can provide valuable insights into the stock's stability and investor confidence. Our platform offers detailed information on Muthoot Microfin's major shareholders, enabling investors to gauge the company's investor sentiment and ownership dynamics.

Please note that this content is written in a technical tone and focuses on providing stock analysis information for long-term stock investors. Financial data points about the stock, numbers, and specific financial performance figures have been intentionally excluded to adhere to the provided guidelines.

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