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PNB Gilts share price

PNB Gilts Ltd.

NSE: PNBGILTS BSE: 532366 SECTOR: Finance - NBFC  83.9 K   431   64

102.10
+1.08 (1.07%)
BSE: 17 Sep 04:01 PM

Price Summary

Today's High

₹ 102.99

Today's Low

₹ 100.2

52 Week High

₹ 136.5

52 Week Low

₹ 73.55

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1837.9 Cr.

Advances

55.44 Cr.

No. of Shares

18 Cr.

P/E

5.41

P/B

1.08

Face Value

₹ 10

Div. Yield

0.98 %

Book Value (TTM)

₹  94.73

Operating Revenue

1680.37 Cr.

Net Profit

233.44 Cr.

Promoter Holding

74.07 %

EPS (TTM)

₹  18.87

Sales Growth

6.12

ROE

16.21 %

ROCE

6.82%

Profit Growth

235.73 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year6.12%
3 Year16.94%
5 Year12.66%

Profit Growth

1 Year234.64%
3 Year12.27%
5 Year4.61%

ROE%

1 Year16.21%
3 Year5.27%
5 Year13.28%

ROCE %

1 Year6.82%
3 Year6.18%
5 Year6.43%

ROA%

0.9468

PEG Ratio

0.02

PAT Margin (%)

13.8678

EPS Growth(%)

235.7297

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 74.07 0.00
Mar 2025 74.07 0.00
Dec 2024 74.07 0.00
Sep 2024 74.07 0.00
Jun 2024 74.07 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 9.4843%.
  • The company is trading at 0.938 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 16.9419944900515%.
  • The company has delivered substantial profit growth of 12.0349493918299% over past 3 years.
  • Promoters shareholding is 74.07%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 440.28 500.76 362.36 418.77 563.26
Other Income 0.07 0.07 0.08 0.07 0.11
Interest Expended 354.58 335.69 315.31 306.82 324.34
Operating Expenses 14.11 12.5 59.21 12.06 25.5
Total Provisions 0 0.74 1.29 0.17 0.03
Depreciation 0.78 0.84 0.86 0.94 0.55
Profit Before Tax 70.88 151.06 -14.23 98.85 212.94
Tax 17.44 37.86 -1.54 24.17 52.94
Net Profit 53.44 114.68 -10.11 75.02 160.07
Adjusted EPS (RS) 2.97 6.37 -0.56 4.17 8.89

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 1051.98 1050.73 1229.77 1583.45 1680.37
Other Income 0.74 1.18 0.61 2.06 2.37
Interest 396.62 512.56 975.56 1413.84 1315.15
Operating Expenses 30.79 36.09 36.68 63.18 52.45
Total Provisions 2.24 301.03 311.06 13.35 6.39
Exceptional Items -8.73 7.91 7.85 3.68 2.2
Profit Before Tax 614.35 210.15 -85.07 98.81 310.95
Tax 160.23 44.44 -7.84 29.4 77.92
Profit After Tax 454.12 164.94 -77.31 69.76 233.44
Adjusted EPS (Rs.) 25.23 9.21 -4.29 3.86 12.95

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 180.01 180.01 180.01 180.01 180.01
Total Reserves 1136.36 1247.3 1079.99 1149.75 1365.19
Borrowings 0 0 0 0 0
Other N/C liabilities 2.46 -1.33 -9.83 -7.25 4.27
Current liabilities 10820.85 15323.07 20237.03 23202.31 23151.83
Total Liabilities 12139.68 16749.05 21487.19 24524.82 24701.3
Assets
Loans 0 0 0 233.86 55.44
Net Block 2.89 3.37 7.02 7.17 5.02
Capital WIP 0 0 1.54 0 0
Intangible WIP 0 0 11.77 0 0
Investments 0 2133.33 3520.07 2466.29 1051.51
Other Loans 85.1 136.96 179.94 154.52 154.65
Other N/C Assets 0.18 0.17 0.07 1.53 2.05
Current Assets 12051.52 14475.22 17766.78 21661.45 23432.64
Total Assets 12139.68 16749.05 21487.19 24524.82 24701.3
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 74.07 74.07 74.07 74.07 74.07
punjab national bank 74.07 74.07 74.07 74.07 74.07
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 25.93 25.93 25.93 25.93 25.93
investor education and pr... - 0.13 0.14 - 0.14
vineet nahata - 2.49 2.62 2.31 2.13
investor education and pr... 0.13 - - 0.14 -
vineet nahata 1.97 - - - -

Annual Reports

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Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

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Concalls & Presentations

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Company News

PNB Gilts informs about appointment of joint statutory auditor 12 Sep, 5:01 PM PNB Gilts - Quaterly Results 23 Jul, 1:57 PM PNB Gilts - Quaterly Results 23 Jul, 1:57 PM PNB Gilts - Quaterly Results 23 Jul, 1:57 PM PNB Gilts - Quaterly Results 2 May, 9:22 PM PNB Gilts - Quaterly Results 2 May, 9:22 PM PNB Gilts informs about board meeting 23 Apr, 3:32 PM PNB Gilts - Quaterly Results 28 Jan, 8:37 PM PNB Gilts - Quaterly Results 28 Jan, 8:37 PM PNB Gilts informs about credit rating 22 Jan, 3:09 PM PNB Gilts - Quaterly Results 24 Oct, 1:01 PM PNB Gilts - Quaterly Results 24 Oct, 1:01 PM PNB Gilts - Quaterly Results 24 Oct, 1:01 PM Pnb Gilts informs about completion of tenure of independent director 29 Aug, 4:57 PM PNB Gilts - Quaterly Results 24 Jul, 7:58 PM PNB Gilts - Quaterly Results 24 Jul, 7:58 PM PNB Gilts submits of scrutinizer report for postal ballot 7 Jun, 5:27 PM Pnb Gilts informs about compliance report 30 May, 3:08 PM PNB Gilts - Quaterly Results 1 May, 7:33 PM PNB Gilts - Quaterly Results 1 May, 7:33 PM PNB Gilts informs about details of loss of certificate 28 Mar, 12:40 PM PNB Gilts - Quaterly Results 24 Jan, 6:05 PM PNB Gilts - Quaterly Results 24 Jan, 6:05 PM PNB Gilts - Quaterly Results 24 Jan, 6:05 PM PNB Gilts informs about compliances-certificate 5 Jan, 3:57 PM PNB Gilts submits intimation of schedule of meetings 8 Dec, 1:11 PM PNB Gilts informs about appointment of director 6 Dec, 12:40 PM PNB Gilts informs about reaffirmation of credit rating 2 Nov, 12:12 PM PNB Gilts - Quaterly Results 20 Oct, 4:21 PM PNB Gilts - Quaterly Results 20 Oct, 4:21 PM PNB Gilts - Quaterly Results 20 Oct, 4:21 PM PNB Gilts - Quaterly Results 21 Jul, 6:45 PM PNB Gilts - Quaterly Results 21 Jul, 6:45 PM PNB Gilts - Quaterly Results 3 May, 1:22 PM PNB Gilts - Quaterly Results 3 May, 1:22 PM PNB Gilts - Quaterly Results 3 May, 1:22 PM Pnb Gilts informs about board meeting 24 Apr, 4:31 PM PNB Gilts - Quaterly Results 23 Jan, 2:53 PM PNB Gilts - Quaterly Results 23 Jan, 2:53 PM PNB Gilts - Quaterly Results 23 Jan, 2:53 PM PNB Gilts informs about outcome of board meeting 20 Dec, 5:16 PM PNB Gilts - Quaterly Results 21 Oct, 6:56 PM PNB Gilts - Quaterly Results 21 Oct, 6:56 PM RBI imposes monetary penalty on PNB Gilts 14 Oct, 11:49 AM Pnb Gilts informs about voting results 3 Sep, 3:20 PM PNB Gilts informs about proceedings of AGM 3 Sep, 9:46 AM PNB Gilts reports net loss of Rs 88.94 crore in Q1 27 Jul, 2:18 PM PNB Gilts - Quaterly Results 26 Jul, 6:34 PM PNB Gilts - Quaterly Results 26 Jul, 6:34 PM PNB Gilts - Quaterly Results 26 Jul, 6:34 PM

PNB Gilts Stock Price Analysis and Quick Research Report. Is PNB Gilts an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse PNB Gilts. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of PNB Gilts is Rs 233.0306 Cr. and the compounded growth of profit in the past 3 years is 12.0348220746186%. The PAT margin of PNB Gilts is 13.8678%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In PNB Gilts , the EPS grew by 235.7297% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): PNB Gilts has a average ROE track record. The ROE of PNB Gilts is at 16.2111% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of PNB Gilts is worth at the current levels at Rs 101.95. PNB Gilts is trading at a current P/E ratio of 6.22 and the average historical P/E for the last 5 years was 8.59899005908052.
  • P/B ratio can be one of the best metrics to value such companies. Currently, PNB Gilts is trading at a P/B of 1.07619503039631. The average historical P/B for the last 5 years was 0.929310212554149. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of PNB Gilts in Ticker for free. Also, one can get the intrinsic value of PNB Gilts by using Valuation Calculators, which are available with a Finology ONE subscription. 

PNB Gilts FAQs

Q1. What is PNB Gilts share price today?
Ans: The current share price of PNB Gilts is Rs 101.95.

Q2. What is the market capitalisation of PNB Gilts?
Ans: PNB Gilts has a market capitalisation of Rs 1835.20331613 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of PNB Gilts?
Ans: The PE ratio of PNB Gilts is 5.40301339226566 and the P/B ratio of PNB Gilts is 1.07619503039631, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of PNB Gilts share?
Ans: The 52-week high share price of PNB Gilts is Rs 136.84, and the 52-week low share price of PNB Gilts is Rs 74.25.

Q5. Does PNB Gilts pay dividends?
Ans: Currently, PNB Gilts pays dividends. Dividend yield of PNB Gilts is around 0.9809%.

Q6. What are the face value and book value of PNB Gilts shares?
Ans: The face value of PNB Gilts shares is Rs 10, while the book value per share of PNB Gilts is around Rs 94.7319. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of PNB Gilts?
Ans: The ROE of PNB Gilts is 16.2111% and ROCE of PNB Gilts is 6.8244%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is PNB Gilts a good buy for the long term?
Ans: The PNB Gilts long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is PNB Gilts undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the PNB Gilts appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check PNB Gilts’s financials?
Ans: You can review PNB Gilts’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about PNB Gilts
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