SG Finserve

SG Finserve Ltd.

BSE: 539199 SECTOR: Finance - Investment  8121   17   1

689.00
+4.35 (0.64%)
BSE: Today, 09:50 AM

Price Summary

Today's High

₹ 690

Today's Low

₹ 670

52 Week High

₹ 748

52 Week Low

₹ 0

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 2843.71 Cr.

Advances

₹ 0 Cr.

No. of Shares

4.13 Cr.

P/E

154.5

P/B

4.96

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  138.85

Operating Revenue

₹ 1.92 Cr.

Net Profit

₹ 0.78 Cr.

Promoter Holding

50.88 %

EPS (TTM)

₹  4.46

Sales Growth

12.08

ROE

9.25 %

ROCE

13.2%

Profit Growth

-50.33 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year12.08%
3 Year358.79%
5 Year34.07%

Profit Growth

1 Year-50.33%
3 Year62.49%
5 Year27.76%

ROE%

1 Year9.25%
3 Year5.55%
5 Year3.99%

ROCE %

1 Year13.2%
3 Year7.81%
5 Year5.86%

ROA%

9.11010853896233

PEG Ratio

NA

PAT Margin (%)

40.8263708353176

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2023 50.88 0
Dec 2022 50.88 0
Sep 2022 73.05 0
Jun 2022 56.25 0
Mar 2022 56.25 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 5.47480557132588% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 358.789960402349%.
  • The company has delivered substantial profit growth of 0% over past 3 years.
  • Promoters shareholding is 50.88%.

 Limitations

  • Provision and contingencies have increased by 53022.3227312518%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023
Operating Revenue 0.25 0.01 1.45 12.45 27.54
Other Income 0.02 0.03 0.48 0 0
Interest Expended 0 0 0.22 2.04 6.16
Operating Expenses 1.18 0.91 0.86 4.1 2.63
Total Provisions 0 0 0 0 0
Depreciation 0 0 0.02 0 0.01
Profit Before Tax -0.91 -0.88 0.84 6.32 18.74
Tax -0.22 -0.06 0.28 1.71 4.69
Net Profit -0.69 -0.82 0.56 4.61 14.05

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Operating Income 0.96 0.02 0.05 1.71 1.92
Other Income 0.46 0.31 0.45 0.68 0.27
Interest 0.03 0.04 0.07 0.03 0
Operating Expenses 0.56 0.54 0.48 0.71 0.98
Total Provisions 0 0.23 0.9 0 0.09
Exceptional Items 0 0 0 0 0
Profit Before Tax 0.83 -0.48 -0.95 1.65 1.12
Tax 0.24 -0.14 0.05 0.07 0.33
Profit After Tax 0.59 -0.34 -1 1.58 0.78
Adjusted EPS (Rs.) 1.17 -0.68 -1.99 3.15 1.57

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Equity and Liabilities
Share Capital 5.01 5.01 5.01 5.01 5.01
Total Reserves 2.84 2.5 1.5 3.08 3.86
Borrowings 0 0 0 0 0
Other N/C liabilities 0.06 -0.07 -0.02 0 0.08
Current liabilities 0.54 0.64 1.11 0.07 0.1
Total Liabilities 8.45 8.09 7.6 8.17 9.06
Assets
Loans 0 0 0 0 0
Net Block 0.02 0.02 0.01 0.01 0.01
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 2.53 2.77 2.91 1.4 2.33
Other Loans 0.29 0.29 0.29 0.29 0.29
Other N/C Assets 2.9 2.19 1.99 1.94 1.47
Current Assets 2.71 2.81 2.39 4.53 4.94
Total Assets 8.45 8.09 7.6 8.17 9.06
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2022% Jun 2022% Sep 2022% Dec 2022% Mar 2023%
Promoters 56.25 56.25 73.05 50.88 50.88
moongipa capital f... 16.18 16.18 16.18 16.18 16.18
moongipa capital f... - - - - -
sanjay jain 4.97 4.97 4.97 4.97 4.97
suresh chander jain 4.93 4.97 4.97 4.97 4.97
pooja jain 4.95 4.95 4.95 4.95 4.95
nirmal jain 3.89 4.88 4.88 4.88 4.88
sanjay jain and so... 4.82 4.82 4.82 4.82 4.82
rosy gupta 4.64 4.64 4.64 4.64 4.64
suresh chander jai... 3.95 4.43 4.43 4.43 4.43
ruchi jain 3.70 4.35 4.35 4.35 4.35
vimal kumar mehta 2.05 2.05 2.05 2.05 2.05
sanjay jain sons &... - - - - -
PARTICULARS Mar 2022% Jun 2022% Sep 2022% Dec 2022% Mar 2023%
Investors 43.75 43.75 26.95 49.12 49.12

Annual Reports

Ratings & Research Reports

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Company Presentations

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Company News

SG Finserve informs about press release12 May 2023, 4:20PM SG Finserve - Quaterly Results11 May 2023, 5:07PM SG Finserve - Quaterly Results11 May 2023, 5:07PM SG Finserve - Quaterly Results11 May 2023, 5:07PM SG Finserve informs about disclosure22 Apr 2023, 3:53PM SG Finserve informs about update22 Apr 2023, 12:33PM SG Finserve informs about disclosure21 Apr 2023, 4:48PM SG Finserve informs about compliance certificate6 Apr 2023, 4:58PM SG Finserve informs about closure of trading window 30 Mar 2023, 2:02PM SG Finserve informs about appointment of additional director 14 Feb 2023, 5:25PM SG Finserve - Quaterly Results25 Jan 2023, 4:13PM SG Finserve - Quaterly Results25 Jan 2023, 4:13PM SG Finserve - Quaterly Results25 Jan 2023, 4:13PM Moongipa Securities informs about newspaper publication31 Oct 2022, 3:55PM Moongipa Securities - Quaterly Results18 Oct 2022, 8:56PM Moongipa Securities - Quaterly Results18 Oct 2022, 8:56PM Moongipa Securities - Quaterly Results10 Aug 2022, 3:26PM Moongipa Securities - Quaterly Results10 Aug 2022, 3:26PM Moongipa Securities informs about disclosure 5 Aug 2022, 10:05AM Moongipa Securities informs about disclosure3 Aug 2022, 4:51PM Moongipa Securities informs about disclosure 2 Aug 2022, 12:47PM Moongipa Securities informs about notice of postal ballot26 Jul 2022, 12:27PM Moongipa Securities planning to raise funds on preferential basis21 Jul 2022, 11:23AM Moongipa Securities informs about press release27 May 2022, 1:24PM Moongipa Securities - Quaterly Results26 May 2022, 2:34PM Moongipa Securities - Quaterly Results26 May 2022, 2:34PM Moongipa Securities informs about non- applicability of large corporate entity20 Apr 2022, 2:52PM Moongipa Securities - Quaterly Results10 Feb 2022, 3:11PM Moongipa Securities - Quaterly Results10 Feb 2022, 3:11PM Moongipa Securities - Quaterly Results10 Feb 2022, 3:11PM Moongipa Securities informs about disclosure 20 Nov 2021, 10:55AM Moongipa Securities informs about submission of unaudited financial results 8 Nov 2021, 5:06PM Moongipa Securities informs about outcome of board meeting 8 Nov 2021, 4:34PM Moongipa Securities - Quaterly Results8 Nov 2021, 3:13PM Moongipa Securities informs about closure of trading window4 Oct 2021, 1:13PM Moongipa Securities informs about board meeting16 Jun 2021, 2:58PM Moongipa Securities informs about reappointment of whole-time director1 Jun 2021, 10:09AM Moongipa Securities submits un-audited financial results19 Aug 2020, 3:32PM Moongipa Securities informs about outcome of board meeting27 Jun 2020, 3:45PM Moongipa Securities informs about closure of trading window6 Apr 2020, 2:32PM

SG Finserve Stock Price Analysis and Quick Research Report. Is SG Finserve an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the SG Finserve better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 0.7844236 Cr and the compounded growth of profit in the past 3 years is 62.4853310717044 %. The PAT margin of SG Finserve is 40.8263708353176 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In SG Finserve , the EPS declined by -50.3267766497462 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a poor ROE track record. The ROE of SG Finserve is at 9.24753964520189 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of SG Finserve is worth at the current levels at Rs 684.65. The stock is trading at a current P/E ratio of 24.7173788082008 and the average historical P/E for the last 5 years was 4.94347576164016.

  • P/B ratio can be one of the best metrics to value such companies. Currently, SG Finserve is trading at a P/B of 4.9622 . The average historical P/B for the last 5 years was 0.520753418195905. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about SG Finserve

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