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Spandana Sphoorty share price

Spandana Sphoorty Financial Ltd.

NSE: SPANDANA BSE: 542759 SECTOR: Finance - NBFC  44k   122   17

880.10
-9.25 (-1.04%)
NSE: Today, 04:02 PM

Price Summary

Today's High

₹ 894.7

Today's Low

₹ 874.2

52 Week High

₹ 1243.2

52 Week Low

₹ 581

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

6274.89 Cr.

Advances

7480.29 Cr.

No. of Shares

7.13 Cr.

P/E

13.58

P/B

1.84

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  477.56

Operating Revenue

1328.66 Cr.

Net Profit

12.34 Cr.

Promoter Holding

59.75 %

EPS (TTM)

₹  64.79

Sales Growth

-3.46

ROE

0.42 %

ROCE

5.94%

Profit Growth

-73.55 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year-3.46%
3 Year-1.95%
5 Year17.74%

Profit Growth

1 Year-73.55%
3 Year-66.79%
5 Year-42%

ROE%

1 Year0.42%
3 Year2.31%
5 Year8.16%

ROCE %

1 Year5.94%
3 Year7.57%
5 Year12.07%

ROA%

0.157368023945145

PEG Ratio

NA

PAT Margin (%)

0.92852949588307

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 59.75 2.82
Dec 2023 59.89 0
Sep 2023 60.41 0
Jun 2023 62.41 4.31
Mar 2023 63 7.71
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 1.26082956418382 times the book value
  • The company boasts a well-maintained advances growth ratio of 15.1036425202618%.
  • Promoters shareholding is 59.75%.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 2.31179118852096%.
  • The company has delivered poor profit growth of -1.94920555629835% over past 3 years
  • The company has delivered poor Operating Income growth of -1.94920555629835% over past 3 years.
  • Provision and contingencies have increased by 74.8369804144096%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 340.15 475.34 486.85 584.3 591.23
Other Income 15.28 30 15.09 29.61 30.33
Interest Expended 118.1 146.24 195.24 222.89 240.68
Operating Expenses 141 202 154.85 230.86 217.22
Total Provisions 0 0 0 0 0
Depreciation 2.51 3.67 3.12 4.53 5.5
Profit Before Tax 93.82 153.43 148.73 155.63 158.15
Tax 24.55 37.22 37.6 39.32 39.87
Net Profit 69.27 116.21 111.13 116.31 118.28
Adjusted EPS (RS) 9.76 16.37 15.65 16.36 16.62

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 1036.28 1409.49 1442.91 1376.34 1328.66
Other Income 482.4 241.78 24.58 15.26 452.11
Interest 358.12 357.45 419.26 515.3 446.52
Operating Expenses 164.15 205.06 213.8 295.37 413.26
Total Provisions 527.02 490.61 656.79 516.35 902.74
Exceptional Items 0 0 0 0 0
Profit Before Tax 469.38 598.14 177.63 64.59 18.25
Tax 160.63 261.45 48.65 17.95 5.91
Profit After Tax 308.75 336.69 128.98 46.64 12.34
Adjusted EPS (Rs.) 51.77 52.35 20.05 6.75 1.74

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 59.63 64.32 64.32 69.1 70.98
Total Reserves 1826.74 2543.82 2651.59 2962.44 2972.2
Borrowings 2945.11 3011.19 5197.43 3631.45 5934.2
Other N/C liabilities -199.49 -4.15 -102.93 -177.28 -183.42
Current liabilities 66.21 319.7 431.12 196.76 202.74
Total Liabilities 4698.2 5934.88 8241.52 6682.46 8996.71
Assets
Loans 4165.39 4905.14 6616.31 5263.74 7480.29
Net Block 9.24 16.43 20.47 13.52 29.31
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 64.64 549.86 114.62 114.62 306.36
Other Loans 10.53 20.41 18.15 18.54 44.44
Other N/C Assets 0 0 0 0 0
Current Assets 448.41 443.05 1471.96 1272.04 1136.31
Total Assets 4698.2 5934.88 8241.52 6682.46 8996.71
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 63.00 62.41 60.41 59.89 59.75
kangchenjunga limited 41.28 41.27 41.22 41.17 41.10
kedaara capital fund iii ... 7.06 7.06 7.05 7.04 7.03
padmaja gangireddy - - 11.97 - 11.46
vijaya sivarami reddy ven... 0.16 0.16 0.16 0.15 0.15
padmaja gangireddy 14.50 13.92 - 11.53 -
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 37.00 37.59 39.59 40.11 40.25
acm global fund vcc 1.30 1.35 1.68 1.69 1.59
edelweiss trusteeship co ... - - - 1.08 1.01
goldman sachs funds - gol... 1.85 1.85 2.47 2.67 2.04
icici prudential life ins... 4.10 4.07 3.46 2.61 2.44
kotak mahindra life insur... - - - 1.56 1.26
max life insurance compan... - - - - 1.87
sg india alpha holdings l... - - - - 3.57
valiant india opportuniti... 2.11 2.10 1.33 1.32 1.32
valiant mauritius partner... 5.42 5.42 3.15 3.15 3.14
valiant mauritius partner... 1.73 1.73 1.08 1.07 1.07
valiant mauritius partner... 4.10 4.10 2.86 2.85 2.85
jm financial india trust ... - - 2.27 1.00 -
max life insurance co ltd... - - 2.61 2.55 -
union flexi cap fund - - - 1.57 -
kotak mahindra life insur... - - 1.94 - -
jm financial india trust ... 2.27 2.27 - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Spandana Sphoorty Financial raises Rs 50 crore through NCDs 28 Mar 2024, 12:28PM Spandana Sphoorty Financial raises Rs 70 crore through NCDs7 Mar 2024, 4:50PM Spandana Sphoorty Financial informs about allotment of equity shares 6 Mar 2024, 12:32PM Spandana Sphoorty Financial informs about outcome of committee meeting 4 Mar 2024, 12:56PM Spandana Sphoorty Financial informs about notice of postal ballot24 Feb 2024, 3:39PM Spandana Sphoorty Financial raises Rs 100 crore through NCDs 14 Feb 2024, 9:59AM Spandana Sphoorty - Quaterly Results22 Jan 2024, 4:08PM Spandana Sphoorty - Quaterly Results22 Jan 2024, 4:08PM Spandana Sphoorty - Quaterly Results22 Jan 2024, 4:08PM Spandana Sphoorty Financial informs about allotment of NCD on private placement basis19 Jan 2024, 5:18PM Spandana Sphoorty Financial raises Rs 100.98 crore via NCDs 19 Jan 2024, 3:29PM Spandana Sphoorty Financial informs about outcome of board meeting16 Jan 2024, 4:58PM Spandana Sphoorty Financial informs about closure of trading window22 Dec 2023, 2:50PM Spandana Sphoorty Financial informs about investor presentation11 Dec 2023, 5:26PM Spandana Sphoorty Financial informs about board meeting8 Dec 2023, 5:25PM Spandana Sphoorty Financial informs about analyst meet 21 Nov 2023, 5:21PM Spandana Sphoorty - Quaterly Results30 Oct 2023, 3:55PM Spandana Sphoorty - Quaterly Results30 Oct 2023, 3:55PM Spandana Sphoorty - Quaterly Results30 Oct 2023, 3:55PM Spandana Sphoorty Financial raises Rs 40 crore through NCDs26 Oct 2023, 2:30PM Spandana Sphoorty Financial informs about outcome of board meeting 20 Oct 2023, 5:31PM Spandana Sphoorty Financial informs about disclosure17 Oct 2023, 2:41PM Spandana Sphoorty Financial raises Rs 30.10 crore through NCDs12 Oct 2023, 5:55PM Spandana Sphoorty Financial raises Rs 50 crore through NCDs 6 Oct 2023, 3:29PM Spandana Sphoorty Financial raises Rs 75 crore through NCDs 6 Oct 2023, 3:10PM Spandana Sphoorty Financial informs about closure of the trading window27 Sep 2023, 11:42AM Spandana Sphoorty Financial informs about outcome of committee meet 25 Sep 2023, 11:53AM Spandana Sphoorty Financial informs about allotment under ESOS11 Sep 2023, 2:33PM Spandana Sphoorty Financial raises Rs 100 crore through NCDs8 Sep 2023, 11:55AM Spandana Sphoorty Financial raises Rs 30 crore through NCDs4 Sep 2023, 4:58PM Four entities divest shares worth Rs 268 crore of Spandana Sphoorty Financial 1 Sep 2023, 11:30AM Spandana Sphoorty Financial informs about meeting of board of directors30 Aug 2023, 11:15AM Spandana Sphoorty Financial informs about allotment of NCD24 Aug 2023, 5:09PM Spandana Sphoorty Financial raises Rs 50 crore through NCDs24 Aug 2023, 4:00PM Spandana Sphoorty Financial informs about outcome of management committee meet17 Aug 2023, 2:18PM Spandana Sphoorty Financial informs about press release24 Jul 2023, 5:14PM Spandana Sphoorty Financial informs about outcome of board meeting 24 Jul 2023, 5:07PM Spandana Sphoorty - Quaterly Results24 Jul 2023, 3:46PM Spandana Sphoorty - Quaterly Results24 Jul 2023, 3:46PM Spandana Sphoorty - Quaterly Results24 Jul 2023, 3:46PM Spandana Sphoorty Financial informs about conference call14 Jul 2023, 1:37PM Spandana Sphoorty Financial informs about allotment of equity shares 12 Jul 2023, 11:34AM Spandana Sphoorty Financial raises Rs 125 crore through NCDs21 Jun 2023, 12:00PM Spandana Sphoorty Financial informs about clarification regarding a news article 15 Jun 2023, 9:52AM Spandana Sphoorty Financial raises Rs 75 crore through NCDs13 Jun 2023, 10:29AM Spandana Sphoorty Financial gets nod to raise up to Rs 125 crore through NCDs10 Jun 2023, 11:25AM Spandana Sphoorty Financial informs about board meeting outcome 10 Jun 2023, 10:44AM Spandana Sphoorty Financial informs about analyst meet 7 Jun 2023, 11:38AM Spandana Sphoorty Financial informs about resignation non-executive director27 May 2023, 10:02AM Spandana Sphoorty Financial informs about annual secretarial compliance report12 May 2023, 11:00AM

Spandana Sphoorty Stock Price Analysis and Quick Research Report. Is Spandana Sphoorty an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Spandana Sphoorty better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Spandana Sphoorty is Rs 12.337 Cr and the compounded growth of profit in the past 3 years is -66.7853625792957 %. The PAT margin of Spandana Sphoorty is 0.92852949588307 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Spandana Sphoorty , the EPS declined by -74.2510889211532 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Spandana Sphoorty has a poor ROE track record. The ROE of Spandana Sphoorty is at 0.41574345693532 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Spandana Sphoorty is worth at the current levels at Rs 880.1. The stock is trading at a current P/E ratio of 306.440348545027 and the average historical P/E for the last 5 years was 79.406689732148.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Spandana Sphoorty is trading at a P/B of 1.8362 . The average historical P/B of Spandana Sphoorty for the last 5 years was 0.986696776939621. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Spandana Sphoorty is Rs 880.1. One can use valuation calculators of ticker to know if Spandana Sphoorty share price is undervalued or overvalued.

Last Updated on:
Brief about Spandana Sphoorty

Spandana Sphoorty Financial Ltd. Financials: Check Share Price, Balance Sheet, Annual Report, Quarterly Results, Shareholding, Company Profile and News for Company Analysis

Spandana Sphoorty Financial Ltd. is a well-established microfinance institution that primarily operates in rural and semi-urban areas of India. The company provides financial services to low-income households, empowering them with access to credit for various income-generation activities. With a strong focus on rural development, Spandana Sphoorty Financial Ltd. aims to uplift communities and foster financial inclusion.

Spandana Sphoorty Financial Ltd. - Share Price

The share price of Spandana Sphoorty Financial Ltd. reflects the market's perception of the company's performance and prospects. It is influenced by factors such as financial results, industry trends, and investor sentiment. Tracking the share price can help investors gauge market expectations and make informed decisions. Our pre-built screening tools provide real-time share price information and allow users to analyze trends and patterns conveniently.

Spandana Sphoorty Financial Ltd. - Balance Sheet

A company's balance sheet provides valuable insights into its financial position. By analyzing assets, liabilities, and shareholders' equity, investors can assess Spandana Sphoorty Financial Ltd.'s liquidity, solvency, and overall stability. Our website offers users access to downloadable annual reports, enabling them to delve deeper into the company's financial health. Additionally, our premium features, such as DCF Analysis, BVPS Analysis, and DuPont Analysis, facilitate fair value calculations for a more thorough evaluation.

Spandana Sphoorty Financial Ltd. - Annual Report

The annual report provides a comprehensive overview of Spandana Sphoorty Financial Ltd.'s performance and achievements during a particular fiscal year. It includes detailed financial statements, management discussions, and analysis of future prospects. Investors can download the company's annual reports from our website, helping them gain valuable insights into its operations, strategies, and market position.

Spandana Sphoorty Financial Ltd. - Dividend

Dividends represent a portion of a company's profits distributed to its shareholders. Spandana Sphoorty Financial Ltd. has a dividend policy that aims to reward its shareholders for their investment in the company. As a long-term stock investor, understanding the dividend history and policy of a company can be beneficial. However, specific dividend amounts and financial data points are not provided here, as our focus is on providing stock analysis for informed decision-making.

Spandana Sphoorty Financial Ltd. - Quarterly Results

Tracking a company's quarterly results allows investors to monitor its performance and assess its ability to generate profits consistently. Spandana Sphoorty Financial Ltd.'s quarterly results provide valuable insights into revenue growth, operating margins, and other key financial metrics. Our premium features, such as Earnings Multiple Approach, enable investors to analyze and compare the company's performance against industry benchmarks for a comprehensive evaluation.

Spandana Sphoorty Financial Ltd. - Stock Price

Spandana Sphoorty Financial Ltd.'s stock price is subject to market fluctuations and is influenced by various factors, including financial performance, industry trends, and market sentiment. Our website provides real-time stock price information, allowing investors to track and analyze price movements conveniently. Combined with our pre-built screening tools, investors can make informed decisions based on their analysis of the stock price trends.

Spandana Sphoorty Financial Ltd. - Price Chart

Price charts visually represent the historical performance of a stock. Studying Spandana Sphoorty Financial Ltd.'s price chart can provide insights into its price trends, patterns, and potential trading opportunities. By utilizing our pre-built screening tools and accessing price charts, investors can identify trends, support, and resistance levels, aiding them in assessing the stock's future potential.

Spandana Sphoorty Financial Ltd. - News

Keeping up with the latest news related to Spandana Sphoorty Financial Ltd. is crucial for stock investors. Our website provides a dedicated news section where users can access the most recent updates, corporate announcements, and relevant articles about the company. Staying informed about events impacting the company helps investors make informed decisions and stay ahead of market trends.

Spandana Sphoorty Financial Ltd. - Concall Transcripts

Concall transcripts provide an opportunity for investors to review the management's discussion regarding the company's financial performance, strategies, and future outlook. Our website offers downloadable concall transcripts for Spandana Sphoorty Financial Ltd., allowing users to gain valuable insights straight from the company's leadership. These transcripts serve as essential resources for long-term stock investors seeking a comprehensive analysis of the company's prospects.

Spandana Sphoorty Financial Ltd. - Investor Presentations

Investor presentations provide an overview of a company's business model, financials, and growth strategies. By accessing Spandana Sphoorty Financial Ltd.'s investor presentations on our website, investors can understand the company's operations, market positioning, and long-term vision. These presentations offer valuable information for stock analysis, giving investors a deeper understanding of the company's potential and investment prospects.

Spandana Sphoorty Financial Ltd. - Promoters

Promoters play a vital role in shaping a company's strategic decisions and overall direction. Understanding Spandana Sphoorty Financial Ltd.'s promoters can provide insights into their experience, track record, and commitment to the company's success. While detailed information specific to the promoters is not provided here, investors can access relevant information on our website to assess the credibility and influence of the company's promoters.

Spandana Sphoorty Financial Ltd. - Shareholders

The shareholders of Spandana Sphoorty Financial Ltd. represent individuals and institutions holding ownership stakes in the company. Tracking the major shareholders can give investors a sense of confidence in the company's prospects, as institutional investors often conduct thorough due diligence before investing. While specific shareholder details are not discussed here, investors can access relevant information on our website to assess the composition and stability of the company's shareholder base.

At our website, all the necessary resources for stock analysis, including downloadable annual reports, concall transcripts, and investor presentations, are readily available. Furthermore, our premium features provide tools such as DCF Analysis, BVPS Analysis, Earnings Multiple Approach, and DuPont Analysis, empowering investors to evaluate Spandana Sphoorty Financial Ltd.'s fair value and make informed investment decisions. We cater to long-term stock investors looking for in-depth stock analysis, facilitating their journey towards making sound investment choices.

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