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Suryoday Small Finan Stock Price Analysis and Quick Research Report. Is Suryoday Small Finan an attractive stock to invest in?
The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.
The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.
Let’s look at how Suryoday Small Finan is performing and if it is the right time to buy the stock of Suryoday Small Finan with detailed analysis.
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For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Suryoday Small Finan has earned Rs 1183.6821 Cr. revenue in the latest financial year. Suryoday Small Finan has posted outstanding revenue growth of 15.5772254687979 % in last 3 Years.
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In terms of advances, Suryoday Small Finan reported 26.6091027782705 % YOY, rise . If you see 3 years advance growth, it stands at 19.419471845196 %.
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Currently, Suryoday Small Finan has a CASA ratio of 17.1112120864148 %. It’s overall cost of liability stands at 5.51059917824382 %. Also, the total deposits of Suryoday Small Finan from these accounts stood at Rs 5166.7199 Cr.
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Suryoday Small Finan has a Poor ROA track record. The ROA of Suryoday Small Finan is at 0.861251129312022 %.
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The Lender is inefficiently managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 3.13 % and 1.55 % respectively as on the latest financial year.
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One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -39.6408046600135 % which means it has decreased from the previous year.
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Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Suryoday Small Finan surged and is currently at Rs 97.4224 Cr.
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Suryoday Small Finan has a Good Capital Adequacy Ratio of 33.72 .
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The best metric which provides insights about bank’s valuation is P/B ratio. Currently Suryoday Small Finan is trading at a P/B of 1.0007 . The historical average PB of Suryoday Small Finan was 0.618799581772466.
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Share Price: - The current share price of Suryoday Small Finan is Rs 158. One can use valuation calculators of ticker to know if Suryoday Small Finan share price is undervalued or overvalued.
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Brief about Suryoday Small Finan