Oracle Financial Services Software Ltd.

NSE: OFSS  SECTOR: IT - Software

3131.05
+27.75 (0.89%)

Price Summary

Today's High

₹ 3141.15

Today's Low

₹ 3101

52 Week High

₹ 3402.05

52 Week Low

₹ 1532.5

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.

Company Essentials

Market Cap

26925.764742695 Cr.

Enterprise Value

23671.843742695 Cr.

No. of Shares

8.5995959 Cr.

P/E

15.92

P/B

4.65

Face Value

₹ 5

Div. Yield

5.8%

Book Value (TTM)

₹  673.4401

CASH

3253.921 Cr.

DEBT

0 Cr.

Promoter Holding

73.42%

EPS (TTM)

₹  196.6839

Sales Growth

-1.54679120901829%

ROE

34.9711436403372 %

ROCE

42.9580744886792 %

Profit Growth

44.8915730725898 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1w1m3m6m1Yr3Yr5Yr

* Prices are based on daily market changes.

Valuation Chart 1w1m3m6m1Yr3Yr5Yr

* The chart is based on the standalone earnings of the company.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

Sales Growth (in Cr.)

1 Year-1.55%
3 Year-1.92%
5 Year1.08%

Profit Growth (in Cr.)

1 Year23.41%
3 Year7.11%
5 Year8.39%

ROE%

1 Year34.97%
3 Year34.3%
5 Year34.01%

ROCE %

1 Year42.96%
3 Year46.84%
5 Year46.7%

Debt/Equity

0

Price to Cash Flow

18.14

Interest Cover Ratio

251.508730356697

CFO/PAT (5 Yr. Avg.)

0.837459928773544

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2020 73.42 0
Dec 2019 73.44 0
Sep 2019 73.45 0
Jun 2019 73.48 0
Mar 2019 73.5 0
* Figures given above are % of equity capital

 Strengths

  • The Company is trading at a PE of 11.0287267732217.
  • The Company is Virtually Debt Free.
  • The Company has been maintaining a healthy Dividend Yield of 4.11054608518621%.
  • The Company has a good ROE track record of 34.299214814493%.
  • PEG ratio is 0.68430917584947%.
  • The company has effective cash conversion ratio of 93.8086987949371.
  • The Company has healthy Operating Margin of 54.0039619822165%.

 Limitations

  • The company has delivered poor Income growth of -1.91719970738059% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020
Net Sales 934.63 848.92 835.6 906.36 1003.92
Total Expenditure 424.15 387.63 377.1 406.02 398.84
Operating Profit 510.48 461.3 458.5 500.34 605.08
Other Income 37.89 34.68 51.81 44.79 37.93
Interest 1.75 1.67 1.59 3.01 1.36
Depreciation 20.98 20.03 21.09 21.08 20.82
Exceptional Items 0 0 0 0 0
Profit Before Tax 525.64 474.27 487.63 521.04 620.83
Tax 178.75 112.25 116.9 18.02 165.2
Profit After Tax 346.89 362.02 370.74 503.01 455.63
Adjusted EPS (Rs) 4.04 4.22 4.32 5.86 5.3

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Net Sales 3528.43 3736.31 3861.73 3580.9 3525.51
Total Expenditure 2239.57 2405.3 2432.9 1751.91 1621.59
Operating Profit 1288.86 1331.01 1428.83 1828.99 1903.91
Other Income 229.01 202.13 115.44 207.63 195.86
Interest 0 0 0 0 8.02
Depreciation 49.77 66.8 57.35 50.2 83.17
Exceptional Items 0 216.26 0 0 0
Profit Before Tax 1468.1 1682.59 1486.91 1986.42 2008.58
Provision for Tax 570.35 394.5 480.92 703.95 425.92
Net Profit 897.76 1288.1 1005.99 1282.47 1582.66
Adjusted EPS (Rs.) 105.8 151.35 117.78 149.51 184.29

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Equity and Liabilities
Share Capital 42.43 42.55 42.71 42.89 42.94
Total Reserves 3914.83 2633.37 3764.4 3837.48 5465.36
Borrowings 0 0 0 0 0
Other N/C liabilities 17.17 -19.94 0 67.35 69.38
Current liabilities 983.38 2336.12 738.29 456.08 415.04
Total Liabilities 4957.81 4992.1 4545.39 4403.81 5992.73
Assets
Net Block 251.39 242.81 210.98 238.57 283.65
Capital WIP 2.45 0.66 2.45 0.41 0.02
Investments 758.53 765.16 788.25 775.23 778.36
Loans & Advances 598.77 669.13 677.82 830.83 938.33
Other N/C Assets 26.98 25.3 21.22 20.07 4.41
Current Assets 3319.68 3289.05 2844.67 2538.71 3987.95
Total Assets 4957.81 4992.1 4545.39 4403.81 5992.73
* Other Non-current Liabilities include Net deferred Liabilities

Cash Flows (All Figures are in Crores.)

PARTICULARS Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Profit Before Tax 1468.1 1682.59 1486.91 1986.42 2008.58
Adjustment -85.48 -248.33 11.25 8.95 -31.59
Working Capital Changes -69.9 -150.52 61.25 -157.91 48.9
Tax Paid -575.8 -579.16 -492.5 -784.78 -541.22
Operating Cash Flow 736.92 704.58 1066.91 1052.68 1484.67
Investing Cash Flow 1088.53 2181.66 -1290.91 274.68 -1531.42
Financing Cash Flow -1779.17 -925.4 -1668.25 -1267 -33.46
Net Cash Flow 46.27 1960.84 -1892.25 60.35 -80.21

Corporate Actions

Ratings & Research Reports

Company Presentations

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Company News

Oracle Finl. Service Stock Price Analysis and Quick Research Report. Is Oracle Finl. Service an attractive stock to invest in?

 

Stock investing requires careful analysis of financial data to find out the company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement. This can be time-consuming and cumbersome. An easier way to find out about a company's performance is to look at its financial ratios, which can help to make sense of the overwhelming amount of information that can be found in a company's financial statements.

Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). Oracle Finl. Service has a PE ratio of 15.9191982668637 which is high and comparatively overvalued .

  • Return on Assets (ROA): - Return on Assets measures how effectively a company can earn a return on its investment in assets. In other words, ROA shows how efficiently a company can convert the money used to purchase assets into net income or profits. Oracle Finl. Service has ROA of 30.4458418974864 % which is a good sign for future performance. (higher values are always desirable)

  • Current ratio: - The current ratio measures a company's ability to pay its short-term liabilities with its short-term assets. A higher current ratio is desirable so that the company could be stable to unexpected bumps in business and economy. Oracle Finl. Service has a Current ratio of 9.60857842960093 .

  • Return on equity: - ROE measures the ability of a firm to generate profits from its shareholders investments in the company. In other words, the return on equity ratio shows how much profit each rupee of common stockholders’ equity generates. Oracle Finl. Service has a ROE of 34.9711436403372 % .(higher is better)

  • Debt to equity ratio: - It is a good metric to check out the capital structure along with its performance. Oracle Finl. Service has a D/E ratio of 0 which means that the company has low proportion of debt in its capital.

  • Sales growth: - Oracle Finl. Service has reported revenue growth of -1.54679120901829 % which is poor in relation to its growth and performance.

  • Operating Margin: - This will tell you about the operational efficiency of the company. The operating margin of Oracle Finl. Service for the current financial year is 54.0039619822165 %.

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for Oracle Finl. Service is Rs 180 and the yield is 5.8003 %.

Brief about Oracle Finl. Service

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